Civic Intelligence

Bill Payment Support Services

990EZ • Fiscal year 2015 • EIN 27-0935978

Jan 01, 2015 to Dec 31, 2015 • Filed on Jan 25, 2016

Organization Profilebpss.org
15938 Eagle St NWAndover, MN 55304

(612) 665-1409

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.04x

Higher debt load relative to assets than 70% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

65th percentile

0.01x

Higher debt load relative to revenue than 65% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Net Margin

46th percentile

1.5%

Higher net margin than 46% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

90th percentile

91%

Faster asset growth than 90% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2015

Revenue Growth

82nd percentile

36%

Faster revenue growth than 82% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2015

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$56,393

Up $3,267 (+6.1%) from 2014

Net Assets

Up

$53,932

Up $2,596 (+5.1%) from 2014

Liabilities

Up

$2,461

Up $671 (+37%) from 2014

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin46th percentile

Revenue

Up

$169,420

Up $39,036 (+30%) from 2014

Expenses

Up

$166,824

Up $64,985 (+64%) from 2014

Net Income

Down

$2,596

Down $25,949 (-91%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2013: $15,434Liabilities 2013: $0Net Assets 2013: $15,4342013Assets 2014: $53,126Liabilities 2014: $1,790Net Assets 2014: $51,3362014Assets 2015: $56,393Liabilities 2015: $2,461Net Assets 2015: $53,9322015Assets 2016: $132,040Liabilities 2016: $5,769Net Assets 2016: $126,2712016Assets 2017: $188,124Liabilities 2017: $5,941Net Assets 2017: $182,1832017Assets 2018: $277,804Liabilities 2018: $6,406Net Assets 2018: $271,3982018Assets 2019: $299,723Liabilities 2019: $0Net Assets 2019: $299,7232019Assets 2020: $281,562Liabilities 2020: $0Net Assets 2020: $281,5622020Assets 2021: $273,228Liabilities 2021: $0Net Assets 2021: $273,2282021Assets 2022: $224,852Liabilities 2022: $0Net Assets 2022: $224,8522022Assets 2023: $188,569Liabilities 2023: $0Net Assets 2023: $188,5692023Assets 2024: $243,972Liabilities 2024: $0Net Assets 2024: $243,9722024Assets 2025: $281,975Liabilities 2025: $0Net Assets 2025: $281,9752025

Highlighted filing

2015

Assets$56,393
Liabilities$2,461
Net Assets$53,932
Open 2015 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2013: $91,554Expenses 2013: $76,120Net Income 2013: $15,4342013Revenue 2014: $130,384Expenses 2014: $101,839Net Income 2014: $28,5452014Revenue 2015: $169,420Expenses 2015: $166,824Net Income 2015: $2,5962015Revenue 2016: $300,208Expenses 2016: $227,869Net Income 2016: $72,3392016Revenue 2017: $358,855Expenses 2017: $302,943Net Income 2017: $55,9122017Revenue 2018: $390,405Expenses 2018: $301,190Net Income 2018: $89,2152018Revenue 2019: $396,848Expenses 2019: $368,523Net Income 2019: $28,3252019Revenue 2020: $384,570Expenses 2020: $402,731Net Income 2020: -$18,1612020Revenue 2021: $392,564Expenses 2021: $400,898Net Income 2021: -$8,3342021Revenue 2022: $411,709Expenses 2022: $458,381Net Income 2022: -$46,6722022Revenue 2023: $433,658Expenses 2023: $469,941Net Income 2023: -$36,2832023Revenue 2024: $441,538Expenses 2024: $386,520Net Income 2024: $55,0182024Revenue 2025: $445,336Expenses 2025: $407,333Net Income 2025: $38,0032025

Highlighted filing

2015

Revenue$169,420
Expenses$166,824
Net Income$2,596
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jan 25, 2016
Return Version
2015v2.1
Gross Receipts
$169,420
Mission and Program Overview

Mission

To provide financial services to keep disabled individuals secure in their basis needs

Providing advocacy for clients

Program Services

DescriptionGrantsExpenses
BPSS HAS OVER 250 CLIENTS BPSS HELPS COLLECT MONEY ON THEIR BEHALF AND PAY FOR FOOD SHELTER AND CLOTHING FOR THE CLIENTS--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
SALLY BABCOCKPresidentFT$0--
Filing and Contact Details

Filer

Filer Name
Bill Payment Support Services
EIN
27-0935978
Address
15938 EAGLE ST NW, ANDOVER, MN 55304

Signing Officer

Name
Sally Babcock
Title
President
Phone
6126651409
Signed
2016-01-25
Discuss with paid preparer
Yes

Preparer

Firm
Loeschen Tax & Accounting Inc
Address
9121 BALTIMORE ST NE Suite 112, BLAINE, MN 55449
Preparer
Melody a Reynolds
Phone
7637859407
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountliability work comp bond insurance 11,191maintenance contract 810merto sales lease 3,157employment taxes 8,326accounting 180bank charges 15,687license 532office supplies 6,582p o box 156mileage reimbursement 3,666computer epenses 1,172telephone fax internet 3,931corporate expenses 422interest passed through to clients 501”

Description of other assets Part II line 24

“Category beginning of year end of yearfurniture and fixtures 3,122 4,427”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll liabilities 1,790 2,461”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SALLY BABCOCK
IRS990EZ/BooksInCareOfDetail/PhoneNum06126651409
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt015938 EAGLE ST NW
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ANDOVER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055304
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt050004
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt051966
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt02596
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt053126
IRS990EZ/Form990TotalAssetsGrp/EOYAmt056393
IRS990EZ/GrossReceiptsAmt0169420
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0522
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt051336
IRS990EZ/NetAssetsOrFundBalancesEOYAmt053932
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt051336
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt053932
IRS990EZ/OccupancyRentUtltsAndMaintAmt0574
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SALLY BABCOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt03122
IRS990EZ/OtherAssetsTotalDetail/EOYAmt04427
IRS990EZ/OtherExpensesTotalAmt056313
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDING ADVOCACY FOR CLIENTS
IRS990EZ/PrintingPublicationsPostageAmt07000
IRS990EZ/ProgramServiceRevenueAmt0168898
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0BPSS HAS OVER 250 CLIENTS BPSS HELPS COLLECT MONEY ON THEIR BEHALF AND PAY FOR FOOD SHELTER AND CLOTHING FOR THE CLIENTS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0102937
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01790
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02461
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0166824
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0169420
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0168898
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0130191
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt091292
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0390381
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0522
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0193
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0715
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt0390381
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0168898
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0130191
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt091292
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0390381
IRS990ScheduleA/TotalSupportAmt0391096
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTLIABILITY WORK COMP BOND INSURANCE 11,191MAINTENANCE CONTRACT 810MERTO SALES LEASE 3,157EMPLOYMENT TAXES 8,326ACCOUNTING 180BANK CHARGES 15,687LICENSE 532OFFICE SUPPLIES 6,582P O BOX 156MILEAGE REIMBURSEMENT 3,666COMPUTER EPENSES 1,172TELEPHONE FAX INTERNET 3,931CORPORATE EXPENSES 422INTEREST PASSED THROUGH TO CLIENTS 501
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARFURNITURE AND FIXTURES 3,122 4,427
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL LIABILITIES 1,790 2,461
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SALLY BABCOCK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06126651409
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-01-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BILL PAYMENT SUPPORT SERVICES
ReturnHeader/Filer/BusinessNameControlTxt0BILL
ReturnHeader/Filer/EIN0270935978
ReturnHeader/Filer/USAddress/AddressLine1Txt015938 EAGLE ST NW
ReturnHeader/Filer/USAddress/CityNm0ANDOVER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055304
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411954477
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LOESCHEN TAX & ACCOUNTING INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09121 BALTIMORE ST NE Suite 112
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BLAINE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055449
ReturnHeader/PreparerPersonGrp/PhoneNum07637859407
ReturnHeader/PreparerPersonGrp/PreparationDt02016-02-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MELODY A REYNOLDS
ReturnHeader/ReturnTs02016-02-05T13:47:42-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$56,393
Liabilities
$2,461
Net assets
$53,932
Revenue
$169,420
Expenses
$166,824
Net income
$2,596
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.82$0.00$2.82$4.45$4.07$0.38
2024Detailed filing. Detailed filing data is available for this year.$2.44$0.00$2.44$4.42$3.87$0.55
2023Detailed filing. Detailed filing data is available for this year.$1.89$0.00$1.89$4.34$4.70$0.36
2022Detailed filing. Detailed filing data is available for this year.$2.25$0.00$2.25$4.12$4.58$0.47
2021Detailed filing. Detailed filing data is available for this year.$2.73$0.00$2.73$3.93$4.01$0.08
2020Detailed filing. Detailed filing data is available for this year.$2.82$0.00$2.82$3.85$4.03$0.18
2019Detailed filing. Detailed filing data is available for this year.$3.00$0.00$3.00$3.97$3.69$0.28
2018Detailed filing. Detailed filing data is available for this year.$2.78$0.06$2.71$3.90$3.01$0.89
2017Detailed filing. Detailed filing data is available for this year.$1.88$0.06$1.82$3.59$3.03$0.56
2016Detailed filing. Detailed filing data is available for this year.$1.32$0.06$1.26$3.00$2.28$0.72
2015Detailed filing. Detailed filing data is available for this year.$0.56$0.02$0.54$1.69$1.67$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.53$0.02$0.51$1.30$1.02$0.29
2013Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.92$0.76$0.15