Earn Inc.

“Form 990 was reviewed by an outside tax professional. The form was then reviewed by the organization's management and at least one member of the board of directors. This group of individuals then discussed the contents of the return with the outside tax professional. After a full review (with modification where necessary), the final version of the tax return was provided to all members of the organization's voting body. A representative of management or the board signed and mailed the return to the internal revenue service.”

“All employees are covered under earn's conflict of interest policy. Determination of whether a conflict exists is made by the employee's manager or hr. Conflicts are reviewed by hr or the ceo. If an actual or potential conflict is determined, earn will take steps to minimize or eliminate the conflict as appears appropriate under the circumstances.”

“A committee of the board of directors reviews the compensation of all high level personnel annually in accordance with irs rules and regulation. Efforts are made to secure compensation data from industry sources in order to determine competitiveness and appropriateness of salaries. Every effort is made to ensure that the process is thorough and transparent in accordance with irs guidelines and the organization's policies and procedures. Compensation of other high level personnel and key employees is reviewed at least annually by members of management. Efforts are made to secure compensation data from industry sources in order to determine competitiveness and appropriateness of salaries and all related benefits. All decisions are then documented in personnel files.”

“All the governing documents, financial statements and conflict of interest policy are maintained in a secure environment and held available for inspection by tax authorities and the general public for the same period of time set forth in sec. 6104(d). Tax returns are posted annually to www.guidestar.org (where it is available for viewing as an electronic copy) and are also available at the organization's office in san francisco, california (for an inspection).”

“Earn commenced offering savings incentives via a new online-only platform. Savers link their personal savings account to earn's platform to monitor their savings activity. Financial rewards for meeting savings goals are automatically deposited to clients' accounts upon completion of the program. With earn's legacy programs all client accounts are citibank escrow money market accounts maintained by earn and all disbursements of saver and matching funds are processed manually. Earn's legacy programs will sunset at the end of 2016.”

“Recruitment ad & referral bonus: program service expenses 4,384. Management and general expenses 589. Fundraising expenses 265. Total expenses 5,238. Hr & payroll service: program service expenses 16,161. Management and general expenses 2,167. Fundraising expenses 979. Total expenses 19,307. Program & project consulting: program service expenses 498,004. Management and general expenses 66,789. Fundraising expenses 30,157. Total expenses 594,950.”