Form 990, Part VI, Section B, Line 11B
“Line 11b explanation - a draft copy of form 990 is presented to the audit committee for their review and approval. Upon acceptance the president/treasurer are authorized to sign the federal and state filings.”
990 • Fiscal year 2020 • EIN 23-7060657
Scores are not available for this record yet.
Assets
Flat$403,671
Flat from 2020
Net Assets
Flat$310,579
Flat from 2020
Liabilities
Flat$93,092
Flat from 2020
Revenue
Flat$512,604
Flat from 2020
Expenses
Flat$557,102
Flat from 2020
Net Income
Flat-$44,498
Flat from 2020
The mission of the organization is to empower individuals and families by providing unbiased information about health insurance options; advocacy; and education to promote quality of life.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Pledges and Grants Receivable | $119,431 | $171,001 | ▲ $51,570 |
| Savings and Temporary Cash Investments | $120,543 | $133,171 | ▲ $12,628 |
| Investments in Publicly Traded Securities | $40,818 | $46,717 | ▲ $5,899 |
| Land, Buildings, and Equipment, Net | $41,802 | $26,963 | ▼ $14,839 |
| Cash and Non-Interest-Bearing Accounts | $35,367 | $13,452 | ▼ $21,915 |
| Prepaid Expenses and Deferred Charges | $6,502 | $7,310 | ▲ $808 |
| Other Notes and Loans Receivable, Net | - | $5,057 | - |
| Total Assets | $364,463 | $403,671 | ▲ $39,208 |
| Liabilities | |||
| Unsecured Notes Loans Payable | - | $73,370 | - |
| Accounts Payable and Accrued Expenses | $12,089 | $19,722 | ▲ $7,633 |
| Total Liabilities | $12,089 | $93,092 | ▲ $81,003 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $312,374 | $270,435 | ▼ $41,939 |
| Net Assets With Donor Restrictions | $40,000 | $40,144 | ▲ $144 |
| Total Net Assets Fund Balance | $352,374 | $310,579 | ▼ $41,795 |
| Total Liabilities and Net Assets / Fund Balance | $364,463 | $403,671 | ▲ $39,208 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $23,886 | $41,378 | $65,264 |
| Leasehold Improvements | $3,077 | $615 | $3,692 |
| Name | Title |
|---|---|
| Greg Catarella | Vice President |
| Joan Sprague | Vice President |
| Ann Mcnichols | Director |
| Catherine Maczko | Director |
| Denise Mughetti | Director |
| Douglas Russell | Director |
| Jean Westcott | Director |
| Jon Tooley | Director |
| Kathy Bunnell | Director |
| Kathy Rezeski | Director |
| Lorna Steigerwald | Director |
| Maria Motsavage | Director |
| Megan Mcclure | Director |
| Robert Smolinsky | Director |
| Srikanth Poranki | Director |
| Suk-young Kang | Director |
| Lucia Esposito | Secretary |
| Sandi Sanzo | Secretary |
| Mark Johnson | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $404,109 |
| Other Expenses | $152,993 |
| Total Fundraising Expense | $30,337 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $343,002 | $11,768 | $5,044 | $359,814 |
| Occupancy | $42,854 | $11,299 | $4,842 | $58,995 |
| Payroll Taxes | $25,974 | $891 | $382 | $27,247 |
| Other Employee Benefits | $13,695 | $2,347 | $1,006 | $17,048 |
| Fees for Services Other | $5,083 | $6,589 | $2,197 | $13,869 |
| Depreciation Depletion | $11,486 | $1,096 | $470 | $13,052 |
| All Other Expenses | $6,460 | $667 | $1,293 | $8,420 |
| Insurance | $5,798 | $554 | $237 | $6,589 |
| Other Expenses | $4,621 | $259 | $77 | $4,957 |
| Travel | $2,808 | $18 | - | $2,826 |
| Total Functional Expenses | $486,417 | $40,348 | $30,337 | $557,102 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $5,674 |
| Fundraising Direct Expenses | $0 |
| Professional Fundraising Fees | $0 |
“Line 11b explanation - a draft copy of form 990 is presented to the audit committee for their review and approval. Upon acceptance the president/treasurer are authorized to sign the federal and state filings.”
“The agency mandates that all board of directors and key employees complete a disclosure statement regarding conflict of interest annually and more frequentely,if warranted. All conflicts are summarized and presented at a board of directors meeting.”
“Compensation for key employees is determined by the executive committee of the board of directors. Compensation is determined by comparisons with local industry standards, such as united way listings of salaries for comparable positions. Board members are not compensated. Annual reviews for the executive director is performed by the board of directors, with annual compensation set at such review.”
“Copies are available upon request or can be obtained on the internet from guidestar and nys charities bureau sites.”
“Catherine maczko - 62 james st, binghamton, ny 13903. Denise mughetti - 53 chenango street, binghamton, ny 13901. Srikanth poranki - 3908 fuller hollow road, vestal, ny 13850. Ann mcnichols - 1413 elmira st., endicott, ny 13760. Lucia esposito - po box 1766, binghamton, ny 13901. Douglas russell - binghamton university, vestal, ny 13850. Suk-young kang - 503 meeker road, vestal, ny 13850. Kathy rezeski - 3 terrace drive, apalachin, ny 13732. Robert smolinsky - 4 jennifer lane, apalachin, ny 13732. Mark johnson - 2 court street, binghamton, ny 13901. Joan sprague - 511 s liberty ave, endicott, ny 13760. Lorna steigerwald - 55 grand blvd, binghamton, ny 13905. Kathy bunnell - 1112 airport road, binghamton, ny 13905. Sandi sanzo - 1030 glenwood avenue, vestal, ny 13850. Greg catarella - 31 lewis street, binghamton, ny 13901. Megan mcclure - 21 juliand street, greene, ny 13778. Maria motsavage - po box f-1706, binghamton, ny 13901. Jon tooley - 46 helen street , johnson city, ny 13790. Jean westcott - 319 perry road, binghamton, ny 13905.”
“A draft copy of the reviewed financial statements is presented to the audit committee fortheir review and approval. The agency's board selects the independent accountant each year in their board meeting.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/Desc | 0 | EDUCATION, ADVOCACY AND PLANNING: ASSIST OLDER INDIVICUALS TO IMPROVE THEIR GENERAL LIVING CONDITIONS |
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| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembershipDuesAmt | 0 | 35760 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO EMPOWER INDIVIDUALS AND FAMILIES BY PROVIDING UNBIASED INFORMATION ABOUT HEALTH INSURANCE OPTIONS; ADVOCACY; AND EDUCATION TO PROMOTE QUALITY OF LIFE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 352374 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 310579 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -1787 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -1787 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 5674 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 5674 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 2703 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 312374 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 270435 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 4842 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 11299 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 42854 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 58995 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 1006 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 2347 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 13695 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 17048 |
| IRS990/OtherExpensesGrp/Desc | 0 | EQUIPMENT RENTAL & MAIN |
| IRS990/OtherExpensesGrp/Desc | 1 | PRINTING AND PUBLICATIO |
| IRS990/OtherExpensesGrp/Desc | 2 | TELEPHONE/INTERNET |
| IRS990/OtherExpensesGrp/Desc | 3 | OFFICE SUPPLIES |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 1852 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 12937 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 77 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 4322 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 538 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 259 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 14938 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1180 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 8518 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 4621 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 21112 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 14655 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 8518 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4957 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 5044 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 11768 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 343002 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 359814 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5057 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 382 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 891 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 25974 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 27247 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 119431 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 171001 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 6502 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 7310 |
| IRS990/PrincipalOfficerNm | 0 | GREG CATARELLA |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | HEALTH INSURANCE INFORMATION CLAIMS ASSISTANCE (HIICAP): PROVIDING INFORMATION, EDUCATION AND ASSISTANCE TO ELDERLY RELATING TO INSURANCE POLICIES, PRACTICES AND CLAIMS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 157563 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PROTECTION OF ADULTS/OMBUDSAN: PROVIDES EDUCATION TO PRIMARILY TO PROFESSIONALS AND CAREGIVERS REGARDING LIVING CONDITIONS IN ADULT HOMES AND LONG-TERM CARE FACILITIES IN BROOME AND DELAWARE COUNTIES. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 213667 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 502145 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 4616 |
| IRS990/PYOtherExpensesAmt | 0 | 115195 |
| IRS990/PYOtherRevenueAmt | 0 | 1507 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 10590 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 382483 |
| IRS990/PYTotalExpensesAmt | 0 | 497678 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 508268 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -44498 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 120543 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 133171 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | OTHER MISC - 2017 AMOUNT: $ 1,228. |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 504920 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 502145 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 461502 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 446314 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 390055 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 2304936 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 2010 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 4616 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 3663 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2894 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 555 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 13738 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 6704 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00570 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1228 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 1228 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99350 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.99310 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99310 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 2304936 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 504920 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 502145 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 461502 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 446314 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 390055 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 2304936 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 2319902 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 23886 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 41378 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 65264 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 3077 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 615 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.