Liabilities / Assets
40th percentile
Higher debt load relative to assets than 40% of similar nonprofits.
990 • Fiscal year 2019 • EIN 42-0453085
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
40th percentile
Higher debt load relative to assets than 40% of similar nonprofits.
Liabilities / Revenue
27th percentile
Higher debt load relative to revenue than 27% of similar nonprofits.
Net Margin
72nd percentile
Higher net margin than 72% of similar nonprofits.
Top Officer Pay
43rd percentile
Higher top officer pay than 43% of similar nonprofits.
Top officer pay equals 6.3% of source-year revenue.
Asset Growth
20th percentile
Faster asset growth than 20% of similar nonprofits.
Revenue Growth
79th percentile
Faster revenue growth than 79% of similar nonprofits.
Assets
Down$18,647,108
Down $516,784 (-2.7%) from 2018
Net Assets
Up$2,950,855
Up $189,770 (+6.9%) from 2018
Liabilities
Down$15,696,253
Down $706,554 (-4.3%) from 2018
Revenue
Up$1,130,208
Up $114,774 (+11%) from 2018
Expenses
Up$940,438
Up $70,750 (+8.1%) from 2018
Net Income
Up$189,770
Up $44,024 (+30%) from 2018
Provide financial services to members including deposit and loan programs
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $15,231,618 | $16,805,746 | ▲ $1,574,128 |
| Rtn Earn Endowment Incm Other Fnds | $2,071,085 | $2,089,773 | ▲ $18,688 |
| Cash and Non-Interest-Bearing Accounts | $2,587,168 | $953,140 | ▼ $1,634,028 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $690,000 | $861,082 | ▲ $171,082 |
| Savings and Temporary Cash Investments | $983,862 | $515,037 | ▼ $468,825 |
| Land, Buildings, and Equipment, Net | $136,713 | $144,112 | ▲ $7,399 |
| Prepaid Expenses and Deferred Charges | $56,390 | $38,084 | ▼ $18,306 |
| Total Assets | $19,163,892 | $18,647,108 | ▼ $516,784 |
| Other Assets Total | $168,141 | $190,989 | ▲ $22,848 |
| Liabilities | |||
| Other Liabilities | $16,279,878 | $15,318,638 | ▼ $961,240 |
| Accounts Payable and Accrued Expenses | $122,929 | $377,615 | ▲ $254,686 |
| Total Liabilities | $16,402,807 | $15,696,253 | ▼ $706,554 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,761,085 | $2,950,855 | ▲ $189,770 |
| Total Liabilities and Net Assets / Fund Balance | $19,163,892 | $18,647,108 | ▼ $516,784 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $75,761 | $219,732 | $295,493 |
| Buildings | $52,851 | $201,227 | $254,078 |
| Land | $15,500 | - | $15,500 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Nathan Bissell | President/ce | FT | $69,916 | $1,774 | $71,690 |
| Name | Title |
|---|---|
| Dave Mcmillin | Chairperson |
| Dennis Van Gorp | President |
| Rick Swartz | Vice-chairpe |
| Deanne Fear | Audit Commit |
| Patricia Meyer | Audit Commit |
| Vicki Harter | Audit Commit |
| Larkin Vandenheuvel | Credit Comm |
| Herbert Greenfield | Credit Commi |
| Cory Benge | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $639,770 |
| Salaries, Compensation, and Employee Benefits | $300,668 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $187,735 |
| Fees for Services Other | - | - | - | $154,037 |
| Office Expenses | - | - | - | $75,954 |
| Fees for Services Accounting | - | - | - | $70,948 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $69,916 |
| Occupancy | - | - | - | $32,130 |
| Other Expenses | - | - | - | $31,420 |
| Advertising | - | - | - | $21,514 |
| Payroll Taxes | - | - | - | $19,333 |
| All Other Expenses | - | - | - | $18,285 |
| Pension Plan Contributions | - | - | - | $13,783 |
| Other Employee Benefits | - | - | - | $9,901 |
| Conferences and Meetings | - | - | - | $5,255 |
| Fees for Services Legal | - | - | - | $163 |
| Total Functional Expenses | $0 | $0 | $0 | $940,438 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Money Market | $3,964,921 |
| Certificates | $3,806,680 |
| Primary | $3,607,890 |
| Share Drafts | $1,836,700 |
| Ira Shares | $1,096,969 |
| Roth Ira | $472,091 |
| Secondary | $177,702 |
| Kirby | $145,826 |
| Accrued Interest | $82,714 |
| Escrow | $46,504 |
| Vacation Club | $44,946 |
| Business Share Drafts | $22,121 |
| Christmas Club | $13,574 |
“Management reviews and approves form 990 before it is submitted to the irs.”
“Monitored by ceo and reported to board of directors if a conflict is found”
“All salaries are determined by the board of directors”
“All salaries are determined by the board of directors”
“Posted within the credit union building accessible to public”
“Provide financial services to members including deposit and loan programs”
“Credit, debit and atm service 109,306 0 0 internet banking 41,416 0 0 alm expense 3,315 0 0 total 154,037 0 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 122929 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 377615 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 21514 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 18285 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | NATE BISSELL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6416846302 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OTTUMWA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52501 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2587168 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 953140 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 69916 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 5255 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 69641 |
| IRS990/CYOtherExpensesAmt | 0 | 639770 |
| IRS990/CYOtherRevenueAmt | 0 | 237620 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 822947 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 189770 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 300668 |
| IRS990/CYTotalExpensesAmt | 0 | 940438 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1130208 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 70948 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 163 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 154037 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 1774 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NATHAN BISSELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CORY BENGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DEANNE FEAR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DENNIS VAN GORP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | HERBERT GREENFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | VICKI HARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DAVE MCMILLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | PATRICIA MEYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RICK SWARTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LARKIN VANDENHEUVEL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 69916 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE-CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CREDIT COMM |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1130208 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 69641 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 69641 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 512 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 420959 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 136713 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 144112 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 565071 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2761085 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2950855 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 32130 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 75954 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 168141 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 190989 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 9901 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 157637 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 38313 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 34114 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 31420 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 16279878 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 15318638 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | INSURANCE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 194877 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 36392 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 6351 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 194877 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 36392 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 6351 |
| IRS990/OtherRevenueTotalAmt | 0 | 237620 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 187735 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15231618 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16805746 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 19333 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 690000 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 861082 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13783 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 56390 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 38084 |
| IRS990/PrincipalOfficerNm | 0 | NATHAN BISSELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN AND CREDIT CARD INTEREST |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 822947 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 822947 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 50740 |
| IRS990/PYOtherExpensesAmt | 0 | 584385 |
| IRS990/PYOtherRevenueAmt | 0 | 249644 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 715050 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 145746 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 285303 |
| IRS990/PYTotalExpensesAmt | 0 | 869688 |
| IRS990/PYTotalRevenueAmt | 0 | 1015434 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 189770 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2071085 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2089773 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 983862 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 515037 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 52851 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 201227 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 254078 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 75761 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 219732 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 295493 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 15500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 15500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 3964921 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 3806680 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 3607890 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 1836700 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1096969 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 472091 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 177702 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 145826 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 82714 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 9 | 46504 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 10 | 44946 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 11 | 22121 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 12 | 13574 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MONEY MARKET |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | PRIMARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | ROTH IRA |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | SECONDARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | KIRBY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 8 | ACCRUED INTEREST |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 9 | ESCROW |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 10 | VACATION CLUB |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 11 | BUSINESS SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 12 | CHRISTMAS CLUB |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 144112 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 15318638 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MANAGEMENT REVIEWS AND APPROVES FORM 990 BEFORE IT IS SUBMITTED TO THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MONITORED BY CEO AND REPORTED TO BOARD OF DIRECTORS IF A CONFLICT IS FOUND |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POSTED WITHIN THE CREDIT UNION BUILDING ACCESSIBLE TO PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | CREDIT, DEBIT AND ATM SERVICE 109,306 0 0 INTERNET BANKING 41,416 0 0 ALM EXPENSE 3,315 0 0 TOTAL 154,037 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 19163892 |
| IRS990/TotalAssetsEOYAmt | 0 | 18647108 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 19163892 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 18647108 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 940438 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 16402807 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 15696253 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 16402807 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 15696253 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2761085 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2950855 |
| IRS990/TotalOtherCompensationAmt | 0 | 1774 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 822947 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 69916 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1130208 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1130208 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 19163892 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 18647108 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | RIVERCOMMUNITYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2020-09-23 17:36:50Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | NATHAN BISSELL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6416846302 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-01-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RIVER COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RIVE |
| ReturnHeader/Filer/EIN | 0 | 420453085 |
| ReturnHeader/Filer/PhoneNum | 0 | 6416846302 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 8B86CBE09C1CACDA7A7CEF1E7C5C737319CC814F |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | CADF053B65AF825364994A0FCC0F974A6E805A1F |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 75.27.153.239 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-03-03 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 18:14:51 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 421125570 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSON LARKIN & CO PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 221 N WAPELLO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6416845489 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-03-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KENNETH E CROSSER |
| ReturnHeader/ReturnTs | 0 | 2020-03-03T18:14:51-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.