Civic Intelligence

Baylor Health Care System Credit Union

EIN 75-1058426 • 501(c)14 • Dallas, TX

View Organization Page

Profile

Bhcscu is a member-owner financial institution whose purpose is to promote the financial well-being of its members by providing comprehensive and progressive financial services.

4005 Crutcher Street Suite 130Dallas, TX 75246

www.bhcscu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

12th percentile

0.80x

Higher debt load relative to assets than 12% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

16.50x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

59th percentile

14%

Higher net margin than 59% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

100th percentile

$1,067,146

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 27.4% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

15th percentile

-3.6%

Faster asset growth than 15% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

8th percentile

-4.6%

Faster revenue growth than 8% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets12th percentile

Assets

Down

$83,301,618

Down $8,796,806 (-9.6%) from 2022

Liabilities

Down

$68,218,283

Down $9,869,814 (-13%) from 2022

Net Assets

Up

$15,083,335

Up $1,073,008 (+7.7%) from 2022

Operations
Liabilities / Revenue61st percentileNet Margin59th percentile

Revenue

Up

$4,076,245

Up $381,697 (+10%) from 2022

Expenses

Up

$3,190,517

Up $226,350 (+7.6%) from 2022

Net Income

Up

$885,728

Up $155,347 (+21%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $51,084,470Liabilities 2010: $41,481,972Net Assets 2010: $9,602,4982010Assets 2011: $55,544,017Liabilities 2011: $46,016,271Net Assets 2011: $9,527,7462011Assets 2012: $59,729,273Liabilities 2012: $50,190,666Net Assets 2012: $9,538,6072012Assets 2013: $61,780,055Liabilities 2013: $52,078,597Net Assets 2013: $9,701,4582013Assets 2014: $64,710,267Liabilities 2014: $54,731,668Net Assets 2014: $9,978,5992014Assets 2015: $66,514,694Liabilities 2015: $56,183,794Net Assets 2015: $10,330,9002015Assets 2016: $73,376,484Liabilities 2016: $62,621,829Net Assets 2016: $10,754,6552016Assets 2017: $74,137,816Liabilities 2017: $62,924,887Net Assets 2017: $11,212,9292017Assets 2018: $74,712,625Liabilities 2018: $63,001,121Net Assets 2018: $11,711,5042018Assets 2019: $76,173,286Liabilities 2019: $63,328,277Net Assets 2019: $12,845,0092019Assets 2020: $85,866,852Liabilities 2020: $72,287,562Net Assets 2020: $13,579,2902020Assets 2021: $91,130,224Liabilities 2021: $76,780,725Net Assets 2021: $14,349,4992021Assets 2022: $92,098,424Liabilities 2022: $78,088,097Net Assets 2022: $14,010,3272022Assets 2023: $83,301,618Liabilities 2023: $68,218,283Net Assets 2023: $15,083,3352023

Highlighted filing

2023

Assets$83,301,618
Liabilities$68,218,283
Net Assets$15,083,335
Open 2023 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,837,9092010Expenses 2011: $1,692,5482011Expenses 2012: $1,934,8292012Revenue 2013: $2,131,115Expenses 2013: $2,082,765Net Income 2013: $48,3502013Revenue 2014: $2,333,559Expenses 2014: $1,924,513Net Income 2014: $409,0462014Revenue 2015: $2,715,534Expenses 2015: $2,182,703Net Income 2015: $532,8312015Revenue 2016: $2,818,669Expenses 2016: $2,265,918Net Income 2016: $552,7512016Revenue 2017: $2,995,550Expenses 2017: $2,394,528Net Income 2017: $601,0222017Revenue 2018: $3,375,436Expenses 2018: $2,510,859Net Income 2018: $864,5772018Revenue 2019: $3,740,518Expenses 2019: $2,858,866Net Income 2019: $881,6522019Revenue 2020: $3,492,448Expenses 2020: $2,673,257Net Income 2020: $819,1912020Revenue 2021: $3,459,403Expenses 2021: $2,981,534Net Income 2021: $477,8692021Revenue 2022: $3,694,548Expenses 2022: $2,964,167Net Income 2022: $730,3812022Revenue 2023: $4,076,245Expenses 2023: $3,190,517Net Income 2023: $885,7282023

Highlighted filing

2023

Revenue$4,076,245
Expenses$3,190,517
Net Income$885,728
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$83,301,618
Liabilities
$68,218,283
Net assets
$15,083,335
Revenue
$4,076,245
Expenses
$3,190,517
Net income
$885,728
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$83.3$68.2$15.1$4.08$3.19$0.89
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.1$78.1$14.0$3.69$2.96$0.73
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$91.1$76.8$14.3$3.46$2.98$0.48
2020Summary only. Only limited summary data is available for this year.$85.9$72.3$13.6$3.49$2.67$0.82
2019Summary only. Only limited summary data is available for this year.$76.2$63.3$12.8$3.74$2.86$0.88
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.7$63.0$11.7$3.38$2.51$0.86
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.1$62.9$11.2$3.00$2.39$0.60
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.4$62.6$10.8$2.82$2.27$0.55
2015Summary only. Only limited summary data is available for this year.$66.5$56.2$10.3$2.72$2.18$0.53
2014Detailed filing. Detailed filing data is available for this year.$64.7$54.7$9.98$2.33$1.92$0.41
2013Detailed filing. Detailed filing data is available for this year.$61.8$52.1$9.70$2.13$2.08$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.7$50.2$9.54$1.93
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.5$46.0$9.53$1.69
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.1$41.5$9.60$1.84
Latest Detailed Filing

The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Apr 21, 2023
Return Version
2022v5.0
Gross Receipts
$3,694,548
Mission and Program Overview

Mission

Bhcscu is a member-owner financial institution whose purpose is to promote the financial well-being of its members by providing comprehensive and progressive financial services.

Bhcscu is a member owned financial institution whose purpose is to promote the financial well-being of its members by providing comprehensive and progressive financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,717,976$46,159,512▲ $6,441,536
Savings and Temporary Cash Investments$43,881,847$39,344,113▼ $4,537,734
Rtn Earn Endowment Incm Other Fnds$14,349,499$14,010,327▼ $339,172
Cash and Non-Interest-Bearing Accounts$1,026,654$889,113▼ $137,541
Land, Buildings, and Equipment, Net$158,001$108,600▼ $49,401
Receivables From Officers Etc$395,192$33,141▼ $362,051
Accounts Receivable$29,165$8,421▼ $20,744
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$91,130,224$92,098,424▲ $968,200
Other Assets Total$5,921,389$5,555,524▼ $365,865
Liabilities
Other Liabilities$76,383,997$77,887,573▲ $1,503,576
Accounts Payable and Accrued Expenses$396,728$200,524▼ $196,204
Total Liabilities$76,780,725$78,088,097▲ $1,307,372
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,349,499$14,010,327▼ $339,172
Total Liabilities and Net Assets / Fund Balance$91,130,224$92,098,424▲ $968,200

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$108,600$453,774$562,374
Leasehold Improvements$0$228,353$228,353
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Other Assets Org$118,833--
Compensation and Service Providers
Top Officer Pay100th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Michelle StanleyVP of OPERATIONSFT$114,216$114,216
Kelly BurnsVP of ACCOUNTINGFT$113,201$113,201
Delana HulingCEOFT$86,538$86,538
Andy ReedCEOFT$23,295$23,295

Board Members and Trustees

NameTitle
Lavone ArthurChairman
Keith HoltzVice-chairman
Denward FreemanDirector
Luz TolentinoDirector
Pat BrownDirector
Bethany FergusonSecretary
Ray BunyardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,866,706
Investment Income
$827,842
Other Revenue
$0
Change in Net Assets
$730,381
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,895,267
Salaries, Compensation, and Employee Benefits$1,068,900
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$587,101
Other Salaries and Wages---$363,915
Current Officers, Directors, Trustees, and Key Employees---$337,250
Other Employee Benefits---$309,134
Information Technology---$282,689
Interest---$184,115
Occupancy---$179,154
All Other Expenses---$132,898
Advertising---$76,147
Depreciation Depletion---$69,806
Payroll Taxes---$58,601
Travel---$34,560
Insurance---$28,922
Other Expenses---$20,688
Fees for Services Accounting---$18,256
Total Functional Expenses$0$0$0$2,964,167
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$395,192$33,141▼ $362,051
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$55,215,795
Share Drafts$19,798,163
Ira$2,730,703
Christmas Club$142,912
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union members deposits represent their share in the credit union. All credit union members are shareholders of the credit union they are a member of.”

Form 990, Part VI, Section A, Line 7A

“A credit union's volunteer governing body (Board of Directors) is elected by its members or shareholders.”

Form 990, Part VI, Section A, Line 7B

“The membership of the credit union elects its volunteer Board of Directors.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by the Board of Directors. Questions and comments are discussed during the review.”

Form 990, Part VI, Section B, Line 15

“A salary survey published by the Cornerstone Credit Union League is utilized to determine salaries.”

Form 990, Part VI, Section C, Line 19

“Governing documents are available to its members upon receipt of a written request.”

Filing and Contact Details

Filer

Filer Name
Baylor Health Care Systems Credit Union
EIN
75-1058426
Phone
4696762200
Address
4005 Crutcher Street Suite 130, Dallas, TX 75246

Signing Officer

Name
Kelly Burns
Title
VP Accounting
Phone
4696762200
Signed
2023-04-21

Organization Details

Principal Officer
Delana Huling
Formed
1957
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
14
Volunteers
8
Supplemental Narrative

Additional Explanations

Form 990, Header, Line B

“Removed check mark by Initial Return. Amended principal officer (F). Amended Part VII to add an Officer and correct Position (C). Amended Part IX 5 to reflect the correct compensation of current officers, directors, trustees and key employees, and part 7-other salaries and wages.”

Raw XML AppendixShowing 400 of 512 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VP of ACCOUNTING
IRS990/Form990PartVIISectionAGrp/TitleTxt2CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
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IRS990/InsuranceGrp/TotalAmt028922
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0184115
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0827842
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0827842
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0682127
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0158001
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0108600
IRS990/LandBldgEquipCostOrOtherBssAmt0790727
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0BHCSCU IS A MEMBER OWNED FINANCIAL INSTITUTION WHOSE PURPOSE IS TO PROMOTE THE FINANCIAL WELL-BEING OF ITS MEMBERS BY PROVIDING COMPREHENSIVE AND PROGRESSIVE SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt014010327
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1069553
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0179154
IRS990/OfficeExpensesGrp/TotalAmt0587101
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05921389
IRS990/OtherAssetsTotalGrp/EOYAmt05555524
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0309134
IRS990/OtherExpensesGrp/Desc0Misc
IRS990/OtherExpensesGrp/Desc1Loan Loss
IRS990/OtherExpensesGrp/Desc2Operation Fees
IRS990/OtherExpensesGrp/Desc3Association Dues
IRS990/OtherExpensesGrp/TotalAmt018643
IRS990/OtherExpensesGrp/TotalAmt1247591
IRS990/OtherExpensesGrp/TotalAmt214697
IRS990/OtherExpensesGrp/TotalAmt320688
IRS990/OtherLiabilitiesGrp/BOYAmt076383997
IRS990/OtherLiabilitiesGrp/EOYAmt077887573
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0363915
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt039717976
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt046159512
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt058601
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Delana Huling
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Operating Income
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IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02073483
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1193735
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2519421
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02073483
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1273802
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2519421
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt180067
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTS - BHCSCU'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD ALMOST 5400 MEMBER OWNER ACCOUNTS ON 12/31/2020. MEMBERS' SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH HOME AND MOBILE BANKING VIA INTERNET, PHONE AND ATMS WORLDWIDE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0140078
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0204085
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS - BHCSCU HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR PASSENGER AND RECREATIONAL VEHICLES, BOATS AND MOTORCYCLES. WE ALSO OFFER MORTGAGE LOANS THROUGH CU MEMBERS MORTGAGE.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0338451
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt02105914
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0584018
IRS990/PYOtherExpensesAmt01842709
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02875385
IRS990/PYRevenuesLessExpensesAmt0477869
IRS990/PYSalariesCompEmpBnftPaidAmt01138825
IRS990/PYTotalExpensesAmt02981534
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03459403
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0395192
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt033141
IRS990/ReconcilationRevenueExpnssAmt0730381
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0247019
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt014349499
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014010327
IRS990/SavingsAndTempCashInvstGrp/BOYAmt043881847
IRS990/SavingsAndTempCashInvstGrp/EOYAmt039344113
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0108600
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0453774
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0562374
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0228353
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0228353
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03669377
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1757406
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21009908
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3118833
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0MAP Account
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NCUA Insurance Fund
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Prepaids
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Accrued Interest
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt055215795
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt119798163
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2142912
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32730703
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Share Drafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Christmas Club
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRA
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0108600
IRS990ScheduleD/TotalBookValueOtherAssetsAmt05555524
IRS990ScheduleD/TotalLiabilityAmt077887573
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt05457
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt112637
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt24355
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt34719
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt438
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt55935
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Signature Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1ATV purchase
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Unsecured Signature Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Business Credit Card for Business purchases
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Business Credit Card for Business purchases
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Credit Card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt06578
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt113419
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt25000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt34719
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt438
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt56000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Michelle Stanley
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Michelle Stanley
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2John Stanley
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Delana Huling

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