Civic Intelligence

Telcomm Credit Union

990 • Fiscal year 2016 • EIN 44-0538278

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 30, 2017

2155 E SunshineSpringfield, MO 65804

(417) 886-5355

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.87x

Higher debt load relative to assets than 25% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

67th percentile

20.16x

Higher debt load relative to revenue than 67% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

90th percentile

22%

Higher net margin than 90% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

65th percentile

$232,325

Higher top officer pay than 65% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

61st percentile

5.4%

Faster asset growth than 61% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

70th percentile

9.2%

Faster revenue growth than 70% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Assets

Up

$143,508,635

Up $7,360,119 (+5.4%) from 2015

Net Assets

Up

$19,023,744

Up $387,970 (+2.1%) from 2015

Liabilities

Up

$124,484,891

Up $6,972,149 (+5.9%) from 2015

Revenue

Up

$6,174,221

Up $518,781 (+9.2%) from 2015

Expenses

Up

$4,790,373

Up $146,739 (+3.2%) from 2015

Net Income

Up

$1,383,848

Up $372,042 (+37%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2012: $115,129,764Liabilities 2012: $99,402,636Net Assets 2012: $15,727,1282012Assets 2013: $123,123,841Liabilities 2013: $106,529,091Net Assets 2013: $16,594,7502013Assets 2014: $129,041,823Liabilities 2014: $111,348,251Net Assets 2014: $17,693,5722014Assets 2015: $136,148,516Liabilities 2015: $117,512,742Net Assets 2015: $18,635,7742015Assets 2016: $143,508,635Liabilities 2016: $124,484,891Net Assets 2016: $19,023,7442016Assets 2017: $151,175,034Liabilities 2017: $130,350,998Net Assets 2017: $20,824,0362017Assets 2019: $178,949,811Liabilities 2019: $151,371,459Net Assets 2019: $27,578,3522019Assets 2020: $220,804,918Liabilities 2020: $189,054,866Net Assets 2020: $31,750,0522020Assets 2021: $246,500,693Liabilities 2021: $211,828,186Net Assets 2021: $34,672,5072021Assets 2022: $273,963,242Liabilities 2022: $241,577,741Net Assets 2022: $32,385,5012022Assets 2024: $308,222,357Liabilities 2024: $270,236,605Net Assets 2024: $37,985,7522024

Highlighted filing

2016

Assets$143,508,635
Liabilities$124,484,891
Net Assets$19,023,744

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2012: $4,521,6312012Revenue 2013: $5,459,242Expenses 2013: $4,591,620Net Income 2013: $867,6222013Revenue 2014: $5,451,406Expenses 2014: $4,352,584Net Income 2014: $1,098,8222014Revenue 2015: $5,655,440Expenses 2015: $4,643,634Net Income 2015: $1,011,8062015Revenue 2016: $6,174,221Expenses 2016: $4,790,373Net Income 2016: $1,383,8482016Revenue 2017: $6,820,371Expenses 2017: $5,128,582Net Income 2017: $1,691,7892017Revenue 2019: $9,697,193Expenses 2019: $6,693,451Net Income 2019: $3,003,7422019Revenue 2020: $10,586,724Expenses 2020: $7,405,624Net Income 2020: $3,181,1002020Revenue 2021: $11,784,630Expenses 2021: $8,000,578Net Income 2021: $3,784,0522021Revenue 2022: $13,563,264Expenses 2022: $10,356,566Net Income 2022: $3,206,6982022Revenue 2024: $20,898,720Expenses 2024: $18,898,035Net Income 2024: $2,000,6852024

Highlighted filing

2016

Revenue$6,174,221
Expenses$4,790,373
Net Income$1,383,848
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 30, 2017
Return Version
2016v3.0
Gross Receipts
$6,174,221
Mission and Program Overview

Mission

As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$54,831,582$57,428,561▲ $2,596,979
Investments in Publicly Traded Securities$12,981,922$43,887,781▲ $30,905,859
Investments Other Securities$52,776,000$25,419,000▼ $27,357,000
Rtn Earn Endowment Incm Other Fnds$18,635,774$19,023,744▲ $387,970
Land, Buildings, and Equipment, Net$4,788,987$4,610,832▼ $178,155
Savings and Temporary Cash Investments$1,653,496$2,887,467▲ $1,233,971
Cash and Non-Interest-Bearing Accounts$1,896,808$1,703,732▼ $193,076
Investments Program Related$1,135,981$1,190,009▲ $54,028
Prepaid Expenses and Deferred Charges$158,176$247,887▲ $89,711
Total Assets$136,148,516$143,508,635▲ $7,360,119
Other Assets Total$5,925,564$6,133,366▲ $207,802
Liabilities
Other Liabilities$117,143,334$123,767,625▲ $6,624,291
Accounts Payable and Accrued Expenses$369,408$717,266▲ $347,858
Total Liabilities$117,512,742$124,484,891▲ $6,972,149
Net Assets / Fund Balance
Total Net Assets Fund Balance$18,635,774$19,023,744▲ $387,970
Total Liabilities and Net Assets / Fund Balance$136,148,516$143,508,635▲ $7,360,119

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,940,338$1,940,893$4,881,231
Equipment$484,313$1,585,793$2,070,106
Land$1,186,181-$1,186,181
Other Securities$25,419,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Don AckermanPresidentFT$196,974$35,351$232,325
Steve ButlerVP of It & BFT$82,756$11,066$93,822
Mary OrrVP of OperatFT$73,297$12,918$86,215
Jessica ShorneyCFOFT$66,698$9,953$76,651

Board Members and Trustees

NameTitle
Gregory EckChairman
Ron BarberVice Chairma
Chris GeorgeBoard Member
John HalsteadBoard Member
Julius B MeltonBoard Member
Rick WilsonBoard Member
Steve LoshBoard Member
Steve WoodallBoard Member
David RoperSec/treasure
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,098,698
Investment Income
$1,050,559
Other Revenue
$24,964
Change in Net Assets
$1,383,848
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,775,245
Salaries, Compensation, and Employee Benefits$2,013,768
Grants and Similar Amounts Paid$1,360
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,180,079
Office Expenses---$489,019
Current Officers, Directors, Trustees, and Key Employees---$489,013
Interest---$349,474
Occupancy---$282,871
Depreciation Depletion---$275,680
Advertising---$160,286
Other Employee Benefits---$160,055
Payroll Taxes---$120,862
Other Expenses---$68,688
Pension Plan Contributions---$63,759
Insurance---$60,600
All Other Expenses---$33,374
Fees for Services Accounting---$23,630
Conferences and Meetings---$8,150
Travel---$4,587
Grants to Domestic Orgs---$1,360
Fees for Services Legal---$131
Total Functional Expenses$0$0$0$4,790,373
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' DEPOSITS$123,767,625
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The members of the credit union are considered to be the owners of the organization.

Form 990, Page 6, Part VI, Line 7A

The members of the credit union elect the board of directors and supervisory committee members for three year terms.

Form 990, Page 6, Part VI, Line 11B

The return is given to the president, don ackerman and the board for review. After reviewing the return, don signs the e-file authorization form, and it is e-filed with the irs. A copy of the final return is included at the next monthly board meeting.

Form 990, Page 6, Part VI, Line 15A

The president performance and compensation review committee is selected from the members of the board. This committee uses the cuna compensation survey, other demographic compensation reports and the credit union's past performance to evaluate the appropriate amount of executive compensation. The amount of executive compensation is proposed to the board in a closed door meeting and after a discussion among the board members an amount is approved.

Form 990, Page 6, Part VI, Line 19

Copies of the credit union governing documents, financial statements and conflict of interest policy are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Telcomm Credit Union
EIN
44-0538278
Phone
4178865355
Address
2155 E SUNSHINE, SPRINGFIELD, MO 65804

Signing Officer

Name
Don Ackerman
Title
President
Phone
4178865355
Signed
2017-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Don Ackerman
Formed
1940
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
55
Volunteers
11

Preparer

Firm
Kpm Cpas Pc
Address
1445 E REPUBLIC RD, SPRINGFIELD, MO 65804
Preparer
Andrew C Clemens CPA
Phone
4178824300
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.

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IRS990/OtherLiabilitiesGrp/EOYAmt0123767625
IRS990/OtherSalariesAndWagesGrp/TotalAmt01180079
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt054831582
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt057428561
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0120862
IRS990/PensionPlanContributionsGrp/TotalAmt063759
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0158176
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0247887
IRS990/PrincipalOfficerNm0DON ACKERMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2522210
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2CREDIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE COMMISSIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03077652
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1912035
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2890528
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3171092
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt447391
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03077652
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1912035
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2890528
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3171092
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt447391
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt02893
IRS990/PYInvestmentIncomeAmt0829116
IRS990/PYOtherExpensesAmt02631449
IRS990/PYOtherRevenueAmt032612
IRS990/PYProgramServiceRevenueAmt04793712
IRS990/PYRevenuesLessExpensesAmt01011806
IRS990/PYSalariesCompEmpBnftPaidAmt02009292
IRS990/PYTotalExpensesAmt04643634
IRS990/PYTotalRevenueAmt05655440
IRS990/ReconcilationRevenueExpnssAmt01383848
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt024964
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt018635774
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt019023744
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01653496
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02887467
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02940338
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01940893
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04881231
IRS990ScheduleD/EquipmentGrp/BookValueAmt0484313
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01585793
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02070106
IRS990ScheduleD/LandGrp/BookValueAmt01186181
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01186181
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0123767625
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt025419000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT IN BANKS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04610832
IRS990ScheduleD/TotalBookValueSecuritiesAmt025419000
IRS990ScheduleD/TotalLiabilityAmt0123767625
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0196974
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt013252
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt022099
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DON ACKERMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0232325
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS FOR THREE YEAR TERMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE RETURN IS GIVEN TO THE PRESIDENT, DON ACKERMAN AND THE BOARD FOR REVIEW. AFTER REVIEWING THE RETURN, DON SIGNS THE E-FILE AUTHORIZATION FORM, AND IT IS E-FILED WITH THE IRS. A COPY OF THE FINAL RETURN IS INCLUDED AT THE NEXT MONTHLY BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PRESIDENT PERFORMANCE AND COMPENSATION REVIEW COMMITTEE IS SELECTED FROM THE MEMBERS OF THE BOARD. THIS COMMITTEE USES THE CUNA COMPENSATION SURVEY, OTHER DEMOGRAPHIC COMPENSATION REPORTS AND THE CREDIT UNION'S PAST PERFORMANCE TO EVALUATE THE APPROPRIATE AMOUNT OF EXECUTIVE COMPENSATION. THE AMOUNT OF EXECUTIVE COMPENSATION IS PROPOSED TO THE BOARD IN A CLOSED DOOR MEETING AND AFTER A DISCUSSION AMONG THE BOARD MEMBERS AN AMOUNT IS APPROVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0136148516
IRS990/TotalAssetsEOYAmt0143508635
IRS990/TotalAssetsGrp/BOYAmt0136148516
IRS990/TotalAssetsGrp/EOYAmt0143508635
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt055
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04790373
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0117512742
IRS990/TotalLiabilitiesEOYAmt0124484891
IRS990/TotalLiabilitiesGrp/BOYAmt0117512742
IRS990/TotalLiabilitiesGrp/EOYAmt0124484891
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt018635774
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt019023744
IRS990/TotalOtherCompensationAmt069288
IRS990/TotalProgramServiceRevenueAmt05098698
IRS990/TotalReportableCompFromOrgAmt0419725
IRS990/TotalRevenueGrp/ExclusionAmt01075523
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05098698
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06174221
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0136148516
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0143508635
IRS990/TravelGrp/TotalAmt04587
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02155 E SUNSHINE
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065804
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0TELCOMMCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02018-03-14 21:41:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DON ACKERMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178865355
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TELCOMM CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0TELC
ReturnHeader/Filer/EIN0440538278
ReturnHeader/Filer/PhoneNum04178865355
ReturnHeader/Filer/USAddress/AddressLine1Txt02155 E SUNSHINE
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065804
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId035D3879163D6E86CE39169CEF1932A0DEFAB2344
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0639E43D7064DA110D86365B3D40C5518D435221F
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431109768
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KPM CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01445 E REPUBLIC RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SPRINGFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065804
ReturnHeader/PreparerPersonGrp/PhoneNum04178824300
ReturnHeader/PreparerPersonGrp/PreparationDt02017-10-31

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