Liabilities / Assets
39th percentile
Higher debt load relative to assets than 39% of similar nonprofits.
990 • Fiscal year 2017 • EIN 42-0453085
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
39th percentile
Higher debt load relative to assets than 39% of similar nonprofits.
Liabilities / Revenue
31st percentile
Higher debt load relative to revenue than 31% of similar nonprofits.
Net Margin
83rd percentile
Higher net margin than 83% of similar nonprofits.
Top Officer Pay
32nd percentile
Higher top officer pay than 32% of similar nonprofits.
Top officer pay equals 7.0% of source-year revenue.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Up$16,984,030
Up $885,145 (+5.5%) from 2016
Net Assets
Up$2,628,596
Up $143,515 (+5.8%) from 2016
Liabilities
Up$14,355,434
Up $741,630 (+5.4%) from 2016
Revenue
Up$872,645
Up $86,716 (+11%) from 2016
Expenses
Up$737,469
Up $26,640 (+3.7%) from 2016
Net Income
Up$135,176
Up $60,076 (+80%) from 2016
Provide financial services to members including deposit and loan programs
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $11,048,223 | $12,597,762 | ▲ $1,549,539 |
| Savings and Temporary Cash Investments | $3,415,613 | $2,484,239 | ▼ $931,374 |
| Rtn Earn Endowment Incm Other Fnds | $1,913,507 | $2,028,596 | ▲ $115,089 |
| Cash and Non-Interest-Bearing Accounts | $1,284,237 | $1,553,486 | ▲ $269,249 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $571,574 | $600,000 | ▲ $28,426 |
| Land, Buildings, and Equipment, Net | $142,540 | $135,049 | ▼ $7,491 |
| Prepaid Expenses and Deferred Charges | $37,902 | $54,207 | ▲ $16,305 |
| Total Assets | $16,098,885 | $16,984,030 | ▲ $885,145 |
| Other Assets Total | $170,370 | $159,287 | ▼ $11,083 |
| Liabilities | |||
| Other Liabilities | $13,535,530 | $14,213,059 | ▲ $677,529 |
| Accounts Payable and Accrued Expenses | $78,274 | $142,375 | ▲ $64,101 |
| Total Liabilities | $13,613,804 | $14,355,434 | ▲ $741,630 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,485,081 | $2,628,596 | ▲ $143,515 |
| Total Liabilities and Net Assets / Fund Balance | $16,098,885 | $16,984,030 | ▲ $885,145 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $67,493 | $174,923 | $242,416 |
| Equipment | $52,056 | $187,469 | $239,525 |
| Land | $15,500 | - | $15,500 |
| Name | Title | Base | Other | Total |
|---|---|---|---|---|
| Nathan Bissell | President/ce | $59,566 | $1,520 | $61,086 |
| Name | Title |
|---|---|
| John Crouse | Chairperson |
| Dennis Van Gorp | President |
| Dave Mcmillen | Vice Chairpe |
| Cory Benge | Audit Commit |
| Larkin Vandenheuvel | Audit Commit |
| Patricia Meyer | Audit Commit |
| Herbert Greenfield | Credit Commi |
| Vicki Harter | Credit Commi |
| Judy Degraaf | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $477,025 |
| Salaries, Compensation, and Employee Benefits | $260,444 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $165,739 |
| Fees for Services Other | - | - | - | $128,460 |
| Office Expenses | - | - | - | $70,490 |
| Fees for Services Accounting | - | - | - | $65,418 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $59,566 |
| Occupancy | - | - | - | $28,492 |
| Advertising | - | - | - | $20,887 |
| All Other Expenses | - | - | - | $19,547 |
| Other Expenses | - | - | - | $18,869 |
| Payroll Taxes | - | - | - | $16,941 |
| Pension Plan Contributions | - | - | - | $9,675 |
| Other Employee Benefits | - | - | - | $8,523 |
| Conferences and Meetings | - | - | - | $5,423 |
| Fees for Services Legal | - | - | - | $313 |
| Total Functional Expenses | $0 | $0 | $0 | $737,469 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Money Market | $4,545,838 |
| Primary | $3,880,557 |
| Certificates | $1,998,681 |
| Share Drafts | $1,610,063 |
| Ira Shares | $1,266,815 |
| Roth Ira | $447,921 |
| Secondary | $172,595 |
| Kirby | $133,530 |
| Vacation Club | $66,535 |
| Escrow | $35,281 |
| Business Share Drafts | $25,832 |
| Christmas Club | $18,114 |
| Accrued Interest | $11,297 |
“Management reviews and approves form 990 before it is submitted to the irs.”
“Monitored by ceo and reported to board of directors if a conflict is found”
“All salaries are determined by the board of directors”
“All salaries are determined by the board of directors”
“Posted within the credit union building accessible to public”
“Provide financial services to members including deposit and loan programs”
“Credit, debit and atm service 93,483 0 0 internet banking 32,281 0 0 alm expense 2,696 0 0 total 128,460 0 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 78274 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 142375 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 20887 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 19547 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | NATE BISSELL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6416846302 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OTTUMWA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52501 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1284237 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1553486 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 59566 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 5423 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 79587 |
| IRS990/CYOtherExpensesAmt | 0 | 477025 |
| IRS990/CYOtherRevenueAmt | 0 | 214383 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 578675 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 135176 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 260444 |
| IRS990/CYTotalExpensesAmt | 0 | 737469 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 872645 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 65418 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 313 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 128460 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 1520 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | HERBERT GREENFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JUDY DEGRAAF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PATRICIA MEYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN CROUSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVE MCMILLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DENNIS VAN GORP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LARKIN VANDENHEUVEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | VICKI HARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CORY BENGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | NATHAN BISSELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 59566 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | AUDIT COMMIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 872645 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 79587 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 79587 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 443 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 362392 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 142540 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 135049 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 497441 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2485081 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2628596 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 7965 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 28492 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 70490 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 170370 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 159287 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 8523 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 61766 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 32828 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 24532 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 18869 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13535530 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 14213059 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | INSURANCE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 175499 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 32298 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 6586 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 175499 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 32298 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 6586 |
| IRS990/OtherRevenueTotalAmt | 0 | 214383 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 165739 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 11048223 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 12597762 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 16941 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 571574 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 600000 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 9675 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 37902 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 54207 |
| IRS990/PrincipalOfficerNm | 0 | NATHAN BISSELL |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 374 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN AND CREDIT CARD INTEREST |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 578675 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 578675 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 69694 |
| IRS990/PYOtherExpensesAmt | 0 | 453509 |
| IRS990/PYOtherRevenueAmt | 0 | 189322 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 526913 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 75100 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 257320 |
| IRS990/PYTotalExpensesAmt | 0 | 710829 |
| IRS990/PYTotalRevenueAmt | 0 | 785929 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 135176 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1913507 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2028596 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3415613 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2484239 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 67493 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 174923 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 242416 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 52056 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 187469 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 239525 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 15500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 15500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4545838 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 3880557 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1998681 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 1610063 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1266815 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 447921 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 172595 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 133530 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 66535 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 9 | 35281 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 10 | 25832 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 11 | 18114 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 12 | 11297 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MONEY MARKET |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | PRIMARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | ROTH IRA |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | SECONDARY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | KIRBY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 8 | VACATION CLUB |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 9 | ESCROW |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 10 | BUSINESS SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 11 | CHRISTMAS CLUB |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 12 | ACCRUED INTEREST |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 135049 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 14213059 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS INCLUDING DEPOSIT AND LOAN PROGRAMS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MANAGEMENT REVIEWS AND APPROVES FORM 990 BEFORE IT IS SUBMITTED TO THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MONITORED BY CEO AND REPORTED TO BOARD OF DIRECTORS IF A CONFLICT IS FOUND |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POSTED WITHIN THE CREDIT UNION BUILDING ACCESSIBLE TO PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | CREDIT, DEBIT AND ATM SERVICE 93,483 0 0 INTERNET BANKING 32,281 0 0 ALM EXPENSE 2,696 0 0 TOTAL 128,460 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 16098885 |
| IRS990/TotalAssetsEOYAmt | 0 | 16984030 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 16098885 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 16984030 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 737469 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 13613804 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 14355434 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 13613804 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 14355434 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2485081 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2628596 |
| IRS990/TotalOtherCompensationAmt | 0 | 1520 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 578675 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 59566 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 872645 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 872645 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 16098885 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 16984030 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | RIVERCOMMUNITYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | NATHAN BISSELL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6416846302 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-02-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RIVER COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RIVE |
| ReturnHeader/Filer/EIN | 0 | 420453085 |
| ReturnHeader/Filer/PhoneNum | 0 | 6416846302 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 644 WEST SECOND STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 07B0879789E99C3EC199EA989E804E2F039AAEF5 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 1668886FD7AD920A7C08149F54E903DFCDBFAD19 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.64.128.102 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-03-27 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 11:47:32 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 421125570 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSON LARKIN & CO PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 221 N WAPELLO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OTTUMWA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 52501 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6416845489 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-03-27 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRADLEY T BARNES |
| ReturnHeader/ReturnTs | 0 | 2018-03-27T11:47:32-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.