Civic Intelligence

Academic Employees Credit Union

990 • Fiscal year 2013 • EIN 43-6031443

Jan 01, 2013 to Dec 31, 2013 • Filed on Jul 02, 2014

Organization ProfileWWW.ACADEMICECU.COM

View Organization Page

2804 West AshColumbia, MO 65203

(573) 445-1845

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.95x

Higher debt load relative to assets than 99% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

35th percentile

16.67x

Higher debt load relative to revenue than 35% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

41st percentile

1.7%

Higher net margin than 41% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

33rd percentile

$57,015

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 9.9% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

88th percentile

7.3%

Faster asset growth than 88% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$10,134,647

Up $692,364 (+7.3%) from 2012

Net Assets

Up

$533,129

Up $9,526 (+1.8%) from 2012

Liabilities

Up

$9,601,518

Up $682,838 (+7.7%) from 2012

Revenue And Expenses
Liabilities / Revenue35th percentileNet Margin41st percentile

Revenue

$576,103

No earlier filing loaded for comparison.

Expenses

Up

$566,577

Up $29,225 (+5.4%) from 2012

Net Income

$9,526

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2011: $8,443,242Liabilities 2011: $7,954,046Net Assets 2011: $489,1962011Assets 2012: $9,442,283Liabilities 2012: $8,918,680Net Assets 2012: $523,6032012Assets 2013: $10,134,647Liabilities 2013: $9,601,518Net Assets 2013: $533,1292013Assets 2014: $9,732,716Liabilities 2014: $9,190,639Net Assets 2014: $542,0772014Assets 2015: $9,857,899Liabilities 2015: $9,301,092Net Assets 2015: $556,8072015Assets 2016: $9,857,155Liabilities 2016: $9,249,928Net Assets 2016: $607,2272016Assets 2017: $10,570,751Liabilities 2017: $9,906,332Net Assets 2017: $664,4192017Assets 2018: $10,462,773Liabilities 2018: $9,778,076Net Assets 2018: $684,6972018Assets 2019: $10,431,792Liabilities 2019: $9,697,142Net Assets 2019: $734,6502019Assets 2020: $12,920,048Liabilities 2020: $12,171,157Net Assets 2020: $748,8912020Assets 2021: $13,915,353Liabilities 2021: $13,214,740Net Assets 2021: $700,6132021Assets 2022: $14,014,709Liabilities 2022: $13,287,433Net Assets 2022: $727,2762022Assets 2023: $14,339,571Liabilities 2023: $13,545,509Net Assets 2023: $794,0622023Assets 2024: $14,729,109Liabilities 2024: $13,711,883Net Assets 2024: $1,017,2262024

Highlighted filing

2013

Assets$10,134,647
Liabilities$9,601,518
Net Assets$533,129
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $558,8072011Expenses 2012: $537,3522012Revenue 2013: $576,103Expenses 2013: $566,577Net Income 2013: $9,5262013Revenue 2014: $551,872Expenses 2014: $542,924Net Income 2014: $8,9482014Revenue 2015: $534,159Expenses 2015: $519,429Net Income 2015: $14,7302015Revenue 2016: $509,959Expenses 2016: $459,539Net Income 2016: $50,4202016Revenue 2017: $508,031Expenses 2017: $450,839Net Income 2017: $57,1922017Revenue 2018: $532,461Expenses 2018: $512,183Net Income 2018: $20,2782018Revenue 2019: $533,923Expenses 2019: $483,970Net Income 2019: $49,9532019Revenue 2020: $496,190Expenses 2020: $481,949Net Income 2020: $14,2412020Revenue 2021: $464,680Expenses 2021: $512,958Net Income 2021: -$48,2782021Revenue 2022: $541,672Expenses 2022: $515,009Net Income 2022: $26,6632022Revenue 2023: $653,812Expenses 2023: $587,026Net Income 2023: $66,7862023Revenue 2024: $774,448Expenses 2024: $551,284Net Income 2024: $223,1642024

Highlighted filing

2013

Revenue$576,103
Expenses$566,577
Net Income$9,526
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 2, 2014
Return Version
2013v3.1
Gross Receipts
$576,103
Mission and Program Overview

Mission

To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation - not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.

To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create for them a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation & not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,086,535$5,343,720▲ $257,185
Savings and Temporary Cash Investments$4,143,878$3,837,131▼ $306,747
Land, Buildings, and Equipment, Net$28,515$791,772▲ $763,257
Cash and Non-Interest-Bearing Accounts$78,209$53,286▼ $24,923
Prepaid Expenses and Deferred Charges$26,231$20,966▼ $5,265
Total Assets$9,442,283$10,134,647▲ $692,364
Other Assets Total$78,915$87,772▲ $8,857
Liabilities
Other Liabilities$8,846,244$9,539,701▲ $693,457
Accounts Payable and Accrued Expenses$72,436$61,817▼ $10,619
Total Liabilities$8,918,680$9,601,518▲ $682,838
Net Assets / Fund Balance
Unrestricted Net Assets$523,603$533,129▲ $9,526
Total Net Assets Fund Balance$523,603$533,129▲ $9,526
Total Liabilities and Net Assets / Fund Balance$9,442,283$10,134,647▲ $692,364

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$405,780$9,222$415,002
Equipment$20,500$183,855$204,355
Leasehold Improvements$492$20,437$20,929
Land$365,000--
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
K Sky PoindexterPresidentFT$51,368$5,647$57,015

Board Members and Trustees

NameTitle
Judy ParsonsBoard Chair
Dian PauleyDirector
Edward MccoyDirector
Glenda StoneDirector
Janet BrooksDirector
Linda CouttsDirector
Maurine HildebrandDirector
Mel RobertsDirector
Preston BassDirector
Roy JenningsDirector
Russ SackreiterDirector
Susan VandeloechtSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$413,610
Investment Income
$19,434
Other Revenue
$143,059
Change in Net Assets
$9,526

Audited Revenue Reconciliation

Revenue per Audited Statements
$576,103
Revenue Not Reported on Form 990
$-67,081
Total Revenue per Audited Statements
$509,022
Total Revenue per Form 990
$576,103
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$365,775
Salaries, Compensation, and Employee Benefits$200,802
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy---$162,403
Other Salaries and Wages---$104,981
Current Officers, Directors, Trustees, and Key Employees---$51,368
Other Employee Benefits---$25,337
All Other Expenses---$24,890
Depreciation Depletion---$19,837
Other Expenses---$15,298
Payroll Taxes---$12,243
Interest---$7,505
Pension Plan Contributions---$6,873
Travel---$1,880
Total Functional Expenses$0$0$0$566,577

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$566,577
Total Expenses per Form 990$566,577
Total Expenses per Audited Statements$499,496
Expenses Not Reported on Form 990$-67,081
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE ACCOUNTS$6,314,188
MEMBERS' SHARE DRAFTS$2,365,778
MEMBERS' SHARE CERTIFICATES$859,735
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

“Members may elect one or more members of the governing body.”

Form 990, Page 6, Part VI, Line 11B

“A copy of the 990 and 990t will be included in the board packet and reviewed by the board at the next board meeting and documented in the minutes.”

Form 990, Page 6, Part VI, Line 12C

“Board members sign a conflicts of interest agreement each year at the annual meeting.”

Form 990, Page 6, Part VI, Line 15A

“Review sheets are given to each board member. Each board member scores the president in a variety of areas. The scores are compiled and averaged. The board chairman reviews these areas with the president. Annual increases awarded to the president range from 0% to 5% increases, with a 5% increase being rare.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available upon request.”

Filing and Contact Details

Filer

EIN
43-6031443
Phone
5734451845

Signing Officer

Name
Sky Poindexter
Title
President
Phone
5734451845
Signed
2014-07-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sky Poindexter
Formed
1936
Voting Board Members
12
Independent Board Members
0
Employees
6
Volunteers
12

Preparer

Preparer
Amy L Watson
Phone
5734491599
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To promote thrift among its members, by affording them an opportunity for accumulating their savings; to create for them a source of credit at fair & reasonable rates of interest; to provide the opportunity for the members to use and control their money for their mutual benefit; to educate members in the prudent use of money & credit; to operate in the spirit of cooperation & not for profit; to improve the community in which it operates, and to provide other fiscal & financial services.”

Form 990, Page 1, Part I, Line 6

“Board members and supervisory committee members are volunteers.”

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

“Interest expense (dividends)netted against income -7,505 provision for loan losses netted against income -59,576”

Schedule D, Page 4, Part XII, Line 2D

“Interest expense (dividends)netted against income -7,505 provision for loan losses netted against income -59,576”

Raw XML Appendix382 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc2LOAN SERVICING FEES
IRS990/OtherExpensesGrp/Desc3EDUCATION AND PROMOTION
IRS990/OtherExpensesGrp/TotalAmt059576
IRS990/OtherExpensesGrp/TotalAmt151171
IRS990/OtherExpensesGrp/TotalAmt223215
IRS990/OtherExpensesGrp/TotalAmt315298
IRS990/OtherLiabilitiesGrp/BOYAmt08846244
IRS990/OtherLiabilitiesGrp/EOYAmt09539701
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0FEES AND SERVICE CHARGES
IRS990/OtherRevenueMiscGrp/Desc1WARRANTY & ATM FEES(NONMBR)
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0141634
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0141634
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11425
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt01425
IRS990/OtherRevenueTotalAmt0143059
IRS990/OtherSalariesAndWagesGrp/TotalAmt0104981
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05086535
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05343720
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt012243
IRS990/PensionPlanContributionsGrp/TotalAmt06873
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt026231
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020966
IRS990/PrincipalOfficerNm0SKY POINDEXTER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0413610
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0413610
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt024792
IRS990/PYOtherExpensesAmt0361391
IRS990/PYOtherRevenueAmt0145387
IRS990/PYProgramServiceRevenueAmt0401580
IRS990/PYRevenuesLessExpensesAmt034407
IRS990/PYSalariesCompEmpBnftPaidAmt0175961
IRS990/PYTotalExpensesAmt0537352
IRS990/PYTotalRevenueAmt0571759
IRS990/ReconcilationRevenueExpnssAmt09526
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04143878
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03837131
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt020500
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0183855
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0204355
IRS990ScheduleD/ExpensesNotReportedAmt0-67081
IRS990ScheduleD/ExpensesSubtotalAmt0566577
IRS990ScheduleD/LandGrp/BookValueAmt0365000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0365000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0492
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt020437
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt020929
IRS990ScheduleD/OtherExpensesIncludedAmt0-67081
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0405780
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt09222
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0415002
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06314188
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12365778
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2859735
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS' SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MEMBERS' SHARE CERTIFICATES
IRS990ScheduleD/OtherRevenueAmt0-67081
IRS990ScheduleD/RevenueNotReportedAmt0-67081
IRS990ScheduleD/RevenueSubtotalAmt0576103
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0INTEREST EXPENSE (DIVIDENDS)NETTED AGAINST INCOME -7,505 PROVISION FOR LOAN LOSSES NETTED AGAINST INCOME -59,576
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1INTEREST EXPENSE (DIVIDENDS)NETTED AGAINST INCOME -7,505 PROVISION FOR LOAN LOSSES NETTED AGAINST INCOME -59,576
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0791772
IRS990ScheduleD/TotalExpensesPerForm990Amt0566577
IRS990ScheduleD/TotalLiabilityAmt09539701
IRS990ScheduleD/TotalRevenuePerForm990Amt0576103
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0509022
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0499496
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE THRIFT AMONG ITS MEMBERS, BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE FOR THEM A SOURCE OF CREDIT AT FAIR & REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY & CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION & NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES, AND TO PROVIDE OTHER FISCAL & FINANCIAL SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD MEMBERS AND SUPERVISORY COMMITTEE MEMBERS ARE VOLUNTEERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE 990 AND 990T WILL BE INCLUDED IN THE BOARD PACKET AND REVIEWED BY THE BOARD AT THE NEXT BOARD MEETING AND DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BOARD MEMBERS SIGN A CONFLICTS OF INTEREST AGREEMENT EACH YEAR AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5REVIEW SHEETS ARE GIVEN TO EACH BOARD MEMBER. EACH BOARD MEMBER SCORES THE PRESIDENT IN A VARIETY OF AREAS. THE SCORES ARE COMPILED AND AVERAGED. THE BOARD CHAIRMAN REVIEWS THESE AREAS WITH THE PRESIDENT. ANNUAL INCREASES AWARDED TO THE PRESIDENT RANGE FROM 0% TO 5% INCREASES, WITH A 5% INCREASE BEING RARE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt09442283
IRS990/TotalAssetsEOYAmt010134647
IRS990/TotalAssetsGrp/BOYAmt09442283
IRS990/TotalAssetsGrp/EOYAmt010134647
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0566577
IRS990/TotalGrossUBIAmt01425
IRS990/TotalLiabilitiesBOYAmt08918680
IRS990/TotalLiabilitiesEOYAmt09601518
IRS990/TotalLiabilitiesGrp/BOYAmt08918680
IRS990/TotalLiabilitiesGrp/EOYAmt09601518
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0523603
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0533129
IRS990/TotalOtherCompensationAmt05647
IRS990/TotalProgramServiceRevenueAmt0413610
IRS990/TotalReportableCompFromOrgAmt051368
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0574678
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0576103
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01425
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt09442283
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010134647
IRS990/TravelGrp/TotalAmt01880
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0523603
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0533129
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine102804 WEST ASH
IRS990/USAddress/City0COLUMBIA
IRS990/USAddress/State0MO
IRS990/USAddress/ZIPCode065203
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0WWW.ACADEMICECU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SKY POINDEXTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05734451845
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-07-02
ReturnHeader/Filer/BusinessName/BusinessNameLine10ACADEMIC EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ACAD
ReturnHeader/Filer/EIN0436031443
ReturnHeader/Filer/PhoneNum05734451845
ReturnHeader/Filer/USAddress/AddressLine102804 WEST ASH
ReturnHeader/Filer/USAddress/City0COLUMBIA
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode065203
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431260512
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10GERDING KORTE & CHITWOOD PC CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1020 SOUTH FIFTH STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0COLUMBIA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode065201
ReturnHeader/PreparerPersonGrp/PhoneNum05734491599
ReturnHeader/PreparerPersonGrp/PreparationDt02014-07-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMY L WATSON
ReturnHeader/ReturnTs02014-07-02T14:43:49-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,134,647
Liabilities
$9,601,518
Net assets
$533,129
Revenue
$576,103
Expenses
$566,577
Net income
$9,526
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$14.7$13.7$1.02$0.77$0.55$0.22
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.3$13.5$0.79$0.65$0.59$0.07
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$13.3$0.73$0.54$0.52$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.9$13.2$0.70$0.46$0.51$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.9$12.2$0.75$0.50$0.48$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.4$9.70$0.73$0.53$0.48$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.5$9.78$0.68$0.53$0.51$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.6$9.91$0.66$0.51$0.45$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.86$9.25$0.61$0.51$0.46$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.86$9.30$0.56$0.53$0.52$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.73$9.19$0.54$0.55$0.54$0.01
2013Detailed filing. Detailed filing data is available for this year.$10.1$9.60$0.53$0.58$0.57$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.44$8.92$0.52$0.54
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.44$7.95$0.49$0.56