Civic Intelligence

Goetz Credit Union

EIN 44-0261775 • 501(c)14 • St Joseph, MO

View Organization Page

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

1905 Howard StSt Joseph, MO 64501-1540

www.goetzcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

28th percentile

0.85x

Higher debt load relative to assets than 28% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Liabilities / Revenue

15th percentile

11.78x

Higher debt load relative to revenue than 15% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Net Margin

67th percentile

17%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$286,880

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Asset Growth

72nd percentile

5.2%

Faster asset growth than 72% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Revenue Growth

21st percentile

1.8%

Faster revenue growth than 21% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets28th percentile

Assets

Down

$85,517,811

Down $398,067 (-0.5%) from 2021

Liabilities

Down

$75,604,825

Down $1,334,857 (-1.7%) from 2021

Net Assets

Up

$9,912,986

Up $936,790 (+10%) from 2021

Operations
Liabilities / Revenue15th percentileNet Margin67th percentile

Revenue

Up

$4,516,158

Up $684,920 (+18%) from 2021

Expenses

Up

$3,746,043

Up $491,125 (+15%) from 2021

Net Income

Up

$770,115

Up $193,795 (+34%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $34,378,082Liabilities 2010: $29,596,842Net Assets 2010: $4,781,2402010Assets 2011: $37,741,919Liabilities 2011: $32,597,645Net Assets 2011: $5,144,2742011Assets 2012: $40,956,358Liabilities 2012: $35,516,273Net Assets 2012: $5,440,0852012Assets 2013: $43,052,809Liabilities 2013: $37,488,747Net Assets 2013: $5,564,0622013Assets 2015: $51,785,983Liabilities 2015: $45,406,161Net Assets 2015: $6,379,8222015Assets 2016: $54,868,953Liabilities 2016: $47,997,304Net Assets 2016: $6,871,6492016Assets 2017: $55,831,640Liabilities 2017: $48,692,636Net Assets 2017: $7,139,0042017Assets 2019: $61,563,191Liabilities 2019: $53,561,942Net Assets 2019: $8,001,2492019Assets 2020: $74,697,247Liabilities 2020: $66,176,237Net Assets 2020: $8,521,0102020Assets 2021: $85,915,878Liabilities 2021: $76,939,682Net Assets 2021: $8,976,1962021Assets 2022: $85,517,811Liabilities 2022: $75,604,825Net Assets 2022: $9,912,9862022

Highlighted filing

2022

Assets$85,517,811
Liabilities$75,604,825
Net Assets$9,912,986
Open 2022 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,456,7682010Expenses 2011: $1,656,1362011Expenses 2012: $1,848,9512012Revenue 2013: $2,129,237Expenses 2013: $1,853,447Net Income 2013: $275,7902013Revenue 2015: $2,447,927Expenses 2015: $1,905,073Net Income 2015: $542,8542015Revenue 2016: $2,850,919Expenses 2016: $2,323,868Net Income 2016: $527,0512016Revenue 2017: $3,002,707Expenses 2017: $2,637,570Net Income 2017: $365,1372017Revenue 2019: $3,621,690Expenses 2019: $3,170,712Net Income 2019: $450,9782019Revenue 2020: $3,720,551Expenses 2020: $3,047,023Net Income 2020: $673,5282020Revenue 2021: $3,831,238Expenses 2021: $3,254,918Net Income 2021: $576,3202021Revenue 2022: $4,516,158Expenses 2022: $3,746,043Net Income 2022: $770,1152022

Highlighted filing

2022

Revenue$4,516,158
Expenses$3,746,043
Net Income$770,115
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$85,517,811
Liabilities
$75,604,825
Net assets
$9,912,986
Revenue
$4,516,158
Expenses
$3,746,043
Net income
$770,115
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.5$75.6$9.91$4.52$3.75$0.77
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.9$76.9$8.98$3.83$3.25$0.58
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.7$66.2$8.52$3.72$3.05$0.67
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.6$53.6$8.00$3.62$3.17$0.45
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.8$48.7$7.14$3.00$2.64$0.37
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.9$48.0$6.87$2.85$2.32$0.53
2015Detailed filing. Detailed filing data is available for this year.$51.8$45.4$6.38$2.45$1.91$0.54
2013Detailed filing. Detailed filing data is available for this year.$43.1$37.5$5.56$2.13$1.85$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.0$35.5$5.44$1.85
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.7$32.6$5.14$1.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.4$29.6$4.78$1.46
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Apr 28, 2021
Return Version
2020v4.1
Gross Receipts
$3,720,551
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$42,545,620$41,328,698▼ $1,216,922
Cash and Non-Interest-Bearing Accounts$6,448,434$19,020,104▲ $12,571,670
Savings and Temporary Cash Investments$9,354,879$11,069,343▲ $1,714,464
Rtn Earn Endowment Incm Other Fnds$8,001,249$8,521,010▲ $519,761
Land, Buildings, and Equipment, Net$823,484$732,218▼ $91,266
Prepaid Expenses and Deferred Charges$31,941$71,007▲ $39,066
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$61,563,191$74,697,247▲ $13,134,056
Other Assets Total$2,358,833$2,475,877▲ $117,044
Liabilities
Other Liabilities$52,506,444$65,124,266▲ $12,617,822
Accounts Payable and Accrued Expenses$1,055,498$1,051,971▼ $3,527
Total Liabilities$53,561,942$66,176,237▲ $12,614,295
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,001,249$8,521,010▲ $519,761
Total Liabilities and Net Assets / Fund Balance$61,563,191$74,697,247▲ $13,134,056

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$523,734$442,614$966,348
Equipment$185,335$579,446$764,781
Other Land Buildings$0$119,668$119,668
Land$23,149-$23,149
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sonda DavidsonPresidentFT$131,167$67,129$198,296

Board Members and Trustees

NameTitle
Leonard AmosChairman
Larry RoeVice Chairman
Eldon KneibDirector
Gregory LoganDirector
Kelly WelchDirector
Kenneth BrysonDirector
Kenneth MartinezDirector
Thomas ChleboradDirector
Carol WoodSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,519,069
Investment Income
$183,629
Other Revenue
$17,853
Change in Net Assets
$673,528
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,116,074
Salaries, Compensation, and Employee Benefits$930,949
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$809,923
Other Salaries and Wages---$514,798
Information Technology---$317,222
Current Officers, Directors, Trustees, and Key Employees---$198,296
Depreciation Depletion---$127,318
Other Employee Benefits---$109,291
Advertising---$109,229
Occupancy---$78,513
Pension Plan Contributions---$57,624
Insurance---$51,130
Payroll Taxes---$50,940
All Other Expenses---$43,511
Fees for Services Legal---$26,674
Fees for Services Accounting---$20,016
Conferences and Meetings---$10,942
Other Expenses---$-20,226
Total Functional Expenses$0$0$0$3,047,023
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$65,124,266
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Certain significant changes are subject to approval by the members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11B

“The president reviews details of the 990 before presenting it to the board of directors.”

Form 990, Part VI, Section B, line 12C

“Annually, all officers, directors, and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15

“The board of directors determines and approves the president's compensation. They also review and approve the president's recommendations for all other salaries. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are posted monthly in the lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Goetz Credit Union
EIN
44-0261775
Phone
8162328754
Address
1905 HOWARD ST, ST JOSEPH, MO 64501-1540

Signing Officer

Name
Sonda Davidson
Title
President
Phone
8162328754
Signed
2021-04-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sonda Davidson
Formed
1937
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
21
Volunteers
12

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

“Net change in other comprehensive income - pension fund liability -153,767.”

Raw XML Appendix392 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01055498
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01051971
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt0109229
IRS990/AllOtherExpensesGrp/TotalAmt043511
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SONDA DAVIDSON
IRS990/BooksInCareOfDetail/PhoneNum08162328754
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01905 HOWARD ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0ST JOSEPH
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0645011540
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt06448434
IRS990/CashNonInterestBearingGrp/EOYAmt019020104
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0198296
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt010942
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0183629
IRS990/CYOtherExpensesAmt02116074
IRS990/CYOtherRevenueAmt017853
IRS990/CYProgramServiceRevenueAmt03519069
IRS990/CYRevenuesLessExpensesAmt0673528
IRS990/CYSalariesCompEmpBnftPaidAmt0930949
IRS990/CYTotalExpensesAmt03047023
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03720551
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0127318
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 11,125 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt021
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt020016
IRS990/FeesForServicesLegalGrp/TotalAmt026674
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt947129
IRS990/Form990PartVIISectionAGrp/PersonNm0LEONARD AMOS
IRS990/Form990PartVIISectionAGrp/PersonNm1LARRY ROE
IRS990/Form990PartVIISectionAGrp/PersonNm2CAROL WOOD
IRS990/Form990PartVIISectionAGrp/PersonNm3ELDON KNEIB
IRS990/Form990PartVIISectionAGrp/PersonNm4GREGORY LOGAN
IRS990/Form990PartVIISectionAGrp/PersonNm5THOMAS CHLEBORAD
IRS990/Form990PartVIISectionAGrp/PersonNm6KELLY WELCH
IRS990/Form990PartVIISectionAGrp/PersonNm7KENNETH BRYSON
IRS990/Form990PartVIISectionAGrp/PersonNm8KENNETH MARTINEZ
IRS990/Form990PartVIISectionAGrp/PersonNm9SONDA DAVIDSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9151167
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03720551
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0317222
IRS990/InsuranceGrp/TotalAmt051130
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0183629
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0183629
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt03023
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01141728
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0823484
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0732218
IRS990/LandBldgEquipCostOrOtherBssAmt01873946
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08001249
IRS990/NetAssetsOrFundBalancesEOYAmt08521010
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt078513
IRS990/OfficeExpensesGrp/TotalAmt0809923
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02358833
IRS990/OtherAssetsTotalGrp/EOYAmt02475877
IRS990/OtherChangesInNetAssetsAmt0-153767
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0109291
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0443041
IRS990/OtherExpensesGrp/TotalAmt176942
IRS990/OtherExpensesGrp/TotalAmt221839
IRS990/OtherExpensesGrp/TotalAmt3-20226
IRS990/OtherLiabilitiesGrp/BOYAmt052506444
IRS990/OtherLiabilitiesGrp/EOYAmt065124266
IRS990/OtherSalariesAndWagesGrp/TotalAmt0514798
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt042545620
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt041328698
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt050940
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt057624
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt031941
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt071007
IRS990/PrincipalOfficerNm0SONDA DAVIDSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02359249
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11113131
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02359249
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11159820
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt046689
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2020, THERE WERE 4,560 LOANS OUTSTANDING TOTALING $41,544,484.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $443,041 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0237335
IRS990/PYOtherExpensesAmt02285546
IRS990/PYOtherRevenueAmt017499
IRS990/PYProgramServiceRevenueAmt03366856
IRS990/PYRevenuesLessExpensesAmt0450978
IRS990/PYSalariesCompEmpBnftPaidAmt0885166
IRS990/PYTotalExpensesAmt03170712
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03621690
IRS990/ReconcilationRevenueExpnssAmt0673528
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt017853
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt017853
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08001249
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08521010
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09354879
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011069343
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0523734
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0442614
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0966348
IRS990ScheduleD/EquipmentGrp/BookValueAmt0185335
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0579446
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0764781
IRS990ScheduleD/LandGrp/BookValueAmt023149
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt023149
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0119668
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0119668
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt065124266
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0732218
IRS990ScheduleD/TotalLiabilityAmt065124266
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0131167
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt031925
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt015204
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SONDA DAVIDSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0198296
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S PERFORMANCE AND COMPENSATION.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1THE PRESIDENT, SONDA DAVIDSON, PARTICIPATES IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2020, THE CREDIT UNION RECORDED $14,985 IN EXPENSE RELATED TO THIS PLAN. THERE WERE NO DISTRIBUTIONS FROM THE PLAN DURING THE YEAR.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 3
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, Line 4b
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT REVIEWS DETAILS OF THE 990 BEFORE PRESENTING IT TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANNUALLY, ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE PRESIDENT'S COMPENSATION. THEY ALSO REVIEW AND APPROVE THE PRESIDENT'S RECOMMENDATIONS FOR ALL OTHER SALARIES. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NET CHANGE IN OTHER COMPREHENSIVE INCOME - PENSION FUND LIABILITY -153,767.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XI, line 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt061563191
IRS990/TotalAssetsEOYAmt074697247
IRS990/TotalAssetsGrp/BOYAmt061563191
IRS990/TotalAssetsGrp/EOYAmt074697247
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt021
IRS990/TotalFunctionalExpensesGrp/TotalAmt03047023
IRS990/TotalGrossUBIAmt046689
IRS990/TotalLiabilitiesBOYAmt053561942
IRS990/TotalLiabilitiesEOYAmt066176237
IRS990/TotalLiabilitiesGrp/BOYAmt053561942
IRS990/TotalLiabilitiesGrp/EOYAmt066176237
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08001249
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08521010
IRS990/TotalOtherCompensationAmt047129
IRS990/TotalProgramServiceRevenueAmt03519069
IRS990/TotalReportableCompFromOrgAmt0151167
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03673862
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03720551
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt046689
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061563191
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt074697247
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01905 HOWARD ST
IRS990/USAddress/CityNm0ST JOSEPH
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0645011540
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.GOETZCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SONDA DAVIDSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08162328754
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-04-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GOETZ CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GOET
ReturnHeader/Filer/EIN0440261775
ReturnHeader/Filer/PhoneNum08162328754
ReturnHeader/Filer/USAddress/AddressLine1Txt01905 HOWARD ST
ReturnHeader/Filer/USAddress/CityNm0ST JOSEPH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0645011540
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02021-04-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02021-04-28T09:58:22-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0SONDA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DAVIDSON
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $50M-$100M nonprofits