Civic Intelligence

The Mortgage Capital Development Corporation

990 • Fiscal year 2018 • EIN 94-3247824

Oct 01, 2017 to Sep 30, 2018 • Filed on May 01, 2019

1720 BroadwayOakland, CA 94612-2137

(415) 989-8855

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.28x

Higher debt load relative to assets than 59% of similar nonprofits.

2018 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

45th percentile

0.23x

Higher debt load relative to revenue than 45% of similar nonprofits.

2018 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2018

Net Margin

59th percentile

13%

Higher net margin than 59% of similar nonprofits.

2018 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

97th percentile

$1,051,423

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 8.8% of source-year revenue.

2018 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2018

Asset Growth

85th percentile

22%

Faster asset growth than 85% of similar nonprofits.

2018 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

61st percentile

6.9%

Faster revenue growth than 61% of similar nonprofits.

2018 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Assets

Up

$9,825,335

Up $1,802,361 (+22%) from 2017

Net Assets

Up

$7,112,970

Up $1,599,812 (+29%) from 2017

Liabilities

Up

$2,712,365

Up $202,549 (+8.1%) from 2017

Revenue

Up

$11,968,054

Up $771,798 (+6.9%) from 2017

Expenses

Up

$10,368,242

Up $35,605 (+0.3%) from 2017

Net Income

Up

$1,599,812

Up $736,193 (+85%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $7,582,294Liabilities 2010: $3,805,642Net Assets 2010: $3,776,6522010Assets 2011: $8,555,452Liabilities 2011: $4,857,711Net Assets 2011: $3,697,7412011Assets 2012: $8,677,335Liabilities 2012: $4,951,127Net Assets 2012: $3,726,2082012Assets 2013: $6,656,335Liabilities 2013: $2,829,034Net Assets 2013: $3,827,3012013Assets 2014: $6,310,509Liabilities 2014: $1,854,786Net Assets 2014: $4,455,7232014Assets 2015: $6,328,700Liabilities 2015: $1,844,780Net Assets 2015: $4,483,9202015Assets 2016: $6,900,572Liabilities 2016: $2,251,033Net Assets 2016: $4,649,5392016Assets 2017: $8,022,974Liabilities 2017: $2,509,816Net Assets 2017: $5,513,1582017Assets 2018: $9,825,335Liabilities 2018: $2,712,365Net Assets 2018: $7,112,9702018Assets 2019: $11,729,269Liabilities 2019: $3,136,889Net Assets 2019: $8,592,3802019Assets 2020: $118,018,125Liabilities 2020: $108,903,362Net Assets 2020: $9,114,7632020Assets 2021: $77,426,961Liabilities 2021: $62,839,952Net Assets 2021: $14,587,0092021Assets 2022: $21,214,459Liabilities 2022: $6,813,765Net Assets 2022: $14,400,6942022Assets 2023: $22,477,678Liabilities 2023: $7,640,799Net Assets 2023: $14,836,8792023Assets 2024: $24,782,264Liabilities 2024: $9,806,680Net Assets 2024: $14,975,5842024

Highlighted filing

2018

Assets$9,825,335
Liabilities$2,712,365
Net Assets$7,112,970

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,932,2442010Expenses 2011: $9,134,3842011Revenue 2012: $9,549,904Expenses 2012: $9,521,437Net Income 2012: $28,4672012Expenses 2013: $10,125,4602013Revenue 2014: $10,133,758Expenses 2014: $9,505,336Net Income 2014: $628,4222014Revenue 2015: $10,555,909Expenses 2015: $10,403,029Net Income 2015: $152,8802015Revenue 2016: $10,856,690Expenses 2016: $10,691,071Net Income 2016: $165,6192016Revenue 2017: $11,196,256Expenses 2017: $10,332,637Net Income 2017: $863,6192017Revenue 2018: $11,968,054Expenses 2018: $10,368,242Net Income 2018: $1,599,8122018Revenue 2019: $12,546,242Expenses 2019: $11,066,832Net Income 2019: $1,479,4102019Revenue 2020: $13,911,258Expenses 2020: $13,388,875Net Income 2020: $522,3832020Revenue 2021: $21,275,511Expenses 2021: $15,735,299Net Income 2021: $5,540,2122021Revenue 2022: $19,772,313Expenses 2022: $19,341,008Net Income 2022: $431,3052022Revenue 2023: $21,879,934Expenses 2023: $21,499,419Net Income 2023: $380,5152023Revenue 2024: $24,303,783Expenses 2024: $23,926,074Net Income 2024: $377,7092024

Highlighted filing

2018

Revenue$11,968,054
Expenses$10,368,242
Net Income$1,599,812
Jump To
Filing Snapshot
Filing Period
Oct 1, 2017 to Sep 30, 2018
Signed
May 1, 2019
Return Version
2017v2.3
Gross Receipts
$11,968,054
Mission and Program Overview

Mission

As a certified development company, the organizations primary purpose is to assist small businesses and individuals in acquiring loans from the u.s. Small business association (sba), and to then monitor those loans on behalf of the sba.

As a certified development company, the organization's primary purpose is to assist small businesses and individuals in acquiring sba loans and then to monitor those loans on behalf of the sba.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$2,996,554$3,232,894▲ $236,340
Savings and Temporary Cash Investments$2,634,208$2,970,557▲ $336,349
Cash and Non-Interest-Bearing Accounts$1,360,751$2,375,011▲ $1,014,260
Land, Buildings, and Equipment, Net$236,705$230,607▼ $6,098
Prepaid Expenses and Deferred Charges$221,897$152,662▼ $69,235
Total Assets$8,022,974$9,825,335▲ $1,802,361
Other Assets Total$572,859$863,604▲ $290,745
Liabilities
Other Liabilities$1,259,463$1,499,129▲ $239,666
Accounts Payable and Accrued Expenses$1,250,353$1,213,236▼ $37,117
Total Liabilities$2,509,816$2,712,365▲ $202,549
Net Assets / Fund Balance
Unrestricted Net Assets$5,513,158$7,112,970▲ $1,599,812
Total Net Assets Fund Balance$5,513,158$7,112,970▲ $1,599,812
Total Liabilities and Net Assets / Fund Balance$8,022,974$9,825,335▲ $1,802,361

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$126,558$115,972$242,530
Other Land Buildings$19,299$196,741$216,040
Leasehold Improvements$84,750$81,400$166,150
Other Assets Org$91,842--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barbara MorrisonPresident/ CEOFT$629,890$421,533$1,051,423
Kurt ChamblissExecutive VPFT$372,387$64,142$436,529
James AvezedoBus Dev OfficerFT$120,417$264,306$384,723
Bruce WhitakerBus Dev OfficerFT$91,667$243,586$335,253
Mike VanecekCFOFT$188,510$98,685$287,195
Ray MonhanCOOFT$191,052$92,179$283,231
Jennifer DavisBus Dev OfficerFT$85,000$166,624$251,624
Dave GriffisBus Dev Officer/board MemberFT$71,621$125,830$197,451
ANNA O'BRIENBus Dev OfficerFT$84,654$109,280$193,934
Deanna ArnoldClosing ManagerFT$138,596$42,391$180,987
Richard GrantExecutive VPFT$91,302$16,667$107,969
Gail GoldmanVice Chair-$5,400-$5,400
David NeagleChair-$4,650-$4,650
MARY O'HARA DEVEREAUXBoard Member-$3,900-$3,900
Selma Taylor CashBoard Member-$3,900-$3,900
Dana MandolesiBoard Member-$3,600-$3,600
Kenneth G JohnsonBoard Member-$3,600-$3,600
Neil MckinnonBoard Member-$3,600-$3,600
Anthony BurneyBoard Member-$2,850-$2,850
Jennifer F RaikeBoard Member-$2,100-$2,100
Linda LeeSecretary/treasurer-$2,100-$2,100
Derek a Groff AsaBoard Member-$1,650-$1,650
Lou ScarpaBoard Member-$900-$900
Denise ConleyBoard Member-$600-$600
Michael WaltzBoard Member-$600-$600

Board Members and Trustees

NameTitle
Ian McdanielBoard Member
Mark BuellBoard Member
Scott ManivongBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,865,623
Investment Income
$59,122
Other Revenue
$43,309
Change in Net Assets
$1,599,812

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,968,054
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$11,968,054
Total Revenue per Form 990
$11,968,054
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$7,746,247
Other Expenses$2,609,924
Grants and Similar Amounts Paid$12,071
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,608,805$1,075,285-$4,684,090
Current Officers, Directors, Trustees, and Key Employees$1,634,534$487,028-$2,121,562
Payroll Taxes$277,589$127,404-$404,993
Other Employee Benefits$297,773$88,725-$386,498
Occupancy$325,957$57,521-$383,478
All Other Expenses$275,881$38,455-$314,336
Fees for Services Other$142,428$165,155-$307,583
Advertising$272,466--$272,466
Information Technology$197,991$34,940-$232,931
Pension Plan Contributions$114,876$34,228-$149,104
Other Expenses$116,094$18,679-$116,094
Depreciation Depletion$88,639$15,642-$104,281
Insurance$64,638$11,407-$76,045
Office Expenses$63,169$11,147-$74,316
Travel$19,590$3,457-$23,047
Grants to Domestic Orgs$12,071--$12,071
Total Functional Expenses$8,199,169$2,169,073$0$10,368,242

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,368,242
Total Expenses per Audited Statements$10,368,242
Total Expenses per Form 990$10,368,242
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Rebuilding Together OaklandOakland, CA501(c)(3)Support General Operations$6,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
ANNA O'BRIENFamily Member of Director and OfficerEmployeeNo$328,817
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation$759,622
Client Deposits$547,950
Deferred Rent, Net of Current Portion$103,212
Liabilities for Loan Losses$72,235
Current Portion of Deferred Rent$16,110
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Form 990 is prepared by an independent cpa firm in conjunction with the organization's chief financial officer. A draft of form 990 is reviewed by the chief financial officer, and any corrections or modifications are made by the outside cpa. The revised draft is then reviewed by the board of directors. Any concerns that the board of directors have are raised with the cpa firm and a consensus is achieved. The return is then finalized and electronically filed with the taxing authorities.

Form 990, Part VI, Section B, Line 12C

Board members, officers and key employees must annually complete a schedule to disclose all potentially conflicting transactions.

Form 990, Part VI, Section B, Line 15

The compensation committee reviews comparative tax returns and industry surveys to establish the compensation for the executive director and officers.

Form 990, Part VI, Section C, Line 18

The organization relies upon guidestar and foundationcenter.org to publish the return on the internet.

Form 990, Part VI, Section C, Line 19

Tmc development makes form 990 available upon request.

Filing and Contact Details

Filer

Filer Name
The Mortgage Capital Development
EIN
94-3247824
Phone
4159898855
Address
1720 BROADWAY, OAKLAND, CA 94612-2137

Signing Officer

Name
Mike Vanecek
Title
CFO
Phone
4159898855
Signed
2019-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara Morrison
Formed
1996
Legal Domicile
CA
Voting Board Members
16
Independent Board Members
15
Employees
55
Volunteers
15

Preparer

Firm
Bpm Llp
Address
10 ALMADEN BOULEVARD SUITE 1000, SAN JOSE, CA 95113-2238
Preparer
Michael Stephen Schaffer
Phone
4089616300
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

The full board now approves audited financial statements and tax returns.

Financial Statement Notes

PART X, LINE 2:

The organization is exempt from federal and california income tax under section 501(c)(4) of the internal revenue code and section 23701f of the california revenue and taxation code. Accordingly,the organization has paid no income taxes and the financial statements include no provision for income taxes. The organization follows fasb asc 740-10, accounting for uncertainty in income taxes. The tax years of 2013 through 2016 remain open.

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IRS990/Form990PartVIISectionAGrp/PersonNm7MARK BUELL
IRS990/Form990PartVIISectionAGrp/PersonNm8LOU SCARPA
IRS990/Form990PartVIISectionAGrp/PersonNm9KENNETH G JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm10SCOTT MANIVONG
IRS990/Form990PartVIISectionAGrp/PersonNm11KURT CHAMBLISS
IRS990/Form990PartVIISectionAGrp/PersonNm12IAN MCDANIEL
IRS990/Form990PartVIISectionAGrp/PersonNm13GAIL GOLDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm14DEREK A GROFF ASA
IRS990/Form990PartVIISectionAGrp/PersonNm15DENISE CONLEY
IRS990/Form990PartVIISectionAGrp/PersonNm16DAVID NEAGLE
IRS990/Form990PartVIISectionAGrp/PersonNm17DANA MANDOLESI
IRS990/Form990PartVIISectionAGrp/PersonNm18BARBARA MORRISON
IRS990/Form990PartVIISectionAGrp/PersonNm19ANTHONY BURNEY
IRS990/Form990PartVIISectionAGrp/PersonNm20JENNIFER F RAIKE
IRS990/Form990PartVIISectionAGrp/PersonNm21LINDA LEE
IRS990/Form990PartVIISectionAGrp/PersonNm22SELMA TAYLOR CASH
IRS990/Form990PartVIISectionAGrp/PersonNm23ANNA O'BRIEN
IRS990/Form990PartVIISectionAGrp/PersonNm24JAMES AVEZEDO
IRS990/Form990PartVIISectionAGrp/PersonNm25JENNIFER DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm26BRUCE WHITAKER
IRS990/Form990PartVIISectionAGrp/PersonNm27DEANNA ARNOLD
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/TitleTxt0BUS DEV OFFICER/BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2COO
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18PRESIDENT/ CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt21SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt22BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt23BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt24BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt25BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt26BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt27CLOSING MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GrantAmt012071
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt012071
IRS990/GrantsToDomesticOrgsGrp/TotalAmt012071
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt011968054
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt017
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt034940
IRS990/InformationTechnologyGrp/ProgramServicesAmt0197991
IRS990/InformationTechnologyGrp/TotalAmt0232931
IRS990/InsuranceGrp/ManagementAndGeneralAmt011407
IRS990/InsuranceGrp/ProgramServicesAmt064638
IRS990/InsuranceGrp/TotalAmt076045
IRS990/InvestmentIncomeGrp/ExclusionAmt014527
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt044595
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt059122
IRS990/InvestmentInJointVentureInd00
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IRS990/LandBldgEquipCostOrOtherBssAmt0624720
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A CERTIFIED DEVELOPMENT COMPANY, THE ORGANIZATIONS PRIMARY PURPOSE IS TO ASSIST SMALL BUSINESSES AND INDIVIDUALS IN ACQUIRING SBA LOANS AND THEN TO MONITOR THOSE LOANS ON BEHALF OF THE SBA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NondeductibleContributionsInd00
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IRS990/OccupancyGrp/ProgramServicesAmt0325957
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IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011147
IRS990/OfficeExpensesGrp/ProgramServicesAmt063169
IRS990/OfficeExpensesGrp/TotalAmt074316
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt0863604
IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0297773
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0386498
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IRS990/OtherExpensesGrp/Desc1REFERRAL FEES
IRS990/OtherExpensesGrp/Desc2MEALS AND ENTERTAINMENT
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IRS990/OtherExpensesGrp/ProgramServicesAmt2141465
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IRS990/OtherExpensesGrp/TotalAmt3116094
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IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0CA PREMIUM INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt157
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt03608805
IRS990/OtherSalariesAndWagesGrp/TotalAmt04684090
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0127404
IRS990/PayrollTaxesGrp/ProgramServicesAmt0277589
IRS990/PayrollTaxesGrp/TotalAmt0404993
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt034228
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0114876
IRS990/PensionPlanContributionsGrp/TotalAmt0149104
IRS990/PoliticalCampaignActyInd00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0152662
IRS990/PrincipalOfficerNm0BARBARA MORRISON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING FEES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN PROCESSING FEES
IRS990/ProgramServiceRevenueGrp/Desc2FLOAT INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06773982
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13952039
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21139602
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06773982

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$24.8$9.81$15.0$24.3$23.9$0.38
2023Detailed filing. Detailed filing data is available for this year.$22.5$7.64$14.8$21.9$21.5$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.2$6.81$14.4$19.8$19.3$0.43
2021Detailed filing. Detailed filing data is available for this year.$77.4$62.8$14.6$21.3$15.7$5.54
2020Detailed filing. Detailed filing data is available for this year.$118$109$9.11$13.9$13.4$0.52
2019Detailed filing. Detailed filing data is available for this year.$11.7$3.14$8.59$12.5$11.1$1.48
2018Detailed filing. Detailed filing data is available for this year.$9.83$2.71$7.11$12.0$10.4$1.60
2017Detailed filing. Detailed filing data is available for this year.$8.02$2.51$5.51$11.2$10.3$0.86
2016Detailed filing. Detailed filing data is available for this year.$6.90$2.25$4.65$10.9$10.7$0.17
2015Detailed filing. Detailed filing data is available for this year.$6.33$1.84$4.48$10.6$10.4$0.15
2014Detailed filing. Detailed filing data is available for this year.$6.31$1.85$4.46$10.1$9.51$0.63
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.66$2.83$3.83$10.1
2012Summary only. Only limited summary data is available for this year.$8.68$4.95$3.73$9.55$9.52$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.56$4.86$3.70$9.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.58$3.81$3.78$7.93
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2018 filings • 501(c)4 • $10M-$25M nonprofits