Liabilities / Assets
31st percentile
Higher debt load relative to assets than 31% of similar nonprofits.
EIN 42-0453085 • 501(c)14 • Ottumwa, IA
Profile
Provide financial services to members including deposit and loan programs
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
31st percentile
Higher debt load relative to assets than 31% of similar nonprofits.
Liabilities / Revenue
25th percentile
Higher debt load relative to revenue than 25% of similar nonprofits.
Net Margin
78th percentile
Higher net margin than 78% of similar nonprofits.
Top Officer Pay
39th percentile
Higher top officer pay than 39% of similar nonprofits.
Top officer pay equals 5.5% of source-year revenue.
Asset Growth
32nd percentile
Faster asset growth than 32% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Assets
Down$29,088,923
Down $485,753 (-1.6%) from 2024
Liabilities
Down$24,494,525
Down $884,957 (-3.5%) from 2024
Net Assets
Up$4,594,398
Up $399,204 (+9.5%) from 2024
Revenue
Up$1,915,692
Up $82,206 (+4.5%) from 2024
Expenses
Up$1,516,488
Up $27,075 (+1.8%) from 2024
Net Income
Up$399,204
Up $55,131 (+16%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Provide financial services to members including deposit and loan programs
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $20,354,488 | $20,270,921 | ▼ $83,567 |
| Savings and Temporary Cash Investments | $7,052,045 | $6,662,256 | ▼ $389,789 |
| Rtn Earn Endowment Incm Other Fnds | $3,000,675 | $3,345,709 | ▲ $345,034 |
| Cash and Non-Interest-Bearing Accounts | $1,424,972 | $1,370,738 | ▼ $54,234 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $1,194,519 | $1,248,689 | ▲ $54,170 |
| Accounts Receivable | $281,717 | $291,356 | ▲ $9,639 |
| Land, Buildings, and Equipment, Net | $82,973 | $143,817 | ▲ $60,844 |
| Prepaid Expenses and Deferred Charges | $74,015 | $53,669 | ▼ $20,346 |
| Total Assets | $29,574,676 | $29,088,923 | ▼ $485,753 |
| Other Assets Total | $304,466 | $296,166 | ▼ $8,300 |
| Liabilities | |||
| Other Liabilities | $25,263,396 | $24,385,268 | ▼ $878,128 |
| Accounts Payable and Accrued Expenses | $116,086 | $109,257 | ▼ $6,829 |
| Total Liabilities | $25,379,482 | $24,494,525 | ▼ $884,957 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,195,194 | $4,594,398 | ▲ $399,204 |
| Total Liabilities and Net Assets / Fund Balance | $29,574,676 | $29,088,923 | ▼ $485,753 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $108,275 | $286,530 | $394,805 |
| Equipment | $20,042 | $305,156 | $325,198 |
| Land | $15,500 | - | $15,500 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Nathan Bissell | CEO | FT | $105,027 | $105,027 |
| Name | Title |
|---|---|
| Herb Greenfield | Chair |
| Patricia Meyer | Chair Audit |
| Dave Mcmillin | President |
| Brad Payne | Vice-chairpe |
| R Brian Morgan | Audit Commit |
| Vicki Harter | Audit Commit |
| Jeff Box | Credit Comm |
| Jd Wheaton | Credit Commi |
| Deanne Fear | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,090,298 |
| Salaries, Compensation, and Employee Benefits | $426,190 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $251,920 | - | - | $251,920 |
| Fees for Services Accounting | $239,452 | - | - | $239,452 |
| Current Officers, Directors, Trustees, and Key Employees | - | $105,027 | - | $105,027 |
| Office Expenses | $94,825 | - | - | $94,825 |
| Other Expenses | $49,853 | - | - | $49,853 |
| Other Employee Benefits | $42,517 | - | - | $42,517 |
| Occupancy | $37,507 | - | - | $37,507 |
| Payroll Taxes | $26,726 | - | - | $26,726 |
| Advertising | $25,784 | - | - | $25,784 |
| All Other Expenses | $4,363 | - | - | $4,363 |
| Conferences and Meetings | $1,428 | - | - | $1,428 |
| Total Functional Expenses | $1,411,461 | $105,027 | $0 | $1,516,488 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Primary | $10,726,548 |
| Certificates | $8,236,924 |
| Share Drafts | $3,463,877 |
| Ira Shares | $1,957,919 |
“Management reviews and approves form 990 before it is submitted to the irs.”
“Monitored by ceo and reported to board of directors if a conflict is found”
“All salaries are determined by the board of directors”
“All salaries are determined by the board of directors”
“Posted within the credit union building accessible to public”
“Provide financial services to members including deposit and loan programs”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 116086 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 109257 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 281717 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 291356 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 25784 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 25784 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 4363 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 4363 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | NATE BISSELL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6416846302 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OTTUMWA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52501 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1424972 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1370738 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 105027 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 105027 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1428 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1428 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 350773 |
| IRS990/CYOtherExpensesAmt | 0 | 1090298 |
| IRS990/CYOtherRevenueAmt | 0 | 293401 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1271518 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 399204 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 426190 |
| IRS990/CYTotalExpensesAmt | 0 | 1516488 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1915692 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 239452 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 239452 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NATHAN BISSELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JEFF BOX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DEANNE FEAR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HERB GREENFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | VICKI HARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAVE MCMILLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | PATRICIA MEYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | R BRIAN MORGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BRAD PAYNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JD WHEATON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 105027 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CREDIT COMM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHAIR AUDIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE-CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CREDIT COMMI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1915692 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 350773 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 350773 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 484 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 591686 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 82973 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 143817 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 735503 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4195194 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4594398 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 37507 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 37507 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 94825 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 94825 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 304466 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 296166 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 42517 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 42517 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 502391 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 71948 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 62747 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 49853 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 502391 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 71948 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 62747 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 49853 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25263396 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 24385268 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 258717 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 34684 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 258717 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 34684 |
| IRS990/OtherRevenueTotalAmt | 0 | 293401 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 251920 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 251920 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 20354488 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 20270921 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 26726 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 26726 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 1194519 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 1248689 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 74015 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 53669 |
| IRS990/PrincipalOfficerNm | 0 | NATHAN BISSELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN AND CREDIT CARD INTEREST |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1271518 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1271518 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 333791 |
| IRS990/PYOtherExpensesAmt | 0 | 1104880 |
| IRS990/PYOtherRevenueAmt | 0 | 301378 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1198317 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 344073 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 384533 |
| IRS990/PYTotalExpensesAmt | 0 | 1489413 |
| IRS990/PYTotalRevenueAmt | 0 | 1833486 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 399204 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3000675 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3345709 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7052045 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6662256 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 108275 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 286530 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 394805 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 20042 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 305156 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 325198 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 15500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 15500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10726548 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 8236924 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 3463877 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 1957919 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | PRIMARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | IRA SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 143817 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 24385268 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MANAGEMENT REVIEWS AND APPROVES FORM 990 BEFORE IT IS SUBMITTED TO THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MONITORED BY CEO AND REPORTED TO BOARD OF DIRECTORS IF A CONFLICT IS FOUND |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POSTED WITHIN THE CREDIT UNION BUILDING ACCESSIBLE TO PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 29088923 |
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| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 1411461 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1516488 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 24494525 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25379482 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 24494525 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4195194 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4594398 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1271518 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 105027 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1915692 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1915692 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 29088923 |
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| IRS990/WebsiteAddressTxt | 0 | RIVERCOMMUNITYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | NATHAN BISSELL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6416846302 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-01-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RIVER COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RIVE |
| ReturnHeader/Filer/EIN | 0 | 420453085 |
| ReturnHeader/Filer/PhoneNum | 0 | 6416846302 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 421125570 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSON LARKIN & CO PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 221 N WAPELLO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6416845489 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-01-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ADAM STURM |
| ReturnHeader/ReturnTs | 0 | 2026-02-12T12:17:47-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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