Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
990 • Fiscal year 2021 • EIN 42-0453085
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
28th percentile
Higher debt load relative to revenue than 28% of similar nonprofits.
Net Margin
67th percentile
Higher net margin than 67% of similar nonprofits.
Top Officer Pay
55th percentile
Higher top officer pay than 55% of similar nonprofits.
Top officer pay equals 6.3% of source-year revenue.
Asset Growth
69th percentile
Faster asset growth than 69% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Up$24,868,449
Up $2,125,061 (+9.3%) from 2020
Net Assets
Up$3,341,226
Up $160,672 (+5.1%) from 2020
Liabilities
Up$21,527,223
Up $1,964,389 (+10%) from 2020
Revenue
Up$1,185,685
Up $26,713 (+2.3%) from 2020
Expenses
Up$1,025,013
Up $95,740 (+10%) from 2020
Net Income
Down$160,672
Down $69,027 (-30%) from 2020
Provide financial services to members including deposit and loan programs
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $17,879,035 | $20,335,335 | ▲ $2,456,300 |
| Cash and Non-Interest-Bearing Accounts | $3,794,658 | $3,201,347 | ▼ $593,311 |
| Rtn Earn Endowment Incm Other Fnds | $2,251,048 | $2,364,384 | ▲ $113,336 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $929,506 | $976,842 | ▲ $47,336 |
| Savings and Temporary Cash Investments | $641,262 | $810,703 | ▲ $169,441 |
| Prepaid Expenses and Deferred Charges | $123,898 | $204,683 | ▲ $80,785 |
| Land, Buildings, and Equipment, Net | $123,194 | $94,452 | ▼ $28,742 |
| Total Assets | $22,743,388 | $24,868,449 | ▲ $2,125,061 |
| Other Assets Total | $181,341 | $221,929 | ▲ $40,588 |
| Liabilities | |||
| Other Liabilities | $19,483,009 | $21,427,889 | ▲ $1,944,880 |
| Accounts Payable and Accrued Expenses | $79,825 | $99,334 | ▲ $19,509 |
| Total Liabilities | $19,562,834 | $21,527,223 | ▲ $1,964,389 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,180,554 | $3,341,226 | ▲ $160,672 |
| Total Liabilities and Net Assets / Fund Balance | $22,743,388 | $24,868,449 | ▲ $2,125,061 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $43,525 | $256,248 | $299,773 |
| Buildings | $35,427 | $227,266 | $262,693 |
| Land | $15,500 | - | $15,500 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Nathan Bissell | CEO | FT | $75,217 | $75,217 |
| Name | Title |
|---|---|
| Cory Benge | Chair |
| Patricia Meyer | Chair Audit |
| Dave Mcmillin | President |
| Herbert Greenfield | Vice Chair |
| Brad Payne | Audit Commit |
| Vicki Harter | Audit Commit |
| Larkin Vandenheuvel | Credit Comm |
| Kelly Young | Credit Commi |
| Deanne Fear | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $686,961 |
| Salaries, Compensation, and Employee Benefits | $338,052 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $210,844 |
| Fees for Services Other | - | - | - | $191,928 |
| Fees for Services Accounting | - | - | - | $140,227 |
| Office Expenses | - | - | - | $79,985 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $75,217 |
| Occupancy | - | - | - | $32,160 |
| Other Expenses | - | - | - | $24,687 |
| Payroll Taxes | - | - | - | $21,682 |
| All Other Expenses | - | - | - | $18,408 |
| Advertising | - | - | - | $17,748 |
| Pension Plan Contributions | - | - | - | $16,172 |
| Other Employee Benefits | - | - | - | $14,137 |
| Conferences and Meetings | - | - | - | $2,868 |
| Fees for Services Legal | - | - | - | $560 |
| Total Functional Expenses | $0 | $0 | $0 | $1,025,013 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Money Market | $6,365,537 |
| Primary | $5,090,618 |
| Certificates | $4,817,700 |
| Share Drafts | $2,472,295 |
| Ira Shares | $1,474,125 |
| Roth Ira | $531,159 |
| Kirby | $231,065 |
| Secondary | $210,302 |
| Vacation Club | $65,932 |
| Escrow | $65,231 |
| Business Share Drafts | $46,675 |
| Accrued Interest | $42,449 |
| Christmas Club | $14,801 |
“Management reviews and approves form 990 before it is submitted to the irs.”
“Monitored by ceo and reported to board of directors if a conflict is found”
“All salaries are determined by the board of directors”
“All salaries are determined by the board of directors”
“Posted within the credit union building accessible to public”
“Provide financial services to members including deposit and loan programs”
“Credit, debit and atm service 144,864 0 0 internet banking 43,861 0 0 alm expense 3,203 0 0 total 191,928 0 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 79825 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 99334 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 17748 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 18408 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | NATE BISSELL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6416846302 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OTTUMWA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52501 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3794658 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3201347 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 75217 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2868 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 30016 |
| IRS990/CYOtherExpensesAmt | 0 | 686961 |
| IRS990/CYOtherRevenueAmt | 0 | 291984 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 863685 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 160672 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 338052 |
| IRS990/CYTotalExpensesAmt | 0 | 1025013 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1185685 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 140227 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 560 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 191928 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NATHAN BISSELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CORY BENGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DEANNE FEAR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HERBERT GREENFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | VICKI HARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAVE MCMILLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | PATRICIA MEYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BRAD PAYNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LARKIN VANDENHEUVEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KELLY YOUNG |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 75217 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHAIR AUDIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CREDIT COMM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CREDIT COMMI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1185685 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 30016 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 30016 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 483 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 483514 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 123194 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 94452 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 577966 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3180554 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3341226 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 32160 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 79985 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 181341 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 221929 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14137 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 107372 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 39538 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 31480 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24687 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 19483009 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 21427889 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | INSURANCE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 246914 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 38270 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 6800 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 246914 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 38270 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 6800 |
| IRS990/OtherRevenueTotalAmt | 0 | 291984 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 210844 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 17879035 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 20335335 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 21682 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 929506 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 976842 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 16172 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 123898 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 204683 |
| IRS990/PrincipalOfficerNm | 0 | NATHAN BISSELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN AND CREDIT CARD INTEREST |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 863685 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 863685 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 58131 |
| IRS990/PYOtherExpensesAmt | 0 | 610675 |
| IRS990/PYOtherRevenueAmt | 0 | 239120 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 861721 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 229699 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 318598 |
| IRS990/PYTotalExpensesAmt | 0 | 929273 |
| IRS990/PYTotalRevenueAmt | 0 | 1158972 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 160672 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2251048 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2364384 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 641262 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 810703 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 35427 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 227266 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 262693 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 43525 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 256248 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 299773 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 15500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 15500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 6365537 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5090618 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 4817700 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2472295 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1474125 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 531159 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 231065 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 210302 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 65932 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 9 | 65231 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 10 | 46675 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 11 | 42449 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 12 | 14801 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MONEY MARKET |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | PRIMARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | ROTH IRA |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | KIRBY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | SECONDARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 8 | VACATION CLUB |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 9 | ESCROW |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 10 | BUSINESS SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 11 | ACCRUED INTEREST |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 12 | CHRISTMAS CLUB |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 94452 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 21427889 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MANAGEMENT REVIEWS AND APPROVES FORM 990 BEFORE IT IS SUBMITTED TO THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MONITORED BY CEO AND REPORTED TO BOARD OF DIRECTORS IF A CONFLICT IS FOUND |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POSTED WITHIN THE CREDIT UNION BUILDING ACCESSIBLE TO PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | CREDIT, DEBIT AND ATM SERVICE 144,864 0 0 INTERNET BANKING 43,861 0 0 ALM EXPENSE 3,203 0 0 TOTAL 191,928 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 22743388 |
| IRS990/TotalAssetsEOYAmt | 0 | 24868449 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 22743388 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 24868449 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1025013 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 19562834 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 21527223 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 19562834 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 21527223 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3180554 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3341226 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 863685 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 75217 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1185685 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1185685 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 22743388 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 24868449 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | RIVERCOMMUNITYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | NATHAN BISSELL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6416846302 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-03-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RIVER COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RIVE |
| ReturnHeader/Filer/EIN | 0 | 420453085 |
| ReturnHeader/Filer/PhoneNum | 0 | 6416846302 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 421125570 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSON LARKIN & CO PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 221 N WAPELLO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6416845489 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-03-30 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KENNETH E CROSSER |
| ReturnHeader/ReturnTs | 0 | 2022-03-30T10:37:18-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | NATHAN |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | BISSELL |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
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Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.