Civic Intelligence

Telcomm Credit Union

990 • Fiscal year 2012 • EIN 44-0538278

Jan 01, 2012 to Dec 31, 2012 • Filed on Jul 02, 2013

Organization ProfileWWW.TELCOMMCU.COM

View Organization Page

2155 E Sunshine65804
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.86x

Higher debt load relative to assets than 19% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets19th percentile

Assets

$115,129,764

No earlier filing loaded for comparison.

Net Assets

$15,727,128

No earlier filing loaded for comparison.

Liabilities

$99,402,636

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$4,521,631

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2012: $115,129,764Liabilities 2012: $99,402,636Net Assets 2012: $15,727,1282012Assets 2013: $123,123,841Liabilities 2013: $106,529,091Net Assets 2013: $16,594,7502013Assets 2014: $129,041,823Liabilities 2014: $111,348,251Net Assets 2014: $17,693,5722014Assets 2015: $136,148,516Liabilities 2015: $117,512,742Net Assets 2015: $18,635,7742015Assets 2016: $143,508,635Liabilities 2016: $124,484,891Net Assets 2016: $19,023,7442016Assets 2017: $151,175,034Liabilities 2017: $130,350,998Net Assets 2017: $20,824,0362017Assets 2019: $178,949,811Liabilities 2019: $151,371,459Net Assets 2019: $27,578,3522019Assets 2020: $220,804,918Liabilities 2020: $189,054,866Net Assets 2020: $31,750,0522020Assets 2021: $246,500,693Liabilities 2021: $211,828,186Net Assets 2021: $34,672,5072021Assets 2022: $273,963,242Liabilities 2022: $241,577,741Net Assets 2022: $32,385,5012022Assets 2024: $308,222,357Liabilities 2024: $270,236,605Net Assets 2024: $37,985,7522024

Highlighted filing

2012

Assets$115,129,764
Liabilities$99,402,636
Net Assets$15,727,128
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2012: $4,521,6312012Revenue 2013: $5,459,242Expenses 2013: $4,591,620Net Income 2013: $867,6222013Revenue 2014: $5,451,406Expenses 2014: $4,352,584Net Income 2014: $1,098,8222014Revenue 2015: $5,655,440Expenses 2015: $4,643,634Net Income 2015: $1,011,8062015Revenue 2016: $6,174,221Expenses 2016: $4,790,373Net Income 2016: $1,383,8482016Revenue 2017: $6,820,371Expenses 2017: $5,128,582Net Income 2017: $1,691,7892017Revenue 2019: $9,697,193Expenses 2019: $6,693,451Net Income 2019: $3,003,7422019Revenue 2020: $10,586,724Expenses 2020: $7,405,624Net Income 2020: $3,181,1002020Revenue 2021: $11,784,630Expenses 2021: $8,000,578Net Income 2021: $3,784,0522021Revenue 2022: $13,563,264Expenses 2022: $10,356,566Net Income 2022: $3,206,6982022Revenue 2024: $20,898,720Expenses 2024: $18,898,035Net Income 2024: $2,000,6852024

Highlighted filing

2012

Revenue-
Expenses$4,521,631
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Jul 2, 2013
Return Version
2012v2.1
Gross Receipts
$5,559,619
Mission and Program Overview

Mission

As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.

Filing and Contact Details

Filer

EIN
44-0538278
Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES.
IRS990ScheduleO/GeneralExplanation/Explanation1THE MEMBERS OF THE BOARD AND SUPERVISORY COMMITTEE ARE VOLUNTEERS. THEY DIRECT AND OVERSEE THE OPERATION OF THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation2THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS FOR THREE YEAR TERMS.
IRS990ScheduleO/GeneralExplanation/Explanation3ALL BRANCH STAFF ARE SUPERVISED BY A BRANCH MANAGER AND BRANCH MANAGERS ARE SUPERVISED BY A MEMBER OF SENIOR MANAGEMENT. ALL EMPLOYEES ARE PROVIDED POLICY AND PROCEDURE MANUALS APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation4THE RETURN IS GIVEN TO THE PRESIDENT, DON ACKERMAN FOR REVIEW AND AFTER SIGNING THE E-FILE AUTHORIZATION FORM, IT IS E-FILED WITH THE IRS. A COPY OF THE FINAL RETURN IS PRESENTED TO THE BOARD AT THE NEXT MONTHLY MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation5THE POLICY IS REVIEWED WITH STAFF AND BOARD MEMBERS ON AN ANNUAL BASIS.
IRS990ScheduleO/GeneralExplanation/Explanation6THE PRESIDENT PREFORMANCE AND COMPENSATION REVIEW COMMITTEE IS SELECTED FROM THE MEMBERS OF THE BOARD. THIS COMMITTEE USES CUNA COMPENSATION SURVEY, OTHER DEMOGRAPHIC COMPENSATION REPORTS AND THE CREDIT UNION'S PAST PERFORMANCE TO EVALUATE THE APPROPIATE AMOUNT OF EXECUTIVE COMPENSATION. THE AMOUNT OF EXECUTIVE COMPENSATION IS PROPOSED TO THE BOARD IN A CLOSED DOOR MEETING AND AFTER A DISCUSSION AMONG THE BOARD MEMBERS AN AMOUNT IS APPROVED.
IRS990ScheduleO/GeneralExplanation/Explanation7AUDIT AND TAX RETURNS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
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IRS990ScheduleO/GeneralExplanation/Identifier1EXPLANATION ON VOLUNTEERS AND TYPES OF SERVICES OR BENEFITS
IRS990ScheduleO/GeneralExplanation/Identifier2ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier3POLICIES AND PROCEDURES GOVERNING CHAPTERS
IRS990ScheduleO/GeneralExplanation/Identifier4ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier5ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/GeneralExplanation/Identifier6COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier7GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
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ReturnHeader/Filer/EIN0440538278
ReturnHeader/Filer/Name/BusinessNameLine10TELCOMM CREDIT UNION
ReturnHeader/Filer/NameControl0TELC
ReturnHeader/Filer/Phone04178865355
ReturnHeader/Filer/USAddress/AddressLine102155 E SUNSHINE
ReturnHeader/Filer/USAddress/City0SPRINGFIELD
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode065804
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-07-02
ReturnHeader/Officer/Name0DON ACKERMAN
ReturnHeader/Officer/Phone04178865355
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-07-03
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10HLAVACEK MORRIS MCINTYRE YATES DANIELSON
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101200 E WOODHURST DR STE S100
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0SPRINGFIELD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MO
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0658044214
ReturnHeader/Preparer/Name0WAYNE E HLAVACEK
ReturnHeader/Preparer/Phone04178822650
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-07-19T13:02:57-05:00

Document Assets

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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$115,129,764
Liabilities
$99,402,636
Net assets
$15,727,128
Revenue
-
Expenses
$4,521,631
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$308$270$38.0$20.9$18.9$2.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$274$242$32.4$13.6$10.4$3.21
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$247$212$34.7$11.8$8.00$3.78
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$221$189$31.8$10.6$7.41$3.18
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$179$151$27.6$9.70$6.69$3.00
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$151$130$20.8$6.82$5.13$1.69
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$144$124$19.0$6.17$4.79$1.38
2015Detailed filing. Detailed filing data is available for this year.$136$118$18.6$5.66$4.64$1.01
2014Detailed filing. Detailed filing data is available for this year.$129$111$17.7$5.45$4.35$1.10
2013Detailed filing. Detailed filing data is available for this year.$123$107$16.6$5.46$4.59$0.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$115$99.4$15.7$4.52