Civic Intelligence

Rivermark Community Credit Union

990 • Fiscal year 2018 • EIN 93-6024307

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 14, 2019

Organization ProfileWWW.RIVERMARKCU.ORG

View Organization Page

8505 SW Creekside PlaceBeaverton, OR 97008

(503) 526-2696

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.90x

Higher debt load relative to assets than 59% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

21st percentile

14.12x

Higher debt load relative to revenue than 21% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

73rd percentile

19%

Higher net margin than 73% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

75th percentile

$519,973

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

43rd percentile

3.4%

Faster asset growth than 43% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

18th percentile

5.1%

Faster revenue growth than 18% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$857,074,350

Up $27,889,797 (+3.4%) from 2017

Net Assets

Up

$86,920,686

Up $9,900,432 (+13%) from 2017

Liabilities

Up

$770,153,664

Up $17,989,365 (+2.4%) from 2017

Revenue And Expenses
Liabilities / Revenue21st percentileNet Margin73rd percentile

Revenue

Up

$54,539,784

Up $2,638,822 (+5.1%) from 2017

Expenses

Down

$44,297,627

Down $2,683,856 (-5.7%) from 2017

Net Income

Up

$10,242,157

Up $5,322,678 (+108%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth43rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $487,750,116Liabilities 2010: $449,669,388Net Assets 2010: $38,080,7282010Assets 2011: $532,815,380Liabilities 2011: $491,756,389Net Assets 2011: $41,058,9912011Assets 2012: $547,316,483Liabilities 2012: $501,013,034Net Assets 2012: $46,303,4492012Assets 2013: $569,309,400Liabilities 2013: $518,396,559Net Assets 2013: $50,912,8412013Assets 2014: $614,949,259Liabilities 2014: $557,588,951Net Assets 2014: $57,360,3082014Assets 2015: $720,369,988Liabilities 2015: $654,497,344Net Assets 2015: $65,872,6442015Assets 2016: $798,804,998Liabilities 2016: $726,694,892Net Assets 2016: $72,110,1062016Assets 2017: $829,184,553Liabilities 2017: $752,164,299Net Assets 2017: $77,020,2542017Assets 2018: $857,074,350Liabilities 2018: $770,153,664Net Assets 2018: $86,920,6862018Assets 2019: $869,108,239Liabilities 2019: $767,320,473Net Assets 2019: $101,787,7662019Assets 2020: $1,120,708,547Liabilities 2020: $1,009,636,410Net Assets 2020: $111,072,1372020Assets 2021: $1,282,908,447Liabilities 2021: $1,169,271,602Net Assets 2021: $113,636,8452021Assets 2022: $1,400,588,793Liabilities 2022: $1,336,573,326Net Assets 2022: $64,015,4672022Assets 2023: $1,448,214,620Liabilities 2023: $1,368,036,785Net Assets 2023: $80,177,8352023Assets 2024: $3,331,651,060Liabilities 2024: $3,031,151,431Net Assets 2024: $300,499,6292024

Highlighted filing

2018

Assets$857,074,350
Liabilities$770,153,664
Net Assets$86,920,686
Open 2018 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $34,622,0372010Expenses 2011: $29,875,4802011Expenses 2012: $29,277,5662012Revenue 2013: $33,375,355Expenses 2013: $26,868,813Net Income 2013: $6,506,5422013Revenue 2014: $33,502,866Expenses 2014: $28,113,422Net Income 2014: $5,389,4442014Revenue 2015: $40,211,578Expenses 2015: $31,672,189Net Income 2015: $8,539,3892015Revenue 2016: $48,244,905Expenses 2016: $41,720,842Net Income 2016: $6,524,0632016Revenue 2017: $51,900,962Expenses 2017: $46,981,483Net Income 2017: $4,919,4792017Revenue 2018: $54,539,784Expenses 2018: $44,297,627Net Income 2018: $10,242,1572018Revenue 2019: $56,492,705Expenses 2019: $43,384,385Net Income 2019: $13,108,3202019Revenue 2020: $54,069,750Expenses 2020: $49,569,944Net Income 2020: $4,499,8062020Revenue 2021: $59,063,025Expenses 2021: $47,068,779Net Income 2021: $11,994,2462021Revenue 2022: $65,250,684Expenses 2022: $58,236,378Net Income 2022: $7,014,3062022Revenue 2023: $81,367,198Expenses 2023: $77,005,648Net Income 2023: $4,361,5502023Revenue 2024: $104,238,722Expenses 2024: $105,941,021Net Income 2024: -$1,702,2992024

Highlighted filing

2018

Revenue$54,539,784
Expenses$44,297,627
Net Income$10,242,157
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 14, 2019
Return Version
2018v3.1
Gross Receipts
$54,586,028
Mission and Program Overview

Mission

Provide quality financial services, products, and support for members in the local communities we serve.

Conducting credit union financial services for a member owned financial cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$678,840,746$646,227,466▼ $32,613,280
Investments in Publicly Traded Securities$34,859,200$118,564,092▲ $83,704,892
Rtn Earn Endowment Incm Other Fnds$77,020,254$86,920,686▲ $9,900,432
Savings and Temporary Cash Investments$53,658,751$32,124,469▼ $21,534,282
Land, Buildings, and Equipment, Net$15,859,864$15,521,634▼ $338,230
Cash and Non-Interest-Bearing Accounts$6,918,505$7,335,202▲ $416,697
Investments Other Securities$1,921,949$2,626,609▲ $704,660
Prepaid Expenses and Deferred Charges$1,866,808$1,540,074▼ $326,734
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$829,184,553$857,074,350▲ $27,889,797
Other Assets Total$35,258,730$33,134,804▼ $2,123,926
Liabilities
Other Liabilities$733,183,927$745,760,071▲ $12,576,144
Mortgage Notes Payable Secured by Investment Property$3,500,000$15,000,000▲ $11,500,000
Accounts Payable and Accrued Expenses$12,737,639$6,809,398▼ $5,928,241
Deferred Revenue$1,725,000$1,495,000▼ $230,000
Escrow Account Liability$1,017,733$1,089,195▲ $71,462
Total Liabilities$752,164,299$770,153,664▲ $17,989,365
Net Assets / Fund Balance
Total Net Assets Fund Balance$77,020,254$86,920,686▲ $9,900,432
Total Liabilities and Net Assets / Fund Balance$829,184,553$857,074,350▲ $27,889,797

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,069,169$1,888,652$12,957,821
Equipment$2,286,918$6,633,430$8,920,348
Leasehold Improvements$1,386,078$1,524,235$2,910,313
Land$779,469-$779,469
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott BurgessFormer Emeritus President/CEOFT$401,945$118,028$519,973
Seth SchaeferPresident/CEOFT$262,735$64,343$327,078
Robert MillsFormer Chief Technology OfficerFT$114,738$158,744$273,482
Jacqueline HendersonFormer Vice President of Human ReFT$157,966$41,320$199,286
Nick HodsonFormer Chief Financial OfficerFT$145,624$49,094$194,718
David NobleSenior Vice President of MarketinFT$154,391$38,474$192,865
Brian GriffisChief Financial OfficerFT$154,354$28,448$182,802
Cori PolandChief Experience OfficerFT$148,628$32,439$181,067
Victoria KingVice President Business Services & MortgageFT$148,062$12,612$160,674
Victoria KingVice President Business Services & M-$128,000$32,674$160,674
Petro VerzosaApplications ManagerFT$66,112$87,397$153,509
Sharon PaseroVice President Risk ManagementFT$120,912$31,967$152,879
Randy BreseeVice President Member ExperienceFT$119,271$32,286$151,557
Teri ZahnSenior Human Resources ManagerFT$107,448$11,061$118,509

Board Members and Trustees

NameTitle
Steve LucasBoard Chair
Kim BickfordVice Chair
Dennis FullanBoard Member
Gary FraynBoard Member
Joseph StephensonBoard Member
Matthew BairdBoard Member
Rob LavigneBoard Member
Tony KullenBoard Member
Bill RobertsBoard Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCFinancial Software, Hardware And EftPO BOX 99924, Grapevine, TX 76099$2,498,348
Ncr CorporationOnline And Mobile BankingPO BOX 740641, Los Angeles, CA 90074-0641$1,286,052
Lcg Pence Construction LLCConstruction Contractor2720 SW CORBETT AVENUE, Portland, OR 97201$1,000,170
Financial Technology Solutions INCAtm/ptk Software And MaintenancePO BOX 919, Monrovia, CA 91017$331,155
SwbcOutsourced Collection ServicesPO BOX 795027, San Antonio, TX 78279$252,237
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$51,486,374
Investment Income
$3,053,410
Other Revenue
$0
Change in Net Assets
$10,242,157
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$26,233,465
Salaries, Compensation, and Employee Benefits$18,064,162
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$10,612,227
Information Technology---$2,830,614
Interest---$2,643,888
Pension Plan Contributions---$2,353,273
Office Expenses---$2,228,380
Fees for Services Other---$2,130,313
Current Officers, Directors, Trustees, and Key Employees---$2,071,268
Depreciation Depletion---$1,926,902
Other Employee Benefits---$1,779,810
Payroll Taxes---$1,247,584
Advertising---$1,025,363
Occupancy---$1,021,003
Travel---$482,954
All Other Expenses---$447,649
Other Expenses---$84,875
Fees for Services Accounting---$75,899
Fees for Services Legal---$66,956
Total Functional Expenses$0$0$0$44,297,627
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$12,000
Total Exempt Function Spending$12,000

Section 527 Organizations

OrganizationLocationAmount
80-0043051Beaverton, OR$12,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Savings Accounts$745,760,071
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Rivermark community credit union had 88,586 members at 12/31/18.”

Form 990, Part VI, Section A, Line 7A

“The credit union's governing body is selected from among membership and is voted on by all eligible members over the age of 18.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the credit union's chief executive officer and chief financial officer and is also prepared by a third party accounting firm prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The credit union has a policy titled "code of ethics and standards of business conduct of board of directors, supervisory committee, board committees and officials of rivermark community credit union." volunteers of the credit union review and approve this policy on an annual basis. The volunteers must notify the board chairman if their status changes and they no longer meet the qualifications for the seat they occupy. Conduct not in accordance with this policy shall constitute grounds for disqualification to serve, disciplinary action, or suspension or removal as permitted by law.”

Form 990, Part VI, Section B, Line 15

“Compensation is reviewed annually by the board of directors. In preparation for the review, the vp of human resources provides report data from a professional compensation firm that provides compensation data for all employee levels. In addition, a separate ceo salary report is requested to use for comparability purposes. The board of directors reviews this information when making the recommendation for an annual salary. Bonus compensation, if any is given, is directly tied to achievement of specific credit union and individual goals. This process is completed annually: it was last done june 2018.”

Form 990, Part VI, Section C, Line 18

“Through the annual meeting of the credit union members.”

Form 990, Part VI, Section C, Line 19

“Financial statements as well as governing and conflict of interest policy documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Rivermark Community Credit Union
EIN
93-6024307
Phone
5035262696
Address
8505 SW CREEKSIDE PLACE, BEAVERTON, OR 97008

Signing Officer

Name
Seth Schaefer
Title
CEO and President
Phone
5035262696
Signed
2019-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Seth Schaefer
Formed
1951
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
223
Volunteers
13

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“The credit union maintains escrow, taxes and insurance as part of the loan program.”

Raw XML AppendixShowing 400 of 754 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1210015
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1312375
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt147662
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1513425
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1712612
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt186385
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1912385
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2111061
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IRS990/Form990PartVIISectionAGrp/PersonNm2BILL ROBERTS
IRS990/Form990PartVIISectionAGrp/PersonNm3DENNIS FULLAN
IRS990/Form990PartVIISectionAGrp/PersonNm4GARY FRAYN
IRS990/Form990PartVIISectionAGrp/PersonNm5MATTHEW BAIRD
IRS990/Form990PartVIISectionAGrp/PersonNm6JOSEPH STEPHENSON
IRS990/Form990PartVIISectionAGrp/PersonNm7TONY KULLEN
IRS990/Form990PartVIISectionAGrp/PersonNm8ROB LAVIGNE
IRS990/Form990PartVIISectionAGrp/PersonNm9SETH SCHAEFER
IRS990/Form990PartVIISectionAGrp/PersonNm10SCOTT BURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm11NICK HODSON
IRS990/Form990PartVIISectionAGrp/PersonNm12ROBERT MILLS
IRS990/Form990PartVIISectionAGrp/PersonNm13CORI POLAND
IRS990/Form990PartVIISectionAGrp/PersonNm14BRIAN GRIFFIS
IRS990/Form990PartVIISectionAGrp/PersonNm15DAVID NOBLE
IRS990/Form990PartVIISectionAGrp/PersonNm16JACQUELINE HENDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm17VICTORIA KING
IRS990/Form990PartVIISectionAGrp/PersonNm18PETRO VERZOSA
IRS990/Form990PartVIISectionAGrp/PersonNm19SHARON PASERO
IRS990/Form990PartVIISectionAGrp/PersonNm20RANDY BRESEE
IRS990/Form990PartVIISectionAGrp/PersonNm21TERI ZAHN
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10501991
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11184248
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12263467
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13168692
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14175140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15179440
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16185009
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17148062
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18147124
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19140494
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20138853
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21107448
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10FORMER EMERITUS PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11FORMER CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12FORMER CHIEF TECHNOLOGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SENIOR VICE PRESIDENT OF MARKETIN
IRS990/Form990PartVIISectionAGrp/TitleTxt16FORMER VICE PRESIDENT OF HUMAN RE
IRS990/Form990PartVIISectionAGrp/TitleTxt17VICE PRESIDENT BUSINESS SERVICES & MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt18APPLICATIONS MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt19VICE PRESIDENT RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt20VICE PRESIDENT MEMBER EXPERIENCE
IRS990/Form990PartVIISectionAGrp/TitleTxt21SENIOR HUMAN RESOURCES MANAGER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-46244
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt054586028
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt019
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02830614
IRS990/InterestGrp/TotalAmt02643888
IRS990/InvestmentIncomeGrp/ExclusionAmt03099654
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03099654
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01921949
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02626609
IRS990/InvestmentsPubTradedSecGrp/BOYAmt034859200
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0118564092
IRS990/IRPDocumentCnt031897
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010046317
IRS990/LandBldgEquipBasisNetGrp/BOYAmt015859864
IRS990/LandBldgEquipBasisNetGrp/EOYAmt015521634
IRS990/LandBldgEquipCostOrOtherBssAmt025567951
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt046244
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE QUALITY FINANCIAL SERVICES, PRODUCTS, AND SUPPORT FOR MEMBERS IN THE LOCAL COMMUNITIES WE SERVE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt03500000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt015000000
IRS990/NetAssetsOrFundBalancesBOYAmt077020254
IRS990/NetAssetsOrFundBalancesEOYAmt086920686
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-46244
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-46244
IRS990/NetUnrelatedBusTxblIncmAmt042633
IRS990/NetUnrlzdGainsLossesInvstAmt0-341725
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01021003
IRS990/OfficeExpensesGrp/TotalAmt02228380
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt035258730
IRS990/OtherAssetsTotalGrp/EOYAmt033134804
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01779810
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION
IRS990/OtherExpensesGrp/TotalAmt05839969
IRS990/OtherExpensesGrp/TotalAmt15257556
IRS990/OtherExpensesGrp/TotalAmt2171144
IRS990/OtherExpensesGrp/TotalAmt384875
IRS990/OtherLiabilitiesGrp/BOYAmt0733183927
IRS990/OtherLiabilitiesGrp/EOYAmt0745760071
IRS990/OtherSalariesAndWagesGrp/TotalAmt010612227
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0678840746
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0646227466
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01247584
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02353273
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01866808
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01540074
IRS990/PrincipalOfficerNm0SETH SCHAEFER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON-INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4MORTGAGE SALES AND SER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt032941122
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18796801
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26314061
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt32061975
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4798382
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt032941122
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18858636
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26352512
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32535722
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4798382
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt061835
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt138451
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2473747
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01198223
IRS990/PYOtherExpensesAmt028556682
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt050702739
IRS990/PYRevenuesLessExpensesAmt04919479
IRS990/PYSalariesCompEmpBnftPaidAmt018424801
IRS990/PYTotalExpensesAmt046981483
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt051900962
IRS990/ReconcilationRevenueExpnssAmt010242157
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt077020254

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$857,074,350
Liabilities
$770,153,664
Net assets
$86,920,686
Revenue
$54,539,784
Expenses
$44,297,627
Net income
$10,242,157
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,332$3,031$300$104$106$1.70
2023Detailed filing. Detailed filing data is available for this year.$1,448$1,368$80.2$81.4$77.0$4.36
2022Detailed filing. Detailed filing data is available for this year.$1,401$1,337$64.0$65.3$58.2$7.01
2021Detailed filing. Detailed filing data is available for this year.$1,283$1,169$114$59.1$47.1$12.0
2020Detailed filing. Detailed filing data is available for this year.$1,121$1,010$111$54.1$49.6$4.50
2019Detailed filing. Detailed filing data is available for this year.$869$767$102$56.5$43.4$13.1
2018Detailed filing. Detailed filing data is available for this year.$857$770$86.9$54.5$44.3$10.2
2017Detailed filing. Detailed filing data is available for this year.$829$752$77.0$51.9$47.0$4.92
2016Detailed filing. Detailed filing data is available for this year.$799$727$72.1$48.2$41.7$6.52
2015Detailed filing. Detailed filing data is available for this year.$720$654$65.9$40.2$31.7$8.54
2014Detailed filing. Detailed filing data is available for this year.$615$558$57.4$33.5$28.1$5.39
2013Detailed filing. Detailed filing data is available for this year.$569$518$50.9$33.4$26.9$6.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$547$501$46.3$29.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$533$492$41.1$29.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$488$450$38.1$34.6