Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Auburn University Credit Union
EIN 63-0422553 • 501(c)14 • Auburn, AL
Profile
The credit union's mission is to enhance members' financial well being by identifying members' financial needs and fulfilling those needs.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.93x
Liabilities / Revenue
86th percentile
Higher debt load relative to revenue than 86% of similar nonprofits.
Net Margin
30th percentile
Higher net margin than 30% of similar nonprofits.
Top Officer Pay
97th percentile
Higher top officer pay than 97% of similar nonprofits.
Top officer pay equals 5.3% of source-year revenue.
Asset Growth
24th percentile
Faster asset growth than 24% of similar nonprofits.
Revenue Growth
60th percentile
Faster revenue growth than 60% of similar nonprofits.
Balance Sheet
Assets
Down$242,567,364
Down $626,199 (-0.3%) from 2023
Liabilities
Down$224,794,410
Down $3,136,369 (-1.4%) from 2023
Net Assets
Up$17,772,954
Up $2,510,170 (+16%) from 2023
Revenue
Up$11,945,981
Up $1,594,964 (+15%) from 2023
Expenses
Up$11,066,963
Up $1,409,311 (+15%) from 2023
Net Income
Up$879,018
Up $185,653 (+27%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
- Assets
- $242,567,364
- Liabilities
- $224,794,410
- Net assets
- $17,772,954
- Revenue
- $11,945,981
- Expenses
- $11,066,963
- Net income
- $879,018
Latest Detailed Filing
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2022 to Dec 31, 2022
- Signed
- Nov 7, 2023
- Return Version
- 2022v5.0
- Gross Receipts
- $7,896,337
Mission and Program Overview
Mission
The credit union's mission is to enhance members' financial well being by identifying members' financial needs and fulfilling those needs.
The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $83,870,026 | $104,765,864 | ▲ $20,895,838 |
| Investments in Publicly Traded Securities | $89,109,473 | $77,614,222 | ▼ $11,495,251 |
| Rtn Earn Endowment Incm Other Fnds | $21,158,888 | $12,625,465 | ▼ $8,533,423 |
| Savings and Temporary Cash Investments | $27,263,130 | $9,990,620 | ▼ $17,272,510 |
| Land, Buildings, and Equipment, Net | $9,730,829 | $9,661,861 | ▼ $68,968 |
| Investments Other Securities | $8,741,716 | $8,252,168 | ▼ $489,548 |
| Cash and Non-Interest-Bearing Accounts | $3,464,183 | $3,253,495 | ▼ $210,688 |
| Receivables From Officers Etc | $2,160,000 | $2,430,000 | ▲ $270,000 |
| Prepaid Expenses and Deferred Charges | $216,827 | $358,113 | ▲ $141,286 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $232,250,239 | $224,160,624 | ▼ $8,089,615 |
| Other Assets Total | $7,694,055 | $7,834,281 | ▲ $140,226 |
| Liabilities | |||
| Other Liabilities | $210,178,729 | $209,997,469 | ▼ $181,260 |
| Accounts Payable and Accrued Expenses | $912,622 | $1,537,690 | ▲ $625,068 |
| Total Liabilities | $211,091,351 | $211,535,159 | ▲ $443,808 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $21,158,888 | $12,625,465 | ▼ $8,533,423 |
| Total Liabilities and Net Assets / Fund Balance | $232,250,239 | $224,160,624 | ▼ $8,089,615 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $5,929,008 | $2,067,320 | $7,996,328 |
| Other Land Buildings | $925,552 | $3,656,386 | $4,581,938 |
| Land | $2,807,301 | - | $2,807,301 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Henry H Armstrong | President and CEO/treas. | FT | $264,447 | $135,662 | $400,109 |
| Candace B Garner | CFO | FT | $114,163 | $7,184 | $121,347 |
Board Members and Trustees
| Name | Title |
|---|---|
| Dennis Veronese | Chairman |
| Thomas a Mccaskey | Vice Chairman |
| Deborah Heidepriem | Director |
| Floyd M Woods | Director |
| Maryanne Douglass | Director |
| Teresa Logiotatos | Director |
| Duane Brandon | Asst. Secretary |
| Curtis Jolly | Secretary |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Jack Henry & Associates INC | Core Software | 7400 CAHABA VALLEY RD, Birmingham, Oc | $539,020 |
| Fedcorp | Atm And Tcr Servicing | 2305 US-98, Daphne, Oc | $180,552 |
| Flex | Statement Production | 5330 TECHNOLOGY LN, Birmingham, Oc | $125,268 |
| Harbin Consulting LLC | Technology | PO BOX 230416, Montgomery, Oc | $111,339 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $4,521,567
- Investment Income
- $1,894,401
- Other Revenue
- $1,480,369
- Change in Net Assets
- $667,370
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $7,896,337
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $0
- Total Revenue per Audited Statements
- $7,896,337
- Total Revenue per Form 990
- $7,896,337
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $4,508,669 |
| Salaries, Compensation, and Employee Benefits | $2,720,298 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,648,090 |
| Fees for Services Other | - | - | - | $703,951 |
| Interest | - | - | - | $577,837 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $521,457 |
| Depreciation Depletion | - | - | - | $439,690 |
| All Other Expenses | - | - | - | $389,341 |
| Office Expenses | - | - | - | $376,831 |
| Other Employee Benefits | - | - | - | $358,838 |
| Other Expenses | - | - | - | $150,798 |
| Payroll Taxes | - | - | - | $148,312 |
| Advertising | - | - | - | $123,344 |
| Occupancy | - | - | - | $83,682 |
| Insurance | - | - | - | $56,296 |
| Fees for Services Legal | - | - | - | $47,488 |
| Pension Plan Contributions | - | - | - | $43,601 |
| Travel | - | - | - | $29,887 |
| Conferences and Meetings | - | - | - | $1,141 |
| Total Functional Expenses | $0 | $0 | $0 | $7,228,967 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $7,228,967 |
| Total Expenses per Audited Statements | $7,228,967 |
| Total Expenses per Form 990 | $7,228,967 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $2,160,000 | $2,430,000 | ▲ $270,000 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Deposits | $209,997,469 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The governing body of auburn university credit union is owned and controlled by its members and operated for the purpose of promoting thrift and savings to its members. Auburn university credit union does not have stockholders.”
Form 990, Part VI, Section A, Line 7A
“The members of auburn university credit union elect its board of directors at the annual membership meeting. The board of directors is made up of nine board members and the term for each board member is three years. The nominating committee will nominate members for open board positions or members may place a name on their voting ballot by petition.”
Form 990, Part VI, Section A, Line 7B
“The following types of decisions are subject to the approval by the credit union's members: dissolution of the credit union, election and termination of board or committee members, expulsion of credit union members, and conversion from state to federal charter.”
Form 990, Part VI, Section B, Line 11B
“A copy of the 990 is provided to the board of directors prior to filing. The ceo and cfo answer any questions from the board.”
Form 990, Part VI, Section B, Line 12C
“The board of directors and key officers are required annually to disclose any interest that could give rise to conflict on the conflict of interest disclosure form.”
Form 990, Part VI, Section B, Line 15
“The personnel committee of the board of directors reviews the ceo's salary on an annual basis. The committee reviews the performance of the ceo while taking into account the overall performance of the credit union. Additionally, the committee uses "cues" compensation surveys which provides independent comparable salary data for the deliberation and decision making process. The board of directors approves the ceo's salary. Compensation for other officers, key employees, and management is determined on a yearly basis by the ceo. The ceo uses similar salary survey data while taking into consideration the type of work performed, supervisor performance evaluations, and the overall performance of the credit union.”
Form 990, Part VI, Section C, Line 19
“The credit union makes its financial statements available via the ncua website which can be found at www.ncua.gov. Other documents are available to the public upon request.”
Filing and Contact Details
Filer
- Filer Name
- Auburn University Credit Union
- EIN
- 63-0422553
- Phone
- 3348444120
- Address
- 1290 S DONAHUE DR, AUBURN, AL 36832
Signing Officer
- Name
- Henry H Armstrong
- Title
- President/CEO
- Phone
- 3348444120
- Signed
- 2023-11-07
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Henry H Armstrong
- Formed
- 1960
- Legal Domicile
- Al
- Voting Board Members
- 9
- Independent Board Members
- 8
- Employees
- 56
- Volunteers
- 13
Preparer
- Firm
- Warren Averett LLC
- Address
- 350 W CEDAR STREET SUITE 400, PENSACOLA, FL 32502
- Preparer
- Claire C Duren CPA
- Phone
- 8504357400
Supplemental Narrative
Additional Explanations
Form 990, Part III, Line 2
“Auburn university credit union joined the co-op shared branch network, allowing our members to make transations at other participating locations”
FORM 990, PART XI, LINE 9:
“Reconciliation of changes in net assets - pension plan prior service cost 21,782.”
FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2B:
“On an annual basis, the alabama credit union administration and/or the national credit union administration perform a regulatory examination of the financial statements and safety and soundness of the credit union. Additionally, the credit union's financial statements are audited by an independent accountant as of december 31 of each year.”
Form 990, Part XII, Financial Statements and Reporting, Line 2(C)
“The credit union has a supervisory committee made up of member volunteers who oversee the audit of the credit union's financial statements and selection of the independent accountants.”
Financial Statement Notes
PART X, LINE 2:
“Effective january 1, 2010, the credit union implemented the new accounting requirements associated with uncertainty in income taxes using the provisions of fasb asc 740, income taxes. The guidance prescribes a minimum recognition threshold and measurement methodology that a tax position taken or expected to be taken in a tax return is required before being recognized in the financial statements. It also provides guidance for derecognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. As of december 31, 2022, the credit union has no uncertain tax positions that qualify for either recognition or disclosure in the financial statements. With few exceptions, the credit union is no longer subject to u.s. Federal income tax examinations by tax authorities for years before 2019.”
Raw XML AppendixShowing 400 of 477 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 912622 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1537690 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF AUBURN UNIVERSITY CREDIT UNION IS THREE-FOLD: TO PROVIDE ITS MEMBERS FINANCIAL SERVICES, PRIMARILY SAVINGS AND LOAN OPPORTUNITIES, TO INVEST MEMBER SAVINGS, AND TO PROMOTE SOUND MONEY MANAGEMENT AMONG ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 123344 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 389341 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CANDACE GARNER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3348444120 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1290 S DONAHUE DR |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | AUBURN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 36832 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3464183 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3253495 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 4 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 521457 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1141 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 539020 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 180552 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 125268 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 111339 |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/AddressLine1Txt | 0 | 7400 CAHABA VALLEY RD |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/AddressLine1Txt | 1 | 2305 US-98 |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/AddressLine1Txt | 2 | 5330 TECHNOLOGY LN |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/AddressLine1Txt | 3 | PO BOX 230416 |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CityNm | 0 | BIRMINGHAM |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CityNm | 1 | DAPHNE |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CityNm | 2 | BIRMINGHAM |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CityNm | 3 | MONTGOMERY |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CountryCd | 0 | OC |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CountryCd | 1 | OC |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CountryCd | 2 | OC |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CountryCd | 3 | OC |
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| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/ForeignPostalCd | 1 | 36526 |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/ForeignPostalCd | 2 | 32517 |
| IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/ForeignPostalCd | 3 | 36123 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | JACK HENRY & ASSOCIATES INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | FEDCORP |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | FLEX |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | HARBIN CONSULTING LLC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CORE SOFTWARE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ATM AND TCR SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | STATEMENT PRODUCTION |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | TECHNOLOGY |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1894401 |
| IRS990/CYOtherExpensesAmt | 0 | 4508669 |
| IRS990/CYOtherRevenueAmt | 0 | 1480369 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4521567 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 667370 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2720298 |
| IRS990/CYTotalExpensesAmt | 0 | 7228967 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7896337 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 439690 |
| IRS990/Desc | 0 | IN EFFORTS TO PROMOTE THRIFT AMONG ITS MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, AND CERTIFICATE OF DEPOSIT ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 56 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 47488 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 703951 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 89049 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | THOMAS A MCCASKEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARYANNE DOUGLASS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CURTIS JOLLY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HENRY H ARMSTRONG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DUANE BRANDON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DEBORAH HEIDEPRIEM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TERESA LOGIOTATOS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DENNIS VERONESE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | FLOYD M WOODS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CANDACE B GARNER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 311060 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 114163 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | PRESIDENT AND CEO/TREAS. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | ASST. SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1960 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 7896337 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 56296 |
| IRS990/InterestGrp/TotalAmt | 0 | 577837 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1894401 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1894401 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8741716 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8252168 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 89109473 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 77614222 |
| IRS990/IRPDocumentCnt | 0 | 3585 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 5723706 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 9730829 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 9661861 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 15385567 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 9500 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9500 |
| IRS990/MissionDesc | 0 | THE CREDIT UNION'S MISSION IS TO ENHANCE MEMBERS' FINANCIAL WELL BEING BY IDENTIFYING MEMBERS' FINANCIAL NEEDS AND FULFILLING THOSE NEEDS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
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| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 12625465 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -9222575 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 83682 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 376831 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7694055 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7834281 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 21782 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 358838 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | REPAIRS AND MAINTENANCE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 630804 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 473988 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 423591 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 150798 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 210178729 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 209997469 |
| IRS990/OtherOrganizationDsc | 0 | STATE-CHARTERED CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522210 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522210 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522210 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | NSF AND LATE CHARGES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | INTERCHANGE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | FEES AND SERVICE CHARGES |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 784963 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 542489 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 143417 |
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| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 542489 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 143417 |
| IRS990/OtherRevenueTotalAmt | 0 | 1480369 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1648090 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 83870026 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 104765864 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 148312 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 43601 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 216827 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 358113 |
| IRS990/PrincipalOfficerNm | 0 | HENRY H ARMSTRONG |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4521567 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4521567 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | TO MEET THE LENDING NEEDS OF ITS MEMBERS, THE CREDIT UNION OFFERS A VARIETY OF CONSUMER AND MORTGAGE LOAN PRODUCTS AT COMPETITIVE RATES OF INTEREST. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | THE CREDIT UNION OFFERS FINANCIAL SERVICES TO THE BENEFIT OF ITS MEMBERS WHICH INCLUDE INTERNET BANKING, ONLINE BILL PAY, REMOTE DEPOSIT CAPTURE AND FI TO FI TRANSFERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1433360 |
| IRS990/PYOtherExpensesAmt | 0 | 3642220 |
| IRS990/PYOtherRevenueAmt | 0 | 1358315 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3671680 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 246528 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2574607 |
| IRS990/PYTotalExpensesAmt | 0 | 6216827 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 6463355 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 2160000 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 2430000 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 667370 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 21158888 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12625465 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 27263130 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 9990620 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 5929008 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2067320 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 7996328 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 7228967 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 2807301 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 2807301 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 925552 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 3656386 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4581938 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 209997469 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 7896337 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | EFFECTIVE JANUARY 1, 2010, THE CREDIT UNION IMPLEMENTED THE NEW ACCOUNTING REQUIREMENTS ASSOCIATED WITH UNCERTAINTY IN INCOME TAXES USING THE PROVISIONS OF FASB ASC 740, INCOME TAXES. THE GUIDANCE PRESCRIBES A MINIMUM RECOGNITION THRESHOLD AND MEASUREMENT METHODOLOGY THAT A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN IS REQUIRED BEFORE BEING RECOGNIZED IN THE FINANCIAL STATEMENTS. IT ALSO PROVIDES GUIDANCE FOR DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. AS OF DECEMBER 31, 2022, THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. WITH FEW EXCEPTIONS, THE CREDIT UNION IS NO LONGER SUBJECT TO U.S. FEDERAL INCOME TAX EXAMINATIONS BY TAX AUTHORITIES FOR YEARS BEFORE 2019. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 9661861 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 7228967 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 209997469 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 7896337 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 7896337 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 7228967 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 264447 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 46613 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 78537 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 10512 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | HENRY H ARMSTRONG |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT AND CEO/TREAS. |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 400109 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | 1 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION WILL COVER EMPLOYEE AND SPOUSE MEALS UP TO $125 PER DAY WHEN TRAVELING FOR CREDIT UNION BUSINESS. |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | IN 2014, THE CREDIT UNION ENTERED INTO A SPLIT-DOLLAR LIFE INSURANCE ARRANGEMENT WITH HENRY ARMSTRONG. THE PREMIUMS ON THE POLICY WERE FUNDED BY THE CREDIT UNION THROUGH LOANS TO THE CEO. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 1A |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990ScheduleJ/TravelForCompanionsInd | 0 | X |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 2430000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | TO PAY THE PREMIUMS OF A COLLATERAL ASSIGNMENT SPLIT DOLLAR PLAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 270000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | HENRY ARMSTRONG |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | PRESIDENT AND CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | 1 |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 2430000 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AUBURN UNIVERSITY CREDIT UNION JOINED THE CO-OP SHARED BRANCH NETWORK, ALLOWING OUR MEMBERS TO MAKE TRANSATIONS AT OTHER PARTICIPATING LOCATIONS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE GOVERNING BODY OF AUBURN UNIVERSITY CREDIT UNION IS OWNED AND CONTROLLED BY ITS MEMBERS AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. AUBURN UNIVERSITY CREDIT UNION DOES NOT HAVE STOCKHOLDERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBERS OF AUBURN UNIVERSITY CREDIT UNION ELECT ITS BOARD OF DIRECTORS AT THE ANNUAL MEMBERSHIP MEETING. THE BOARD OF DIRECTORS IS MADE UP OF NINE BOARD MEMBERS AND THE TERM FOR EACH BOARD MEMBER IS THREE YEARS. THE NOMINATING COMMITTEE WILL NOMINATE MEMBERS FOR OPEN BOARD POSITIONS OR MEMBERS MAY PLACE A NAME ON THEIR VOTING BALLOT BY PETITION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FOLLOWING TYPES OF DECISIONS ARE SUBJECT TO THE APPROVAL BY THE CREDIT UNION'S MEMBERS: DISSOLUTION OF THE CREDIT UNION, ELECTION AND TERMINATION OF BOARD OR COMMITTEE MEMBERS, EXPULSION OF CREDIT UNION MEMBERS, AND CONVERSION FROM STATE TO FEDERAL CHARTER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A COPY OF THE 990 IS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING. THE CEO AND CFO ANSWER ANY QUESTIONS FROM THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS AND KEY OFFICERS ARE REQUIRED ANNUALLY TO DISCLOSE ANY INTEREST THAT COULD GIVE RISE TO CONFLICT ON THE CONFLICT OF INTEREST DISCLOSURE FORM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE PERSONNEL COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE CEO'S SALARY ON AN ANNUAL BASIS. THE COMMITTEE REVIEWS THE PERFORMANCE OF THE CEO WHILE TAKING INTO ACCOUNT THE OVERALL PERFORMANCE OF THE CREDIT UNION. ADDITIONALLY, THE COMMITTEE USES "CUES" COMPENSATION SURVEYS WHICH PROVIDES INDEPENDENT COMPARABLE SALARY DATA FOR THE DELIBERATION AND DECISION MAKING PROCESS. THE BOARD OF DIRECTORS APPROVES THE CEO'S SALARY. COMPENSATION FOR OTHER OFFICERS, KEY EMPLOYEES, AND MANAGEMENT IS DETERMINED ON A YEARLY BASIS BY THE CEO. THE CEO USES SIMILAR SALARY SURVEY DATA WHILE TAKING INTO CONSIDERATION THE TYPE OF WORK PERFORMED, SUPERVISOR PERFORMANCE EVALUATIONS, AND THE OVERALL PERFORMANCE OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION MAKES ITS FINANCIAL STATEMENTS AVAILABLE VIA THE NCUA WEBSITE WHICH CAN BE FOUND AT WWW.NCUA.GOV. OTHER DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | RECONCILIATION OF CHANGES IN NET ASSETS - PENSION PLAN PRIOR SERVICE COST 21,782. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ON AN ANNUAL BASIS, THE ALABAMA CREDIT UNION ADMINISTRATION AND/OR THE NATIONAL CREDIT UNION ADMINISTRATION PERFORM A REGULATORY EXAMINATION OF THE FINANCIAL STATEMENTS AND SAFETY AND SOUNDNESS OF THE CREDIT UNION. ADDITIONALLY, THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AUDITED BY AN INDEPENDENT ACCOUNTANT AS OF DECEMBER 31 OF EACH YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | THE CREDIT UNION HAS A SUPERVISORY COMMITTEE MADE UP OF MEMBER VOLUNTEERS WHO OVERSEE THE AUDIT OF THE CREDIT UNION'S FINANCIAL STATEMENTS AND SELECTION OF THE INDEPENDENT ACCOUNTANTS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2B: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2(C) |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
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