Civic Intelligence

Action for Older Persons Inc.

990 • Fiscal year 2019 • EIN 23-7060657

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 12, 2020

200 Plaza DrVestal, NY 13850

(607) 722-1251

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.03x

Higher debt load relative to assets than 42% of similar nonprofits.

2019 filings • NTEE P • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

43rd percentile

0.02x

Higher debt load relative to revenue than 43% of similar nonprofits.

2019 filings • NTEE P • $500k-$1M nonprofits • Source year 2019

Net Margin

50th percentile

2.1%

Higher net margin than 50% of similar nonprofits.

2019 filings • NTEE P • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

43rd percentile

$0

Higher top officer pay than 43% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • NTEE P • $500k-$1M nonprofits • Source year 2019

Asset Growth

54th percentile

5.9%

Faster asset growth than 54% of similar nonprofits.

2019 filings • NTEE P • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

57th percentile

8.4%

Faster revenue growth than 57% of similar nonprofits.

2019 filings • NTEE P • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Up

$364,463

Up $20,375 (+5.9%) from 2018

Net Assets

Up

$352,374

Up $16,011 (+4.8%) from 2018

Liabilities

Up

$12,089

Up $4,364 (+56%) from 2018

Revenue

Up

$508,268

Up $39,531 (+8.4%) from 2018

Expenses

Up

$497,678

Up $79,443 (+19%) from 2018

Net Income

Down

$10,590

Down $39,912 (-79%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2013: $225,829Liabilities 2013: $10,035Net Assets 2013: $215,7942013Assets 2014: $201,437Liabilities 2014: $11,256Net Assets 2014: $190,1812014Assets 2015: $206,544Liabilities 2015: $7,450Net Assets 2015: $199,0942015Assets 2016: $253,268Liabilities 2016: $41,688Net Assets 2016: $211,5802016Assets 2017: $306,652Liabilities 2017: $14,559Net Assets 2017: $292,0932017Assets 2018: $344,088Liabilities 2018: $7,725Net Assets 2018: $336,3632018Assets 2019: $364,463Liabilities 2019: $12,089Net Assets 2019: $352,3742019Assets 2020: $403,671Liabilities 2020: $93,092Net Assets 2020: $310,5792020Assets 2021: $421,860Liabilities 2021: $62,685Net Assets 2021: $359,1752021Assets 2022: $457,493Liabilities 2022: $61,464Net Assets 2022: $396,0292022Assets 2023: $757,926Liabilities 2023: $325,612Net Assets 2023: $432,3142023Assets 2024: $767,812Liabilities 2024: $277,300Net Assets 2024: $490,5122024

Highlighted filing

2019

Assets$364,463
Liabilities$12,089
Net Assets$352,374

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2013: $271,910Expenses 2013: $276,343Net Income 2013: -$4,4332013Revenue 2014: $203,511Expenses 2014: $229,512Net Income 2014: -$26,0012014Revenue 2015: $284,497Expenses 2015: $274,576Net Income 2015: $9,9212015Revenue 2016: $394,244Expenses 2016: $384,880Net Income 2016: $9,3642016Revenue 2017: $460,372Expenses 2017: $382,133Net Income 2017: $78,2392017Revenue 2018: $468,737Expenses 2018: $418,235Net Income 2018: $50,5022018Revenue 2019: $508,268Expenses 2019: $497,678Net Income 2019: $10,5902019Revenue 2020: $512,604Expenses 2020: $557,102Net Income 2020: -$44,4982020Revenue 2021: $557,249Expenses 2021: $517,796Net Income 2021: $39,4532021Revenue 2022: $595,296Expenses 2022: $546,915Net Income 2022: $48,3812022Revenue 2023: $707,398Expenses 2023: $678,996Net Income 2023: $28,4022023Revenue 2024: $983,983Expenses 2024: $927,855Net Income 2024: $56,1282024

Highlighted filing

2019

Revenue$508,268
Expenses$497,678
Net Income$10,590
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 12, 2020
Return Version
2019v5.0
Gross Receipts
$511,594
Mission and Program Overview

Mission

The mission of the organization is to empower individuals and families by providing unbiased information about health insurance options; advocacy; and education to promote quality of life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$137,231$120,543▼ $16,688
Pledges and Grants Receivable$103,863$119,431▲ $15,568
Land, Buildings, and Equipment, Net$52,819$41,802▼ $11,017
Investments in Publicly Traded Securities$31,635$40,818▲ $9,183
Cash and Non-Interest-Bearing Accounts$17,631$35,367▲ $17,736
Prepaid Expenses and Deferred Charges$909$6,502▲ $5,593
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$344,088$364,463▲ $20,375
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$7,725$12,089▲ $4,364
Total Liabilities$7,725$12,089▲ $4,364
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$290,058$312,374▲ $22,316
Net Assets With Donor Restrictions$46,305$40,000▼ $6,305
Total Net Assets Fund Balance$336,363$352,374▲ $16,011
Total Liabilities and Net Assets / Fund Balance$344,088$364,463▲ $20,375

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$34,182$36,823$71,005
Other Land Buildings$4,297$12,815$17,112
Leasehold Improvements$3,323$369$3,692
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$502,145
Program Service Revenue
$0
Investment Income
$4,616
Other Revenue
$1,507
All Other Contributions
$12,020
Change in Net Assets
$10,590
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$382,483
Other Expenses$115,195
Total Fundraising Expense$20,880
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$292,175$27,450$11,621$331,246
Occupancy$34,242$3,218$1,362$38,822
Payroll Taxes$27,026$2,539$1,075$30,640
Other Employee Benefits$18,167$1,707$723$20,597
Travel$14,118--$14,118
Depreciation Depletion$11,527$1,081$460$13,068
Fees for Services Other$6,962$743$246$7,951
Insurance$5,930$558$236$6,724
Other Expenses$3,526$132$2,821$6,479
All Other Expenses$4,084$788$1,044$5,916
Total Functional Expenses$437,221$39,577$20,880$497,678
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$4,833
Fundraising Direct Expenses$3,326
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

A draft copy of form 990 is presented to the audit committee for their review and approval. Upon acceptance the president/treasurer are authorized to sign the federal and state filings.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

The agency mandates that all board of directors and key employees complete a disclosure statement regarding conflict of interest annually and more frequentely,if warranted. All conflicts are summarized and presented at a board of directors meeting.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

Compensation for key employees is determined by the executive committee of the board of directors. Compensation is determined by comparisons with local industry standards, such as United Way listings of salaries for comparable positions. Board members are not compensated. Annual reviews for the Executive Director is performed by the board of directors, with annual compensation set at such review.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Copies are available upon request or can be obtained on the internet from guidestar and nys charities bureau sites.

Filing and Contact Details

Filer

Filer Name
Action for Older Persons Inc
EIN
23-7060657
Phone
6077221251
Address
200 PLAZA DR, VESTAL, NY 13850

Signing Officer

Name
Sally Hoffman
Title
President
Signed
2020-11-12
Discuss with paid preparer
Yes

Organization Details

Formed
1967
Legal Domicile
Ny
Voting Board Members
15
Independent Board Members
15
Employees
11
Volunteers
75

Preparer

Firm
Barrett & Mahonski LLC
Address
870 HOOPER RD, ENDWELL, NY 13760
Preparer
Teri J Mahonski
Phone
6077869070
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IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt04616
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04616
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt031635
IRS990/InvestmentsPubTradedSecGrp/EOYAmt040818
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt050007
IRS990/LandBldgEquipBasisNetGrp/BOYAmt052819
IRS990/LandBldgEquipBasisNetGrp/EOYAmt041802
IRS990/LandBldgEquipCostOrOtherBssAmt091809
IRS990/LegalDomicileStateCd0NY
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt032482
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE MISSION OF THE ORGANIZATION IS TO EMPOWER INDIVIDUALS AND FAMILIES BY PROVIDING UNBIASED INFORMATION ABOUT HEALTH INSURANCE OPTIONS; ADVOCACY; AND EDUCATION TO PROMOTE QUALITY OF LIFE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0336363
IRS990/NetAssetsOrFundBalancesEOYAmt0352374
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt01507
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt05421
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0290058
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0312374
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt01362
IRS990/OccupancyGrp/ManagementAndGeneralAmt03218
IRS990/OccupancyGrp/ProgramServicesAmt034242
IRS990/OccupancyGrp/TotalAmt038822
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0723
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt01707
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt018167
IRS990/OtherEmployeeBenefitsGrp/TotalAmt020597
IRS990/OtherExpensesGrp/Desc0TELEPHONE/INTERNET
IRS990/OtherExpensesGrp/Desc1PROGRAM SUPPLIES
IRS990/OtherExpensesGrp/Desc2EQUIPMENT RENTAL & MAINT
IRS990/OtherExpensesGrp/Desc3Printing and Publications
IRS990/OtherExpensesGrp/FundraisingAmt0173
IRS990/OtherExpensesGrp/FundraisingAmt1884
IRS990/OtherExpensesGrp/FundraisingAmt2235
IRS990/OtherExpensesGrp/FundraisingAmt32821
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0410
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1399
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2552
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3132
IRS990/OtherExpensesGrp/ProgramServicesAmt07665
IRS990/OtherExpensesGrp/ProgramServicesAmt15897
IRS990/OtherExpensesGrp/ProgramServicesAmt25902
IRS990/OtherExpensesGrp/ProgramServicesAmt33526
IRS990/OtherExpensesGrp/TotalAmt08248
IRS990/OtherExpensesGrp/TotalAmt17180
IRS990/OtherExpensesGrp/TotalAmt26689
IRS990/OtherExpensesGrp/TotalAmt36479
IRS990/OtherRevenueMiscGrp/Desc0ADVERTISING
IRS990/OtherRevenueMiscGrp/Desc1TAX REFUND & OTHER MISC.
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt011621
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt027450
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0292175
IRS990/OtherSalariesAndWagesGrp/TotalAmt0331246
IRS990/OtherWebsiteInd0X
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IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01075
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02539
IRS990/PayrollTaxesGrp/ProgramServicesAmt027026
IRS990/PayrollTaxesGrp/TotalAmt030640
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0103863
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0119431
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0909
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06502
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0ADVERTISING
IRS990/ProgramServiceRevenueGrp/Desc1IN HOUSE COMPUTER COURSES
IRS990/ProgSrvcAccomActy2Grp/Desc0HEALTH INSURANCE INFORMATION CLAIMS ASSISTANCE (HIICAP): PROVIDING INFORMATION, EDUCATION AND ASSISTANCE TO ELDERLY RELATING TO INSURANCE POLICIES, PRACTICES AND CLAIMS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROTECTION OF ADULTS/OMBUDSAN: PROVIDES EDUCATION TO PRIMARILY TO PROFESSIONALS AND CAREGIVERS REGARDING LIVING CONDITIONS IN ADULT HOMES AND LONG-TERM CARE FACILITIES IN BROOME AND DELAWARE COUNTIES.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0461502
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt03663
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0101162
IRS990/PYOtherRevenueAmt03572
IRS990/PYRevenuesLessExpensesAmt050502
IRS990/PYSalariesCompEmpBnftPaidAmt0317073
IRS990/PYTotalExpensesAmt0418235
IRS990/PYTotalRevenueAmt0468737
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt010590
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0137231
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0120543
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0502145
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0461502
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0446314
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0390055
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0282059
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02082075
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt04616
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt03663
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt02894
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0555
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0332
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt012060
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt03550
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt03154
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0558
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt07262
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt04616
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt03663
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt02894
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0555
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0332
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt012060

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