Civic Intelligence

Rivermark Community Credit Union

990 • Fiscal year 2015 • EIN 93-6024307

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 09, 2016

Organization ProfileWWW.RIVERMARKCU.ORG

View Organization Page

8505 SW Creekside PlaceBeaverton, OR 97008

(503) 626-6600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.91x

Higher debt load relative to assets than 75% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

29th percentile

16.28x

Higher debt load relative to revenue than 29% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

83rd percentile

21%

Higher net margin than 83% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

57th percentile

$421,450

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

95th percentile

17%

Faster asset growth than 95% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

93rd percentile

20%

Faster revenue growth than 93% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$720,369,988

Up $105,420,729 (+17%) from 2014

Net Assets

Up

$65,872,644

Up $8,512,336 (+15%) from 2014

Liabilities

Up

$654,497,344

Up $96,908,393 (+17%) from 2014

Revenue And Expenses
Liabilities / Revenue29th percentileNet Margin83rd percentile

Revenue

Up

$40,211,578

Up $6,708,712 (+20%) from 2014

Expenses

Up

$31,672,189

Up $3,558,767 (+13%) from 2014

Net Income

Up

$8,539,389

Up $3,149,945 (+58%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $487,750,116Liabilities 2010: $449,669,388Net Assets 2010: $38,080,7282010Assets 2011: $532,815,380Liabilities 2011: $491,756,389Net Assets 2011: $41,058,9912011Assets 2012: $547,316,483Liabilities 2012: $501,013,034Net Assets 2012: $46,303,4492012Assets 2013: $569,309,400Liabilities 2013: $518,396,559Net Assets 2013: $50,912,8412013Assets 2014: $614,949,259Liabilities 2014: $557,588,951Net Assets 2014: $57,360,3082014Assets 2015: $720,369,988Liabilities 2015: $654,497,344Net Assets 2015: $65,872,6442015Assets 2016: $798,804,998Liabilities 2016: $726,694,892Net Assets 2016: $72,110,1062016Assets 2017: $829,184,553Liabilities 2017: $752,164,299Net Assets 2017: $77,020,2542017Assets 2018: $857,074,350Liabilities 2018: $770,153,664Net Assets 2018: $86,920,6862018Assets 2019: $869,108,239Liabilities 2019: $767,320,473Net Assets 2019: $101,787,7662019Assets 2020: $1,120,708,547Liabilities 2020: $1,009,636,410Net Assets 2020: $111,072,1372020Assets 2021: $1,282,908,447Liabilities 2021: $1,169,271,602Net Assets 2021: $113,636,8452021Assets 2022: $1,400,588,793Liabilities 2022: $1,336,573,326Net Assets 2022: $64,015,4672022Assets 2023: $1,448,214,620Liabilities 2023: $1,368,036,785Net Assets 2023: $80,177,8352023Assets 2024: $3,331,651,060Liabilities 2024: $3,031,151,431Net Assets 2024: $300,499,6292024

Highlighted filing

2015

Assets$720,369,988
Liabilities$654,497,344
Net Assets$65,872,644
Open 2015 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $34,622,0372010Expenses 2011: $29,875,4802011Expenses 2012: $29,277,5662012Revenue 2013: $33,375,355Expenses 2013: $26,868,813Net Income 2013: $6,506,5422013Revenue 2014: $33,502,866Expenses 2014: $28,113,422Net Income 2014: $5,389,4442014Revenue 2015: $40,211,578Expenses 2015: $31,672,189Net Income 2015: $8,539,3892015Revenue 2016: $48,244,905Expenses 2016: $41,720,842Net Income 2016: $6,524,0632016Revenue 2017: $51,900,962Expenses 2017: $46,981,483Net Income 2017: $4,919,4792017Revenue 2018: $54,539,784Expenses 2018: $44,297,627Net Income 2018: $10,242,1572018Revenue 2019: $56,492,705Expenses 2019: $43,384,385Net Income 2019: $13,108,3202019Revenue 2020: $54,069,750Expenses 2020: $49,569,944Net Income 2020: $4,499,8062020Revenue 2021: $59,063,025Expenses 2021: $47,068,779Net Income 2021: $11,994,2462021Revenue 2022: $65,250,684Expenses 2022: $58,236,378Net Income 2022: $7,014,3062022Revenue 2023: $81,367,198Expenses 2023: $77,005,648Net Income 2023: $4,361,5502023Revenue 2024: $104,238,722Expenses 2024: $105,941,021Net Income 2024: -$1,702,2992024

Highlighted filing

2015

Revenue$40,211,578
Expenses$31,672,189
Net Income$8,539,389
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 9, 2016
Return Version
2015v2.1
Gross Receipts
$40,241,148
Mission and Program Overview

Mission

Provide quality financial services, products, and support for members in the local communities we serve.

The purpose of the credit union is to operate as a not-for-profit cooperative for the purpose of encouraging thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest, and to provide the opportunity for the members to use and control their money to improve their economic and social condition.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$494,571,084$600,273,886▲ $105,702,802
Rtn Earn Endowment Incm Other Fnds$57,360,308$65,872,644▲ $8,512,336
Savings and Temporary Cash Investments$45,608,871$53,294,839▲ $7,685,968
Investments in Publicly Traded Securities$26,605,011$14,702,574▼ $11,902,437
Land, Buildings, and Equipment, Net$10,365,346$10,624,526▲ $259,180
Cash and Non-Interest-Bearing Accounts$6,527,746$8,247,791▲ $1,720,045
Investments Other Securities$2,037,549$2,421,349▲ $383,800
Prepaid Expenses and Deferred Charges$4,098,328$1,434,292▼ $2,664,036
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$614,949,259$720,369,988▲ $105,420,729
Other Assets Total$25,135,324$29,370,731▲ $4,235,407
Liabilities
Other Liabilities$547,687,547$626,156,896▲ $78,469,349
Mortgage Notes Payable Secured by Investment Property$5,000,000$21,500,000▲ $16,500,000
Accounts Payable and Accrued Expenses$4,095,495$4,124,184▲ $28,689
Deferred Revenue$117,561$2,185,000▲ $2,067,439
Escrow Account Liability$688,348$531,264▼ $157,084
Total Liabilities$557,588,951$654,497,344▲ $96,908,393
Net Assets / Fund Balance
Total Net Assets Fund Balance$57,360,308$65,872,644▲ $8,512,336
Total Liabilities and Net Assets / Fund Balance$614,949,259$720,369,988▲ $105,420,729

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,470,532$8,721,573$12,192,105
Buildings$5,734,137$1,228,803$6,962,940
Leasehold Improvements$640,388$284,623$925,011
Land$779,469-$779,469
Compensation and Service Providers
Top Officer Pay57th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott BurgessCEO/presidentFT$308,430$113,020$421,450
Gayle GustafsonVice President LendingFT$146,160$45,856$192,016
Robert MillsVice President TechnologyFT$146,496$44,342$190,838
Seth SchaeferVice President OperationsFT$143,210$40,450$183,660
Jacqueline HendersonVice President Human ResourcesFT$128,375$35,218$163,593
David NobleVice President MarketingFT$120,877$39,254$160,131
Nick HodsonVice President FinanceFT$125,138$26,826$151,964
Petro VerzosaApplications ManagerFT$106,740$15,652$122,392
Mike JenningsMortgage ManagerFT$101,977$5,601$107,578

Board Members and Trustees

NameTitle
Steve LucasChair
Dennis FullanVice Chair
Bill Roberts JrBoard MEMBER
Gary FraynBoard MEMBER
Jeremy VandehyBoard MEMBER
Kim BickfordBoard MEMBER
Nina CarlsonBoard Member
Travis HollingsworthBoard Member
Lina CockrellBoard Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Strategic Resource ManagementVisa card branding sign on bonus5100 Polar Avenue Suite 2500, Memphis, TN 38137$686,541
KgwAdvertisingPO Box 101449, Pasadena, CA 91189$504,733
LCG Pence ConstructionProgress Ridge Branch Remodeling2747 Pence Loop SE, Salem, OR 97302$448,419
EdgelinkIT staffing115 SW Ash Street 321, Portland, OR 97204$195,461
SwbcCollection servicesPO Box 795027, San Antonio, TX 78279$193,763
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$39,514,208
Investment Income
$697,370
Other Revenue
$0
Change in Net Assets
$8,539,389
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$18,278,469
Salaries, Compensation, and Employee Benefits$13,393,720
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,725,312
Interest---$3,025,146
Pension Plan Contributions---$2,020,310
Information Technology---$1,814,977
Fees for Services Other---$1,777,519
Office Expenses---$1,614,758
Depreciation Depletion---$1,340,855
Advertising---$1,141,296
Other Employee Benefits---$1,059,593
Payroll Taxes---$1,015,091
Occupancy---$704,938
Current Officers, Directors, Trustees, and Key Employees---$573,414
Travel---$389,576
All Other Expenses---$345,914
Other Expenses---$78,815
Fees for Services Accounting---$52,883
Fees for Services Legal---$46,620
Total Functional Expenses$0$0$0$31,672,189
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Savings Accounts$626,156,896
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Rivermark community credit union had 77,110 members at 12/31/15.”

Form 990, Part VI, Section A, line 7A

“The credit union's governing body is selected from among membership and is voted on by all eligible members over the age of 18.”

Form 990, Part VI, Section B, line 11

“Form 990 is prepared by a third-party accounting firm and is reviewed by the credit union's vice president of finance and controller prior to filing.”

Form 990, Part VI, Section B, line 12C

“The credit union has a policy titled "code of ethics and standards of business conduct of board of directors, supervisory committee, board committees and officials of rivermark community credit union." volunteers of the credit union review and approve this policy on an annual basis. The volunteers must notify the board chairman if their status changes and they no longer meet the qualifications for the seat they occupy. Conduct not in accordance with this policy shall constitute grounds for disqualification to serve, disciplinary action, or suspension or removal as permitted by law.”

Form 990, Part VI, Section B, line 15

“Compensation is reviewed annually by the board of directors. In preparation for the review, the vp of human resources provides report data from a professional compensation firm that provides compensation data for all employee levels. In addition, a separate ceo salary report is requested to use for comparability purposes. The board of directors reviews this information when making the recommendation for an annual salary. Bonus compensation, if any is given, is directly tied to achievement of specific credit union and individual goals. This process is completed annually; it was last done october 2015.”

Form 990, Part VI, Section C, line 19

“Financial statements are displayed in the lobby of all credit union branches. Governing and conflict of interest policy documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Rivermark Community Credit Union
EIN
93-6024307
Phone
5036266600
Address
8505 SW Creekside Place, Beaverton, OR 97008

Signing Officer

Name
Nick Hodson
Title
Vice President Finance
Phone
5036266600
Signed
2016-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Burgess
Formed
1951
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
187
Volunteers
13

Preparer

Firm
Moss Adams LLP
Address
805 SW Broadway Ste 1200, Portland, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Financial Statement Notes

Part IV, Line 2B:

“The credit union maintains escrow, taxes and insurance as part of the loan program.”

Raw XML AppendixShowing 400 of 616 raw XML fields

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IRS990/Form990PartVIISectionAGrp/PersonNm8Jeremy Vandehy
IRS990/Form990PartVIISectionAGrp/PersonNm9SCOTT BURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm10Nick Hodson
IRS990/Form990PartVIISectionAGrp/PersonNm11ROBERT MILLS
IRS990/Form990PartVIISectionAGrp/PersonNm12GAYLE GUSTAFSON
IRS990/Form990PartVIISectionAGrp/PersonNm13Seth Schaefer
IRS990/Form990PartVIISectionAGrp/PersonNm14Jacqueline Henderson
IRS990/Form990PartVIISectionAGrp/PersonNm15David Noble
IRS990/Form990PartVIISectionAGrp/PersonNm16Petro Verzosa
IRS990/Form990PartVIISectionAGrp/PersonNm17MIKE JENNINGS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9382462
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10139897
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11169879
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12169140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13168156
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14144906
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15141295
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16106740
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17101977
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt11Vice President Technology
IRS990/Form990PartVIISectionAGrp/TitleTxt12Vice President Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt13Vice President Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt14Vice President Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice President Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt16Applications Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt17MORTGAGE MANAGER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-29570
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt040241148
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01814977
IRS990/InterestGrp/TotalAmt03025146
IRS990/InvestmentIncomeGrp/ExclusionAmt0726940
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0726940
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02037549
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02421349
IRS990/InvestmentsPubTradedSecGrp/BOYAmt026605011
IRS990/InvestmentsPubTradedSecGrp/EOYAmt014702574
IRS990/IRPDocumentCnt027485
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010234999
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010365346
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010624526
IRS990/LandBldgEquipCostOrOtherBssAmt020859525
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt029570
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THE CREDIT UNION IS TO OPERATE AS A NOT-FOR-PROFIT COOPERATIVE FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG ITS MEMBERS BY AFFORDING THEM THE OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt05000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt021500000
IRS990/NetAssetsOrFundBalancesBOYAmt057360308
IRS990/NetAssetsOrFundBalancesEOYAmt065872644
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-29570
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-29570
IRS990/NetUnrelatedBusTxblIncmAmt0-45452
IRS990/NetUnrlzdGainsLossesInvstAmt0-27053
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0704938
IRS990/OfficeExpensesGrp/TotalAmt01614758
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt025135324
IRS990/OtherAssetsTotalGrp/EOYAmt029370731
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01059593
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION
IRS990/OtherExpensesGrp/TotalAmt03439326
IRS990/OtherExpensesGrp/TotalAmt12389447
IRS990/OtherExpensesGrp/TotalAmt2116399
IRS990/OtherExpensesGrp/TotalAmt378815
IRS990/OtherLiabilitiesGrp/BOYAmt0547687547
IRS990/OtherLiabilitiesGrp/EOYAmt0626156896
IRS990/OtherSalariesAndWagesGrp/TotalAmt08725312
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0494571084
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0600273886
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01015091
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02020310
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04098328
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01434292
IRS990/PrincipalOfficerNm0SCOTT BURGESS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON-INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4MORTGAGE SALES AND SER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt025502726
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16352537
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25298436
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3851219
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt41029128
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt025502726
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16417559
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25330481
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31234314
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41029128
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt065022
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt132045
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2383095
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01128635
IRS990/PYOtherExpensesAmt016235756
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt032374231
IRS990/PYRevenuesLessExpensesAmt05389444
IRS990/PYSalariesCompEmpBnftPaidAmt011877666
IRS990/PYTotalExpensesAmt028113422
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt033502866
IRS990/ReconcilationRevenueExpnssAmt08539389
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt057360308
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt065872644
IRS990/SavingsAndTempCashInvstGrp/BOYAmt045608871
IRS990/SavingsAndTempCashInvstGrp/EOYAmt053294839
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05734137
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01228803
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06962940
IRS990ScheduleD/EquipmentGrp/BookValueAmt03470532
IRS990ScheduleD/EquipmentGrp/DepreciationAmt08721573
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt012192105
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0779469
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0779469
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0640388
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0284623
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0925011
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0626156896
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE & SAVINGS ACCOUNTS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW, TAXES AND INSURANCE AS PART OF THE LOAN PROGRAM.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010624526
IRS990ScheduleD/TotalLiabilityAmt0626156896
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$720,369,988
Liabilities
$654,497,344
Net assets
$65,872,644
Revenue
$40,211,578
Expenses
$31,672,189
Net income
$8,539,389
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,332$3,031$300$104$106$1.70
2023Detailed filing. Detailed filing data is available for this year.$1,448$1,368$80.2$81.4$77.0$4.36
2022Detailed filing. Detailed filing data is available for this year.$1,401$1,337$64.0$65.3$58.2$7.01
2021Detailed filing. Detailed filing data is available for this year.$1,283$1,169$114$59.1$47.1$12.0
2020Detailed filing. Detailed filing data is available for this year.$1,121$1,010$111$54.1$49.6$4.50
2019Detailed filing. Detailed filing data is available for this year.$869$767$102$56.5$43.4$13.1
2018Detailed filing. Detailed filing data is available for this year.$857$770$86.9$54.5$44.3$10.2
2017Detailed filing. Detailed filing data is available for this year.$829$752$77.0$51.9$47.0$4.92
2016Detailed filing. Detailed filing data is available for this year.$799$727$72.1$48.2$41.7$6.52
2015Detailed filing. Detailed filing data is available for this year.$720$654$65.9$40.2$31.7$8.54
2014Detailed filing. Detailed filing data is available for this year.$615$558$57.4$33.5$28.1$5.39
2013Detailed filing. Detailed filing data is available for this year.$569$518$50.9$33.4$26.9$6.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$547$501$46.3$29.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$533$492$41.1$29.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$488$450$38.1$34.6