Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Liabilities / Revenue
63rd percentile
Higher debt load relative to revenue than 63% of similar nonprofits.
Net Margin
74th percentile
Higher net margin than 74% of similar nonprofits.
Top Officer Pay
50th percentile
Higher top officer pay than 50% of similar nonprofits.
Top officer pay equals 3.5% of source-year revenue.
Asset Growth
85th percentile
Faster asset growth than 85% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$123,123,841
Up $7,994,077 (+6.9%) from 2012
Net Assets
Up$16,594,750
Up $867,622 (+5.5%) from 2012
Liabilities
Up$106,529,091
Up $7,126,455 (+7.2%) from 2012
Revenue
$5,459,242
No earlier filing loaded for comparison.
Expenses
Up$4,591,620
Up $69,989 (+1.5%) from 2012
Net Income
$867,622
No earlier filing loaded for comparison.
As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $59,370,000 | $63,875,000 | ▲ $4,505,000 |
| Other Notes and Loans Receivable, Net | $44,693,025 | $47,778,939 | ▲ $3,085,914 |
| Rtn Earn Endowment Incm Other Fnds | $15,727,128 | $16,594,750 | ▲ $867,622 |
| Land, Buildings, and Equipment, Net | $5,253,017 | $5,041,672 | ▼ $211,345 |
| Savings and Temporary Cash Investments | $2,049,928 | $1,941,452 | ▼ $108,476 |
| Cash and Non-Interest-Bearing Accounts | $1,845,566 | $1,837,732 | ▼ $7,834 |
| Investments Program Related | $973,343 | $1,041,792 | ▲ $68,449 |
| Prepaid Expenses and Deferred Charges | $134,354 | $220,238 | ▲ $85,884 |
| Total Assets | $115,129,764 | $123,123,841 | ▲ $7,994,077 |
| Other Assets Total | $810,531 | $1,387,016 | ▲ $576,485 |
| Liabilities | |||
| Other Liabilities | $99,007,932 | $105,855,105 | ▲ $6,847,173 |
| Accounts Payable and Accrued Expenses | $394,704 | $673,986 | ▲ $279,282 |
| Total Liabilities | $99,402,636 | $106,529,091 | ▲ $7,126,455 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $15,727,128 | $16,594,750 | ▲ $867,622 |
| Total Liabilities and Net Assets / Fund Balance | $115,129,764 | $123,123,841 | ▲ $7,994,077 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,253,034 | $1,515,742 | $4,768,776 |
| Equipment | $512,636 | $1,250,890 | $1,763,526 |
| Land | $1,186,181 | - | $1,186,181 |
| Leasehold Improvements | $89,821 | $23,986 | $113,807 |
| Other Securities | $63,875,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Don Ackerman | President | FT | $157,713 | $31,218 | $188,931 |
| Name | Title |
|---|---|
| Chris George | Board Member |
| Julius B Melton | Brd Member |
| Rick Wilson | Brd Member |
| Robert Rigsby | Brd Member |
| Ron Barber | Brd Member |
| Steve Losh | Brd Member |
| Greg Eck | Chrm of Brd |
| David Roper | Treasurer |
| Steve Woodall | Vice Chrm of |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,716,334 |
| Salaries, Compensation, and Employee Benefits | $1,875,286 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,199,485 |
| Office Expenses | - | - | - | $1,095,452 |
| Interest | - | - | - | $346,000 |
| Other Employee Benefits | - | - | - | $331,270 |
| Advertising | - | - | - | $232,245 |
| Occupancy | - | - | - | $178,694 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $157,713 |
| All Other Expenses | - | - | - | $135,164 |
| Payroll Taxes | - | - | - | $109,737 |
| Other Expenses | - | - | - | $83,343 |
| Pension Plan Contributions | - | - | - | $77,081 |
| Insurance | - | - | - | $53,082 |
| Fees for Services Accounting | - | - | - | $28,047 |
| Travel | - | - | - | $14,183 |
| Fees for Services Legal | - | - | - | $2,250 |
| Total Functional Expenses | $0 | $0 | $0 | $4,591,620 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $4,591,620 |
| Total Expenses per Audited Statements | $4,591,620 |
| Total Expenses per Form 990 | $4,591,620 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' DEPOSITS | $105,855,105 |
“The members of the credit union elect the board of directors and supervisory committee members for three year terms.”
“All branch staff are supervised by a branch manager and branch managers are supervised by a member of senior management. All employees are provided policy and procedure manuals approved by the board of directors.”
“The return is given to the president, don ackerman for review and after signing the e-file authorization form, it is e-filed with the irs. A copy of the final return is presented to the board at the next monthly meeting.”
“The policy is reviewed with staff and board members on an annual basis.”
“The president preformance and compensation review committee is selected from the members of the board. This committee uses cuna compensation survey, other demographic compensation reports and the credit union's past performance to evaluate the appropiate amount of executive compensation. The amount of executive compensation is proposed to the board in a closed door meeting and after a discussion among the board members an amount is approved.”
“Audit and tax returns are available to the public upon request.”
“As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.”
“The members of the board and supervisory committee are volunteers. They direct and oversee the operation of the credit union.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 394704 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 673986 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 232245 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 135164 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DON ACKERMAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178865355 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2155 E SUNSHINE |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 65804 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1845566 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1837732 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 157713 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 898301 |
| IRS990/CYOtherExpensesAmt | 0 | 2716334 |
| IRS990/CYOtherRevenueAmt | 0 | 43211 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4517730 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 867622 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1875286 |
| IRS990/CYTotalExpensesAmt | 0 | 4591620 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5459242 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SAVINGS AND LOAN SERVICES AS WELL AS OTHER FINANCIAL SERVICES TO APPROXIMATELY 14,000 MEMBERS AT COMPETITIVE RATES TO IMPROVE THEIR ECONOMIC CONDITION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 53 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 28047 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2250 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 31218 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GREG ECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CHRIS GEORGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STEVE WOODALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROBERT RIGSBY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | STEVE LOSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RICK WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RON BARBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JULIUS B MELTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DAVID ROPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DON ACKERMAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 157713 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHRM OF BRD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHRM OF |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BRD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BRD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BRD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BRD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BRD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 5459242 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 43211 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 53082 |
| IRS990/InterestGrp/TotalAmt | 0 | 346000 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 898301 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 898301 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 59370000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 63875000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 973343 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1041792 |
| IRS990/IRPDocumentCnt | 0 | 1924 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2790618 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5253017 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5041672 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 7832290 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15727128 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 16594750 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 43211 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 43211 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 178694 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1095452 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 810531 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1387016 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 331270 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM/CC PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 1 | OTHER TAXES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | NCUSIF FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 339814 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 120269 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 87791 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 83343 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 99007932 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 105855105 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1199485 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 44693025 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 47778939 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 109737 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 77081 |
| IRS990/PoliciesReferenceChaptersInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 134354 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 220238 |
| IRS990/PrincipalOfficerNm | 0 | DON ACKERMAN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CREDIT CARD INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2694523 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 995784 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 759219 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 41948 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 24188 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2694523 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 995784 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 759219 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 41948 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 24188 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 998855 |
| IRS990/PYOtherExpensesAmt | 0 | 2827867 |
| IRS990/PYOtherRevenueAmt | 0 | 37741 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4523023 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1037988 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1693764 |
| IRS990/PYTotalExpensesAmt | 0 | 4521631 |
| IRS990/PYTotalRevenueAmt | 0 | 5559619 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 867622 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 43211 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 15727128 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 16594750 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2049928 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1941452 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3253034 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1515742 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4768776 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 512636 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1250890 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1763526 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 4591620 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1186181 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1186181 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 89821 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 23986 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 113807 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 105855105 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 63875000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT IN BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 5459242 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5041672 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 63875000 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 4591620 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 105855105 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 5459242 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 5459242 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 4591620 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 157713 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 31218 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DON ACKERMAN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 188931 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF THE BOARD AND SUPERVISORY COMMITTEE ARE VOLUNTEERS. THEY DIRECT AND OVERSEE THE OPERATION OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS FOR THREE YEAR TERMS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL BRANCH STAFF ARE SUPERVISED BY A BRANCH MANAGER AND BRANCH MANAGERS ARE SUPERVISED BY A MEMBER OF SENIOR MANAGEMENT. ALL EMPLOYEES ARE PROVIDED POLICY AND PROCEDURE MANUALS APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE RETURN IS GIVEN TO THE PRESIDENT, DON ACKERMAN FOR REVIEW AND AFTER SIGNING THE E-FILE AUTHORIZATION FORM, IT IS E-FILED WITH THE IRS. A COPY OF THE FINAL RETURN IS PRESENTED TO THE BOARD AT THE NEXT MONTHLY MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE POLICY IS REVIEWED WITH STAFF AND BOARD MEMBERS ON AN ANNUAL BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE PRESIDENT PREFORMANCE AND COMPENSATION REVIEW COMMITTEE IS SELECTED FROM THE MEMBERS OF THE BOARD. THIS COMMITTEE USES CUNA COMPENSATION SURVEY, OTHER DEMOGRAPHIC COMPENSATION REPORTS AND THE CREDIT UNION'S PAST PERFORMANCE TO EVALUATE THE APPROPIATE AMOUNT OF EXECUTIVE COMPENSATION. THE AMOUNT OF EXECUTIVE COMPENSATION IS PROPOSED TO THE BOARD IN A CLOSED DOOR MEETING AND AFTER A DISCUSSION AMONG THE BOARD MEMBERS AN AMOUNT IS APPROVED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | AUDIT AND TAX RETURNS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 10B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 115129764 |
| IRS990/TotalAssetsEOYAmt | 0 | 123123841 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 115129764 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 123123841 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 53 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4591620 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 99402636 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 106529091 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 99402636 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 106529091 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 15727128 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 16594750 |
| IRS990/TotalOtherCompensationAmt | 0 | 31218 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2068 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 2068 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4517730 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 157713 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 941512 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4517730 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 5459242 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 115129764 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 123123841 |
| IRS990/TravelGrp/TotalAmt | 0 | 14183 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 2155 E SUNSHINE |
| IRS990/USAddress/City | 0 | SPRINGFIELD |
| IRS990/USAddress/State | 0 | MO |
| IRS990/USAddress/ZIPCode | 0 | 65804 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.TELCOMMCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DON ACKERMAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4178865355 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-11-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | TELCOMM CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TELC |
| ReturnHeader/Filer/EIN | 0 | 440538278 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178865355 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2155 E SUNSHINE |
| ReturnHeader/Filer/USAddress/City | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 65804 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431276553 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | HLAVACEK MORRIS MCINTYRE YATES DANIELSON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 1200 E WOODHURST DR STE S100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | SPRINGFIELD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 658044214 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4178822650 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-11-04 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | WAYNE E HLAVACEK |
| ReturnHeader/ReturnTs | 0 | 2014-11-06T13:15:54-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.