Civic Intelligence

Rivermark Community Credit Union

990 • Fiscal year 2019 • EIN 93-6024307

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 16, 2020

8505 SW Creekside PlaceBeaverton, OR 97008

(503) 526-2696

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.88x

Higher debt load relative to assets than 42% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

19th percentile

13.58x

Higher debt load relative to revenue than 19% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

87th percentile

23%

Higher net margin than 87% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

92nd percentile

$993,951

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

13th percentile

1.4%

Faster asset growth than 13% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

12th percentile

3.6%

Faster revenue growth than 12% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Assets

Up

$869,108,239

Up $12,033,889 (+1.4%) from 2018

Net Assets

Up

$101,787,766

Up $14,867,080 (+17%) from 2018

Liabilities

Down

$767,320,473

Down $2,833,191 (-0.4%) from 2018

Revenue

Up

$56,492,705

Up $1,952,921 (+3.6%) from 2018

Expenses

Down

$43,384,385

Down $913,242 (-2.1%) from 2018

Net Income

Up

$13,108,320

Up $2,866,163 (+28%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $487,750,116Liabilities 2010: $449,669,388Net Assets 2010: $38,080,7282010Assets 2011: $532,815,380Liabilities 2011: $491,756,389Net Assets 2011: $41,058,9912011Assets 2012: $547,316,483Liabilities 2012: $501,013,034Net Assets 2012: $46,303,4492012Assets 2013: $569,309,400Liabilities 2013: $518,396,559Net Assets 2013: $50,912,8412013Assets 2014: $614,949,259Liabilities 2014: $557,588,951Net Assets 2014: $57,360,3082014Assets 2015: $720,369,988Liabilities 2015: $654,497,344Net Assets 2015: $65,872,6442015Assets 2016: $798,804,998Liabilities 2016: $726,694,892Net Assets 2016: $72,110,1062016Assets 2017: $829,184,553Liabilities 2017: $752,164,299Net Assets 2017: $77,020,2542017Assets 2018: $857,074,350Liabilities 2018: $770,153,664Net Assets 2018: $86,920,6862018Assets 2019: $869,108,239Liabilities 2019: $767,320,473Net Assets 2019: $101,787,7662019Assets 2020: $1,120,708,547Liabilities 2020: $1,009,636,410Net Assets 2020: $111,072,1372020Assets 2021: $1,282,908,447Liabilities 2021: $1,169,271,602Net Assets 2021: $113,636,8452021Assets 2022: $1,400,588,793Liabilities 2022: $1,336,573,326Net Assets 2022: $64,015,4672022Assets 2023: $1,448,214,620Liabilities 2023: $1,368,036,785Net Assets 2023: $80,177,8352023Assets 2024: $3,331,651,060Liabilities 2024: $3,031,151,431Net Assets 2024: $300,499,6292024

Highlighted filing

2019

Assets$869,108,239
Liabilities$767,320,473
Net Assets$101,787,766

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $34,622,0372010Expenses 2011: $29,875,4802011Expenses 2012: $29,277,5662012Revenue 2013: $33,375,355Expenses 2013: $26,868,813Net Income 2013: $6,506,5422013Revenue 2014: $33,502,866Expenses 2014: $28,113,422Net Income 2014: $5,389,4442014Revenue 2015: $40,211,578Expenses 2015: $31,672,189Net Income 2015: $8,539,3892015Revenue 2016: $48,244,905Expenses 2016: $41,720,842Net Income 2016: $6,524,0632016Revenue 2017: $51,900,962Expenses 2017: $46,981,483Net Income 2017: $4,919,4792017Revenue 2018: $54,539,784Expenses 2018: $44,297,627Net Income 2018: $10,242,1572018Revenue 2019: $56,492,705Expenses 2019: $43,384,385Net Income 2019: $13,108,3202019Revenue 2020: $54,069,750Expenses 2020: $49,569,944Net Income 2020: $4,499,8062020Revenue 2021: $59,063,025Expenses 2021: $47,068,779Net Income 2021: $11,994,2462021Revenue 2022: $65,250,684Expenses 2022: $58,236,378Net Income 2022: $7,014,3062022Revenue 2023: $81,367,198Expenses 2023: $77,005,648Net Income 2023: $4,361,5502023Revenue 2024: $104,238,722Expenses 2024: $105,941,021Net Income 2024: -$1,702,2992024

Highlighted filing

2019

Revenue$56,492,705
Expenses$43,384,385
Net Income$13,108,320
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 16, 2020
Return Version
2019v5.1
Gross Receipts
$56,513,722
Mission and Program Overview

Mission

Provide quality financial services, products, and support for members in the local communities we serve.

Conducting credit union financial services for a member owned financial cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$646,227,466$607,300,537▼ $38,926,929
Investments in Publicly Traded Securities$118,564,092$146,131,867▲ $27,567,775
Rtn Earn Endowment Incm Other Fnds$86,920,686$101,787,766▲ $14,867,080
Savings and Temporary Cash Investments$32,124,469$47,661,086▲ $15,536,617
Land, Buildings, and Equipment, Net$15,521,634$14,442,247▼ $1,079,387
Cash and Non-Interest-Bearing Accounts$7,335,202$7,674,736▲ $339,534
Investments Other Securities$2,626,609$2,208,487▼ $418,122
Prepaid Expenses and Deferred Charges$1,540,074$1,679,550▲ $139,476
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$857,074,350$869,108,239▲ $12,033,889
Other Assets Total$33,134,804$42,009,729▲ $8,874,925
Liabilities
Other Liabilities$745,760,071$754,447,288▲ $8,687,217
Accounts Payable and Accrued Expenses$6,809,398$8,188,114▲ $1,378,716
Mortgage Notes Payable Secured by Investment Property$15,000,000$2,000,000▼ $13,000,000
Escrow Account Liability$1,089,195$1,420,076▲ $330,881
Deferred Revenue$1,495,000$1,264,995▼ $230,005
Total Liabilities$770,153,664$767,320,473▼ $2,833,191
Net Assets / Fund Balance
Total Net Assets Fund Balance$86,920,686$101,787,766▲ $14,867,080
Total Liabilities and Net Assets / Fund Balance$857,074,350$869,108,239▲ $12,033,889

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$10,805,311$2,201,002$13,006,313
Equipment$2,018,122$7,556,801$9,574,923
Leasehold Improvements$839,345$2,070,968$2,910,313
Land$779,469-$779,469
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott BurgessEmeritus President/CEO (thru 7/19)FT$805,462$188,489$993,951
Seth SchaeferPresident/CEOFT$354,474$143,285$497,759
Brian GriffisChief Financial OfficerFT$206,025$24,552$230,577
Cori PolandChief Experience OfficerFT$208,368$20,767$229,135
David NobleSenior Vice President of MarketingFT$164,733$37,872$202,605
Stephanie StrimlingVice President of TechnologyFT$146,030$34,681$180,711
Misty TylerTechnology DirectorFT$154,628$25,798$180,426
Rich MuckeyChief Lending OfficerFT$162,917$5,014$167,931
Sharon PaseroVice President Risk ManagementFT$132,910$31,722$164,632
Randy BreseeVice President Member ExperienceFT$126,457$31,820$158,277
Victoria KingVice President Business Services & MFT$74,646$81,478$156,124
Dennis FullanBoard Member (thru 4/19),board Chair-$15,000-$15,000
Steve LucasBoard Chair (thru 4/19),board Member-$15,000-$15,000
Kim BickfordVice Chair-$13,000-$13,000
Bill RobertsBoard Secretary(thru 4/19), Board Member-$13,000-$13,000
Gary FraynBoard Member-$13,000-$13,000
Joshua StephensonBoard Member-$13,000-$13,000
Matthew BairdBoard Member (thru 4/19)-$13,000-$13,000
Rob LavigneBoard Member-$13,000-$13,000
Tony KullenBoard Member-$13,000-$13,000
Stephen HollandBoard Secretary-$7,000-$7,000

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCFinancial Software/hardware & ProfessionPO BOX 99924, Grapevine, TX 76099$2,625,643
Ncr CorporationOnling BankingPO BOX 740641, Los Angeles, CA 90074$1,332,297
Financial Technology SolutionsAtm/ptk Equipment, Maintenance And ServiPO BOX 919, Monrovia, CA 91017$619,000
Bridge Data Solutions INCTechnology Equipment/software1420 NW GILMAN BLVD 2118, Issaquah, WA 98027$389,538
Digital Marketing GroupMarketing Campaigns17933 NW EVERGREEN PL SUITE 360, Beaverton, OR 97006$302,771
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$49,702,849
Investment Income
$6,789,856
Other Revenue
$0
Change in Net Assets
$13,108,320
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$23,067,870
Salaries, Compensation, and Employee Benefits$20,316,515
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$11,587,014
Interest---$3,356,592
Pension Plan Contributions---$2,960,441
Information Technology---$2,789,297
Current Officers, Directors, Trustees, and Key Employees---$2,449,959
Fees for Services Other---$2,107,407
Office Expenses---$2,055,191
Depreciation Depletion---$1,885,510
Other Employee Benefits---$1,871,372
Payroll Taxes---$1,447,729
Advertising---$1,108,724
Occupancy---$1,041,393
Travel---$703,660
All Other Expenses---$699,152
Fees for Services Accounting---$114,000
Other Expenses---$86,785
Fees for Services Legal---$78,032
Total Functional Expenses$0$0$0$43,384,385
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$12,000
Total Exempt Function Spending$12,000

Section 527 Organizations

OrganizationLocationAmount
80-0043051Beaverton, OR$12,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Savings Accounts$754,447,288
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Rivermark community credit union had 86,223 members at 12/31/19.

Form 990, Part VI, Section A, Line 7A

The credit union's governing body is selected from among membership and is voted on by all eligible members over the age of 18.

Form 990, Part VI, Section B, Line 11B

Form 990 is reviewed by the credit union's chief executive officer and chief financial officer and is also prepared by a third party accounting firm prior to filing.

Form 990, Part VI, Section B, Line 12C

The credit union has a policy titled "code of ethics and standards of business conduct of board of directors, supervisory committee, board committees and officials of rivermark community credit union." volunteers of the credit union review and approve this policy on an annual basis. The volunteers must notify the board chairman if their status changes and they no longer meet the qualifications for the seat they occupy. Conduct not in accordance with this policy shall constitute grounds for disqualification to serve, disciplinary action, or suspension or removal as permitted by law.

Form 990, Part VI, Section B, Line 15

Compensation is reviewed annually by the board of directors. In preparation for the review, the vp of human resources provides report data from a professional compensation firm that provides compensation data for all employee levels. In addition, a separate ceo salary report is requested to use for comparability purposes. The board of directors reviews this information when making the recommendation for an annual salary. Bonus compensation, if any is given, is directly tied to achievement of specific credit union and individual goals. This process is completed annually: it was last done september 2019.

Form 990, Part VI, Section C, Line 18

Through the annual meeting of the credit union members.

Form 990, Part VI, Section C, Line 19

Financial statements as well as governing and conflict of interest policy documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Rivermark Community Credit Union
EIN
93-6024307
Phone
5035262696
Address
8505 SW CREEKSIDE PLACE, BEAVERTON, OR 97008

Signing Officer

Name
Seth Schaefer
Title
CEO and President
Phone
5035262696
Signed
2020-11-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Seth Schaefer
Formed
1951
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
236
Volunteers
14

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

The credit union maintains escrow, taxes and insurance as part of the loan program.

PART X, LINE 2:

The credit union is state chartered and federally tax-exempt under internal revenue code 501(c)(14), except to the extent of unrelated business income. Ris is a disregarded entity for tax purposes and its activity is included in the credit union's tax filings. A tax-exempt organization information return, unrelated business income tax return, and oregon excise return are filed annually with the applicable tax jurisdictions. The credit union had no unrecognized tax benefits as of december 31, 2019. The credit union recognizes interest accrued and penalties related to unrecognized tax benefits as a noninterest expense. During the years ended december 31, 2019, the credit union recognized no interest and penalties.

Raw XML AppendixShowing 400 of 740 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06809398
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08188114
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CONDUCTING CREDIT UNION FINANCIAL SERVICES FOR A MEMBER OWNED FINANCIAL COOPERATIVE.
IRS990/AdvertisingGrp/TotalAmt01108724
IRS990/AllOtherExpensesGrp/TotalAmt0699152
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0BRIAN GRIFFIS
IRS990/BooksInCareOfDetail/PhoneNum05039069706
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08505 SW CREEKSIDE PLACE
IRS990/BooksInCareOfDetail/USAddress/CityNm0BEAVERTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990/BooksInCareOfDetail/USAddress/ZIPCd097008
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt07335202
IRS990/CashNonInterestBearingGrp/EOYAmt07674736
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt017
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02449959
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt02625643
IRS990/ContractorCompensationGrp/CompensationAmt11332297
IRS990/ContractorCompensationGrp/CompensationAmt2619000
IRS990/ContractorCompensationGrp/CompensationAmt3389538
IRS990/ContractorCompensationGrp/CompensationAmt4302771
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 99924
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 740641
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 919
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt31420 NW GILMAN BLVD 2118
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt417933 NW EVERGREEN PL SUITE 360
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0GRAPEVINE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1LOS ANGELES
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2MONROVIA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3ISSAQUAH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4BEAVERTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3WA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4OR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd076099
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd190074
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd291017
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd398027
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd497006
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1NCR CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2FINANCIAL TECHNOLOGY SOLUTIONS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3BRIDGE DATA SOLUTIONS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4DIGITAL MARKETING GROUP
IRS990/ContractorCompensationGrp/ServicesDesc0FINANCIAL SOFTWARE/HARDWARE & PROFESSION
IRS990/ContractorCompensationGrp/ServicesDesc1ONLING BANKING
IRS990/ContractorCompensationGrp/ServicesDesc2ATM/PTK EQUIPMENT, MAINTENANCE AND SERVI
IRS990/ContractorCompensationGrp/ServicesDesc3TECHNOLOGY EQUIPMENT/SOFTWARE
IRS990/ContractorCompensationGrp/ServicesDesc4MARKETING CAMPAIGNS
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt06789856
IRS990/CYOtherExpensesAmt023067870
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt049702849
IRS990/CYRevenuesLessExpensesAmt013108320
IRS990/CYSalariesCompEmpBnftPaidAmt020316515
IRS990/CYTotalExpensesAmt043384385
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt056492705
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt01495000
IRS990/DeferredRevenueGrp/EOYAmt01264995
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01885510
IRS990/Desc0PROVIDED FINANCIAL SERVICES TO 86,223 MEMBERS, INCLUDING SHARE DEPOSITS AND LOANS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0236
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt01089195
IRS990/EscrowAccountLiabilityGrp/EOYAmt01420076
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0114000
IRS990/FeesForServicesLegalGrp/TotalAmt078032
IRS990/FeesForServicesOtherGrp/TotalAmt02107407
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1015273
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1117885
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1211906
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1315470
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt145014
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1513986
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1613125
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt176685
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1812806
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1912904
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt205612
IRS990/Form990PartVIISectionAGrp/PersonNm0DENNIS FULLAN
IRS990/Form990PartVIISectionAGrp/PersonNm1STEVE LUCAS
IRS990/Form990PartVIISectionAGrp/PersonNm2KIM BICKFORD
IRS990/Form990PartVIISectionAGrp/PersonNm3BILL ROBERTS
IRS990/Form990PartVIISectionAGrp/PersonNm4STEPHEN HOLLAND
IRS990/Form990PartVIISectionAGrp/PersonNm5GARY FRAYN
IRS990/Form990PartVIISectionAGrp/PersonNm6MATTHEW BAIRD
IRS990/Form990PartVIISectionAGrp/PersonNm7JOSHUA STEPHENSON
IRS990/Form990PartVIISectionAGrp/PersonNm8TONY KULLEN
IRS990/Form990PartVIISectionAGrp/PersonNm9ROB LAVIGNE
IRS990/Form990PartVIISectionAGrp/PersonNm10SCOTT BURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm11SETH SCHAEFER
IRS990/Form990PartVIISectionAGrp/PersonNm12CORI POLAND
IRS990/Form990PartVIISectionAGrp/PersonNm13BRIAN GRIFFIS
IRS990/Form990PartVIISectionAGrp/PersonNm14RICH MUCKEY
IRS990/Form990PartVIISectionAGrp/PersonNm15DAVID NOBLE
IRS990/Form990PartVIISectionAGrp/PersonNm16STEPHANIE STRIMLING
IRS990/Form990PartVIISectionAGrp/PersonNm17MISTY TYLER
IRS990/Form990PartVIISectionAGrp/PersonNm18SHARON PASERO
IRS990/Form990PartVIISectionAGrp/PersonNm19RANDY BRESEE
IRS990/Form990PartVIISectionAGrp/PersonNm20VICTORIA KING
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt015000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt115000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt213000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt313000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt47000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt513000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt613000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt713000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt813000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt913000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10978678
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11479874
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12217229
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13215107
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14162917
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15188619
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16167586
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17173741
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18151826
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19145373
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20150512
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER (THRU 4/19),BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIR (THRU 4/19),BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRETARY(THRU 4/19), BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER (THRU 4/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10EMERITUS PRESIDENT/CEO (THRU 7/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SENIOR VICE PRESIDENT OF MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt16VICE PRESIDENT OF TECHNOLOGY
IRS990/Form990PartVIISectionAGrp/TitleTxt17TECHNOLOGY DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18VICE PRESIDENT RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt19VICE PRESIDENT MEMBER EXPERIENCE
IRS990/Form990PartVIISectionAGrp/TitleTxt20VICE PRESIDENT BUSINESS SERVICES & M
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-21017
IRS990/GainOrLossGrp/SecuritiesAmt01776753
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01776753
IRS990/GrossReceiptsAmt056513722
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt023
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02789297
IRS990/InterestGrp/TotalAmt03356592
IRS990/InvestmentIncomeGrp/ExclusionAmt05034120
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05034120
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02626609
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02208487
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0118564092
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0146131867
IRS990/IRPDocumentCnt033556
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt011828771
IRS990/LandBldgEquipBasisNetGrp/BOYAmt015521634
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014442247
IRS990/LandBldgEquipCostOrOtherBssAmt026271018
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt021017
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE QUALITY FINANCIAL SERVICES, PRODUCTS, AND SUPPORT FOR MEMBERS IN THE LOCAL COMMUNITIES WE SERVE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt015000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt02000000
IRS990/NetAssetsOrFundBalancesBOYAmt086920686
IRS990/NetAssetsOrFundBalancesEOYAmt0101787766
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt01755736
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01755736
IRS990/NetUnrelatedBusTxblIncmAmt0-91488
IRS990/NetUnrlzdGainsLossesInvstAmt01758760
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01041393
IRS990/OfficeExpensesGrp/TotalAmt02055191
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt033134804
IRS990/OtherAssetsTotalGrp/EOYAmt042009729
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01871372
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION
IRS990/OtherExpensesGrp/TotalAmt04747645
IRS990/OtherExpensesGrp/TotalAmt12102472
IRS990/OtherExpensesGrp/TotalAmt2192010
IRS990/OtherExpensesGrp/TotalAmt386785
IRS990/OtherLiabilitiesGrp/BOYAmt0745760071
IRS990/OtherLiabilitiesGrp/EOYAmt0754447288
IRS990/OtherSalariesAndWagesGrp/TotalAmt011587014
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0646227466
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0607300537
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01447729
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02960441
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01540074
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01679550
IRS990/PrincipalOfficerNm0SETH SCHAEFER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON-INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4MORTGAGE SALES AND SER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt033650415
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17665426
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26197866
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31415687
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4227513
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt033650415
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17726972
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26243721
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31854228
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4227513
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt061546
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt145855
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2438541
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03053410
IRS990/PYOtherExpensesAmt026233465
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt051486374
IRS990/PYRevenuesLessExpensesAmt010242157
IRS990/PYSalariesCompEmpBnftPaidAmt018064162
IRS990/PYTotalExpensesAmt044297627
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt054539784
IRS990/ReconcilationRevenueExpnssAmt013108320
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt086920686

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,332$3,031$300$104$106$1.70
2023Detailed filing. Detailed filing data is available for this year.$1,448$1,368$80.2$81.4$77.0$4.36
2022Detailed filing. Detailed filing data is available for this year.$1,401$1,337$64.0$65.3$58.2$7.01
2021Detailed filing. Detailed filing data is available for this year.$1,283$1,169$114$59.1$47.1$12.0
2020Detailed filing. Detailed filing data is available for this year.$1,121$1,010$111$54.1$49.6$4.50
2019Detailed filing. Detailed filing data is available for this year.$869$767$102$56.5$43.4$13.1
2018Detailed filing. Detailed filing data is available for this year.$857$770$86.9$54.5$44.3$10.2
2017Detailed filing. Detailed filing data is available for this year.$829$752$77.0$51.9$47.0$4.92
2016Detailed filing. Detailed filing data is available for this year.$799$727$72.1$48.2$41.7$6.52
2015Detailed filing. Detailed filing data is available for this year.$720$654$65.9$40.2$31.7$8.54
2014Detailed filing. Detailed filing data is available for this year.$615$558$57.4$33.5$28.1$5.39
2013Detailed filing. Detailed filing data is available for this year.$569$518$50.9$33.4$26.9$6.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$547$501$46.3$29.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$533$492$41.1$29.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$488$450$38.1$34.6