Civic Intelligence

Rivermark Community Credit Union

990 • Fiscal year 2017 • EIN 93-6024307

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 14, 2018

Organization ProfileWWW.RIVERMARKCU.ORG

View Organization Page

8505 SW Creekside PlaceBeaverton, OR 97008

(503) 526-2696

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.91x

Higher debt load relative to assets than 71% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

18th percentile

14.49x

Higher debt load relative to revenue than 18% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

30th percentile

9.5%

Higher net margin than 30% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

97th percentile

$1,387,711

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

35th percentile

3.8%

Faster asset growth than 35% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

43rd percentile

7.6%

Faster revenue growth than 43% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$829,184,553

Up $30,379,555 (+3.8%) from 2016

Net Assets

Up

$77,020,254

Up $4,910,148 (+6.8%) from 2016

Liabilities

Up

$752,164,299

Up $25,469,407 (+3.5%) from 2016

Revenue And Expenses
Liabilities / Revenue18th percentileNet Margin30th percentile

Revenue

Up

$51,900,962

Up $3,656,057 (+7.6%) from 2016

Expenses

Up

$46,981,483

Up $5,260,641 (+13%) from 2016

Net Income

Down

$4,919,479

Down $1,604,584 (-25%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $487,750,116Liabilities 2010: $449,669,388Net Assets 2010: $38,080,7282010Assets 2011: $532,815,380Liabilities 2011: $491,756,389Net Assets 2011: $41,058,9912011Assets 2012: $547,316,483Liabilities 2012: $501,013,034Net Assets 2012: $46,303,4492012Assets 2013: $569,309,400Liabilities 2013: $518,396,559Net Assets 2013: $50,912,8412013Assets 2014: $614,949,259Liabilities 2014: $557,588,951Net Assets 2014: $57,360,3082014Assets 2015: $720,369,988Liabilities 2015: $654,497,344Net Assets 2015: $65,872,6442015Assets 2016: $798,804,998Liabilities 2016: $726,694,892Net Assets 2016: $72,110,1062016Assets 2017: $829,184,553Liabilities 2017: $752,164,299Net Assets 2017: $77,020,2542017Assets 2018: $857,074,350Liabilities 2018: $770,153,664Net Assets 2018: $86,920,6862018Assets 2019: $869,108,239Liabilities 2019: $767,320,473Net Assets 2019: $101,787,7662019Assets 2020: $1,120,708,547Liabilities 2020: $1,009,636,410Net Assets 2020: $111,072,1372020Assets 2021: $1,282,908,447Liabilities 2021: $1,169,271,602Net Assets 2021: $113,636,8452021Assets 2022: $1,400,588,793Liabilities 2022: $1,336,573,326Net Assets 2022: $64,015,4672022Assets 2023: $1,448,214,620Liabilities 2023: $1,368,036,785Net Assets 2023: $80,177,8352023Assets 2024: $3,331,651,060Liabilities 2024: $3,031,151,431Net Assets 2024: $300,499,6292024

Highlighted filing

2017

Assets$829,184,553
Liabilities$752,164,299
Net Assets$77,020,254
Open 2017 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $34,622,0372010Expenses 2011: $29,875,4802011Expenses 2012: $29,277,5662012Revenue 2013: $33,375,355Expenses 2013: $26,868,813Net Income 2013: $6,506,5422013Revenue 2014: $33,502,866Expenses 2014: $28,113,422Net Income 2014: $5,389,4442014Revenue 2015: $40,211,578Expenses 2015: $31,672,189Net Income 2015: $8,539,3892015Revenue 2016: $48,244,905Expenses 2016: $41,720,842Net Income 2016: $6,524,0632016Revenue 2017: $51,900,962Expenses 2017: $46,981,483Net Income 2017: $4,919,4792017Revenue 2018: $54,539,784Expenses 2018: $44,297,627Net Income 2018: $10,242,1572018Revenue 2019: $56,492,705Expenses 2019: $43,384,385Net Income 2019: $13,108,3202019Revenue 2020: $54,069,750Expenses 2020: $49,569,944Net Income 2020: $4,499,8062020Revenue 2021: $59,063,025Expenses 2021: $47,068,779Net Income 2021: $11,994,2462021Revenue 2022: $65,250,684Expenses 2022: $58,236,378Net Income 2022: $7,014,3062022Revenue 2023: $81,367,198Expenses 2023: $77,005,648Net Income 2023: $4,361,5502023Revenue 2024: $104,238,722Expenses 2024: $105,941,021Net Income 2024: -$1,702,2992024

Highlighted filing

2017

Revenue$51,900,962
Expenses$46,981,483
Net Income$4,919,479
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 14, 2018
Return Version
2017v2.3
Gross Receipts
$51,926,623
Mission and Program Overview

Mission

Provide quality financial services, products, and support for members in the local communities we serve.

Conducting credit union financial services for a member owned financial cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$673,207,485$678,840,746▲ $5,633,261
Rtn Earn Endowment Incm Other Fnds$72,110,106$77,020,254▲ $4,910,148
Savings and Temporary Cash Investments$37,065,854$53,658,751▲ $16,592,897
Investments in Publicly Traded Securities$25,414,042$34,859,200▲ $9,445,158
Land, Buildings, and Equipment, Net$15,519,597$15,859,864▲ $340,267
Cash and Non-Interest-Bearing Accounts$8,495,174$6,918,505▼ $1,576,669
Investments Other Securities$2,558,389$1,921,949▼ $636,440
Prepaid Expenses and Deferred Charges$1,419,522$1,866,808▲ $447,286
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$798,804,998$829,184,553▲ $30,379,555
Other Assets Total$35,124,935$35,258,730▲ $133,795
Liabilities
Other Liabilities$690,650,134$733,183,927▲ $42,533,793
Accounts Payable and Accrued Expenses$12,039,467$12,737,639▲ $698,172
Mortgage Notes Payable Secured by Investment Property$21,000,000$3,500,000▼ $17,500,000
Deferred Revenue$1,955,000$1,725,000▼ $230,000
Escrow Account Liability$1,050,291$1,017,733▼ $32,558
Total Liabilities$726,694,892$752,164,299▲ $25,469,407
Net Assets / Fund Balance
Total Net Assets Fund Balance$72,110,106$77,020,254▲ $4,910,148
Total Liabilities and Net Assets / Fund Balance$798,804,998$829,184,553▲ $30,379,555

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,937,823$11,090,477$14,028,300
Buildings$11,035,996$1,573,081$12,609,077
Leasehold Improvements$1,106,576$1,014,351$2,120,927
Land$779,469-$779,469
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott BurgessCEO and PresidentFT$373,840$1,013,871$1,387,711
Seth SchaeferChief Experience OfficerFT$209,922$58,181$268,103
Nick HodsonCFOFT$194,633$65,432$260,065
Robert MillsCTOFT$179,674$63,296$242,970
Jacqueline HendersonVice President of Human ReFT$150,769$50,734$201,503
David NobleVice President of MarketinFT$148,612$43,564$192,176
Odysseus RamseyFormer Software EngineerFT$101,339$43,279$144,618
Jonathan WonFormer Database DeveloperFT$93,559$48,231$141,790
Eric TengsSenior Database DeveloperFT$106,034$35,458$141,492
Robin AbramsonFormer Data ArchitectFT$103,481$28,108$131,589

Board Members and Trustees

NameTitle
Steve LucasBoard Chair
Kim BickfordVice Chair
Dennis FullanBoard Member
Gary FraynBoard Member
Joseph StephensonBoard Member
Matthew BairdBoard Member
Rob LavigneBoard Member
Tony KullenBoard Member
Bill RobertsBoard Secretary
Lina CockrellFormer Board Member
Nina CarlsonFormer Board Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCFinancial Software And HardwarePO BOX 99924, Grapevine, TX 76099$2,646,750
Lcg Pence Construction LLCContractor2720 SW CORBETT AVENUE, Portland, OR 97201$1,153,593
Digital InsightOnline BankingPO BOX 740641, Los Angeles, CA 90074-0641$943,095
KgwPromotion And AdvertisingPO BOX 101449, Pasadena, CA 91189-1449$286,674
Ncr CorporationOnline BankingPO BOX 740641, Los Angeles, CA 90074-0641$280,206
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$50,702,739
Investment Income
$1,198,223
Other Revenue
$0
Change in Net Assets
$4,919,479
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$28,556,682
Salaries, Compensation, and Employee Benefits$18,424,801
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$10,665,009
Interest---$2,958,678
Information Technology---$2,513,372
Pension Plan Contributions---$2,415,095
Office Expenses---$2,408,530
Current Officers, Directors, Trustees, and Key Employees---$2,351,025
Fees for Services Other---$2,081,439
Depreciation Depletion---$1,791,762
Other Employee Benefits---$1,670,596
Payroll Taxes---$1,323,076
Advertising---$1,134,303
Occupancy---$903,568
Travel---$476,529
All Other Expenses---$380,672
Other Expenses---$98,245
Fees for Services Accounting---$60,634
Fees for Services Legal---$34,744
Total Functional Expenses$0$0$0$46,981,483
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$12,000
Total Exempt Function Spending$12,000

Section 527 Organizations

OrganizationLocationAmount
80-0043051Beaverton, OR$12,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Savings Accounts$733,183,927
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Rivermark community credit union had 89,634 members at 12/31/17.”

Form 990, Part VI, Section A, Line 7A

“The credit union's governing body is selected from among membership and is voted on by all eligible members over the age of 18.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the credit union's chief executive officer and chief financial officer and is also prepared by a third party accounting firm prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The credit union has a policy titled "code of ethics and standards of business conduct of board of directors, supervisory committee, board committees and officials of rivermark community credit union." volunteers of the credit union review and approve this policy on an annual basis. The volunteers must notify the board chairman if their status changes and they no longer meet the qualifications for the seat they occupy. Conduct not in accordance with this policy shall constitute grounds for disqualification to serve, disciplinary action, or suspension or removal as permitted by law.”

Form 990, Part VI, Section B, Line 15

“Compensation is reviewed annually by the board of directors. In preparation for the review, the vp of human resources provides report data from a professional compensation firm that provides compensation data for all employee levels. In addition, a separate ceo salary report is requested to use for comparability purposes. The board of directors reviews this information when making the recommendation for an annual salary. Bonus compensation, if any is given, is directly tied to achievement of specific credit union and individual goals. This process is completed annually: it was last done october 2017.”

Form 990, Part VI, Section C, Line 18

“Through the annual meeting of the credit union members.”

Form 990, Part VI, Section C, Line 19

“Financial statements as well as governing and conflict of interest policy documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Rivermark Community Credit Union
EIN
93-6024307
Phone
5035262696
Address
8505 SW CREEKSIDE PLACE, BEAVERTON, OR 97008

Signing Officer

Name
Seth Schaefer
Title
CEO and President
Phone
5035262696
Signed
2018-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Seth Schaefer
Formed
1951
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
239
Volunteers
13

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“The credit union maintains escrow, taxes and insurance as part of the loan program.”

Raw XML AppendixShowing 400 of 713 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1811830
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1915242
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IRS990/Form990PartVIISectionAGrp/PersonNm1KIM BICKFORD
IRS990/Form990PartVIISectionAGrp/PersonNm2BILL ROBERTS
IRS990/Form990PartVIISectionAGrp/PersonNm3DENNIS FULLAN
IRS990/Form990PartVIISectionAGrp/PersonNm4LINA COCKRELL
IRS990/Form990PartVIISectionAGrp/PersonNm5GARY FRAYN
IRS990/Form990PartVIISectionAGrp/PersonNm6NINA CARLSON
IRS990/Form990PartVIISectionAGrp/PersonNm7MATTHEW BAIRD
IRS990/Form990PartVIISectionAGrp/PersonNm8JOSEPH STEPHENSON
IRS990/Form990PartVIISectionAGrp/PersonNm9TONY KULLEN
IRS990/Form990PartVIISectionAGrp/PersonNm10ROB LAVIGNE
IRS990/Form990PartVIISectionAGrp/PersonNm11SETH SCHAEFER
IRS990/Form990PartVIISectionAGrp/PersonNm12SCOTT BURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm13NICK HODSON
IRS990/Form990PartVIISectionAGrp/PersonNm14ROBERT MILLS
IRS990/Form990PartVIISectionAGrp/PersonNm15DAVID NOBLE
IRS990/Form990PartVIISectionAGrp/PersonNm16JACQUELINE HENDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm17ERIC TENGS
IRS990/Form990PartVIISectionAGrp/PersonNm18JONATHAN WON
IRS990/Form990PartVIISectionAGrp/PersonNm19ODYSSEUS RAMSEY
IRS990/Form990PartVIISectionAGrp/PersonNm20ROBIN ABRAMSON
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11245385
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt121351827
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13229536
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14214447
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15171946
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16175590
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17123970
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18129960
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19129376
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20119060
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4FORMER BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6FORMER BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CEO AND PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CTO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VICE PRESIDENT OF MARKETIN
IRS990/Form990PartVIISectionAGrp/TitleTxt16VICE PRESIDENT OF HUMAN RE
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR DATABASE DEVELOPER
IRS990/Form990PartVIISectionAGrp/TitleTxt18FORMER DATABASE DEVELOPER
IRS990/Form990PartVIISectionAGrp/TitleTxt19FORMER SOFTWARE ENGINEER
IRS990/Form990PartVIISectionAGrp/TitleTxt20FORMER DATA ARCHITECT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt037587
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt063248
IRS990/GrossReceiptsAmt051926623
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt020
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02513372
IRS990/InterestGrp/TotalAmt02958678
IRS990/InvestmentIncomeGrp/ExclusionAmt01160636
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01160636
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02558389
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01921949
IRS990/InvestmentsPubTradedSecGrp/BOYAmt025414042
IRS990/InvestmentsPubTradedSecGrp/EOYAmt034859200
IRS990/IRPDocumentCnt030005
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt013677909
IRS990/LandBldgEquipBasisNetGrp/BOYAmt015519597
IRS990/LandBldgEquipBasisNetGrp/EOYAmt015859864
IRS990/LandBldgEquipCostOrOtherBssAmt029537773
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt025661
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE QUALITY FINANCIAL SERVICES, PRODUCTS, AND SUPPORT FOR MEMBERS IN THE LOCAL COMMUNITIES WE SERVE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt021000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt03500000
IRS990/NetAssetsOrFundBalancesBOYAmt072110106
IRS990/NetAssetsOrFundBalancesEOYAmt077020254
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt037587
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt037587
IRS990/NetUnrelatedBusTxblIncmAmt0-2164
IRS990/NetUnrlzdGainsLossesInvstAmt0-9331
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0903568
IRS990/OfficeExpensesGrp/TotalAmt02408530
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt035124935
IRS990/OtherAssetsTotalGrp/EOYAmt035258730
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01670596
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION
IRS990/OtherExpensesGrp/TotalAmt08718663
IRS990/OtherExpensesGrp/TotalAmt14851150
IRS990/OtherExpensesGrp/TotalAmt2144393
IRS990/OtherExpensesGrp/TotalAmt398245
IRS990/OtherLiabilitiesGrp/BOYAmt0690650134
IRS990/OtherLiabilitiesGrp/EOYAmt0733183927
IRS990/OtherSalariesAndWagesGrp/TotalAmt010665009
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0673207485
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0678840746
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01323076
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02415095
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01419522
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01866808
IRS990/PrincipalOfficerNm0SETH SCHAEFER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON-INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4MORTGAGE SALES AND SER
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17706059
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26230012
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31306034
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4939514
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt033929355
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17775518
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26267381
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31790971
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4939514
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt069459
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt137369
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2484937
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0864594
IRS990/PYOtherExpensesAmt025446476
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt047380311
IRS990/PYRevenuesLessExpensesAmt06524063
IRS990/PYSalariesCompEmpBnftPaidAmt016274366
IRS990/PYTotalExpensesAmt041720842
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt048244905
IRS990/ReconcilationRevenueExpnssAmt04919479
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt072110106
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt077020254
IRS990/SavingsAndTempCashInvstGrp/BOYAmt037065854
IRS990/SavingsAndTempCashInvstGrp/EOYAmt053658751
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$829,184,553
Liabilities
$752,164,299
Net assets
$77,020,254
Revenue
$51,900,962
Expenses
$46,981,483
Net income
$4,919,479
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,332$3,031$300$104$106$1.70
2023Detailed filing. Detailed filing data is available for this year.$1,448$1,368$80.2$81.4$77.0$4.36
2022Detailed filing. Detailed filing data is available for this year.$1,401$1,337$64.0$65.3$58.2$7.01
2021Detailed filing. Detailed filing data is available for this year.$1,283$1,169$114$59.1$47.1$12.0
2020Detailed filing. Detailed filing data is available for this year.$1,121$1,010$111$54.1$49.6$4.50
2019Detailed filing. Detailed filing data is available for this year.$869$767$102$56.5$43.4$13.1
2018Detailed filing. Detailed filing data is available for this year.$857$770$86.9$54.5$44.3$10.2
2017Detailed filing. Detailed filing data is available for this year.$829$752$77.0$51.9$47.0$4.92
2016Detailed filing. Detailed filing data is available for this year.$799$727$72.1$48.2$41.7$6.52
2015Detailed filing. Detailed filing data is available for this year.$720$654$65.9$40.2$31.7$8.54
2014Detailed filing. Detailed filing data is available for this year.$615$558$57.4$33.5$28.1$5.39
2013Detailed filing. Detailed filing data is available for this year.$569$518$50.9$33.4$26.9$6.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$547$501$46.3$29.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$533$492$41.1$29.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$488$450$38.1$34.6