Civic Intelligence

The Mortgage Capital Development Corporation

990 • Fiscal year 2017 • EIN 94-3247824

Oct 01, 2016 to Sep 30, 2017 • Filed on May 02, 2018

Organization Profilewww.tmcfinancing.com

View Organization Page

1720 BroadwayOakland, CA 94612-2137

(415) 989-8855

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.31x

Higher debt load relative to assets than 63% of similar nonprofits.

2017 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2017

Liabilities / Revenue

48th percentile

0.22x

Higher debt load relative to revenue than 48% of similar nonprofits.

2017 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2017

Net Margin

46th percentile

7.7%

Higher net margin than 46% of similar nonprofits.

2017 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2017

Top Officer Pay

96th percentile

$858,739

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

2017 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2017

Asset Growth

82nd percentile

16%

Faster asset growth than 82% of similar nonprofits.

2017 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Revenue Growth

44th percentile

3.1%

Faster revenue growth than 44% of similar nonprofits.

2017 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$8,022,974

Up $1,122,402 (+16%) from 2016

Net Assets

Up

$5,513,158

Up $863,619 (+19%) from 2016

Liabilities

Up

$2,509,816

Up $258,783 (+11%) from 2016

Revenue And Expenses
Liabilities / Revenue48th percentileNet Margin46th percentile

Revenue

Up

$11,196,256

Up $339,566 (+3.1%) from 2016

Expenses

Down

$10,332,637

Down $358,434 (-3.4%) from 2016

Net Income

Up

$863,619

Up $698,000 (+421%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $7,582,294Liabilities 2010: $3,805,642Net Assets 2010: $3,776,6522010Assets 2011: $8,555,452Liabilities 2011: $4,857,711Net Assets 2011: $3,697,7412011Assets 2012: $8,677,335Liabilities 2012: $4,951,127Net Assets 2012: $3,726,2082012Assets 2013: $6,656,335Liabilities 2013: $2,829,034Net Assets 2013: $3,827,3012013Assets 2014: $6,310,509Liabilities 2014: $1,854,786Net Assets 2014: $4,455,7232014Assets 2015: $6,328,700Liabilities 2015: $1,844,780Net Assets 2015: $4,483,9202015Assets 2016: $6,900,572Liabilities 2016: $2,251,033Net Assets 2016: $4,649,5392016Assets 2017: $8,022,974Liabilities 2017: $2,509,816Net Assets 2017: $5,513,1582017Assets 2018: $9,825,335Liabilities 2018: $2,712,365Net Assets 2018: $7,112,9702018Assets 2019: $11,729,269Liabilities 2019: $3,136,889Net Assets 2019: $8,592,3802019Assets 2020: $118,018,125Liabilities 2020: $108,903,362Net Assets 2020: $9,114,7632020Assets 2021: $77,426,961Liabilities 2021: $62,839,952Net Assets 2021: $14,587,0092021Assets 2022: $21,214,459Liabilities 2022: $6,813,765Net Assets 2022: $14,400,6942022Assets 2023: $22,477,678Liabilities 2023: $7,640,799Net Assets 2023: $14,836,8792023Assets 2024: $24,782,264Liabilities 2024: $9,806,680Net Assets 2024: $14,975,5842024

Highlighted filing

2017

Assets$8,022,974
Liabilities$2,509,816
Net Assets$5,513,158
Open 2017 Filing

Operations Trend

Revenue Growth44th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,932,2442010Expenses 2011: $9,134,3842011Revenue 2012: $9,549,904Expenses 2012: $9,521,437Net Income 2012: $28,4672012Expenses 2013: $10,125,4602013Revenue 2014: $10,133,758Expenses 2014: $9,505,336Net Income 2014: $628,4222014Revenue 2015: $10,555,909Expenses 2015: $10,403,029Net Income 2015: $152,8802015Revenue 2016: $10,856,690Expenses 2016: $10,691,071Net Income 2016: $165,6192016Revenue 2017: $11,196,256Expenses 2017: $10,332,637Net Income 2017: $863,6192017Revenue 2018: $11,968,054Expenses 2018: $10,368,242Net Income 2018: $1,599,8122018Revenue 2019: $12,546,242Expenses 2019: $11,066,832Net Income 2019: $1,479,4102019Revenue 2020: $13,911,258Expenses 2020: $13,388,875Net Income 2020: $522,3832020Revenue 2021: $21,275,511Expenses 2021: $15,735,299Net Income 2021: $5,540,2122021Revenue 2022: $19,772,313Expenses 2022: $19,341,008Net Income 2022: $431,3052022Revenue 2023: $21,879,934Expenses 2023: $21,499,419Net Income 2023: $380,5152023Revenue 2024: $24,303,783Expenses 2024: $23,926,074Net Income 2024: $377,7092024

Highlighted filing

2017

Revenue$11,196,256
Expenses$10,332,637
Net Income$863,619
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2016 to Sep 30, 2017
Signed
May 2, 2018
Return Version
2016v3.0
Gross Receipts
$11,201,752
Mission and Program Overview

Mission

As a certified development company, the organizations primary purpose is to assist small businesses and individuals in acquiring loans from the u.s. Small business association (sba), and to then monitor those loans on behalf of the sba.

As a certified development company, the organization's primary purpose is to assist small businesses and individuals in acquiring sba loans and then to monitor those loans on behalf of the sba.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$2,982,184$2,996,554▲ $14,370
Savings and Temporary Cash Investments$3,197,551$2,634,208▼ $563,343
Cash and Non-Interest-Bearing Accounts$0$1,360,751▲ $1,360,751
Land, Buildings, and Equipment, Net$242,128$236,705▼ $5,423
Prepaid Expenses and Deferred Charges$193,561$221,897▲ $28,336
Total Assets$6,900,572$8,022,974▲ $1,122,402
Other Assets Total$285,148$572,859▲ $287,711
Liabilities
Other Liabilities$1,135,461$1,259,463▲ $124,002
Accounts Payable and Accrued Expenses$993,710$1,250,353▲ $256,643
Unsecured Notes Loans Payable$121,862$0▼ $121,862
Total Liabilities$2,251,033$2,509,816▲ $258,783
Net Assets / Fund Balance
Unrestricted Net Assets$4,649,539$5,513,158▲ $863,619
Total Net Assets Fund Balance$4,649,539$5,513,158▲ $863,619
Total Liabilities and Net Assets / Fund Balance$6,900,572$8,022,974▲ $1,122,402

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$88,016$154,020$242,036
Other Land Buildings$40,502$175,537$216,039
Leasehold Improvements$108,187$57,963$166,150
Other Assets Org$56,042--
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barbara MorrisonPresident/ CEOFT$611,543$247,196$858,739
Kurt ChamblissBusiness Development OfficFT$115,000$275,815$390,815
Richard GrantExecutive VPFT$281,139$33,515$314,654
Jennifer DavisBusiness Development OfficFT$120,000$164,121$284,121
Diana HallalBusiness Development OfficFT$120,000$158,807$278,807
James AvezedoBusiness Development OfficFT$120,000$137,833$257,833
Bruce WhitakerBusiness Development OfficFT$90,000$165,951$255,951
Ray MonahanCOOFT$180,701$58,135$238,836
Mike VanecekCFOFT$177,062$52,998$230,060
Gail GoldmanVice Chair-$5,400-$5,400
David NeagleChair-$4,650-$4,650
MARY O'HARA DEVEREAUXBoard Member-$3,900-$3,900
Selma Taylor CashBoard Member-$3,900-$3,900
Dana MandolesiBoard Member-$3,600-$3,600
Kenneth G JohnsonBoard MEMBER-$3,600-$3,600
Neil McKinnonBoard Member-$3,600-$3,600
Anthony BurneyBoard Member-$2,850-$2,850
Jennifer F RaikeBoard Member-$2,100-$2,100
Linda LeeSecretary-$2,100-$2,100
Derek A Groff ASABoard Member-$1,650-$1,650
Louis ScarpaBoard Member-$900-$900
Michael WaltzBoard Member-$900-$900
Denise ConleyBoard Member-$600-$600

Board Members and Trustees

NameTitle
Mark BuellBoard MEMBER
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,150,156
Investment Income
$26,518
Other Revenue
$19,582
Change in Net Assets
$863,619

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,201,752
Revenue Not Reported on Financial Statements
$-5,496
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-5,496
Total Revenue per Audited Statements
$11,201,752
Total Revenue per Form 990
$11,196,256
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$7,737,626
Other Expenses$2,490,336
Grants and Similar Amounts Paid$104,675
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$4,250,021$949,831-$5,199,852
Current Officers, Directors, Trustees, and Key Employees$1,298,536$288,498-$1,587,034
Other Employee Benefits$357,928$139,773-$497,701
Payroll Taxes$303,528$113,753-$417,281
Occupancy$331,789$58,551-$390,340
Fees for Services Other$268,901$73,470-$342,371
Information Technology$172,846$30,502-$203,348
All Other Expenses$171,943$25,306-$197,249
Advertising$148,552--$148,552
Depreciation Depletion$91,895$16,217-$108,112
Grants to Domestic Orgs$104,675--$104,675
Other Expenses$78,554$13,797-$92,351
Insurance$64,223$11,333-$75,556
Office Expenses$66,569$7,704-$74,273
Pension Plan Contributions$14,355$21,403-$35,758
Travel$22,472$3,966-$26,438
Interest$6,394--$6,394
Total Functional Expenses$8,542,443$1,790,194$0$10,332,637

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$10,338,133
Expenses per Audited Statements$10,332,637
Total Expenses per Form 990$10,332,637
Expenses Not Reported on Form 990$5,496
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Tmc Development Working SolutionsSan Francisco, CA501(c)(3)Support General Operations$100,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation$617,128
Client Deposits$472,210
Deferred Rent, Net of Current Portion$113,058
Liabilities for Loan Losses$41,497
Current Portion of Deferred Rent$15,570
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“Form 990 is prepared by an independent CPA firm in conjunction with the organization's Chief Financial Officer. A draft of Form 990 is reviewed by the Chief Financial Officer, and any corrections or modifications are made by the outside CPA. The revised draft is then reviewed by the Board of Directors. Any concerns that the Board of Directors have are raised with the CPA firm and a consensus is achieved. The return is then finalized and electronically filed with the taxing authorities.”

Form 990, Part VI, Section B, line 12C

“Board members, officers and key employees must annually complete a schedule to disclose all potentially conflicting transactions.”

Form 990, Part VI, Section B, line 15

“The compensation committee reviews comparative tax returns and industry surveys to establish the compensation for the executive director and officers.”

Form 990, Part VI, Section C, line 18

“The organization relies upon guidestar and foundationcenter.org to publish the return on the internet.”

Form 990, Part VI, Section C, line 19

“Tmc development makes form 990 available upon request.”

Filing and Contact Details

Filer

Filer Name
The Mortgage Capital Development
EIN
94-3247824
Phone
4159898855
Address
1720 Broadway, Oakland, CA 94612-2137

Signing Officer

Name
Mike Vanecek
Title
CFO
Phone
4159898855
Signed
2018-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara Morrison
Formed
1996
Legal Domicile
CA
Voting Board Members
16
Independent Board Members
15
Employees
54
Volunteers
0

Preparer

Firm
Bpm Llp
Address
60 South Market Street Suite 800, San Jose, CA 95113
Preparer
Michael Stephen Schaffer
Phone
4089616300
Supplemental Narrative

Additional Explanations

Form 990, Part XII, line 2C

“The full board now approves audited financial statements and tax returns.”

Financial Statement Notes

Part X, Line 2:

“The Organization is exempt from federal and California income tax under Section 501(c)(4) of the Internal Revenue Code and Section 23701f of the California Revenue and Taxation Code. Accordingly,the Organization has paid no income taxes and the financial statements include no provision for income taxes. The Organization follows FASB ASC 740-10, Accounting for Uncertainty in Income Taxes. The tax years of 2013 through 2015 remain open.”

Part XI, Line 4B - Other Adjustments:

“Loss on Disposal of Fixed Assets -5,496.”

Part XII, Line 2D - Other Adjustments:

“Loss on Disposal of Fixed Assets 5,496.”

Raw XML AppendixShowing 400 of 746 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm16Mike Vanecek
IRS990/Form990PartVIISectionAGrp/PersonNm17RICHARD GRANT
IRS990/Form990PartVIISectionAGrp/PersonNm18Ray Monahan
IRS990/Form990PartVIISectionAGrp/PersonNm19Jennifer Davis
IRS990/Form990PartVIISectionAGrp/PersonNm20BRUCE WHITAKER
IRS990/Form990PartVIISectionAGrp/PersonNm21Diana Hallal
IRS990/Form990PartVIISectionAGrp/PersonNm22KURT CHAMBLISS
IRS990/Form990PartVIISectionAGrp/PersonNm23James Avezedo
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt02850
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31650
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt43600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt52100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt63600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt73600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8710074
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt94650
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt103900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt112100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt123900
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16218506
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17295835
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18225037
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19270937
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20238646
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21265907
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22371996
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23239265
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT/ CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt17Executive VP
IRS990/Form990PartVIISectionAGrp/TitleTxt18COO
IRS990/Form990PartVIISectionAGrp/TitleTxt19BUSINESS DEVELOPMENT OFFIC
IRS990/Form990PartVIISectionAGrp/TitleTxt20BUSINESS DEVELOPMENT OFFIC
IRS990/Form990PartVIISectionAGrp/TitleTxt21BUSINESS DEVELOPMENT OFFIC
IRS990/Form990PartVIISectionAGrp/TitleTxt22BUSINESS DEVELOPMENT OFFIC
IRS990/Form990PartVIISectionAGrp/TitleTxt23BUSINESS DEVELOPMENT OFFIC
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-5496
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GrantAmt0104675
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0104675
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0104675
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt011201752
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt019
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt030502
IRS990/InformationTechnologyGrp/ProgramServicesAmt0172846
IRS990/InformationTechnologyGrp/TotalAmt0203348
IRS990/InsuranceGrp/ManagementAndGeneralAmt011333
IRS990/InsuranceGrp/ProgramServicesAmt064223
IRS990/InsuranceGrp/TotalAmt075556
IRS990/InterestGrp/ProgramServicesAmt06394
IRS990/InterestGrp/TotalAmt06394
IRS990/InvestmentIncomeGrp/ExclusionAmt09604
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt022410
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt032014
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt035
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0387520
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0242128
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0236705
IRS990/LandBldgEquipCostOrOtherBssAmt0624225
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt05496
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A CERTIFIED DEVELOPMENT COMPANY, THE ORGANIZATIONS PRIMARY PURPOSE IS TO ASSIST SMALL BUSINESSES AND INDIVIDUALS IN ACQUIRING SBA LOANS AND THEN TO MONITOR THOSE LOANS ON BEHALF OF THE SBA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04649539
IRS990/NetAssetsOrFundBalancesEOYAmt05513158
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-5496
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-5496
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt058551
IRS990/OccupancyGrp/ProgramServicesAmt0331789
IRS990/OccupancyGrp/TotalAmt0390340
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07704
IRS990/OfficeExpensesGrp/ProgramServicesAmt066569
IRS990/OfficeExpensesGrp/TotalAmt074273
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0285148
IRS990/OtherAssetsTotalGrp/EOYAmt0572859
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0139773
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0357928
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0497701
IRS990/OtherExpensesGrp/Desc0Loan Loss (Benefit) Exp
IRS990/OtherExpensesGrp/Desc1Referral Fees
IRS990/OtherExpensesGrp/Desc2Meals and Entertainment
IRS990/OtherExpensesGrp/Desc3Automobile Expense
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt236090
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt313797
IRS990/OtherExpensesGrp/ProgramServicesAmt0441473
IRS990/OtherExpensesGrp/ProgramServicesAmt1238655
IRS990/OtherExpensesGrp/ProgramServicesAmt2109134
IRS990/OtherExpensesGrp/ProgramServicesAmt378554
IRS990/OtherExpensesGrp/TotalAmt0441473
IRS990/OtherExpensesGrp/TotalAmt1238655
IRS990/OtherExpensesGrp/TotalAmt2145224
IRS990/OtherExpensesGrp/TotalAmt392351
IRS990/OtherLiabilitiesGrp/BOYAmt01135461
IRS990/OtherLiabilitiesGrp/EOYAmt01259463
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0Other Income
IRS990/OtherRevenueMiscGrp/Desc1CA Premium Income
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt19769
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt09813
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt19769
IRS990/OtherRevenueTotalAmt019582
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0949831
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt04250021
IRS990/OtherSalariesAndWagesGrp/TotalAmt05199852
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0113753
IRS990/PayrollTaxesGrp/ProgramServicesAmt0303528
IRS990/PayrollTaxesGrp/TotalAmt0417281
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt021403
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt014355
IRS990/PensionPlanContributionsGrp/TotalAmt035758
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0193561
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0221897
IRS990/PrincipalOfficerNm0Barbara Morrison
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Loan Servicing Fees
IRS990/ProgramServiceRevenueGrp/Desc1Loan Processing Fees
IRS990/ProgramServiceRevenueGrp/Desc2Float Interest Income
IRS990/ProgramServiceRevenueGrp/Desc3Client Fees and Charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06713614
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13900710
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2522295
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt313537
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06713614
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13900710
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2522295
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt313537
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0107555
IRS990/PYInvestmentIncomeAmt027536
IRS990/PYOtherExpensesAmt02659907
IRS990/PYOtherRevenueAmt040617
IRS990/PYProgramServiceRevenueAmt010788537
IRS990/PYRevenuesLessExpensesAmt0165619
IRS990/PYSalariesCompEmpBnftPaidAmt07923609
IRS990/PYTotalExpensesAmt010691071
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010856690
IRS990/ReconcilationRevenueExpnssAmt0863619
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,022,974
Liabilities
$2,509,816
Net assets
$5,513,158
Revenue
$11,196,256
Expenses
$10,332,637
Net income
$863,619
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$24.8$9.81$15.0$24.3$23.9$0.38
2023Detailed filing. Detailed filing data is available for this year.$22.5$7.64$14.8$21.9$21.5$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.2$6.81$14.4$19.8$19.3$0.43
2021Detailed filing. Detailed filing data is available for this year.$77.4$62.8$14.6$21.3$15.7$5.54
2020Detailed filing. Detailed filing data is available for this year.$118$109$9.11$13.9$13.4$0.52
2019Detailed filing. Detailed filing data is available for this year.$11.7$3.14$8.59$12.5$11.1$1.48
2018Detailed filing. Detailed filing data is available for this year.$9.83$2.71$7.11$12.0$10.4$1.60
2017Detailed filing. Detailed filing data is available for this year.$8.02$2.51$5.51$11.2$10.3$0.86
2016Detailed filing. Detailed filing data is available for this year.$6.90$2.25$4.65$10.9$10.7$0.17
2015Detailed filing. Detailed filing data is available for this year.$6.33$1.84$4.48$10.6$10.4$0.15
2014Detailed filing. Detailed filing data is available for this year.$6.31$1.85$4.46$10.1$9.51$0.63
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.66$2.83$3.83$10.1
2012Summary only. Only limited summary data is available for this year.$8.68$4.95$3.73$9.55$9.52$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.56$4.86$3.70$9.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.58$3.81$3.78$7.93