Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
EIN 74-1473230 • 501(c)14 • Waco, TX
Profile
Cooperative provider of Credit Union financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
Liabilities / Revenue
18th percentile
Higher debt load relative to revenue than 18% of similar nonprofits.
Net Margin
34th percentile
Higher net margin than 34% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
97th percentile
Faster asset growth than 97% of similar nonprofits.
Revenue Growth
83rd percentile
Faster revenue growth than 83% of similar nonprofits.
Assets
Down$17,584,588
Down $1,953,925 (-10%) from 2023
Liabilities
Down$15,767,099
Down $1,922,802 (-11%) from 2023
Net Assets
Down$1,817,489
Down $31,123 (-1.7%) from 2023
Revenue
Down$1,443,435
Down $131,332 (-8.3%) from 2023
Expenses
Down$1,412,205
Down $142,282 (-9.2%) from 2023
Net Income
Up$31,230
Up $10,950 (+54%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Cooperative provider of Credit Union financial services.
1st University Credit Union is a Cooperative Thrift institution and is a member of the National Credit Union Administration.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $14,689,813 | $13,410,655 | ▼ $1,279,158 |
| Savings and Temporary Cash Investments | $1,696,551 | $1,935,942 | ▲ $239,391 |
| Rtn Earn Endowment Incm Other Fnds | $1,848,612 | $1,817,489 | ▼ $31,123 |
| Accounts Receivable | $1,485,069 | $750,784 | ▼ $734,285 |
| Land, Buildings, and Equipment, Net | $465,029 | $613,402 | ▲ $148,373 |
| Prepaid Expenses and Deferred Charges | $582,220 | $520,423 | ▼ $61,797 |
| Cash and Non-Interest-Bearing Accounts | $354,334 | $204,873 | ▼ $149,461 |
| Pledges and Grants Receivable | $0 | - | - |
| Receivable From Disqualified Prsn | $0 | - | - |
| Receivables From Officers Etc | $0 | - | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | - | - |
| Total Assets | $19,538,513 | $17,584,588 | ▼ $1,953,925 |
| Other Assets Total | $265,497 | $148,509 | ▼ $116,988 |
| Liabilities | |||
| Other Liabilities | $17,002,877 | $15,694,675 | ▼ $1,308,202 |
| Accounts Payable and Accrued Expenses | $687,024 | $72,424 | ▼ $614,600 |
| Total Liabilities | $17,689,901 | $15,767,099 | ▼ $1,922,802 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,848,612 | $1,817,489 | ▼ $31,123 |
| Total Liabilities and Net Assets / Fund Balance | $19,538,513 | $17,584,588 | ▼ $1,953,925 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $326,911 | $728,028 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Equipment | $0 | $0 | $0 |
| Leasehold Improvements | $286,491 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Kevin Hood | President/CEO | FT | $115,000 | $115,000 |
| Name | Title |
|---|---|
| Randy Wood | Chairman |
| Kevin Robinson | Vice-Chairman |
| Adonna Cook | Director |
| Elizabeth Wallace | Director |
| Pearl Beverly | Director |
| Stan Denman | Director |
| Jorge Vielledent | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $771,991 |
| Salaries, Compensation, and Employee Benefits | $640,214 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $453,094 |
| Office Expenses | - | - | - | $235,528 |
| Interest | - | - | - | $140,022 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $115,000 |
| Occupancy | - | - | - | $89,875 |
| Information Technology | - | - | - | $89,139 |
| Advertising | - | - | - | $44,264 |
| Payroll Taxes | - | - | - | $42,120 |
| Other Employee Benefits | - | - | - | $30,000 |
| Fees for Services Accounting | - | - | - | $29,317 |
| All Other Expenses | - | - | - | $23,297 |
| Depreciation Depletion | - | - | - | $21,783 |
| Travel | - | - | - | $19,321 |
| Insurance | - | - | - | $19,197 |
| Other Expenses | - | - | - | $14,524 |
| Conferences and Meetings | - | - | - | $424 |
| Fees for Services Legal | - | - | - | $-9,054 |
| Total Functional Expenses | $0 | $0 | $0 | $1,412,205 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | $0 | - | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | - | - |
| Liability | Amount |
|---|---|
| Member Shares | $15,694,675 |
“1st University Credit Union members each have one share of stock.”
“During the Annual Meeting of the Membership, each member of the credit union has one vote in the board of directors positions being filled.”
“The 990 form is reviewed by the President at the time of filing, then by the Board of Directors.”
“All officers and directors are required to complete an annual conflict of interest disclosure statement.”
“The board of directors use compensation surveys provided by trade associations and consultants to assist in the establishment of the President/CEO's salary.”
“1st University Credit Union makes its governing documents, conflict of interest policy, and financial statements available to the public during normal business hours and upon written request.”
“Reserve from merger of Waconized FCU.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 687024 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 72424 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1485069 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 750784 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | 1st University Credit Union is a Cooperative Thrift institution and is a member of the National Credit Union Administration. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 44264 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 23297 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Ethel Jennings |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2547522797 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 24 LaSalle Ave |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | Unit C |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Waco |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 76706 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 354334 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 204873 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 115000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 424 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 49371 |
| IRS990/CYOtherExpensesAmt | 0 | 771991 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1394064 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 31230 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 640214 |
| IRS990/CYTotalExpensesAmt | 0 | 1412205 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1443435 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 21783 |
| IRS990/Desc | 0 | None |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 29317 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | -9054 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Kevin Hood |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Adonna Cook |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Stan Denman |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Pearl Beverly |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jorge Vielledent |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Elizabeth Wallace |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Randy Wood |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Kevin Robinson |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 115000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Vice-Chairman |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1956 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1443435 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 89139 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 19197 |
| IRS990/InterestGrp/TotalAmt | 0 | 140022 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 49371 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 49371 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 728028 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 465029 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 613402 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1341430 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Cooperative provider of Credit Union financial services. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1848612 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1817489 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 89875 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 235528 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 265497 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 148509 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -62353 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 30000 |
| IRS990/OtherExpensesGrp/Desc | 0 | Interest on Borrowed Money |
| IRS990/OtherExpensesGrp/Desc | 1 | Related Payroll Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Association Dues |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 13520 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 28687 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 12147 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 14524 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 17002877 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 15694675 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 453094 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14689813 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 13410655 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42120 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 582220 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 520423 |
| IRS990/PrincipalOfficerNm | 0 | Kevin Hood |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Income from Loan Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Member Fees and Charges |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 821952 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 391031 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 170266 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 821952 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 391031 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 170266 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 58502 |
| IRS990/PYOtherExpensesAmt | 0 | 767562 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1516265 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 20280 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 786925 |
| IRS990/PYTotalExpensesAmt | 0 | 1554487 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1574767 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 31230 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1848612 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1817489 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1696551 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1935942 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 326911 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 728028 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1054939 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
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| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 286491 |
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| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
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| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 15694675 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 613402 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 15694675 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | 1st University Credit Union members each have one share of stock. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | During the Annual Meeting of the Membership, each member of the credit union has one vote in the board of directors positions being filled. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The 990 form is reviewed by the President at the time of filing, then by the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | All officers and directors are required to complete an annual conflict of interest disclosure statement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The board of directors use compensation surveys provided by trade associations and consultants to assist in the establishment of the President/CEO's salary. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | 1st University Credit Union makes its governing documents, conflict of interest policy, and financial statements available to the public during normal business hours and upon written request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Reserve from merger of Waconized FCU. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part XI, Line 9 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 17584588 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 19538513 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 17584588 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1412205 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 17689901 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 15767099 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 17689901 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 15767099 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1817489 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
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| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 10815 |
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| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1394064 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 115000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1443435 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1443435 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 19538513 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 17584588 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 19321 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 24 LaSalle Ave Unit C |
| IRS990/USAddress/CityNm | 0 | Waco |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 76706 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | www.culink.net |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Kevin Hood |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2547522797 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | 1ST UNIVERSITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | 1STU |
| ReturnHeader/Filer/EIN | 0 | 741473230 |
| ReturnHeader/Filer/PhoneNum | 0 | 2547522797 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 24 LaSalle Ave Unit C |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Waco |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 76706 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/ReturnTs | 0 | 2025-05-14T10:32:28-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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