Civic Intelligence

River Community Credit Union

990 • Fiscal year 2018 • EIN 42-0453085

Jan 01, 2018 to Dec 31, 2018 • Filed on Jan 22, 2019

644 West Second StreetOttumwa, IA 52501

(641) 684-6302

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.86x

Higher debt load relative to assets than 44% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

37th percentile

16.15x

Higher debt load relative to revenue than 37% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Net Margin

66th percentile

14%

Higher net margin than 66% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

37th percentile

$66,417

Higher top officer pay than 37% of similar nonprofits.

Top officer pay equals 6.5% of source-year revenue.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Asset Growth

97th percentile

13%

Faster asset growth than 97% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

86th percentile

16%

Faster revenue growth than 86% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Assets

Up

$19,163,892

Up $2,179,862 (+13%) from 2017

Net Assets

Up

$2,761,085

Up $132,489 (+5.0%) from 2017

Liabilities

Up

$16,402,807

Up $2,047,373 (+14%) from 2017

Revenue

Up

$1,015,434

Up $142,789 (+16%) from 2017

Expenses

Up

$869,688

Up $132,219 (+18%) from 2017

Net Income

Up

$145,746

Up $10,570 (+7.8%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $12,849,019Liabilities 2010: $10,597,598Net Assets 2010: $2,251,4212010Assets 2012: $17,565,309Liabilities 2012: $15,192,376Net Assets 2012: $2,372,9332012Assets 2013: $17,598,435Liabilities 2013: $15,238,375Net Assets 2013: $2,360,0602013Assets 2014: $17,305,224Liabilities 2014: $14,918,284Net Assets 2014: $2,386,9402014Assets 2015: $17,698,124Liabilities 2015: $15,287,772Net Assets 2015: $2,410,3522015Assets 2016: $16,098,885Liabilities 2016: $13,613,804Net Assets 2016: $2,485,0812016Assets 2017: $16,984,030Liabilities 2017: $14,355,434Net Assets 2017: $2,628,5962017Assets 2018: $19,163,892Liabilities 2018: $16,402,807Net Assets 2018: $2,761,0852018Assets 2019: $18,647,108Liabilities 2019: $15,696,253Net Assets 2019: $2,950,8552019Assets 2020: $22,743,388Liabilities 2020: $19,562,834Net Assets 2020: $3,180,5542020Assets 2021: $24,868,449Liabilities 2021: $21,527,223Net Assets 2021: $3,341,2262021Assets 2022: $25,701,753Liabilities 2022: $22,225,812Net Assets 2022: $3,475,9412022Assets 2023: $28,899,207Liabilities 2023: $25,048,086Net Assets 2023: $3,851,1212023Assets 2024: $29,574,676Liabilities 2024: $25,379,482Net Assets 2024: $4,195,1942024Assets 2025: $29,088,923Liabilities 2025: $24,494,525Net Assets 2025: $4,594,3982025

Highlighted filing

2018

Assets$19,163,892
Liabilities$16,402,807
Net Assets$2,761,085

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $665,1732010Expenses 2012: $729,5702012Revenue 2013: $672,526Expenses 2013: $685,399Net Income 2013: -$12,8732013Revenue 2014: $721,351Expenses 2014: $694,469Net Income 2014: $26,8822014Revenue 2015: $750,367Expenses 2015: $726,955Net Income 2015: $23,4122015Revenue 2016: $785,929Expenses 2016: $710,829Net Income 2016: $75,1002016Revenue 2017: $872,645Expenses 2017: $737,469Net Income 2017: $135,1762017Revenue 2018: $1,015,434Expenses 2018: $869,688Net Income 2018: $145,7462018Revenue 2019: $1,130,208Expenses 2019: $940,438Net Income 2019: $189,7702019Revenue 2020: $1,158,972Expenses 2020: $929,273Net Income 2020: $229,6992020Revenue 2021: $1,185,685Expenses 2021: $1,025,013Net Income 2021: $160,6722021Revenue 2022: $1,176,087Expenses 2022: $1,041,372Net Income 2022: $134,7152022Revenue 2023: $1,572,380Expenses 2023: $1,268,734Net Income 2023: $303,6462023Revenue 2024: $1,833,486Expenses 2024: $1,489,413Net Income 2024: $344,0732024Revenue 2025: $1,915,692Expenses 2025: $1,516,488Net Income 2025: $399,2042025

Highlighted filing

2018

Revenue$1,015,434
Expenses$869,688
Net Income$145,746
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Jan 22, 2019
Return Version
2018v3.1
Gross Receipts
$1,015,434
Mission and Program Overview

Mission

Provide financial services to members including deposit and loan programs

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,597,762$15,231,618▲ $2,633,856
Cash and Non-Interest-Bearing Accounts$1,553,486$2,587,168▲ $1,033,682
Rtn Earn Endowment Incm Other Fnds$2,028,596$2,071,085▲ $42,489
Savings and Temporary Cash Investments$2,484,239$983,862▼ $1,500,377
Pd in Cap Srpls Land Bldg Eqp Fund$600,000$690,000▲ $90,000
Land, Buildings, and Equipment, Net$135,049$136,713▲ $1,664
Prepaid Expenses and Deferred Charges$54,207$56,390▲ $2,183
Total Assets$16,984,030$19,163,892▲ $2,179,862
Other Assets Total$159,287$168,141▲ $8,854
Liabilities
Other Liabilities$14,213,059$16,279,878▲ $2,066,819
Accounts Payable and Accrued Expenses$142,375$122,929▼ $19,446
Total Liabilities$14,355,434$16,402,807▲ $2,047,373
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,628,596$2,761,085▲ $132,489
Total Liabilities and Net Assets / Fund Balance$16,984,030$19,163,892▲ $2,179,862

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$56,104$200,615$256,719
Buildings$65,109$187,869$252,978
Land$15,500-$15,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nathan BissellPresident/ceFT$64,416$2,001$66,417

Board Members and Trustees

NameTitle
Dave McmillenChairperson
Dennis Van GorpPresident
Deanne FearAudit Commit
Patricia MeyerAudit Commit
Vicki HarterAudit Commit
Larkin VandenheuvelCredit Comm
Herbert GreenfieldCredit Commi
Cory BengeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$715,050
Investment Income
$50,740
Other Revenue
$249,644
Change in Net Assets
$145,746
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$584,385
Salaries, Compensation, and Employee Benefits$285,303
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$180,177
Fees for Services Other---$139,360
Fees for Services Accounting---$69,987
Office Expenses---$67,227
Current Officers, Directors, Trustees, and Key Employees---$64,416
Occupancy---$28,967
Other Expenses---$26,341
Advertising---$22,361
All Other Expenses---$18,281
Payroll Taxes---$17,997
Pension Plan Contributions---$11,383
Other Employee Benefits---$11,330
Conferences and Meetings---$4,862
Fees for Services Legal---$1,331
Total Functional Expenses$0$0$0$869,688
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Money Market$4,685,346
Primary$4,246,729
Certificates$3,410,751
Share Drafts$1,746,838
Ira Shares$1,220,351
Roth Ira$457,319
Secondary$204,057
Kirby$146,430
Escrow$51,721
Vacation Club$42,288
Accrued Interest$35,659
Business Share Drafts$17,797
Christmas Club$14,592
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Management reviews and approves form 990 before it is submitted to the irs.

Form 990, Page 6, Part VI, Line 12C

Monitored by ceo and reported to board of directors if a conflict is found

Form 990, Page 6, Part VI, Line 15A

All salaries are determined by the board of directors

Form 990, Page 6, Part VI, Line 15B

All salaries are determined by the board of directors

Form 990, Page 6, Part VI, Line 19

Posted within the credit union building accessible to public

Filing and Contact Details

Filer

Filer Name
River Community Credit Union
EIN
42-0453085
Phone
6416846302
Address
644 WEST SECOND STREET, OTTUMWA, IA 52501

Signing Officer

Name
Nathan Bissell
Title
President/CEO
Phone
6416846302
Signed
2019-01-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nathan Bissell
Formed
1928
Legal Domicile
Ia
Voting Board Members
8
Independent Board Members
8
Employees
7

Preparer

Firm
Anderson Larkin & Co Pc
Address
221 N WAPELLO, OTTUMWA, IA 52501
Preparer
Bradley T Barnes
Phone
6416845489
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Provide financial services to members including deposit and loan programs

Form 990, Part IX, Line 11G

Credit, debit and atm service 100,625 0 0 internet banking 35,979 0 0 alm expense 2,756 0 0 total 139,360 0 0

Raw XML Appendix379 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/SavingsAndTempCashInvstGrp/BOYAmt02484239
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0983862
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt065109
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0187869
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0252978
IRS990ScheduleD/EquipmentGrp/BookValueAmt056104
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0200615
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0256719
IRS990ScheduleD/LandGrp/BookValueAmt015500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt015500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04685346
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14246729
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23410751
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt31746838
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41220351
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5457319
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6204057
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7146430
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt851721
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt942288
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1035659
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1117797
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1214592
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PRIMARY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ROTH IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6SECONDARY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7KIRBY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8ESCROW
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9VACATION CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10ACCRUED INTEREST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc11BUSINESS SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc12CHRISTMAS CLUB
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0136713
IRS990ScheduleD/TotalLiabilityAmt016279878
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MANAGEMENT REVIEWS AND APPROVES FORM 990 BEFORE IT IS SUBMITTED TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MONITORED BY CEO AND REPORTED TO BOARD OF DIRECTORS IF A CONFLICT IS FOUND
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5POSTED WITHIN THE CREDIT UNION BUILDING ACCESSIBLE TO PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CREDIT, DEBIT AND ATM SERVICE 100,625 0 0 INTERNET BANKING 35,979 0 0 ALM EXPENSE 2,756 0 0 TOTAL 139,360 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt016984030
IRS990/TotalAssetsEOYAmt019163892
IRS990/TotalAssetsGrp/BOYAmt016984030
IRS990/TotalAssetsGrp/EOYAmt019163892
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0869688
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014355434
IRS990/TotalLiabilitiesEOYAmt016402807
IRS990/TotalLiabilitiesGrp/BOYAmt014355434
IRS990/TotalLiabilitiesGrp/EOYAmt016402807
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02628596
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02761085
IRS990/TotalOtherCompensationAmt02001
IRS990/TotalProgramServiceRevenueAmt0715050
IRS990/TotalReportableCompFromOrgAmt064416
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01015434
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01015434
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt016984030
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019163892
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0RIVERCOMMUNITYCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NATHAN BISSELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06416846302
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-01-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIVER COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0RIVE
ReturnHeader/Filer/EIN0420453085
ReturnHeader/Filer/PhoneNum06416846302
ReturnHeader/Filer/USAddress/AddressLine1Txt0644 WEST SECOND STREET
ReturnHeader/Filer/USAddress/CityNm0OTTUMWA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd052501
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0CF2C6F171FC50FA1C6B3C3C31077712BE6E1A60D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0ED95538AAA16AB83011FB0D0C359BE539258B16E
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.64.128.102
ReturnHeader/FilingSecurityInformation/IPDt02019-01-31
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm018:57:52
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421125570
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANDERSON LARKIN & CO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0221 N WAPELLO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OTTUMWA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd052501
ReturnHeader/PreparerPersonGrp/PhoneNum06416845489
ReturnHeader/PreparerPersonGrp/PreparationDt02019-01-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRADLEY T BARNES
ReturnHeader/ReturnTs02019-01-31T18:57:52-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$29.1$24.5$4.59$1.92$1.52$0.40
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.6$25.4$4.20$1.83$1.49$0.34
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.9$25.0$3.85$1.57$1.27$0.30
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.7$22.2$3.48$1.18$1.04$0.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.9$21.5$3.34$1.19$1.03$0.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.7$19.6$3.18$1.16$0.93$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.6$15.7$2.95$1.13$0.94$0.19
2018Detailed filing. Detailed filing data is available for this year.$19.2$16.4$2.76$1.02$0.87$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.0$14.4$2.63$0.87$0.74$0.14
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.1$13.6$2.49$0.79$0.71$0.08
2015Detailed filing. Detailed filing data is available for this year.$17.7$15.3$2.41$0.75$0.73$0.02
2014Detailed filing. Detailed filing data is available for this year.$17.3$14.9$2.39$0.72$0.69$0.03
2013Detailed filing. Detailed filing data is available for this year.$17.6$15.2$2.36$0.67$0.69$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$15.2$2.37$0.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.8$10.6$2.25$0.67