Civic Intelligence

The Mortgage Capital Development Corporation

990 • Fiscal year 2019 • EIN 94-3247824

Oct 01, 2018 to Sep 30, 2019 • Filed on Feb 10, 2020

Organization ProfileWWW.TMCFINANCING.COM

View Organization Page

1720 BroadwayOakland, CA 94612-2137

(415) 989-8855

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.27x

Higher debt load relative to assets than 57% of similar nonprofits.

2019 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

50th percentile

0.25x

Higher debt load relative to revenue than 50% of similar nonprofits.

2019 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2019

Net Margin

56th percentile

12%

Higher net margin than 56% of similar nonprofits.

2019 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

96th percentile

$947,232

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

2019 filings • 501(c)4 • $10M-$25M nonprofits • Source year 2019

Asset Growth

77th percentile

19%

Faster asset growth than 77% of similar nonprofits.

2019 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

55th percentile

4.8%

Faster revenue growth than 55% of similar nonprofits.

2019 filings • 501(c)4 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$11,729,269

Up $1,903,934 (+19%) from 2018

Net Assets

Up

$8,592,380

Up $1,479,410 (+21%) from 2018

Liabilities

Up

$3,136,889

Up $424,524 (+16%) from 2018

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin56th percentile

Revenue

Up

$12,546,242

Up $578,188 (+4.8%) from 2018

Expenses

Up

$11,066,832

Up $698,590 (+6.7%) from 2018

Net Income

Down

$1,479,410

Down $120,402 (-7.5%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $7,582,294Liabilities 2010: $3,805,642Net Assets 2010: $3,776,6522010Assets 2011: $8,555,452Liabilities 2011: $4,857,711Net Assets 2011: $3,697,7412011Assets 2012: $8,677,335Liabilities 2012: $4,951,127Net Assets 2012: $3,726,2082012Assets 2013: $6,656,335Liabilities 2013: $2,829,034Net Assets 2013: $3,827,3012013Assets 2014: $6,310,509Liabilities 2014: $1,854,786Net Assets 2014: $4,455,7232014Assets 2015: $6,328,700Liabilities 2015: $1,844,780Net Assets 2015: $4,483,9202015Assets 2016: $6,900,572Liabilities 2016: $2,251,033Net Assets 2016: $4,649,5392016Assets 2017: $8,022,974Liabilities 2017: $2,509,816Net Assets 2017: $5,513,1582017Assets 2018: $9,825,335Liabilities 2018: $2,712,365Net Assets 2018: $7,112,9702018Assets 2019: $11,729,269Liabilities 2019: $3,136,889Net Assets 2019: $8,592,3802019Assets 2020: $118,018,125Liabilities 2020: $108,903,362Net Assets 2020: $9,114,7632020Assets 2021: $77,426,961Liabilities 2021: $62,839,952Net Assets 2021: $14,587,0092021Assets 2022: $21,214,459Liabilities 2022: $6,813,765Net Assets 2022: $14,400,6942022Assets 2023: $22,477,678Liabilities 2023: $7,640,799Net Assets 2023: $14,836,8792023Assets 2024: $24,782,264Liabilities 2024: $9,806,680Net Assets 2024: $14,975,5842024

Highlighted filing

2019

Assets$11,729,269
Liabilities$3,136,889
Net Assets$8,592,380
Open 2019 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,932,2442010Expenses 2011: $9,134,3842011Revenue 2012: $9,549,904Expenses 2012: $9,521,437Net Income 2012: $28,4672012Expenses 2013: $10,125,4602013Revenue 2014: $10,133,758Expenses 2014: $9,505,336Net Income 2014: $628,4222014Revenue 2015: $10,555,909Expenses 2015: $10,403,029Net Income 2015: $152,8802015Revenue 2016: $10,856,690Expenses 2016: $10,691,071Net Income 2016: $165,6192016Revenue 2017: $11,196,256Expenses 2017: $10,332,637Net Income 2017: $863,6192017Revenue 2018: $11,968,054Expenses 2018: $10,368,242Net Income 2018: $1,599,8122018Revenue 2019: $12,546,242Expenses 2019: $11,066,832Net Income 2019: $1,479,4102019Revenue 2020: $13,911,258Expenses 2020: $13,388,875Net Income 2020: $522,3832020Revenue 2021: $21,275,511Expenses 2021: $15,735,299Net Income 2021: $5,540,2122021Revenue 2022: $19,772,313Expenses 2022: $19,341,008Net Income 2022: $431,3052022Revenue 2023: $21,879,934Expenses 2023: $21,499,419Net Income 2023: $380,5152023Revenue 2024: $24,303,783Expenses 2024: $23,926,074Net Income 2024: $377,7092024

Highlighted filing

2019

Revenue$12,546,242
Expenses$11,066,832
Net Income$1,479,410
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2018 to Sep 30, 2019
Signed
Feb 10, 2020
Return Version
2018v3.1
Gross Receipts
$12,546,242
Mission and Program Overview

Mission

As a certified development company, the organizations primary purpose is to assist small businesses and individuals in acquiring loans from the u.s. Small business association (sba), and to then monitor those loans on behalf of the sba.

As a certified development company, the organization's primary purpose is to assist small businesses and individuals in acquiring sba loans and then to monitor those loans on behalf of the sba.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$3,232,894$4,033,889▲ $800,995
Cash and Non-Interest-Bearing Accounts$2,375,011$3,972,241▲ $1,597,230
Savings and Temporary Cash Investments$2,970,557$2,527,427▼ $443,130
Land, Buildings, and Equipment, Net$230,607$178,591▼ $52,016
Prepaid Expenses and Deferred Charges$152,662$154,850▲ $2,188
Total Assets$9,825,335$11,729,269▲ $1,903,934
Other Assets Total$863,604$862,271▼ $1,333
Liabilities
Other Liabilities$1,499,129$1,749,546▲ $250,417
Accounts Payable and Accrued Expenses$1,213,236$1,387,343▲ $174,107
Total Liabilities$2,712,365$3,136,889▲ $424,524
Net Assets / Fund Balance
Unrestricted Net Assets$7,112,970$8,592,380▲ $1,479,410
Total Net Assets Fund Balance$7,112,970$8,592,380▲ $1,479,410
Total Liabilities and Net Assets / Fund Balance$9,825,335$11,729,269▲ $1,903,934

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$101,237$175,423$276,660
Other Land Buildings$11,808$204,232$216,040
Leasehold Improvements$65,546$100,604$166,150
Other Assets Org$111,462--
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barbara MorrisonPresident/ CEOFT$648,787$298,445$947,232
Kurt ChamblissExecutive VPFT$191,026$321,886$512,912
Jennifer DavisBus Dev OfficerFT$120,000$300,762$420,762
ANNA O'BRIENBus Dev OfficerFT$90,000$272,552$362,552
James AvezedoBus Dev OfficerFT$125,000$230,649$355,649
Ray MonhanCOOFT$235,588$81,633$317,221
Mike VanecekCFOFT$220,550$88,746$309,296
Bruce WhitakerBus Dev OfficerFT$110,000$157,193$267,193
Deanna ArnoldClosing ManagerFT$142,580$37,655$180,235
David NeagleChair-$3,900-$3,900
Kenneth G JohnsonBoard Member-$3,300-$3,300
Linda LeeBoard Member (to 2/2019)-$3,300-$3,300
Gail GoldmanSecretary/treasurer-$2,400-$2,400
Jennifer F RaikeBoard Member-$2,400-$2,400
MARY O'HARA DEVEREAUXBoard Member (to 2/2019)-$2,400-$2,400
Neil MckinnonVice Chair-$2,400-$2,400
Scott ManivongBoard Member-$2,400-$2,400
Selma Taylor CashBoard Member (to 2/2019)-$2,400-$2,400
Anthony BurneyBoard Member-$2,100-$2,100
Dana MandolesiBoard Member-$1,800-$1,800
Dave GriffisBoard Member-$1,800-$1,800
Derek a Groff AsaBoard Member (to 1/2019)-$1,200-$1,200

Board Members and Trustees

NameTitle
Arthur WashingtonBoard Member
Ian McdanielBoard Member
Kelly LaroccaBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,357,411
Investment Income
$101,614
Other Revenue
$87,217
Change in Net Assets
$1,479,410

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,546,242
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$12,546,242
Total Revenue per Form 990
$12,546,242
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$8,364,420
Other Expenses$2,495,919
Grants and Similar Amounts Paid$206,493
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,945,672$1,059,331-$5,005,003
Current Officers, Directors, Trustees, and Key Employees$1,721,997$499,544-$2,221,541
Other Employee Benefits$488,672$226,745-$715,417
Payroll Taxes$294,853$127,606-$422,459
All Other Expenses$329,935$47,964-$377,899
Information Technology$300,618$53,050-$353,668
Occupancy$279,655$49,351-$329,006
Fees for Services Other$145,139$148,311-$293,450
Grants to Domestic Orgs$206,493--$206,493
Advertising$165,235--$165,235
Other Expenses$159,321$19,322-$159,321
Insurance$100,658$17,763-$118,421
Depreciation Depletion$96,646$17,055-$113,701
Office Expenses$53,869$9,506-$63,375
Travel$31,598$5,576-$37,174
Total Functional Expenses$8,785,708$2,281,124$0$11,066,832

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$11,066,832
Total Expenses per Audited Statements$11,066,832
Total Expenses per Form 990$11,066,832
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Tmc Community CapitalOakland, CA501(c)(3)Working Capital$150,000
Working SolutionsSan Francisco, CA501(c)(3)General Support$25,000
Renaissance FoundationSan Francisco, CA501(c)(3)General Support$5,150
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
ANNA O'BRIENFamily Member of Director and OfficerEmployeeNo$328,503
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation$914,280
Client Deposits$668,309
Deferred Rent, Net of Current Portion$79,437
Liabilities for Loan Losses$65,043
Current Portion of Deferred Rent$22,477
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is prepared by an independent cpa firm in conjunction with the organization's chief financial officer. A draft of form 990 is reviewed by the chief financial officer, and any corrections or modifications are made by the outside cpa. The revised draft is then reviewed by the board of directors. Any concerns that the board of directors have are raised with the cpa firm and a consensus is achieved. The return is then finalized and electronically filed with the taxing authorities.”

Form 990, Part VI, Section B, Line 12C

“Board members, officers and key employees must annually complete a schedule to disclose all potentially conflicting transactions.”

Form 990, Part VI, Section B, Line 15

“The compensation committee reviews comparative tax returns and industry surveys to establish the compensation for the executive director and officers.”

Form 990, Part VI, Section C, Line 18

“The organization relies upon guidestar and foundationcenter.org to publish the return on the internet.”

Form 990, Part VI, Section C, Line 19

“Tmc development makes form 990 available upon request.”

Filing and Contact Details

Filer

Filer Name
The Mortgage Capital Development
EIN
94-3247824
Phone
4159898855
Address
1720 BROADWAY, OAKLAND, CA 94612-2137

Signing Officer

Name
Mike Vanecek
Title
CFO
Phone
4159898855
Signed
2020-02-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara Morrison
Formed
1996
Legal Domicile
CA
Voting Board Members
16
Independent Board Members
12
Employees
53
Volunteers
0

Preparer

Firm
Bpm Llp
Address
10 ALMADEN BOULEVARD SUITE 1000, SAN JOSE, CA 95113-2238
Preparer
Michael Stephen Schaffer
Phone
4089616300
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The full board now approves audited financial statements and tax returns.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from federal and california income tax under section 501(c)(4) of the internal revenue code and section 23701f of the california revenue and taxation code. Accordingly, the organization has paid no income taxes and the financial statements include no provision for income taxes. The organization follows fasb asc 740-10, accounting for uncertainty in income taxes. The tax years of 2015 through 2017 remain open.”

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IRS990/Form990PartVIISectionAGrp/PersonNm12ARTHUR WASHINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm13DEREK A GROFF ASA
IRS990/Form990PartVIISectionAGrp/PersonNm14LINDA LEE
IRS990/Form990PartVIISectionAGrp/PersonNm15MARY O'HARA DEVEREAUX
IRS990/Form990PartVIISectionAGrp/PersonNm16SELMA TAYLOR CASH
IRS990/Form990PartVIISectionAGrp/PersonNm17KURT CHAMBLISS
IRS990/Form990PartVIISectionAGrp/PersonNm18RAY MONHAN
IRS990/Form990PartVIISectionAGrp/PersonNm19MIKE VANECEK
IRS990/Form990PartVIISectionAGrp/PersonNm20JENNIFER DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm21ANNA O'BRIEN
IRS990/Form990PartVIISectionAGrp/PersonNm22JAMES AVEZEDO
IRS990/Form990PartVIISectionAGrp/PersonNm23BRUCE WHITAKER
IRS990/Form990PartVIISectionAGrp/PersonNm24DEANNA ARNOLD
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12400
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt152400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt162400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17485908
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18300776
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19285750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20403187
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21350584
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22333871
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23244687
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24167892
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/ CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER (TO 1/2019)
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER (TO 2/2019)
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER (TO 2/2019)
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER (TO 2/2019)
IRS990/Form990PartVIISectionAGrp/TitleTxt17EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt18COO
IRS990/Form990PartVIISectionAGrp/TitleTxt19CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt20BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt21BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt22BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt23BUS DEV OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt24CLOSING MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GrantAmt0206493
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0206493
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0206493
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt012546242
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt024
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt053050
IRS990/InformationTechnologyGrp/ProgramServicesAmt0300618
IRS990/InformationTechnologyGrp/TotalAmt0353668
IRS990/InsuranceGrp/ManagementAndGeneralAmt017763
IRS990/InsuranceGrp/ProgramServicesAmt0100658
IRS990/InsuranceGrp/TotalAmt0118421
IRS990/InvestmentIncomeGrp/ExclusionAmt021334
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt080280
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0101614
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt035
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0480259
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0230607
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0178591
IRS990/LandBldgEquipCostOrOtherBssAmt0658850
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A CERTIFIED DEVELOPMENT COMPANY, THE ORGANIZATIONS PRIMARY PURPOSE IS TO ASSIST SMALL BUSINESSES AND INDIVIDUALS IN ACQUIRING SBA LOANS AND THEN TO MONITOR THOSE LOANS ON BEHALF OF THE SBA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt07112970
IRS990/NetAssetsOrFundBalancesEOYAmt08592380
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt049351
IRS990/OccupancyGrp/ProgramServicesAmt0279655
IRS990/OccupancyGrp/TotalAmt0329006
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt09506
IRS990/OfficeExpensesGrp/ProgramServicesAmt053869
IRS990/OfficeExpensesGrp/TotalAmt063375
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0863604
IRS990/OtherAssetsTotalGrp/EOYAmt0862271
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0226745
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0488672
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0715417
IRS990/OtherExpensesGrp/Desc0UNRELATED BUSINESS INCO
IRS990/OtherExpensesGrp/Desc1LOAN LOSS (BENEFIT) EXP
IRS990/OtherExpensesGrp/Desc2MEALS AND ENTERTAINMENT
IRS990/OtherExpensesGrp/Desc3REFERRAL FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt019322
IRS990/OtherExpensesGrp/ProgramServicesAmt019662
IRS990/OtherExpensesGrp/ProgramServicesAmt1291585
IRS990/OtherExpensesGrp/ProgramServicesAmt2154100
IRS990/OtherExpensesGrp/ProgramServicesAmt3159321
IRS990/OtherExpensesGrp/TotalAmt019662
IRS990/OtherExpensesGrp/TotalAmt1291585
IRS990/OtherExpensesGrp/TotalAmt2173422
IRS990/OtherExpensesGrp/TotalAmt3159321
IRS990/OtherLiabilitiesGrp/BOYAmt01499129
IRS990/OtherLiabilitiesGrp/EOYAmt01749546
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0CA PREMIUM INCOME
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt087217
IRS990/OtherRevenueTotalAmt087217
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt01059331
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt03945672
IRS990/OtherSalariesAndWagesGrp/TotalAmt05005003
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0127606
IRS990/PayrollTaxesGrp/ProgramServicesAmt0294853
IRS990/PayrollTaxesGrp/TotalAmt0422459
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0152662
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0154850
IRS990/PrincipalOfficerNm0BARBARA MORRISON
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING FEES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN PROCESSING FEES
IRS990/ProgramServiceRevenueGrp/Desc2FLOAT INTEREST INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13998709
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21468158
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06890544
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13998709
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21468158
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt012071
IRS990/PYInvestmentIncomeAmt059122
IRS990/PYOtherExpensesAmt02609924
IRS990/PYOtherRevenueAmt043309
IRS990/PYProgramServiceRevenueAmt011865623
IRS990/PYRevenuesLessExpensesAmt01599812
IRS990/PYSalariesCompEmpBnftPaidAmt07746247
IRS990/PYTotalExpensesAmt010368242
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt011968054
IRS990/ReconcilationRevenueExpnssAmt01479410
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt012524908
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02970557
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02527427
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0101237

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,729,269
Liabilities
$3,136,889
Net assets
$8,592,380
Revenue
$12,546,242
Expenses
$11,066,832
Net income
$1,479,410
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$24.8$9.81$15.0$24.3$23.9$0.38
2023Detailed filing. Detailed filing data is available for this year.$22.5$7.64$14.8$21.9$21.5$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.2$6.81$14.4$19.8$19.3$0.43
2021Detailed filing. Detailed filing data is available for this year.$77.4$62.8$14.6$21.3$15.7$5.54
2020Detailed filing. Detailed filing data is available for this year.$118$109$9.11$13.9$13.4$0.52
2019Detailed filing. Detailed filing data is available for this year.$11.7$3.14$8.59$12.5$11.1$1.48
2018Detailed filing. Detailed filing data is available for this year.$9.83$2.71$7.11$12.0$10.4$1.60
2017Detailed filing. Detailed filing data is available for this year.$8.02$2.51$5.51$11.2$10.3$0.86
2016Detailed filing. Detailed filing data is available for this year.$6.90$2.25$4.65$10.9$10.7$0.17
2015Detailed filing. Detailed filing data is available for this year.$6.33$1.84$4.48$10.6$10.4$0.15
2014Detailed filing. Detailed filing data is available for this year.$6.31$1.85$4.46$10.1$9.51$0.63
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.66$2.83$3.83$10.1
2012Summary only. Only limited summary data is available for this year.$8.68$4.95$3.73$9.55$9.52$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.56$4.86$3.70$9.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.58$3.81$3.78$7.93