Civic Intelligence

Rivermark Community Credit Union

990 • Fiscal year 2016 • EIN 93-6024307

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 15, 2017

Organization ProfileWWW.RIVERMARKCU.ORG

View Organization Page

8505 SW Creekside PlaceBeaverton, OR 97008

(503) 626-6600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.91x

Higher debt load relative to assets than 74% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

22nd percentile

15.06x

Higher debt load relative to revenue than 22% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

54th percentile

14%

Higher net margin than 54% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

80th percentile

$544,564

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

85th percentile

11%

Faster asset growth than 85% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

95th percentile

20%

Faster revenue growth than 95% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$798,804,998

Up $78,435,010 (+11%) from 2015

Net Assets

Up

$72,110,106

Up $6,237,462 (+9.5%) from 2015

Liabilities

Up

$726,694,892

Up $72,197,548 (+11%) from 2015

Revenue And Expenses
Liabilities / Revenue22nd percentileNet Margin54th percentile

Revenue

Up

$48,244,905

Up $8,033,327 (+20%) from 2015

Expenses

Up

$41,720,842

Up $10,048,653 (+32%) from 2015

Net Income

Down

$6,524,063

Down $2,015,326 (-24%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $487,750,116Liabilities 2010: $449,669,388Net Assets 2010: $38,080,7282010Assets 2011: $532,815,380Liabilities 2011: $491,756,389Net Assets 2011: $41,058,9912011Assets 2012: $547,316,483Liabilities 2012: $501,013,034Net Assets 2012: $46,303,4492012Assets 2013: $569,309,400Liabilities 2013: $518,396,559Net Assets 2013: $50,912,8412013Assets 2014: $614,949,259Liabilities 2014: $557,588,951Net Assets 2014: $57,360,3082014Assets 2015: $720,369,988Liabilities 2015: $654,497,344Net Assets 2015: $65,872,6442015Assets 2016: $798,804,998Liabilities 2016: $726,694,892Net Assets 2016: $72,110,1062016Assets 2017: $829,184,553Liabilities 2017: $752,164,299Net Assets 2017: $77,020,2542017Assets 2018: $857,074,350Liabilities 2018: $770,153,664Net Assets 2018: $86,920,6862018Assets 2019: $869,108,239Liabilities 2019: $767,320,473Net Assets 2019: $101,787,7662019Assets 2020: $1,120,708,547Liabilities 2020: $1,009,636,410Net Assets 2020: $111,072,1372020Assets 2021: $1,282,908,447Liabilities 2021: $1,169,271,602Net Assets 2021: $113,636,8452021Assets 2022: $1,400,588,793Liabilities 2022: $1,336,573,326Net Assets 2022: $64,015,4672022Assets 2023: $1,448,214,620Liabilities 2023: $1,368,036,785Net Assets 2023: $80,177,8352023Assets 2024: $3,331,651,060Liabilities 2024: $3,031,151,431Net Assets 2024: $300,499,6292024

Highlighted filing

2016

Assets$798,804,998
Liabilities$726,694,892
Net Assets$72,110,106
Open 2016 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $34,622,0372010Expenses 2011: $29,875,4802011Expenses 2012: $29,277,5662012Revenue 2013: $33,375,355Expenses 2013: $26,868,813Net Income 2013: $6,506,5422013Revenue 2014: $33,502,866Expenses 2014: $28,113,422Net Income 2014: $5,389,4442014Revenue 2015: $40,211,578Expenses 2015: $31,672,189Net Income 2015: $8,539,3892015Revenue 2016: $48,244,905Expenses 2016: $41,720,842Net Income 2016: $6,524,0632016Revenue 2017: $51,900,962Expenses 2017: $46,981,483Net Income 2017: $4,919,4792017Revenue 2018: $54,539,784Expenses 2018: $44,297,627Net Income 2018: $10,242,1572018Revenue 2019: $56,492,705Expenses 2019: $43,384,385Net Income 2019: $13,108,3202019Revenue 2020: $54,069,750Expenses 2020: $49,569,944Net Income 2020: $4,499,8062020Revenue 2021: $59,063,025Expenses 2021: $47,068,779Net Income 2021: $11,994,2462021Revenue 2022: $65,250,684Expenses 2022: $58,236,378Net Income 2022: $7,014,3062022Revenue 2023: $81,367,198Expenses 2023: $77,005,648Net Income 2023: $4,361,5502023Revenue 2024: $104,238,722Expenses 2024: $105,941,021Net Income 2024: -$1,702,2992024

Highlighted filing

2016

Revenue$48,244,905
Expenses$41,720,842
Net Income$6,524,063
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 15, 2017
Return Version
2016v3.0
Gross Receipts
$48,251,420
Mission and Program Overview

Mission

Provide quality financial services, products, and support for members in the local communities we serve.

The purpose of the credit union is to operate as a not-for-profit cooperative for the purpose of encouraging thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest, and to provide the opportunity for the members to use and control their money to improve their economic and social condition.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$600,273,886$673,207,485▲ $72,933,599
Rtn Earn Endowment Incm Other Fnds$65,872,644$72,110,106▲ $6,237,462
Savings and Temporary Cash Investments$53,294,839$37,065,854▼ $16,228,985
Investments in Publicly Traded Securities$14,702,574$25,414,042▲ $10,711,468
Land, Buildings, and Equipment, Net$10,624,526$15,519,597▲ $4,895,071
Cash and Non-Interest-Bearing Accounts$8,247,791$8,495,174▲ $247,383
Investments Other Securities$2,421,349$2,558,389▲ $137,040
Prepaid Expenses and Deferred Charges$1,434,292$1,419,522▼ $14,770
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$720,369,988$798,804,998▲ $78,435,010
Other Assets Total$29,370,731$35,124,935▲ $5,754,204
Liabilities
Other Liabilities$626,156,896$690,650,134▲ $64,493,238
Mortgage Notes Payable Secured by Investment Property$21,500,000$21,000,000▼ $500,000
Accounts Payable and Accrued Expenses$4,124,184$12,039,467▲ $7,915,283
Deferred Revenue$2,185,000$1,955,000▼ $230,000
Escrow Account Liability$531,264$1,050,291▲ $519,027
Total Liabilities$654,497,344$726,694,892▲ $72,197,548
Net Assets / Fund Balance
Total Net Assets Fund Balance$65,872,644$72,110,106▲ $6,237,462
Total Liabilities and Net Assets / Fund Balance$720,369,988$798,804,998▲ $78,435,010

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,376,600$9,885,338$13,261,938
Buildings$9,859,876$1,394,260$11,254,136
Leasehold Improvements$1,503,652$610,453$2,114,105
Land$779,469-$779,469
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott BurgessCEO/presidentFT$378,031$166,533$544,564
Robert MillsCTOFT$170,095$66,480$236,575
Nick HodsonCFOFT$163,239$59,065$222,304
Seth SchaeferCXOFT$175,501$46,349$221,850
David NobleVice President of MarketingFT$159,471$53,263$212,734
Jacqueline HendersonVice President of Human ResourcesFT$146,757$52,979$199,736
Cori PolandVice President of LendingFT$119,451$17,291$136,742
Petro VerzosaApplications ManagerFT$113,053$15,010$128,063
Eric TengsSenior Database DeveloperFT$110,975$14,844$125,819

Board Members and Trustees

NameTitle
Steve LucasBoard Chair
Dennis FullanVice Chair
Bill RobertsBoard MEMBER
Gary FraynBoard MEMBER
Joseph StephensonBoard Member
Kara OaksBoard Member
Kim BickfordBoard MEMBER
Matthew BairdBoard Member
Nina CarlsonBoard Member
Tony KullenBoard Member
Lina CockrellBoard Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Digital InsightOnline BankingPO Box 740641, Los Angeles, CA 90074$971,640
Fiserv IncFinancial Software and Hardware75 Remittance Drive Suite 6959, Chicago, IL 60675$858,816
LCG Pence Construction LLCContractor2720 SW Corbett Avenue, Portland, OR 97201$715,184
Financial Technology SolutionsITM/ATM Hardware/SoftwarePO Box 919, Monrovia, CA 91017$569,758
IC GroupDebit/Credit Card SolutionsPO BOX 25175, Salt lake City, UT 84125$336,914
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$47,380,311
Investment Income
$864,594
Other Revenue
$0
Change in Net Assets
$6,524,063
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$25,446,476
Salaries, Compensation, and Employee Benefits$16,274,366
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$10,049,760
Interest---$3,245,411
Information Technology---$2,452,835
Pension Plan Contributions---$2,264,721
Office Expenses---$2,237,175
Fees for Services Other---$1,768,610
Depreciation Depletion---$1,687,371
Current Officers, Directors, Trustees, and Key Employees---$1,438,027
Advertising---$1,370,444
Other Employee Benefits---$1,313,103
Payroll Taxes---$1,208,755
Occupancy---$771,400
All Other Expenses---$517,274
Travel---$482,577
Fees for Services Accounting---$127,335
Other Expenses---$88,181
Fees for Services Legal---$55,749
Total Functional Expenses$0$0$0$41,720,842
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Savings Accounts$690,650,134
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Rivermark community credit union had 85,469 members at 12/31/16.”

Form 990, Part VI, Section A, line 7A

“The credit union's governing body is selected from among membership and is voted on by all eligible members over the age of 18.”

Form 990, Part VI, Section B, line 11B

“Form 990 is prepared by a third-party accounting firm and is reviewed by the credit union's vice president of finance and controller prior to filing.”

Form 990, Part VI, Section B, line 12C

“The credit union has a policy titled "code of ethics and standards of business conduct of board of directors, supervisory committee, board committees and officials of rivermark community credit union." volunteers of the credit union review and approve this policy on an annual basis. The volunteers must notify the board chairman if their status changes and they no longer meet the qualifications for the seat they occupy. Conduct not in accordance with this policy shall constitute grounds for disqualification to serve, disciplinary action, or suspension or removal as permitted by law.”

Form 990, Part VI, Section B, line 15

“Compensation is reviewed annually by the board of directors. In preparation for the review, the vp of human resources provides report data from a professional compensation firm that provides compensation data for all employee levels. In addition, a separate ceo salary report is requested to use for comparability purposes. The board of directors reviews this information when making the recommendation for an annual salary. Bonus compensation, if any is given, is directly tied to achievement of specific credit union and individual goals. This process is completed annually; it was last done october 2016.”

Form 990, Part VI, Section C, line 19

“Financial statements are displayed in the lobby of all credit union branches. Governing and conflict of interest policy documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Rivermark Community Credit Union
EIN
93-6024307
Phone
5036266600
Address
8505 SW Creekside Place, Beaverton, OR 97008

Signing Officer

Name
Nick Hodson
Title
Vice President Finance
Phone
5036266600
Signed
2017-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Burgess
Formed
1951
Legal Domicile
Or
Voting Board Members
8
Independent Board Members
8
Employees
221
Volunteers
10

Preparer

Firm
Moss Adams LLP
Address
805 SW Broadway Ste 1200, Portland, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Financial Statement Notes

Part IV, Line 2B:

“The credit union maintains escrow, taxes and insurance as part of the loan program.”

Raw XML AppendixShowing 400 of 623 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1DENNIS FULLAN
IRS990/Form990PartVIISectionAGrp/PersonNm2LINA COCKRELL
IRS990/Form990PartVIISectionAGrp/PersonNm3Kim Bickford
IRS990/Form990PartVIISectionAGrp/PersonNm4Gary Frayn
IRS990/Form990PartVIISectionAGrp/PersonNm5NINA CARLSON
IRS990/Form990PartVIISectionAGrp/PersonNm6Bill Roberts
IRS990/Form990PartVIISectionAGrp/PersonNm7Matthew Baird
IRS990/Form990PartVIISectionAGrp/PersonNm8Kara Oaks
IRS990/Form990PartVIISectionAGrp/PersonNm9Tony Kullen
IRS990/Form990PartVIISectionAGrp/PersonNm10Joseph Stephenson
IRS990/Form990PartVIISectionAGrp/PersonNm11SCOTT BURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm12Nick Hodson
IRS990/Form990PartVIISectionAGrp/PersonNm13ROBERT MILLS
IRS990/Form990PartVIISectionAGrp/PersonNm14Seth Schaefer
IRS990/Form990PartVIISectionAGrp/PersonNm15David Noble
IRS990/Form990PartVIISectionAGrp/PersonNm16Jacqueline Henderson
IRS990/Form990PartVIISectionAGrp/PersonNm17Cori Poland
IRS990/Form990PartVIISectionAGrp/PersonNm18Petro Verzosa
IRS990/Form990PartVIISectionAGrp/PersonNm19Eric Tengs
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11492601
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12192252
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13200435
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14204543
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15185928
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16178964
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17119451
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18113053
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19110975
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13CTO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CXO
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice President of Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt16Vice President of Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt17Vice President of Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt18Applications Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt19Senior Database Developer
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-6515
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt048251420
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt011
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02452835
IRS990/InterestGrp/TotalAmt03245411
IRS990/InvestmentIncomeGrp/ExclusionAmt0871109
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0871109
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02421349
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02558389
IRS990/InvestmentsPubTradedSecGrp/BOYAmt014702574
IRS990/InvestmentsPubTradedSecGrp/EOYAmt025414042
IRS990/IRPDocumentCnt029154
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt011890051
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010624526
IRS990/LandBldgEquipBasisNetGrp/EOYAmt015519597
IRS990/LandBldgEquipCostOrOtherBssAmt027409648
IRS990/LegalDomicileStateCd0OR
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt06515
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THE CREDIT UNION IS TO OPERATE AS A NOT-FOR-PROFIT COOPERATIVE FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG ITS MEMBERS BY AFFORDING THEM THE OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt021500000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt021000000
IRS990/NetAssetsOrFundBalancesBOYAmt065872644
IRS990/NetAssetsOrFundBalancesEOYAmt072110106
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-6515
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-6515
IRS990/NetUnrelatedBusTxblIncmAmt0-9094
IRS990/NetUnrlzdGainsLossesInvstAmt0-286601
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0771400
IRS990/OfficeExpensesGrp/TotalAmt02237175
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt029370731
IRS990/OtherAssetsTotalGrp/EOYAmt035124935
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01313103
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION
IRS990/OtherExpensesGrp/TotalAmt06044490
IRS990/OtherExpensesGrp/TotalAmt14474044
IRS990/OtherExpensesGrp/TotalAmt2123580
IRS990/OtherExpensesGrp/TotalAmt388181
IRS990/OtherLiabilitiesGrp/BOYAmt0626156896
IRS990/OtherLiabilitiesGrp/EOYAmt0690650134
IRS990/OtherSalariesAndWagesGrp/TotalAmt010049760
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0600273886
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0673207485
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01208755
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02264721
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01434292
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01419522
IRS990/PrincipalOfficerNm0SCOTT BURGESS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE CHARGES AND FE
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON-INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4MORTGAGE SALES AND SER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt030220141
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16913658
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26225324
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31549983
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt41922834
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt030220141
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16978680
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26293522
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31965134
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41922834
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt065022
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt168198
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2415151
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0697370
IRS990/PYOtherExpensesAmt018278469
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt039514208
IRS990/PYRevenuesLessExpensesAmt08539389
IRS990/PYSalariesCompEmpBnftPaidAmt013393720
IRS990/PYTotalExpensesAmt031672189
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt040211578
IRS990/ReconcilationRevenueExpnssAmt06524063
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt065872644
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt072110106
IRS990/SavingsAndTempCashInvstGrp/BOYAmt053294839
IRS990/SavingsAndTempCashInvstGrp/EOYAmt037065854
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt09859876
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01394260
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt011254136
IRS990ScheduleD/EquipmentGrp/BookValueAmt03376600
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09885338
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt013261938
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0779469
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0779469

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$798,804,998
Liabilities
$726,694,892
Net assets
$72,110,106
Revenue
$48,244,905
Expenses
$41,720,842
Net income
$6,524,063
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3,332$3,031$300$104$106$1.70
2023Detailed filing. Detailed filing data is available for this year.$1,448$1,368$80.2$81.4$77.0$4.36
2022Detailed filing. Detailed filing data is available for this year.$1,401$1,337$64.0$65.3$58.2$7.01
2021Detailed filing. Detailed filing data is available for this year.$1,283$1,169$114$59.1$47.1$12.0
2020Detailed filing. Detailed filing data is available for this year.$1,121$1,010$111$54.1$49.6$4.50
2019Detailed filing. Detailed filing data is available for this year.$869$767$102$56.5$43.4$13.1
2018Detailed filing. Detailed filing data is available for this year.$857$770$86.9$54.5$44.3$10.2
2017Detailed filing. Detailed filing data is available for this year.$829$752$77.0$51.9$47.0$4.92
2016Detailed filing. Detailed filing data is available for this year.$799$727$72.1$48.2$41.7$6.52
2015Detailed filing. Detailed filing data is available for this year.$720$654$65.9$40.2$31.7$8.54
2014Detailed filing. Detailed filing data is available for this year.$615$558$57.4$33.5$28.1$5.39
2013Detailed filing. Detailed filing data is available for this year.$569$518$50.9$33.4$26.9$6.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$547$501$46.3$29.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$533$492$41.1$29.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$488$450$38.1$34.6