Civic Intelligence

Earn Inc.

990 • Fiscal year 2012 • EIN 91-2172676

Jan 01, 2012 to Dec 31, 2012

Organization ProfileWWW.EARN.ORG
San Francisco, CA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.39x

Higher debt load relative to assets than 65% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

78th percentile

0.92x

Higher debt load relative to revenue than 78% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2012

Net Margin

7th percentile

-39%

Higher net margin than 7% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

7th percentile

-16%

Faster asset growth than 7% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2011 to 2012

Revenue Growth

13th percentile

-23%

Faster revenue growth than 13% of similar nonprofits.

2012 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$8,989,565

Down $1,712,692 (-16%) from 2011

Net Assets

Down

$5,489,142

Down $3,937,437 (-42%) from 2011

Liabilities

Up

$3,500,423

Up $2,224,745 (+174%) from 2011

Revenue And Expenses
Liabilities / Revenue78th percentileNet Margin7th percentile

Revenue

Down

$3,823,462

Down $1,127,793 (-23%) from 2011

Expenses

Up

$5,313,166

Up $907,867 (+21%) from 2011

Net Income

Down

-$1,489,704

Down $2,035,660 (-373%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth7th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2011: $10,702,257Liabilities 2011: $1,275,678Net Assets 2011: $9,426,5792011Assets 2012: $8,989,565Liabilities 2012: $3,500,423Net Assets 2012: $5,489,1422012Assets 2013: $6,683,479Liabilities 2013: $3,710,251Net Assets 2013: $2,973,2282013Assets 2014: $4,561,337Liabilities 2014: $2,638,621Net Assets 2014: $1,922,7162014Assets 2015: $3,534,490Liabilities 2015: $1,440,241Net Assets 2015: $2,094,2492015Assets 2016: $3,099,876Liabilities 2016: $809,603Net Assets 2016: $2,290,2732016Assets 2017: $3,577,647Liabilities 2017: $972,056Net Assets 2017: $2,605,5912017Assets 2018: $3,057,782Liabilities 2018: $420,251Net Assets 2018: $2,637,5312018Assets 2019: $4,370,502Liabilities 2019: $407,495Net Assets 2019: $3,963,0072019Assets 2020: $4,248,823Liabilities 2020: $550,731Net Assets 2020: $3,698,0922020Assets 2021: $4,666,013Liabilities 2021: $897,695Net Assets 2021: $3,768,3182021Assets 2022: $4,318,244Liabilities 2022: $484,617Net Assets 2022: $3,833,6272022Assets 2023: $1,261,403Liabilities 2023: $212,688Net Assets 2023: $1,048,7152023Assets 2024: $5,974,643Liabilities 2024: $234,051Net Assets 2024: $5,740,5922024

Highlighted filing

2012

Assets$8,989,565
Liabilities$3,500,423
Net Assets$5,489,142
Open 2012 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $4,951,255Expenses 2011: $4,405,299Net Income 2011: $545,9562011Revenue 2012: $3,823,462Expenses 2012: $5,313,166Net Income 2012: -$1,489,7042012Revenue 2013: $2,459,574Expenses 2013: $4,975,488Net Income 2013: -$2,515,9142013Revenue 2014: $2,277,627Expenses 2014: $3,328,139Net Income 2014: -$1,050,5122014Revenue 2015: $2,725,182Expenses 2015: $2,553,649Net Income 2015: $171,5332015Revenue 2016: $2,973,570Expenses 2016: $2,777,546Net Income 2016: $196,0242016Revenue 2017: $4,026,153Expenses 2017: $3,710,835Net Income 2017: $315,3182017Revenue 2018: $4,267,303Expenses 2018: $4,235,363Net Income 2018: $31,9402018Revenue 2019: $6,749,148Expenses 2019: $5,423,672Net Income 2019: $1,325,4762019Revenue 2020: $8,438,434Expenses 2020: $8,703,349Net Income 2020: -$264,9152020Revenue 2021: $6,096,745Expenses 2021: $6,026,519Net Income 2021: $70,2262021Revenue 2022: $6,551,972Expenses 2022: $6,486,663Net Income 2022: $65,3092022Revenue 2023: $2,776,669Expenses 2023: $5,561,581Net Income 2023: -$2,784,9122023Revenue 2024: $9,312,961Expenses 2024: $4,621,084Net Income 2024: $4,691,8772024

Highlighted filing

2012

Revenue$3,823,462
Expenses$5,313,166
Net Income-$1,489,704
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Earn creates prosperity for working families by helping them save and invest in their futures. As the nation's leading microsavings provider, earn designs and launches online savings tools that create financial stability for america's most economically vulnerable populations. Earn's ultimate vision is that well-informed american households will achieve financial success through proven strategies, fair public policy, and their own hard work.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$8,989,565
Liabilities
$3,500,423
Net assets
$5,489,142
Revenue
$3,823,462
Expenses
$5,313,166
Net income
-$1,489,704
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.97$0.23$5.74$9.31$4.62$4.69
2023Detailed filing. Detailed filing data is available for this year.$1.26$0.21$1.05$2.78$5.56$2.78
2022Detailed filing. Detailed filing data is available for this year.$4.32$0.48$3.83$6.55$6.49$0.07
2021Detailed filing. Detailed filing data is available for this year.$4.67$0.90$3.77$6.10$6.03$0.07
2020Detailed filing. Detailed filing data is available for this year.$4.25$0.55$3.70$8.44$8.70$0.26
2019Detailed filing. Detailed filing data is available for this year.$4.37$0.41$3.96$6.75$5.42$1.33
2018Detailed filing. Detailed filing data is available for this year.$3.06$0.42$2.64$4.27$4.24$0.03
2017Detailed filing. Detailed filing data is available for this year.$3.58$0.97$2.61$4.03$3.71$0.32
2016Detailed filing. Detailed filing data is available for this year.$3.10$0.81$2.29$2.97$2.78$0.20
2015Detailed filing. Detailed filing data is available for this year.$3.53$1.44$2.09$2.73$2.55$0.17
2014Summary only. Only limited summary data is available for this year.$4.56$2.64$1.92$2.28$3.33$1.05
2013Detailed filing. Detailed filing data is available for this year.$6.68$3.71$2.97$2.46$4.98$2.52
2012Summary only. Only limited summary data is available for this year.$8.99$3.50$5.49$3.82$5.31$1.49
2011Summary only. Only limited summary data is available for this year.$10.7$1.28$9.43$4.95$4.41$0.55