Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
EIN 43-6031443 • 501(c)14 • Columbia, MO
Profile
To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation - not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
48th percentile
Higher debt load relative to revenue than 48% of similar nonprofits.
Net Margin
93rd percentile
Higher net margin than 93% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
71st percentile
Faster asset growth than 71% of similar nonprofits.
Revenue Growth
77th percentile
Faster revenue growth than 77% of similar nonprofits.
Assets
Up$14,729,109
Up $389,538 (+2.7%) from 2023
Liabilities
Up$13,711,883
Up $166,374 (+1.2%) from 2023
Net Assets
Up$1,017,226
Up $223,164 (+28%) from 2023
Revenue
Up$774,448
Up $120,636 (+18%) from 2023
Expenses
Down$551,284
Down $35,742 (-6.1%) from 2023
Net Income
Up$223,164
Up $156,378 (+234%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation - not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $7,581,991 | $8,573,202 | ▲ $991,211 |
| Savings and Temporary Cash Investments | $5,538,193 | $5,036,630 | ▼ $501,563 |
| Land, Buildings, and Equipment, Net | $782,663 | $760,482 | ▼ $22,181 |
| Cash and Non-Interest-Bearing Accounts | $277,345 | $197,748 | ▼ $79,597 |
| Prepaid Expenses and Deferred Charges | $27,500 | $25,935 | ▼ $1,565 |
| Total Assets | $14,339,571 | $14,729,109 | ▲ $389,538 |
| Other Assets Total | $131,879 | $135,112 | ▲ $3,233 |
| Liabilities | |||
| Other Liabilities | $13,524,842 | $13,701,557 | ▲ $176,715 |
| Accounts Payable and Accrued Expenses | $20,667 | $10,326 | ▼ $10,341 |
| Total Liabilities | $13,545,509 | $13,711,883 | ▲ $166,374 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $794,062 | $1,017,226 | ▲ $223,164 |
| Total Net Assets Fund Balance | $794,062 | $1,017,226 | ▲ $223,164 |
| Total Liabilities and Net Assets / Fund Balance | $14,339,571 | $14,729,109 | ▲ $389,538 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $363,728 | $167,174 | $530,902 |
| Equipment | $31,296 | $184,300 | $215,596 |
| Leasehold Improvements | $458 | $20,471 | $20,929 |
| Land | $365,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| K Sky Poindexter | Credit Union | FT | $47,760 | $15,236 | $62,996 |
| Name | Title |
|---|---|
| Russ Sackreiter | Chair |
| Sandra Logan | Vice Chair |
| Craig Adams | Director |
| Deborah Tucker | Director |
| Patricia Avery | Director |
| Thaddeus Hamilton | Director |
| Jennifer Black Cone | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $310,232 |
| Salaries, Compensation, and Employee Benefits | $241,052 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $104,002 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $77,659 |
| Occupancy | - | - | - | $67,451 |
| Fees for Services Other | - | - | - | $50,305 |
| Other Employee Benefits | - | - | - | $37,305 |
| Office Expenses | - | - | - | $23,811 |
| Insurance | - | - | - | $14,339 |
| Payroll Taxes | - | - | - | $14,107 |
| Depreciation Depletion | - | - | - | $13,862 |
| Fees for Services Accounting | - | - | - | $9,585 |
| Pension Plan Contributions | - | - | - | $7,979 |
| Other Expenses | - | - | - | $6,383 |
| Conferences and Meetings | - | - | - | $1,980 |
| Interest | - | - | - | $6 |
| All Other Expenses | - | - | - | $-3,415 |
| Total Functional Expenses | $0 | $0 | $0 | $551,284 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARE ACCOUNTS | $8,871,889 |
| MEMBERS' SHARE DRAFTS | $4,783,845 |
| MEMBERS' SHARE CERTIFICATES | $45,823 |
“Members may elect one or more members of the governing body.”
“A copy of the 990 and 990t will be included in the board packet and reviewed by the board at the next board meeting and documented in the minutes.”
“Board members sign a conflicts of interest agreement each year at the annual meeting.”
“Review sheets are given to each board member. Each board member scores the president in a variety of areas. The scores are compiled and averaged. The board chairman reviews these areas with the president. Annual increases awarded to the president range from 0% to 5% increases, with a 5% increase being rare.”
“Governing documents are made available upon request.”
“To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation - not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.”
“Board members and supervisory committee members are volunteers.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 20667 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 10326 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -3415 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | K SKY POINDEXTER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5734451845 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2804 WEST ASH |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | COLUMBIA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65203 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 277345 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 197748 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 77659 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1980 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 112968 |
| IRS990/CYOtherExpensesAmt | 0 | 310232 |
| IRS990/CYOtherRevenueAmt | 0 | 135162 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 526318 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 223164 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 241052 |
| IRS990/CYTotalExpensesAmt | 0 | 551284 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 774448 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 13862 |
| IRS990/Desc | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE FOR THEM A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9585 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 50305 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 15236 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | K SKY POINDEXTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CRAIG ADAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PATRICIA AVERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JENNIFER BLACK CONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | THADDEUS HAMILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SANDRA LOGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RUSS SACKREITER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DEBORAH TUCKER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 47760 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CREDIT UNION |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 774448 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14339 |
| IRS990/InterestGrp/TotalAmt | 0 | 6 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 112968 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 112968 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 154 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 371945 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 782663 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 760482 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1132427 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 794062 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1017226 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 794062 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 1017226 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 67451 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 23811 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 131879 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 135112 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 37305 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER PRODUCT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | EDUCATION AND PROMOTION |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 91437 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 21057 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 13431 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 6383 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13524842 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 13701557 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES AND SERVICE CHARGES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | WARRANTY & ATM FEES(NONMBR) |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 134772 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 134772 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 390 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 390 |
| IRS990/OtherRevenueTotalAmt | 0 | 135162 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 104002 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7581991 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8573202 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 14107 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7979 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 27500 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 25935 |
| IRS990/PrincipalOfficerNm | 0 | K SKY POINDEXTER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 526318 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 526318 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 75022 |
| IRS990/PYOtherExpensesAmt | 0 | 382829 |
| IRS990/PYOtherRevenueAmt | 0 | 145551 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 433239 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 66786 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 204197 |
| IRS990/PYTotalExpensesAmt | 0 | 587026 |
| IRS990/PYTotalRevenueAmt | 0 | 653812 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 223164 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5538193 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5036630 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 31296 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 184300 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 215596 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 365000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 365000 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 458 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 20471 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 20929 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 363728 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 167174 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 530902 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 8871889 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4783845 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 45823 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MEMBERS' SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | MEMBERS' SHARE CERTIFICATES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 760482 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 13701557 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION - NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD MEMBERS AND SUPERVISORY COMMITTEE MEMBERS ARE VOLUNTEERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE 990 AND 990T WILL BE INCLUDED IN THE BOARD PACKET AND REVIEWED BY THE BOARD AT THE NEXT BOARD MEETING AND DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS SIGN A CONFLICTS OF INTEREST AGREEMENT EACH YEAR AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | REVIEW SHEETS ARE GIVEN TO EACH BOARD MEMBER. EACH BOARD MEMBER SCORES THE PRESIDENT IN A VARIETY OF AREAS. THE SCORES ARE COMPILED AND AVERAGED. THE BOARD CHAIRMAN REVIEWS THESE AREAS WITH THE PRESIDENT. ANNUAL INCREASES AWARDED TO THE PRESIDENT RANGE FROM 0% TO 5% INCREASES, WITH A 5% INCREASE BEING RARE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
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| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 14729109 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 14339571 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 14729109 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 551284 |
| IRS990/TotalGrossUBIAmt | 0 | 390 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 13545509 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 13711883 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 13545509 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 13711883 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 794062 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1017226 |
| IRS990/TotalOtherCompensationAmt | 0 | 15236 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 526318 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 47760 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 112968 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 661090 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 774448 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 390 |
| IRS990/TotalVolunteersCnt | 0 | 12 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 14339571 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 14729109 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2804 WEST ASH |
| IRS990/USAddress/CityNm | 0 | COLUMBIA |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 65203 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ACADEMICECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | K SKY POINDEXTER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CREDIT UNION PRES. |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5734451845 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-31 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ACADEMIC EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ACAD |
| ReturnHeader/Filer/EIN | 0 | 436031443 |
| ReturnHeader/Filer/PhoneNum | 0 | 5734451845 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2804 WEST ASH |
| ReturnHeader/Filer/USAddress/CityNm | 0 | COLUMBIA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65203 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431260512 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GERDING KORTE & CHITWOOD PC CPA'S |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 20 SOUTH FIFTH STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBIA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 65201 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5734491599 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMY L WATSON |
| ReturnHeader/ReturnTs | 0 | 2025-11-04T11:03:04-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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