Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
EIN 75-1679844 • 501(c)14 • Brownwood, TX
Profile
Cooperative provider of credit union services such as savings accounts, checking accounts and consumer loans.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Liabilities / Revenue
23rd percentile
Higher debt load relative to revenue than 23% of similar nonprofits.
Net Margin
77th percentile
Higher net margin than 77% of similar nonprofits.
Top Officer Pay
11th percentile
Higher top officer pay than 11% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
71st percentile
Faster asset growth than 71% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Assets
Up$13,999,378
Up $452,024 (+3.3%) from 2023
Liabilities
Up$10,905,615
Up $272,823 (+2.6%) from 2023
Net Assets
Up$3,093,763
Up $179,201 (+6.1%) from 2023
Revenue
Down$912,298
Down $2,309 (-0.3%) from 2023
Expenses
Up$733,097
Up $79,792 (+12%) from 2023
Net Income
Down$179,201
Down $82,101 (-31%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Cooperative provider of credit union services such as savings accounts, checking accounts and consumer loans.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $9,781,230 | $9,540,307 | ▼ $240,923 |
| Rtn Earn Endowment Incm Other Fnds | $2,914,562 | $3,093,763 | ▲ $179,201 |
| Savings and Temporary Cash Investments | $1,749,000 | $1,749,000 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $745,495 | $1,476,597 | ▲ $731,102 |
| Land, Buildings, and Equipment, Net | $1,097,058 | $1,068,097 | ▼ $28,961 |
| Prepaid Expenses and Deferred Charges | $21,994 | $19,703 | ▼ $2,291 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $13,547,354 | $13,999,378 | ▲ $452,024 |
| Other Assets Total | $152,577 | $145,674 | ▼ $6,903 |
| Liabilities | |||
| Other Liabilities | $10,567,192 | $10,861,463 | ▲ $294,271 |
| Accounts Payable and Accrued Expenses | $65,600 | $44,152 | ▼ $21,448 |
| Total Liabilities | $10,632,792 | $10,905,615 | ▲ $272,823 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,914,562 | $3,093,763 | ▲ $179,201 |
| Total Liabilities and Net Assets / Fund Balance | $13,547,354 | $13,999,378 | ▲ $452,024 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $967,695 | $81,141 | - |
| Other Land Buildings | $76,192 | $180,187 | - |
| Land | $24,211 | - | - |
| Leasehold Improvements | $-1 | $61,237 | - |
| Name | Title |
|---|---|
| Dan Garza | Chairman |
| Larry Sutton | Vice Chairman |
| Danny Griffin | Director |
| Dean Callihan | Director |
| Robert Swenson | Director |
| Dona Delso | Secretary |
| Blaine Daniel | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $438,299 |
| Salaries, Compensation, and Employee Benefits | $291,973 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $228,487 | - | - | $228,487 |
| Interest | $136,997 | - | - | $136,997 |
| Occupancy | $37,876 | - | - | $37,876 |
| All Other Expenses | $36,789 | - | - | $36,789 |
| Other Employee Benefits | $30,015 | - | - | $30,015 |
| Office Expenses | $29,867 | - | - | $29,867 |
| Payroll Taxes | $19,766 | - | - | $19,766 |
| Insurance | $15,184 | - | - | $15,184 |
| Other Expenses | $14,836 | - | - | $14,836 |
| Pension Plan Contributions | $13,705 | - | - | $13,705 |
| Fees for Services Accounting | $12,000 | - | - | $12,000 |
| Fees for Services Management | $10,440 | - | - | $10,440 |
| Fees for Services Other | $3,282 | - | - | $3,282 |
| Benefits to Members | $2,825 | - | - | $2,825 |
| Advertising | $2,490 | - | - | $2,490 |
| Travel | $1,521 | - | - | $1,521 |
| Fees for Services Legal | $125 | - | - | $125 |
| Total Functional Expenses | $733,097 | $0 | $0 | $733,097 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Shares | $10,861,463 |
“MEMBERS ARE STOCKHOLDERS”
“They elect the board of directors”
“If members did not like decisions of directors they could elect a different director”
“The board review the completed 990 before it is filed”
“The board review annually”
“The governing documents are available upon request. The financial statements are posted in the lobby.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 65600 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 44152 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | COOPERATIVE PROVIDER OF CREDIT UNION SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS AND CONSUMER LOANS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 2490 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2490 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 36789 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 36789 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 2825 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 2825 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ERIN WINDHAM |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3256463551 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1452 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BROWNWOOD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 76804 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 745495 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1476597 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 0 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 2825 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 88567 |
| IRS990/CYOtherExpensesAmt | 0 | 438299 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 823731 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 179201 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 291973 |
| IRS990/CYTotalExpensesAmt | 0 | 733097 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 912298 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | SHARE ACCOUNTS - MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 12000 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12000 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 125 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 125 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 10440 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 10440 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 3282 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 3282 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DAN GARZA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BLAINE DANIEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DANNY GRIFFIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DEAN CALLIHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DONA DELSO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROBERT SWENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LARRY SUTTON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIRMAN |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1979 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 912298 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 15184 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 15184 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 136997 |
| IRS990/InterestGrp/TotalAmt | 0 | 136997 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 88567 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 88567 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 306 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 322565 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1097058 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1068097 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1390662 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | COOPERATIVE PROVIDER OF CREDIT UNION SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS AND CONSUMER LOANS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2914562 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3093763 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 37876 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 37876 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 29867 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 29867 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 152577 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 145674 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 30015 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 30015 |
| IRS990/OtherExpensesGrp/Desc | 0 | DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | Postage and Shipping |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 78710 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 34252 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 23930 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 14836 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 78710 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 34252 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 23930 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 14836 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 10567192 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10861463 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 228487 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 228487 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9781230 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9540307 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 19766 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 19766 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 13705 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13705 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 21994 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 19703 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 685117 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 128614 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 10000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 685117 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 128614 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 10000 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | CONSUMER LOANS- THE CREDIT UNION PROVIDES LOANS FOR AUTOS, MOTORCYCLES, SHARE SECURED AND UNSECURED LOANS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 2495 |
| IRS990/PYInvestmentIncomeAmt | 0 | 88725 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 368726 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 825882 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 261302 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 282084 |
| IRS990/PYTotalExpensesAmt | 0 | 653305 |
| IRS990/PYTotalRevenueAmt | 0 | 914607 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 179201 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2914562 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3093763 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1749000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1749000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 967695 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 81141 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1048836 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 24211 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 24211 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | -1 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 61237 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 61236 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 76192 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 180187 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 256379 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10861463 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1068097 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10861463 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ARE STOCKHOLDERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THEY ELECT THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | IF MEMBERS DID NOT LIKE DECISIONS OF DIRECTORS THEY COULD ELECT A DIFFERENT DIRECTOR |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD REVIEW THE COMPLETED 990 BEFORE IT IS FILED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD REVIEW ANNUALLY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 13547354 |
| IRS990/TotalAssetsEOYAmt | 0 | 13999378 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 13547354 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 13999378 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 733097 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 733097 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 10632792 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10905615 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 10632792 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10905615 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2914562 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3093763 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 823731 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 912298 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 912298 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 13547354 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 13999378 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 1521 |
| IRS990/TravelGrp/TotalAmt | 0 | 1521 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 1452 |
| IRS990/USAddress/CityNm | 0 | BROWNWOOD |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 76804 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTEXMFGCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAN GARZA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRPERSON |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CEN-TEX MANUFACTURING CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CEN- |
| ReturnHeader/Filer/EIN | 0 | 751679844 |
| ReturnHeader/Filer/PhoneNum | 0 | 3254557715 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 1452 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BROWNWOOD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 76804 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 870935049 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | RAM CPA PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3401 W Loop 306 Ste A |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | San Angelo |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 76904 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3259442536 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Rudolph A Munoz Jr CPA |
| ReturnHeader/ReturnTs | 0 | 2025-05-14T13:21:41-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
No mirrored PDF or thumbnail assets are attached yet.