Civic Intelligence

Bill Payment Support Services

990EZ • Fiscal year 2014 • EIN 27-0935978

Jan 01, 2014 to Dec 31, 2014 • Filed on Feb 10, 2015

Organization Profilebpss.org
15938 Eagle St NWAndover, MN 55304

(612) 665-1409

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.03x

Higher debt load relative to assets than 69% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

65th percentile

0.01x

Higher debt load relative to revenue than 65% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

78th percentile

22%

Higher net margin than 78% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

95th percentile

$61,252

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 47.0% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

96th percentile

244%

Faster asset growth than 96% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

83rd percentile

42%

Faster revenue growth than 83% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$53,126

Up $37,692 (+244%) from 2013

Net Assets

Up

$51,336

Up $35,902 (+233%) from 2013

Liabilities

Up

$1,790

Up $1,790 from 2013

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin78th percentile

Revenue

Up

$130,384

Up $38,830 (+42%) from 2013

Expenses

Up

$101,839

Up $25,719 (+34%) from 2013

Net Income

Up

$28,545

Up $13,111 (+85%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2013: $15,434Liabilities 2013: $0Net Assets 2013: $15,4342013Assets 2014: $53,126Liabilities 2014: $1,790Net Assets 2014: $51,3362014Assets 2015: $56,393Liabilities 2015: $2,461Net Assets 2015: $53,9322015Assets 2016: $132,040Liabilities 2016: $5,769Net Assets 2016: $126,2712016Assets 2017: $188,124Liabilities 2017: $5,941Net Assets 2017: $182,1832017Assets 2018: $277,804Liabilities 2018: $6,406Net Assets 2018: $271,3982018Assets 2019: $299,723Liabilities 2019: $0Net Assets 2019: $299,7232019Assets 2020: $281,562Liabilities 2020: $0Net Assets 2020: $281,5622020Assets 2021: $273,228Liabilities 2021: $0Net Assets 2021: $273,2282021Assets 2022: $224,852Liabilities 2022: $0Net Assets 2022: $224,8522022Assets 2023: $188,569Liabilities 2023: $0Net Assets 2023: $188,5692023Assets 2024: $243,972Liabilities 2024: $0Net Assets 2024: $243,9722024Assets 2025: $281,975Liabilities 2025: $0Net Assets 2025: $281,9752025

Highlighted filing

2014

Assets$53,126
Liabilities$1,790
Net Assets$51,336
Open 2014 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2013: $91,554Expenses 2013: $76,120Net Income 2013: $15,4342013Revenue 2014: $130,384Expenses 2014: $101,839Net Income 2014: $28,5452014Revenue 2015: $169,420Expenses 2015: $166,824Net Income 2015: $2,5962015Revenue 2016: $300,208Expenses 2016: $227,869Net Income 2016: $72,3392016Revenue 2017: $358,855Expenses 2017: $302,943Net Income 2017: $55,9122017Revenue 2018: $390,405Expenses 2018: $301,190Net Income 2018: $89,2152018Revenue 2019: $396,848Expenses 2019: $368,523Net Income 2019: $28,3252019Revenue 2020: $384,570Expenses 2020: $402,731Net Income 2020: -$18,1612020Revenue 2021: $392,564Expenses 2021: $400,898Net Income 2021: -$8,3342021Revenue 2022: $411,709Expenses 2022: $458,381Net Income 2022: -$46,6722022Revenue 2023: $433,658Expenses 2023: $469,941Net Income 2023: -$36,2832023Revenue 2024: $441,538Expenses 2024: $386,520Net Income 2024: $55,0182024Revenue 2025: $445,336Expenses 2025: $407,333Net Income 2025: $38,0032025

Highlighted filing

2014

Revenue$130,384
Expenses$101,839
Net Income$28,545
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Feb 10, 2015
Return Version
2014v5.0
Gross Receipts
$130,384
Mission and Program Overview

Mission

To provide financial services to keep disabled individuals secure in their basis needs

Providing advocacy for clients

Program Services

DescriptionGrantsExpenses
BPSS HAS HAD OVER 250 CLIENTS BPSS HELPS COLLECT MONEY ON THEIR BEHALF AND PAY FOR FOOD SHELTER AND CLOTHING FOR THE CLIENTS--
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SALLY BABCOCKPresidentFT$61,252-$61,252
Filing and Contact Details

Filer

Filer Name
Bill Payment Support Services
EIN
27-0935978
Address
15938 EAGLE ST NW, ANDOVER, MN 55304

Signing Officer

Name
Sally Babcock
Title
President
Phone
6126651409
Signed
2015-02-10
Discuss with paid preparer
Yes

Preparer

Firm
Loeschen Tax & Accounting Inc
Address
9121 BALTIMORE ST NE Suite 112, BLAINE, MN 55449
Preparer
Melody a Reynolds
Phone
7637859407
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountliability work comp bond insurance 7,121maintenance contract 833merto sales lease 1,112employment taxes 4,259accounting 175bank charges 9,067license 25office supplies 8,291p o box 154mileage reimbursement 2,635”

Description of other assets Part II line 24

“Category beginning of year end of yearfurniture and fixtures 1,597 3,122”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll liabilities 1,315 1,790”

Raw XML Appendix111 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SALLY BABCOCK
IRS990EZ/BooksInCareOfDetail/PhoneNum06126651409
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt015938 EAGLE ST NW
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ANDOVER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055304
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt022509
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt050004
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt028545
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt024106
IRS990EZ/Form990TotalAssetsGrp/EOYAmt053126
IRS990EZ/GrossReceiptsAmt0130384
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0193
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt022791
IRS990EZ/NetAssetsOrFundBalancesEOYAmt051336
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt022791
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt051336
IRS990EZ/OccupancyRentUtltsAndMaintAmt038
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt061252
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SALLY BABCOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01597
IRS990EZ/OtherAssetsTotalDetail/EOYAmt03122
IRS990EZ/OtherExpensesTotalAmt033672
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDING ADVOCACY FOR CLIENTS
IRS990EZ/PrintingPublicationsPostageAmt06253
IRS990EZ/ProgramServiceRevenueAmt0130191
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0BPSS HAS HAD OVER 250 CLIENTS BPSS HELPS COLLECT MONEY ON THEIR BEHALF AND PAY FOR FOOD SHELTER AND CLOTHING FOR THE CLIENTS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt061876
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01315
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01790
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0101839
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0130384
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt091292
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt091292
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt091292
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt091292
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt091292
IRS990ScheduleA/TotalSupportAmt091292
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTLIABILITY WORK COMP BOND INSURANCE 7,121MAINTENANCE CONTRACT 833MERTO SALES LEASE 1,112EMPLOYMENT TAXES 4,259ACCOUNTING 175BANK CHARGES 9,067LICENSE 25OFFICE SUPPLIES 8,291P O BOX 154MILEAGE REIMBURSEMENT 2,635
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARFURNITURE AND FIXTURES 1,597 3,122
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL LIABILITIES 1,315 1,790
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SALLY BABCOCK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06126651409
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-02-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BILL PAYMENT SUPPORT SERVICES
ReturnHeader/Filer/BusinessNameControlTxt0BILL
ReturnHeader/Filer/EIN0270935978
ReturnHeader/Filer/USAddress/AddressLine1Txt015938 EAGLE ST NW
ReturnHeader/Filer/USAddress/CityNm0ANDOVER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055304
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411954477
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LOESCHEN TAX & ACCOUNTING INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09121 BALTIMORE ST NE Suite 112
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BLAINE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055449
ReturnHeader/PreparerPersonGrp/PhoneNum07637859407
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MELODY A REYNOLDS
ReturnHeader/ReturnTs02015-02-18T17:38:51-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$53,126
Liabilities
$1,790
Net assets
$51,336
Revenue
$130,384
Expenses
$101,839
Net income
$28,545
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.82$0.00$2.82$4.45$4.07$0.38
2024Detailed filing. Detailed filing data is available for this year.$2.44$0.00$2.44$4.42$3.87$0.55
2023Detailed filing. Detailed filing data is available for this year.$1.89$0.00$1.89$4.34$4.70$0.36
2022Detailed filing. Detailed filing data is available for this year.$2.25$0.00$2.25$4.12$4.58$0.47
2021Detailed filing. Detailed filing data is available for this year.$2.73$0.00$2.73$3.93$4.01$0.08
2020Detailed filing. Detailed filing data is available for this year.$2.82$0.00$2.82$3.85$4.03$0.18
2019Detailed filing. Detailed filing data is available for this year.$3.00$0.00$3.00$3.97$3.69$0.28
2018Detailed filing. Detailed filing data is available for this year.$2.78$0.06$2.71$3.90$3.01$0.89
2017Detailed filing. Detailed filing data is available for this year.$1.88$0.06$1.82$3.59$3.03$0.56
2016Detailed filing. Detailed filing data is available for this year.$1.32$0.06$1.26$3.00$2.28$0.72
2015Detailed filing. Detailed filing data is available for this year.$0.56$0.02$0.54$1.69$1.67$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.53$0.02$0.51$1.30$1.02$0.29
2013Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.92$0.76$0.15