Liabilities / Assets
98th percentile
Higher debt load relative to assets than 98% of similar nonprofits.
990 • Fiscal year 2020 • EIN 43-6031443
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
98th percentile
Higher debt load relative to assets than 98% of similar nonprofits.
Liabilities / Revenue
65th percentile
Higher debt load relative to revenue than 65% of similar nonprofits.
Net Margin
33rd percentile
Higher net margin than 33% of similar nonprofits.
Top Officer Pay
46th percentile
Higher top officer pay than 46% of similar nonprofits.
Top officer pay equals 14.0% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
46th percentile
Faster revenue growth than 46% of similar nonprofits.
Assets
Up$12,920,048
Up $2,488,256 (+24%) from 2019
Net Assets
Up$748,891
Up $14,241 (+1.9%) from 2019
Liabilities
Up$12,171,157
Up $2,474,015 (+26%) from 2019
Revenue
Down$496,190
Down $37,733 (-7.1%) from 2019
Expenses
Down$481,949
Down $2,021 (-0.4%) from 2019
Net Income
Down$14,241
Down $35,712 (-71%) from 2019
To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create for them a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation & not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.
To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation - not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $3,835,057 | $6,644,451 | ▲ $2,809,394 |
| Other Notes and Loans Receivable, Net | $5,641,718 | $5,168,848 | ▼ $472,870 |
| Land, Buildings, and Equipment, Net | $688,910 | $721,056 | ▲ $32,146 |
| Cash and Non-Interest-Bearing Accounts | $151,183 | $271,984 | ▲ $120,801 |
| Prepaid Expenses and Deferred Charges | $17,421 | $17,072 | ▼ $349 |
| Total Assets | $10,431,792 | $12,920,048 | ▲ $2,488,256 |
| Other Assets Total | $97,503 | $96,637 | ▼ $866 |
| Liabilities | |||
| Other Liabilities | $9,663,735 | $12,170,737 | ▲ $2,507,002 |
| Accounts Payable and Accrued Expenses | $33,407 | $420 | ▼ $32,987 |
| Total Liabilities | $9,697,142 | $12,171,157 | ▲ $2,474,015 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $734,650 | $748,891 | ▲ $14,241 |
| Total Net Assets Fund Balance | $734,650 | $748,891 | ▲ $14,241 |
| Total Liabilities and Net Assets / Fund Balance | $10,431,792 | $12,920,048 | ▲ $2,488,256 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $308,946 | $106,056 | $415,002 |
| Equipment | $46,652 | $158,226 | $204,878 |
| Leasehold Improvements | $458 | $20,471 | $20,929 |
| Land | $365,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| K Sky Poindexter | Credit Union | FT | $57,928 | $11,495 | $69,423 |
| Name | Title |
|---|---|
| Judy Parsons | Chairman |
| Russ Sackreiter | Vice Chair |
| Hope Burkart | Director |
| Mel Roberts | Director |
| Sandra Logan | Director |
| Thaddeus Hamilton | Director |
| Susan Vandeloecht | Secretary |
| Jennifer Black Cone | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $289,587 |
| Salaries, Compensation, and Employee Benefits | $192,362 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $78,658 |
| Occupancy | - | - | - | $60,943 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $57,923 |
| Other Employee Benefits | - | - | - | $40,156 |
| Office Expenses | - | - | - | $20,574 |
| Other Expenses | - | - | - | $16,466 |
| Insurance | - | - | - | $12,882 |
| Payroll Taxes | - | - | - | $10,449 |
| Pension Plan Contributions | - | - | - | $5,176 |
| Depreciation Depletion | - | - | - | $4,507 |
| All Other Expenses | - | - | - | $2,380 |
| Interest | - | - | - | $1,045 |
| Total Functional Expenses | $0 | $0 | $0 | $481,949 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARE ACCOUNTS | $7,867,038 |
| MEMBERS' SHARE DRAFTS | $4,115,611 |
| MEMBERS' SHARE CERTIFICATES | $188,088 |
“Members may elect one or more members of the governing body.”
“A copy of the 990 and 990t will be included in the board packet and reviewed by the board at the next board meeting and documented in the minutes.”
“Board members sign a conflicts of interest agreement each year at the annual meeting.”
“Review sheets are given to each board member. Each board member scores the president in a variety of areas. The scores are compiled and averaged. The board chairman reviews these areas with the president. Annual increases awarded to the president range from 0% to 5% increases, with a 5% increase being rare.”
“Governing documents are made available upon request.”
“To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation - not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.”
“Board members and supervisory committee members are volunteers.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 33407 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 420 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2380 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ACADEMIC EMPLOYEES CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5734451845 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2804 WEST ASH |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | COLUMBIA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65203 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 151183 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 271984 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 57923 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 62372 |
| IRS990/CYOtherExpensesAmt | 0 | 289587 |
| IRS990/CYOtherRevenueAmt | 0 | 114062 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 319756 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 14241 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 192362 |
| IRS990/CYTotalExpensesAmt | 0 | 481949 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 496190 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4507 |
| IRS990/Desc | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE FOR THEM A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 11495 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | K SKY POINDEXTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | HOPE BURKART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JENNIFER BLACK CONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | THADDEUS HAMILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SANDRA LOGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JUDY PARSONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MEL ROBERTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RUSS SACKREITER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SUSAN VANDELOECHT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 57928 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CREDIT UNION |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SECRETARY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 496190 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 12882 |
| IRS990/InterestGrp/TotalAmt | 0 | 1045 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 62372 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 62372 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 37 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 284753 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 688910 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 721056 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1005809 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 734650 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 748891 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 734650 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 748891 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 60943 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 20574 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 97503 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 96637 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 40156 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER PRODUCT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATION AND PROMOTION |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 99455 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 52268 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19067 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 16466 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 9663735 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12170737 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES AND SERVICE CHARGES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | WARRANTY & ATM FEES(NONMBR) |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 113314 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 113314 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 748 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 748 |
| IRS990/OtherRevenueTotalAmt | 0 | 114062 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 78658 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5641718 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5168848 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 10449 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 5176 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 17421 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 17072 |
| IRS990/PrincipalOfficerNm | 0 | K SKY POINDEXTER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 319756 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 319756 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 66958 |
| IRS990/PYOtherExpensesAmt | 0 | 294813 |
| IRS990/PYOtherRevenueAmt | 0 | 127955 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 339010 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 49953 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 189157 |
| IRS990/PYTotalExpensesAmt | 0 | 483970 |
| IRS990/PYTotalRevenueAmt | 0 | 533923 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 14241 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3835057 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6644451 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 46652 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 158226 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 204878 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 365000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 365000 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 458 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 20471 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 20929 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 308946 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 106056 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 415002 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 7867038 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4115611 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 188088 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MEMBERS' SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | MEMBERS' SHARE CERTIFICATES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 721056 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12170737 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD MEMBERS AND SUPERVISORY COMMITTEE MEMBERS ARE VOLUNTEERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE 990 AND 990T WILL BE INCLUDED IN THE BOARD PACKET AND REVIEWED BY THE BOARD AT THE NEXT BOARD MEETING AND DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS SIGN A CONFLICTS OF INTEREST AGREEMENT EACH YEAR AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | REVIEW SHEETS ARE GIVEN TO EACH BOARD MEMBER. EACH BOARD MEMBER SCORES THE PRESIDENT IN A VARIETY OF AREAS. THE SCORES ARE COMPILED AND AVERAGED. THE BOARD CHAIRMAN REVIEWS THESE AREAS WITH THE PRESIDENT. ANNUAL INCREASES AWARDED TO THE PRESIDENT RANGE FROM 0% TO 5% INCREASES, WITH A 5% INCREASE BEING RARE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 10431792 |
| IRS990/TotalAssetsEOYAmt | 0 | 12920048 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 10431792 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 12920048 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 481949 |
| IRS990/TotalGrossUBIAmt | 0 | 748 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 9697142 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12171157 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 9697142 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12171157 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 734650 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 748891 |
| IRS990/TotalOtherCompensationAmt | 0 | 11495 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 319756 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 57928 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 62372 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 433070 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 496190 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 748 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 10431792 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 12920048 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2804 WEST ASH |
| IRS990/USAddress/CityNm | 0 | COLUMBIA |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 65203 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ACADEMICECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | K SKY POINDEXTER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CREDIT UNION PRES. |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5734451845 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ACADEMIC EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ACAD |
| ReturnHeader/Filer/EIN | 0 | 436031443 |
| ReturnHeader/Filer/PhoneNum | 0 | 5734451845 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2804 WEST ASH |
| ReturnHeader/Filer/USAddress/CityNm | 0 | COLUMBIA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65203 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431260512 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GERDING KORTE & CHITWOOD PC CPA'S |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 20 SOUTH FIFTH STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBIA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 65201 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5734491599 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-11-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMY L WATSON |
| ReturnHeader/ReturnTs | 0 | 2021-11-05T11:19:08-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | K SKY |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | POINDEXTER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.
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