Civic Intelligence

Duluth Teachers Credit Union

990 • Fiscal year 2017 • EIN 41-0226825

Jan 01, 2017 to Dec 31, 2017

Organization Profilewww.dtcu.net
Duluth, MN
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.91x

Higher debt load relative to assets than 74% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Liabilities / Revenue

89th percentile

24.20x

Higher debt load relative to revenue than 89% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Net Margin

75th percentile

17%

Higher net margin than 75% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2017

Asset Growth

50th percentile

3.9%

Faster asset growth than 50% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Revenue Growth

39th percentile

5.3%

Faster revenue growth than 39% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$110,251,816

Up $4,134,713 (+3.9%) from 2016

Net Assets

Up

$10,083,299

Up $686,594 (+7.3%) from 2016

Liabilities

Up

$100,168,517

Up $3,448,119 (+3.6%) from 2016

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin75th percentile

Revenue

Up

$4,139,411

Up $209,720 (+5.3%) from 2016

Expenses

Up

$3,447,293

Up $116,077 (+3.5%) from 2016

Net Income

Up

$692,118

Up $93,643 (+16%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $71,425,360Liabilities 2010: $65,800,755Net Assets 2010: $5,624,6052010Assets 2011: $74,744,458Liabilities 2011: $68,682,114Net Assets 2011: $6,062,3442011Assets 2012: $82,360,355Liabilities 2012: $75,540,751Net Assets 2012: $6,819,6042012Assets 2013: $87,671,505Liabilities 2013: $80,287,629Net Assets 2013: $7,383,8762013Assets 2014: $92,981,372Liabilities 2014: $84,964,678Net Assets 2014: $8,016,6942014Assets 2015: $99,724,343Liabilities 2015: $90,926,647Net Assets 2015: $8,797,6962015Assets 2016: $106,117,103Liabilities 2016: $96,720,398Net Assets 2016: $9,396,7052016Assets 2017: $110,251,816Liabilities 2017: $100,168,517Net Assets 2017: $10,083,2992017Assets 2018: $112,172,759Liabilities 2018: $101,056,378Net Assets 2018: $11,116,3812018Assets 2019: $120,417,051Liabilities 2019: $108,325,985Net Assets 2019: $12,091,0662019Assets 2020: $137,140,807Liabilities 2020: $123,972,072Net Assets 2020: $13,168,7352020Assets 2021: $155,144,214Liabilities 2021: $141,131,247Net Assets 2021: $14,012,9672021Assets 2022: $152,867,431Liabilities 2022: $138,905,495Net Assets 2022: $13,961,9362022Assets 2023: $146,163,101Liabilities 2023: $130,292,859Net Assets 2023: $15,870,2422023

Highlighted filing

2017

Assets$110,251,816
Liabilities$100,168,517
Net Assets$10,083,299
Open 2017 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,554,7842010Expenses 2011: $3,315,0952011Expenses 2012: $2,936,7612012Revenue 2013: $3,609,557Expenses 2013: $2,941,644Net Income 2013: $667,9132013Revenue 2014: $3,687,295Expenses 2014: $3,085,296Net Income 2014: $601,9992014Revenue 2015: $3,894,847Expenses 2015: $3,128,927Net Income 2015: $765,9202015Revenue 2016: $3,929,691Expenses 2016: $3,331,216Net Income 2016: $598,4752016Revenue 2017: $4,139,411Expenses 2017: $3,447,293Net Income 2017: $692,1182017Revenue 2018: $4,592,855Expenses 2018: $3,569,241Net Income 2018: $1,023,6142018Revenue 2019: $5,063,368Expenses 2019: $4,104,278Net Income 2019: $959,0902019Revenue 2020: $4,999,363Expenses 2020: $3,925,350Net Income 2020: $1,074,0132020Revenue 2021: $5,158,658Expenses 2021: $4,112,578Net Income 2021: $1,046,0802021Revenue 2022: $5,734,343Expenses 2022: $4,585,398Net Income 2022: $1,148,9452022Revenue 2023: $6,824,977Expenses 2023: $5,353,089Net Income 2023: $1,471,8882023

Highlighted filing

2017

Revenue$4,139,411
Expenses$3,447,293
Net Income$692,118
Open 2017 Filing
Filing Detail Status

This 2017 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Mission and Program Overview

Mission

Credit Union Members save and borrow from each other.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$110,251,816
Liabilities
$100,168,517
Net assets
$10,083,299
Revenue
$4,139,411
Expenses
$3,447,293
Net income
$692,118
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$130$15.9$6.82$5.35$1.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$153$139$14.0$5.73$4.59$1.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$155$141$14.0$5.16$4.11$1.05
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$137$124$13.2$5.00$3.93$1.07
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$108$12.1$5.06$4.10$0.96
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$101$11.1$4.59$3.57$1.02
2017Summary only. Only limited summary data is available for this year.$110$100$10.1$4.14$3.45$0.69
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$106$96.7$9.40$3.93$3.33$0.60
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$99.7$90.9$8.80$3.89$3.13$0.77
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.0$85.0$8.02$3.69$3.09$0.60
2013Detailed filing. Detailed filing data is available for this year.$87.7$80.3$7.38$3.61$2.94$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.4$75.5$6.82$2.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.7$68.7$6.06$3.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.4$65.8$5.62$3.55
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)14 • $100M-$250M nonprofits