Civic Intelligence

Better Housing Coalition

990 • Fiscal year 2024 • EIN 54-1479059

Jan 01, 2024 to Dec 31, 2024 • Filed on May 20, 2025

Organization ProfileBETTERHOUSINGCOALITION.ORG

View Organization Page

2108 W Laburnum AveRichmond, VA 23227

(804) 644-0546

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.36x

Higher debt load relative to assets than 61% of similar nonprofits.

2024 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

1.61x

Higher debt load relative to revenue than 82% of similar nonprofits.

2024 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2024

Net Margin

79th percentile

25%

Higher net margin than 79% of similar nonprofits.

2024 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

59th percentile

$416,862

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

2024 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2024

Asset Growth

66th percentile

11%

Faster asset growth than 66% of similar nonprofits.

2024 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

61%

Faster revenue growth than 88% of similar nonprofits.

2024 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$53,411,800

Up $5,166,101 (+11%) from 2023

Net Assets

Up

$34,158,369

Up $3,068,791 (+9.9%) from 2023

Liabilities

Up

$19,253,431

Up $2,097,310 (+12%) from 2023

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin79th percentile

Revenue

Up

$11,987,066

Up $4,550,423 (+61%) from 2023

Expenses

Up

$9,038,275

Up $3,806,231 (+73%) from 2023

Net Income

Up

$2,948,791

Up $744,192 (+34%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth66th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $9,231,402Liabilities 2010: $2,513,999Net Assets 2010: $6,717,4032010Assets 2011: $10,106,279Liabilities 2011: $2,518,029Net Assets 2011: $7,588,2502011Assets 2012: $10,136,973Liabilities 2012: $1,980,425Net Assets 2012: $8,156,5482012Assets 2013: $9,174,706Liabilities 2013: $2,434,545Net Assets 2013: $6,740,1612013Assets 2014: $10,350,859Liabilities 2014: $581,643Net Assets 2014: $9,769,2162014Assets 2015: $10,427,089Liabilities 2015: $668,582Net Assets 2015: $9,758,5072015Assets 2016: $10,463,638Liabilities 2016: $745,128Net Assets 2016: $9,718,5102016Assets 2017: $11,327,360Liabilities 2017: $230,652Net Assets 2017: $11,096,7082017Assets 2018: $12,946,943Liabilities 2018: $225,967Net Assets 2018: $12,720,9762018Assets 2019: $16,090,545Liabilities 2019: $1,284,490Net Assets 2019: $14,806,0552019Assets 2020: $20,797,496Liabilities 2020: $2,196,684Net Assets 2020: $18,600,8122020Assets 2021: $28,801,812Liabilities 2021: $5,337,887Net Assets 2021: $23,463,9252021Assets 2022: $35,711,491Liabilities 2022: $7,802,351Net Assets 2022: $27,909,1402022Assets 2023: $48,245,699Liabilities 2023: $17,156,121Net Assets 2023: $31,089,5782023Assets 2024: $53,411,800Liabilities 2024: $19,253,431Net Assets 2024: $34,158,3692024

Highlighted filing

2024

Assets$53,411,800
Liabilities$19,253,431
Net Assets$34,158,369
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $2,873,1702010Expenses 2011: $3,102,2002011Expenses 2012: $3,252,5992012Revenue 2013: $3,665,297Expenses 2013: $5,055,872Net Income 2013: -$1,390,5752013Revenue 2014: $6,008,493Expenses 2014: $2,979,438Net Income 2014: $3,029,0552014Revenue 2015: $3,519,196Expenses 2015: $3,529,905Net Income 2015: -$10,7092015Revenue 2016: $3,105,708Expenses 2016: $3,145,705Net Income 2016: -$39,9972016Revenue 2017: $4,181,517Expenses 2017: $2,803,319Net Income 2017: $1,378,1982017Revenue 2018: $4,850,569Expenses 2018: $3,226,301Net Income 2018: $1,624,2682018Revenue 2019: $4,941,478Expenses 2019: $2,856,399Net Income 2019: $2,085,0792019Revenue 2020: $7,002,341Expenses 2020: $3,207,584Net Income 2020: $3,794,7572020Revenue 2021: $8,750,898Expenses 2021: $3,887,785Net Income 2021: $4,863,1132021Revenue 2022: $7,381,131Expenses 2022: $3,661,616Net Income 2022: $3,719,5152022Revenue 2023: $7,436,643Expenses 2023: $5,232,044Net Income 2023: $2,204,5992023Revenue 2024: $11,987,066Expenses 2024: $9,038,275Net Income 2024: $2,948,7912024

Highlighted filing

2024

Revenue$11,987,066
Expenses$9,038,275
Net Income$2,948,791
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 20, 2025
Return Version
2024v5.1
Gross Receipts
$14,506,518
Mission and Program Overview

Mission

The better housing coalition changes lives and transforms communities through quality affordable housing.

To develop affordable housing communities in the richmond, virginia metropolitan area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$5,774,641$6,214,913▲ $440,272
Investments Program Related$3,636,919$3,663,604▲ $26,685
Savings and Temporary Cash Investments$2,449,258$2,796,782▲ $347,524
Land, Buildings, and Equipment, Net$715,607$1,182,260▲ $466,653
Investments in Publicly Traded Securities$248,705--
Pledges and Grants Receivable$15,750$79,500▲ $63,750
Prepaid Expenses and Deferred Charges$66,940$62,246▼ $4,694
Accounts Receivable$323,738$34,350▼ $289,388
Total Assets$48,245,699$53,411,800▲ $5,166,101
Other Assets Total$35,014,141$39,378,145▲ $4,364,004
Liabilities
Unsecured Notes Loans Payable$16,700,393$16,667,060▼ $33,333
Other Liabilities$152,234$2,181,398▲ $2,029,164
Deferred Revenue$263,215$296,673▲ $33,458
Accounts Payable and Accrued Expenses$40,279$108,300▲ $68,021
Total Liabilities$17,156,121$19,253,431▲ $2,097,310
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$27,687,138$29,062,666▲ $1,375,528
Net Assets With Donor Restrictions$3,402,440$5,095,703▲ $1,693,263
Total Net Assets Fund Balance$31,089,578$34,158,369▲ $3,068,791
Total Liabilities and Net Assets / Fund Balance$48,245,699$53,411,800▲ $5,166,101

Asset Categories

AssetBook ValueDepreciationBasis
Land$640,000-$640,000
Leasehold Improvements$435,841-$435,841
Equipment$106,419$197,219$303,638
Investment Program Related Org$646,558--
Other Assets Org$5,518,400--
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greta HarrisPresident & CEOFT$355,493$61,369$416,862
Greta Harris--$323,993$92,869$416,862
Julie Hovermale--$194,248$33,363$227,611
Julie HovermaleVice President & CFOFT$211,748$15,684$227,432
Alana Gonzalez--$200,332$20,817$221,149
Alana GonzalezChief Operating OfficerFT$217,382$3,317$220,699
Lee AlfordDirector of Multi-family DevelFT$132,613$25,780$158,393
Lee Alford--$127,613$30,780$158,393
Matt Scaparro--$127,547$28,485$156,032
Matt ScaparroVP of Property ManagementFT$132,547$23,484$156,031

Board Members and Trustees

NameTitle
Todd WaldoChair
Atma IyerImmediate Past Chair
Lissy S BryanPast Chair
Kristin SwanlundVice Chair
Beverly WalkerDirector
Carolyn RewaneDirector
Cheryl Groce-wrightDirector
David RingDirector
Dr Lori DwyerDirector
Duke DodsonDirector
Linda T HinesDirector
Patricia Bradby MooreDirector
Paul SheehyDirector
Rev Dr Robert DiggsDirector
Sarah BrooksDirector
Vida WilliamsDirector
Zanas TalleyDirector
Carter McdowellCo-founder
Veronica FlemingSecretary
Richard DickinsonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Checkmark ServicesFire Protection17501 Thornwood Ln South Chesterfie, South Chesterfield, VA 23803$349,059
HD Supply Facilities Maintenance LTDBuilding SuppliesP O Box 509058, San Diego, CA 92150$249,549
Boothe EnterprisesGeneral Contractor3303 GAULDING LANE, Richmond, VA 23223$247,115
Bdo USA LLPAudit & Tax ServicesPO BOX 642743, Pittsburgh, PA 15264$158,237
Senex Law PCLegal ServicesPO BOX 3472, Hampton, VA 23663$135,902
Revenue and Support

Revenue Composition

Contributions and Grants
$11,336,792
Program Service Revenue
$170,688
Investment Income
$202,692
Other Revenue
$276,894
All Other Contributions
$4,100,186
Change in Net Assets
$2,948,791

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$5,254,264
Salaries, Compensation, and Employee Benefits$2,565,345
Other Expenses$1,218,666
Total Fundraising Expense$187,828
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$5,249,680--$5,249,680
Other Salaries and Wages$1,606,359$428,362$107,091$2,141,812
Other Employee Benefits$214,309$57,149$14,287$285,745
Occupancy$151,133$40,302$10,076$201,511
Fees for Services Other$149,362$39,830$9,957$199,149
Other Expenses$119,807$31,948$7,986$159,741
Payroll Taxes$103,341$27,558$6,889$137,788
All Other Expenses$99,685$26,583$6,646$132,914
Office Expenses$63,814$17,017$4,254$85,085
Conferences and Meetings$55,634$14,836$3,709$74,179
Advertising$42,306$11,282$2,820$56,408
Insurance$36,449$9,720$2,430$48,599
Depreciation Depletion$34,544$9,212$2,303$46,059
Fees for Services Accounting$34,376$9,167$2,292$45,835
Travel$28,570$7,619$1,905$38,094
Information Technology$23,713$6,323$1,581$31,617
Fees for Services Legal$12,318$3,285$821$16,424
Grants to Domestic Individuals$4,584--$4,584
Total Functional Expenses$8,099,131$751,316$187,828$9,038,275
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Richmond Affordable HousingRichmond, VA-See Part Iv-
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$125,303
Fundraising Direct Expenses$12,233
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Ginger Bread Event$67,513$67,513$2,476$65,037
Stay Home Rva$52,790$52,790$4,276$48,514
Total Events$120,303$120,303$12,233$108,070
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$2,171,799
Deposits Held in Trust$5,000
Accrued Interest$4,599
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Better Housing Coalition
EIN
54-1479059
Phone
8046440546
Address
2108 W LABURNUM AVE, RICHMOND, VA 23227

Signing Officer

Name
Julie Hovermale
Title
Vice President/CFO
Phone
8046440546
Signed
2025-05-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Julie Hovermale
Formed
1988
Legal Domicile
Va
Voting Board Members
20
Independent Board Members
20
Employees
0
Volunteers
25

Preparer

Firm
Dooley & Vicars Certified Public
Address
1100 BOULDERS PARKWAY, NORTH CHESTERFIELD, VA 23225
Preparer
Thomas E Turner CPA
Phone
8043552808
Supplemental Narrative

Additional Explanations

Pt X

“The return will be provided to the board prior to filing with the irs.”

Pt VI, Line 12C

“Annually, individuals are required to maintain that they are abiding by the conflict of interest policy which is monitored by the vp of planning.”

Pt VI, Line 15A

“The compensation committee used a compensation survey to determine the ceos salary which was approved by the boards compensation committee.”

Pt VI, Line 19

“The organizations governing documents, conflict of interest policy, and financial statements are available upon request.”

Pt XII, Line 2C

“The organization has not changed their oversight review process regarding the audit and selection of their independent accountants.”

Pt XI

“Other changes to net position totaling $975,839 consist of land investment of $1,200,000 to winchester forest 2; land donation of $1,075,000 to horner apartments; equity reclassification of -$1,499,161 related to new market tax credits; and a distribution of $200,000 related to the sale of a property located on grove ave.”

Pt VI, Line 11B

“The return will be provided to the board prior to filing with the irs.”

Pt XI

“Pt XI: OTHER CHANGES TO NET POSITION TOTALING $975,839 CONSIST OF LAND INVESTMENT OF $1,200,000 TO WINCHESTER FOREST 2; LAND DONATION OF $1,075,000 TO HORNER APARTMENTS; EQUITY RECLASSIFICATION OF -$1,499,161 RELATED TO NEW MARKET TAX CREDITS; AND A DISTRIBUTION OF $200,000 RELATED TO THE SALE OF A PROPERTY LOCATED ON GROVE AVE.”

Financial Statement Notes

Pt X, Line 2

“Better housing coalition and its affiliates, affordable residences in chesterfield, affordable residences in chesterfield ii, richmond affordable housing and richmond urban senior housing, are nonprofit charitable organizations other than private foundations, as defined by internal revenue code section 501(c)(3) and are not subject to federal or virginia income taxes. Bhc management company has been granted tax exempt status under internal revenue code section 501(c)(4). The coalitions controlled limited liability partnerships and limited liability companies are subject to federal and state income taxes at the partner and member level. Better housing coalition and its non-profit subsidiaries noted above, have a partner or member interest in each of these taxable entities, accordingly, the accompanying consolidated financial statements do not reflect provision of federal or state income taxes.”

Pt V, Line 4

“Better housing coalition has an endowment held at the community foundation. Bhc receives interest yearly that is to be used towards real estate development activities.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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Document Assets

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Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$53,411,800
Liabilities
$19,253,431
Net assets
$34,158,369
Revenue
$11,987,066
Expenses
$9,038,275
Net income
$2,948,791
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$53.4$19.3$34.2$12.0$9.04$2.95
2023Detailed filing. Detailed filing data is available for this year.$48.2$17.2$31.1$7.44$5.23$2.20
2022Detailed filing. Detailed filing data is available for this year.$35.7$7.80$27.9$7.38$3.66$3.72
2021Detailed filing. Detailed filing data is available for this year.$28.8$5.34$23.5$8.75$3.89$4.86
2020Detailed filing. Detailed filing data is available for this year.$20.8$2.20$18.6$7.00$3.21$3.79
2019Detailed filing. Detailed filing data is available for this year.$16.1$1.28$14.8$4.94$2.86$2.09
2018Detailed filing. Detailed filing data is available for this year.$12.9$0.23$12.7$4.85$3.23$1.62
2017Detailed filing. Detailed filing data is available for this year.$11.3$0.23$11.1$4.18$2.80$1.38
2016Detailed filing. Detailed filing data is available for this year.$10.5$0.75$9.72$3.11$3.15$0.04
2015Detailed filing. Detailed filing data is available for this year.$10.4$0.67$9.76$3.52$3.53$0.01
2014Detailed filing. Detailed filing data is available for this year.$10.4$0.58$9.77$6.01$2.98$3.03
2013Detailed filing. Detailed filing data is available for this year.$9.17$2.43$6.74$3.67$5.06$1.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.1$1.98$8.16$3.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.1$2.52$7.59$3.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.23$2.51$6.72$2.87