Civic Intelligence

The Mortgage Capital Development Corporation

990 • Fiscal year 2016 • EIN 94-3247824

Oct 01, 2015 to Sep 30, 2016 • Filed on Apr 03, 2017

Organization Profilewww.tmcd.com

View Organization Page

1720 BroadwayOakland, CA 94612

(415) 989-8855

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.33x

Higher debt load relative to assets than 66% of similar nonprofits.

2016 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

46th percentile

0.21x

Higher debt load relative to revenue than 46% of similar nonprofits.

2016 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2016

Net Margin

40th percentile

1.5%

Higher net margin than 40% of similar nonprofits.

2016 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

96th percentile

$880,328

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 8.1% of source-year revenue.

2016 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2016

Asset Growth

79th percentile

9.0%

Faster asset growth than 79% of similar nonprofits.

2016 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

55th percentile

2.8%

Faster revenue growth than 55% of similar nonprofits.

2016 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$6,900,572

Up $571,872 (+9.0%) from 2015

Net Assets

Up

$4,649,539

Up $165,619 (+3.7%) from 2015

Liabilities

Up

$2,251,033

Up $406,253 (+22%) from 2015

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin40th percentile

Revenue

Up

$10,856,690

Up $300,781 (+2.8%) from 2015

Expenses

Up

$10,691,071

Up $288,042 (+2.8%) from 2015

Net Income

Up

$165,619

Up $12,739 (+8.3%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth79th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $7,582,294Liabilities 2010: $3,805,642Net Assets 2010: $3,776,6522010Assets 2011: $8,555,452Liabilities 2011: $4,857,711Net Assets 2011: $3,697,7412011Assets 2012: $8,677,335Liabilities 2012: $4,951,127Net Assets 2012: $3,726,2082012Assets 2013: $6,656,335Liabilities 2013: $2,829,034Net Assets 2013: $3,827,3012013Assets 2014: $6,310,509Liabilities 2014: $1,854,786Net Assets 2014: $4,455,7232014Assets 2015: $6,328,700Liabilities 2015: $1,844,780Net Assets 2015: $4,483,9202015Assets 2016: $6,900,572Liabilities 2016: $2,251,033Net Assets 2016: $4,649,5392016Assets 2017: $8,022,974Liabilities 2017: $2,509,816Net Assets 2017: $5,513,1582017Assets 2018: $9,825,335Liabilities 2018: $2,712,365Net Assets 2018: $7,112,9702018Assets 2019: $11,729,269Liabilities 2019: $3,136,889Net Assets 2019: $8,592,3802019Assets 2020: $118,018,125Liabilities 2020: $108,903,362Net Assets 2020: $9,114,7632020Assets 2021: $77,426,961Liabilities 2021: $62,839,952Net Assets 2021: $14,587,0092021Assets 2022: $21,214,459Liabilities 2022: $6,813,765Net Assets 2022: $14,400,6942022Assets 2023: $22,477,678Liabilities 2023: $7,640,799Net Assets 2023: $14,836,8792023Assets 2024: $24,782,264Liabilities 2024: $9,806,680Net Assets 2024: $14,975,5842024

Highlighted filing

2016

Assets$6,900,572
Liabilities$2,251,033
Net Assets$4,649,539
Open 2016 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,932,2442010Expenses 2011: $9,134,3842011Revenue 2012: $9,549,904Expenses 2012: $9,521,437Net Income 2012: $28,4672012Expenses 2013: $10,125,4602013Revenue 2014: $10,133,758Expenses 2014: $9,505,336Net Income 2014: $628,4222014Revenue 2015: $10,555,909Expenses 2015: $10,403,029Net Income 2015: $152,8802015Revenue 2016: $10,856,690Expenses 2016: $10,691,071Net Income 2016: $165,6192016Revenue 2017: $11,196,256Expenses 2017: $10,332,637Net Income 2017: $863,6192017Revenue 2018: $11,968,054Expenses 2018: $10,368,242Net Income 2018: $1,599,8122018Revenue 2019: $12,546,242Expenses 2019: $11,066,832Net Income 2019: $1,479,4102019Revenue 2020: $13,911,258Expenses 2020: $13,388,875Net Income 2020: $522,3832020Revenue 2021: $21,275,511Expenses 2021: $15,735,299Net Income 2021: $5,540,2122021Revenue 2022: $19,772,313Expenses 2022: $19,341,008Net Income 2022: $431,3052022Revenue 2023: $21,879,934Expenses 2023: $21,499,419Net Income 2023: $380,5152023Revenue 2024: $24,303,783Expenses 2024: $23,926,074Net Income 2024: $377,7092024

Highlighted filing

2016

Revenue$10,856,690
Expenses$10,691,071
Net Income$165,619
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
Apr 3, 2017
Return Version
2015v3.0
Gross Receipts
$10,856,690
Mission and Program Overview

Mission

As a certified development company, the organizations primary purpose is to assist small businesses and individuals in acquiring loans from the u.s. Small business association (sba), and to then monitor those loans on behalf of the sba.

As a certified development company, the organization's primary purpose is to assist small businesses and individuals in acquiring sba loans and then to monitor those loans on behalf of the sba.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,024,582$3,197,551▲ $172,969
Accounts Receivable$2,753,965$2,982,184▲ $228,219
Land, Buildings, and Equipment, Net$238,704$242,128▲ $3,424
Prepaid Expenses and Deferred Charges$212,619$193,561▼ $19,058
Total Assets$6,523,867$6,900,572▲ $376,705
Other Assets Total$293,997$285,148▼ $8,849
Liabilities
Other Liabilities$840,725$1,135,461▲ $294,736
Accounts Payable and Accrued Expenses$1,050,142$993,710▼ $56,432
Unsecured Notes Loans Payable$149,080$121,862▼ $27,218
Total Liabilities$2,039,947$2,251,033▲ $211,086
Net Assets / Fund Balance
Unrestricted Net Assets$4,483,920$4,649,539▲ $165,619
Total Net Assets Fund Balance$4,483,920$4,649,539▲ $165,619
Total Liabilities and Net Assets / Fund Balance$6,523,867$6,900,572▲ $376,705

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$49,900$350,692$400,592
Other Land Buildings$59,759$165,072$224,831
Leasehold Improvements$132,469$33,681$166,150
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barbara MorrisonPresident/ CEOFT$594,638$285,690$880,328
Kurt ChamblissBUSINESS DEVELOPMENT OFFICerFT$95,871$345,114$440,985
Richard GrantCOOFT$273,508$95,127$368,635
Jennifer DavisBUSINESS DEVELOPMENT OFFICerFT$117,349$199,164$316,513
Bruce WhitakerBUSINESS DEVELOPMENT OFFICerFT$90,000$200,947$290,947
James AvezedoBUSINESS DEVELOPMENT OFFICerFT$120,000$132,152$252,152
David GriffisBUSINESS DEVELOPMENT OFFICerFT$90,000$146,563$236,563
Ray MonahanExecutive VPFT$175,358$50,491$225,849
Alitha YoungCFO to 12.31.15PT$161,431$54,667$216,098
Mike VanecekCFOFT$67,231$987$68,218
Kenneth G JohnsonChair-$3,800-$3,800
Linda LeeSecretary-$3,800-$3,800
Selma Taylor CashBoard Member-$3,200-$3,200
David NeagleBoard Member-$3,000-$3,000
Derek A Groff ASABoard Member-$3,000-$3,000
Gail GoldmanVice Chair-$3,000-$3,000
Jennifer F RaikeBoard Member-$2,700-$2,700
MARY O'HARA DEVEREAUXBoard Member-$2,700-$2,700
Michael WaltzBoard Member-$2,700-$2,700
Dana MandolesiBoard Member-$2,600-$2,600
Anthony BurneyBoard Member-$2,500-$2,500
Denise ConleyBoard Member-$2,100-$2,100
Neil McKinnonBoard Member-$1,700-$1,700
Louis ScarpaBoard Member-$500-$500

Board Members and Trustees

NameTitle
Mark BuellBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,788,537
Investment Income
$27,536
Other Revenue
$40,617
Change in Net Assets
$165,619

Audited Revenue Reconciliation

Revenue per Audited Statements
$10,856,690
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$10,856,690
Total Revenue per Form 990
$10,856,690
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$7,923,609
Other Expenses$2,659,907
Grants and Similar Amounts Paid$107,555
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$4,118,027$1,048,749-$5,166,776
Current Officers, Directors, Trustees, and Key Employees$1,416,285$357,611-$1,773,896
Other Employee Benefits$354,076$160,596-$514,672
All Other Expenses$426,157$85,619-$511,776
Payroll Taxes$293,615$128,421-$422,036
Occupancy$296,966$52,406-$349,372
Information Technology$186,900$32,982-$219,882
Advertising$185,968--$185,968
Other Expenses$123,015$21,709-$144,724
Depreciation Depletion$121,174$21,384-$142,558
Fees for Services Other$12,529$124,610-$137,139
Grants to Domestic Orgs$107,555--$107,555
Insurance$63,081$11,132-$74,213
Pension Plan Contributions$26,762$19,467-$46,229
Office Expenses$36,749$6,485-$43,234
Travel$27,025$4,769-$31,794
Total Functional Expenses$8,596,474$2,094,597$0$10,691,071

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,691,071
Total Expenses per Audited Statements$10,691,071
Total Expenses per Form 990$10,691,071
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Tmc Development Working SolutionsSan Francisco, CA501(c)(3)Support General Operations$100,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Client Deposits$482,234
Deferred Compensation$479,185
Deferred Rent, Net of Current Portion$116,583
Liabilities for Loan Losses$35,971
Current Portion of Deferred Rent$21,488
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11

“Form 990 is prepared by an independent CPA firm in conjunction with the organization's Chief Financial Officer. A draft of Form 990 is reviewed by the Chief Financial Officer, and any corrections or modifications are made by the outside CPA. The revised draft is then reviewed by the Board of Directors. Any concerns that the Board of Directors have are raised with the CPA firm and a consensus is achieved. The return is then finalized and electronically filed with the taxing authorities.”

Form 990, Part VI, Section B, line 12C

“Board members, officers and key employees must annually complete a schedule to disclose all potentially conflicting transactions.”

Form 990, Part VI, Section B, line 15

“The compensation committee reviews comparative tax returns and industry surveys to establish the compensation for the executive director and officers.”

Form 990, Part VI, Section C, line 18

“The organization relies upon guidestar and foundationcenter.org to publish the return on the internet.”

Form 990, Part VI, Section C, line 19

“Tmc development makes form 990 available upon request.”

Filing and Contact Details

Filer

Filer Name
The Mortgage Capital Development
EIN
94-3247824
Phone
4159898855
Address
1720 Broadway, Oakland, CA 94612

Signing Officer

Name
Mike Vanecek
Title
CFO
Phone
4159898855
Signed
2017-04-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara Morrison
Formed
1996
Legal Domicile
CA
Voting Board Members
16
Independent Board Members
15
Employees
61
Volunteers
0

Preparer

Firm
Bpm Llp
Address
60 South Market Street Suite 800, San Jose, CA 95113
Preparer
Michael Stephen Schaffer
Phone
4089616300
Supplemental Narrative

Additional Explanations

Form 990, Part X

“The Balance Sheet beginning balances for Loan Fees Receivables and Client Deposits were restated to be consistent with the restated audited financial statements.”

Form 990, Part XII, line 2C

“The full board now approves audited financial statements and tax returns.”

Financial Statement Notes

Part X, Line 2:

“The Organization is exempt from federal and California income tax under Section 501(c)(4) of the Internal Revenue Code and Section 23701f of the California Revenue and Taxation Code. Accordingly,the Organization has paid no income taxes and the financial statements include no provision for income taxes. The Organization follows FASB ASC 740-10, Accounting for Uncertainty in Income Taxes. The tax years of 2012 through 2014 remain open.”

Raw XML AppendixShowing 400 of 771 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Mark Buell
IRS990/Form990PartVIISectionAGrp/PersonNm1ANTHONY BURNEY
IRS990/Form990PartVIISectionAGrp/PersonNm2DENISE CONLEY
IRS990/Form990PartVIISectionAGrp/PersonNm3GAIL GOLDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4Derek A Groff ASA
IRS990/Form990PartVIISectionAGrp/PersonNm5Kenneth G Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm6LINDA LEE
IRS990/Form990PartVIISectionAGrp/PersonNm7Dana Mandolesi
IRS990/Form990PartVIISectionAGrp/PersonNm8Neil McKinnon
IRS990/Form990PartVIISectionAGrp/PersonNm9BARBARA MORRISON
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IRS990/Form990PartVIISectionAGrp/PersonNm13Selma Taylor Cash
IRS990/Form990PartVIISectionAGrp/PersonNm14Louis Scarpa
IRS990/Form990PartVIISectionAGrp/PersonNm15MICHAEL WALTZ
IRS990/Form990PartVIISectionAGrp/PersonNm16Mike Vanecek
IRS990/Form990PartVIISectionAGrp/PersonNm17ALITHA YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm18RICHARD GRANT
IRS990/Form990PartVIISectionAGrp/PersonNm19Ray Monahan
IRS990/Form990PartVIISectionAGrp/PersonNm20Jennifer Davis
IRS990/Form990PartVIISectionAGrp/PersonNm21BRUCE WHITAKER
IRS990/Form990PartVIISectionAGrp/PersonNm22DAVID GRIFFIS
IRS990/Form990PartVIISectionAGrp/PersonNm23KURT CHAMBLISS
IRS990/Form990PartVIISectionAGrp/PersonNm24James Avezedo
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt33000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt43000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt53800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt63800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt72600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt81700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9734858
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt103000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt112700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt122700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt133200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt152700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1667231
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17209972
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18351655
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19212950
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20304230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21273981
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22219838
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23424005
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24234787
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt6Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/ CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt17CFO to 12.31.15
IRS990/Form990PartVIISectionAGrp/TitleTxt18COO
IRS990/Form990PartVIISectionAGrp/TitleTxt19Executive VP
IRS990/Form990PartVIISectionAGrp/TitleTxt20BUSINESS DEVELOPMENT OFFICer
IRS990/Form990PartVIISectionAGrp/TitleTxt21BUSINESS DEVELOPMENT OFFICer
IRS990/Form990PartVIISectionAGrp/TitleTxt22BUSINESS DEVELOPMENT OFFICer
IRS990/Form990PartVIISectionAGrp/TitleTxt23BUSINESS DEVELOPMENT OFFICer
IRS990/Form990PartVIISectionAGrp/TitleTxt24BUSINESS DEVELOPMENT OFFICer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GrantAmt0107555
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0107555
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0107555
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt010856690
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt021
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt032982
IRS990/InformationTechnologyGrp/ProgramServicesAmt0186900
IRS990/InformationTechnologyGrp/TotalAmt0219882
IRS990/InsuranceGrp/ManagementAndGeneralAmt011132
IRS990/InsuranceGrp/ProgramServicesAmt063081
IRS990/InsuranceGrp/TotalAmt074213
IRS990/InvestmentIncomeGrp/ExclusionAmt011995
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt015541
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt027536
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt026
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0549445
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0238704
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0242128
IRS990/LandBldgEquipCostOrOtherBssAmt0791573
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A CERTIFIED DEVELOPMENT COMPANY, THE ORGANIZATIONS PRIMARY PURPOSE IS TO ASSIST SMALL BUSINESSES AND INDIVIDUALS IN ACQUIRING SBA LOANS AND THEN TO MONITOR THOSE LOANS ON BEHALF OF THE SBA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04483920
IRS990/NetAssetsOrFundBalancesEOYAmt04649539
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt052406
IRS990/OccupancyGrp/ProgramServicesAmt0296966
IRS990/OccupancyGrp/TotalAmt0349372
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06485
IRS990/OfficeExpensesGrp/ProgramServicesAmt036749
IRS990/OfficeExpensesGrp/TotalAmt043234
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0293997
IRS990/OtherAssetsTotalGrp/EOYAmt0285148
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0160596
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0354076
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0514672
IRS990/OtherExpensesGrp/Desc0Loan Loss (Benefit) Exp
IRS990/OtherExpensesGrp/Desc1Referral Fees
IRS990/OtherExpensesGrp/Desc2Meals and Entertainment
IRS990/OtherExpensesGrp/Desc3Loss on Lease Terminati
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt018657
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt121709
IRS990/OtherExpensesGrp/ProgramServicesAmt0468426
IRS990/OtherExpensesGrp/ProgramServicesAmt1195992
IRS990/OtherExpensesGrp/ProgramServicesAmt2136172
IRS990/OtherExpensesGrp/ProgramServicesAmt3123015
IRS990/OtherExpensesGrp/TotalAmt0468426
IRS990/OtherExpensesGrp/TotalAmt1195992
IRS990/OtherExpensesGrp/TotalAmt2154829
IRS990/OtherExpensesGrp/TotalAmt3144724
IRS990/OtherLiabilitiesGrp/BOYAmt0840725
IRS990/OtherLiabilitiesGrp/EOYAmt01135461
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0CA Premium Income
IRS990/OtherRevenueMiscGrp/Desc1Other Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt020932
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt119685
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt020932
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt119685
IRS990/OtherRevenueTotalAmt040617
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt01048749
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt04118027
IRS990/OtherSalariesAndWagesGrp/TotalAmt05166776
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0128421
IRS990/PayrollTaxesGrp/ProgramServicesAmt0293615
IRS990/PayrollTaxesGrp/TotalAmt0422036
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt019467
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt026762
IRS990/PensionPlanContributionsGrp/TotalAmt046229
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0212619
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0193561
IRS990/PrincipalOfficerNm0Barbara Morrison
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Loan Servicing Fees
IRS990/ProgramServiceRevenueGrp/Desc1Loan Processing Fees
IRS990/ProgramServiceRevenueGrp/Desc2Float Interest Income
IRS990/ProgramServiceRevenueGrp/Desc3Client Fees and Charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06512474
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13789683
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2433594
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt352786
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06512474
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13789683
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2433594
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt352786
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0117370
IRS990/PYInvestmentIncomeAmt029455
IRS990/PYOtherExpensesAmt02059690
IRS990/PYOtherRevenueAmt0109500
IRS990/PYProgramServiceRevenueAmt010416954
IRS990/PYRevenuesLessExpensesAmt0152880
IRS990/PYSalariesCompEmpBnftPaidAmt08225969
IRS990/PYTotalExpensesAmt010403029
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010555909
IRS990/ReconcilationRevenueExpnssAmt0165619
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,900,572
Liabilities
$2,251,033
Net assets
$4,649,539
Revenue
$10,856,690
Expenses
$10,691,071
Net income
$165,619
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$24.8$9.81$15.0$24.3$23.9$0.38
2023Detailed filing. Detailed filing data is available for this year.$22.5$7.64$14.8$21.9$21.5$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.2$6.81$14.4$19.8$19.3$0.43
2021Detailed filing. Detailed filing data is available for this year.$77.4$62.8$14.6$21.3$15.7$5.54
2020Detailed filing. Detailed filing data is available for this year.$118$109$9.11$13.9$13.4$0.52
2019Detailed filing. Detailed filing data is available for this year.$11.7$3.14$8.59$12.5$11.1$1.48
2018Detailed filing. Detailed filing data is available for this year.$9.83$2.71$7.11$12.0$10.4$1.60
2017Detailed filing. Detailed filing data is available for this year.$8.02$2.51$5.51$11.2$10.3$0.86
2016Detailed filing. Detailed filing data is available for this year.$6.90$2.25$4.65$10.9$10.7$0.17
2015Detailed filing. Detailed filing data is available for this year.$6.33$1.84$4.48$10.6$10.4$0.15
2014Detailed filing. Detailed filing data is available for this year.$6.31$1.85$4.46$10.1$9.51$0.63
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.66$2.83$3.83$10.1
2012Summary only. Only limited summary data is available for this year.$8.68$4.95$3.73$9.55$9.52$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.56$4.86$3.70$9.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.58$3.81$3.78$7.93