Civic Intelligence

Duluth Teachers Credit Union

990 • Fiscal year 2016 • EIN 41-0226825

Jan 01, 2016 to Dec 31, 2016 • Filed on May 12, 2017

Organization Profilewww.dtcu.net

View Organization Page

11 W 2nd StreetDuluth, MN 55802

(218) 722-9242

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.91x

Higher debt load relative to assets than 76% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

87th percentile

24.61x

Higher debt load relative to revenue than 87% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

74th percentile

15%

Higher net margin than 74% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

38th percentile

$179,573

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

70th percentile

6.4%

Faster asset growth than 70% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

21st percentile

0.9%

Faster revenue growth than 21% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$106,117,103

Up $6,392,760 (+6.4%) from 2015

Net Assets

Up

$9,396,705

Up $599,009 (+6.8%) from 2015

Liabilities

Up

$96,720,398

Up $5,793,751 (+6.4%) from 2015

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin74th percentile

Revenue

Up

$3,929,691

Up $34,844 (+0.9%) from 2015

Expenses

Up

$3,331,216

Up $202,289 (+6.5%) from 2015

Net Income

Down

$598,475

Down $167,445 (-22%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $71,425,360Liabilities 2010: $65,800,755Net Assets 2010: $5,624,6052010Assets 2011: $74,744,458Liabilities 2011: $68,682,114Net Assets 2011: $6,062,3442011Assets 2012: $82,360,355Liabilities 2012: $75,540,751Net Assets 2012: $6,819,6042012Assets 2013: $87,671,505Liabilities 2013: $80,287,629Net Assets 2013: $7,383,8762013Assets 2014: $92,981,372Liabilities 2014: $84,964,678Net Assets 2014: $8,016,6942014Assets 2015: $99,724,343Liabilities 2015: $90,926,647Net Assets 2015: $8,797,6962015Assets 2016: $106,117,103Liabilities 2016: $96,720,398Net Assets 2016: $9,396,7052016Assets 2017: $110,251,816Liabilities 2017: $100,168,517Net Assets 2017: $10,083,2992017Assets 2018: $112,172,759Liabilities 2018: $101,056,378Net Assets 2018: $11,116,3812018Assets 2019: $120,417,051Liabilities 2019: $108,325,985Net Assets 2019: $12,091,0662019Assets 2020: $137,140,807Liabilities 2020: $123,972,072Net Assets 2020: $13,168,7352020Assets 2021: $155,144,214Liabilities 2021: $141,131,247Net Assets 2021: $14,012,9672021Assets 2022: $152,867,431Liabilities 2022: $138,905,495Net Assets 2022: $13,961,9362022Assets 2023: $146,163,101Liabilities 2023: $130,292,859Net Assets 2023: $15,870,2422023

Highlighted filing

2016

Assets$106,117,103
Liabilities$96,720,398
Net Assets$9,396,705
Open 2016 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,554,7842010Expenses 2011: $3,315,0952011Expenses 2012: $2,936,7612012Revenue 2013: $3,609,557Expenses 2013: $2,941,644Net Income 2013: $667,9132013Revenue 2014: $3,687,295Expenses 2014: $3,085,296Net Income 2014: $601,9992014Revenue 2015: $3,894,847Expenses 2015: $3,128,927Net Income 2015: $765,9202015Revenue 2016: $3,929,691Expenses 2016: $3,331,216Net Income 2016: $598,4752016Revenue 2017: $4,139,411Expenses 2017: $3,447,293Net Income 2017: $692,1182017Revenue 2018: $4,592,855Expenses 2018: $3,569,241Net Income 2018: $1,023,6142018Revenue 2019: $5,063,368Expenses 2019: $4,104,278Net Income 2019: $959,0902019Revenue 2020: $4,999,363Expenses 2020: $3,925,350Net Income 2020: $1,074,0132020Revenue 2021: $5,158,658Expenses 2021: $4,112,578Net Income 2021: $1,046,0802021Revenue 2022: $5,734,343Expenses 2022: $4,585,398Net Income 2022: $1,148,9452022Revenue 2023: $6,824,977Expenses 2023: $5,353,089Net Income 2023: $1,471,8882023

Highlighted filing

2016

Revenue$3,929,691
Expenses$3,331,216
Net Income$598,475
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 12, 2017
Return Version
2016v3.0
Gross Receipts
$3,944,386
Mission and Program Overview

Mission

Credit Union Members save and borrow from each other.

To meet the borrowing, saving, and investment needs of its members by providing the financial services desired. Members save and borrow from each other.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$68,947,535$68,781,974▼ $165,561
Savings and Temporary Cash Investments$19,533,634$18,387,122▼ $1,146,512
Investments Other Securities$6,120,000$12,158,000▲ $6,038,000
Rtn Earn Endowment Incm Other Fnds$7,166,641$7,765,650▲ $599,009
Investments in Publicly Traded Securities$1,891,295$2,973,232▲ $1,081,937
Pd in Cap Srpls Land Bldg Eqp Fund$1,631,055$1,631,055→ $0
Land, Buildings, and Equipment, Net$1,509,671$1,436,517▼ $73,154
Cash and Non-Interest-Bearing Accounts$495,031$846,276▲ $351,245
Prepaid Expenses and Deferred Charges$90,310$78,759▼ $11,551
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$99,724,343$106,117,103▲ $6,392,760
Other Assets Total$1,136,867$1,455,223▲ $318,356
Liabilities
Other Liabilities$90,803,156$96,586,532▲ $5,783,376
Accounts Payable and Accrued Expenses$123,491$133,866▲ $10,375
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$90,926,647$96,720,398▲ $5,793,751
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,797,696$9,396,705▲ $599,009
Total Liabilities and Net Assets / Fund Balance$99,724,343$106,117,103▲ $6,392,760

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$538,606$300,024$0
Other Land Buildings$0$0$0
Land$638,458-$0
Equipment$85,110$1,664,433$0
Leasehold Improvements$174,343$740,646$0
Financial Derivatives$12,158,000--
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rick LappiPresident/CEOFT$150,184$29,389$179,573
Rick LappiPresident-$150,184$29,389$179,573
Lisa HerstadEvpFT$98,307$18,314$116,621

Board Members and Trustees

NameTitle
John ArolaBoard Chair
Lisa Mitchell KrocakVice Chair
Donald MichelsBoard Member
Eddie CrawfordBoard Member
J Earl GranoBoard Member
Jody LeBlancBoard Member
Al MerryFormer Board Member
Bill CrandallFormer Board Member
Mary ChurchillSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,591,504
Investment Income
$338,187
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$598,475
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,783,378
Salaries, Compensation, and Employee Benefits$1,382,088
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$862,946
Other Expenses---$305,953
Information Technology---$266,442
Occupancy---$251,329
Current Officers, Directors, Trustees, and Key Employees---$248,491
Benefits to Members---$165,750
Other Employee Benefits---$129,766
Advertising---$121,531
Office Expenses---$111,346
Depreciation Depletion---$101,309
Payroll Taxes---$87,146
Insurance---$61,961
Pension Plan Contributions---$53,739
Travel---$14,178
Fees for Services Accounting---$11,545
Conferences and Meetings---$9,785
All Other Expenses---$8,614
Fees for Services Other---$7,700
Fees for Services Management---$6,713
Fees for Services Legal---$5,144
Fees for Service Investment Mgmnt Fees---$2,561
Total Functional Expenses$0$0$0$3,331,216
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$96,586,532
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“At the annual meeting, all members present were given a handout which explained the requested change in the bylaws as required by law to lessen the number of Board of Directors from 9 to 7. Those present voted yes to the change.”

Form 990, Part VI, Section A, Line 6

“DTCU has members who each have equal voting rights at the annual meeting.”

Form 990, Part VI, Section A, Line 7A

“The membership elects the board of directors. Each member has equal voting rights.”

Form 990, Part VI, Section A, Line 7B

“The membership approves changes in the bylaws.”

Form 990, Part VI, Section B, Line 11B

“Reviewed by CEO and governing body”

Form 990, Part VI, Section B, Line 12C

“Supervisory committee and independent staff periodically conduct audits for compliance.”

Form 990, Part VI, Section B, Line 15

“The Personnel committee propose the annual salary for the CEO. It is then approved by the Board of Directors. The Board of Directors approve an overall salary increase for the staff. The CEO and EVP work together to determine amounts of the individual employee salary increases based on performance input from Managers.”

Form 990, Part VI, Section C, Line 19

“Governing documents available upon request. Monthly financial statements are posted in each office.”

Filing and Contact Details

Filer

Filer Name
Duluth Teachers Credit Union
EIN
41-0226825
Phone
2187229242
Address
11 W 2nd Street, Duluth, MN 55802

Signing Officer

Name
Lisa Herstad
Title
Vice President
Phone
2187338001
Signed
2017-05-12

Organization Details

Principal Officer
Rick Lappi
Formed
1933
Legal Domicile
Mn
Voting Board Members
7
Independent Board Members
7
Employees
29
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in investment market value”

Raw XML AppendixShowing 400 of 517 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0341295
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0341295
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06120000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt012158000
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01891295
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02973232
IRS990/IRPDocumentCnt01806
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02705103
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01509671
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01436517
IRS990/LandBldgEquipCostOrOtherBssAmt04141620
IRS990/LegalDomicileStateCd0MN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt014695
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To meet the borrowing, saving, and investment needs of its members by providing the financial services desired. Members save and borrow from each other.Credit Union Members save and borrow from each other.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08797696
IRS990/NetAssetsOrFundBalancesEOYAmt09396705
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-3108
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-3108
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-3606
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0251329
IRS990/OfficeExpensesGrp/TotalAmt0111346
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01136867
IRS990/OtherAssetsTotalGrp/EOYAmt01455223
IRS990/OtherChangesInNetAssetsAmt0534
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0129766
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Share Draft Expenses
IRS990/OtherExpensesGrp/Desc2Debit ATM Program Expenses
IRS990/OtherExpensesGrp/TotalAmt0475874
IRS990/OtherExpensesGrp/TotalAmt121393
IRS990/OtherExpensesGrp/TotalAmt2305953
IRS990/OtherLiabilitiesGrp/BOYAmt090803156
IRS990/OtherLiabilitiesGrp/EOYAmt096586532
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0862946
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt068947535
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt068781974
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt087146
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01631055
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01631055
IRS990/PensionPlanContributionsGrp/TotalAmt053739
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt090310
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt078759
IRS990/PrincipalOfficerNm0Rick Lappi
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest income
IRS990/ProgramServiceRevenueGrp/Desc1Other income
IRS990/ProgramServiceRevenueGrp/Desc2Fee income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02795993
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1571745
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2217611
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02795993
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1571745
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2217611
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Debit ATM card program expenses
IRS990/ProgSrvcAccomActy3Grp/Desc0Draft Account program expenses
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0148233
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0277598
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01694964
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03617249
IRS990/PYRevenuesLessExpensesAmt0765920
IRS990/PYSalariesCompEmpBnftPaidAmt01285730
IRS990/PYTotalExpensesAmt03128927
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03894847
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0598475
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07166641
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07765650
IRS990/SavingsAndTempCashInvstGrp/BOYAmt019533634
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018387122
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0538606
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0300024
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0838630
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt085110
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01664433
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01749543
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt012158000
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0638458
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0638458
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0174343
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0740646
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0914989
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt096586532
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01436517
IRS990ScheduleD/TotalBookValueSecuritiesAmt012158000
IRS990ScheduleD/TotalLiabilityAmt096586532
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0150184

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$106,117,103
Liabilities
$96,720,398
Net assets
$9,396,705
Revenue
$3,929,691
Expenses
$3,331,216
Net income
$598,475
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$130$15.9$6.82$5.35$1.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$153$139$14.0$5.73$4.59$1.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$155$141$14.0$5.16$4.11$1.05
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$137$124$13.2$5.00$3.93$1.07
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$108$12.1$5.06$4.10$0.96
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$101$11.1$4.59$3.57$1.02
2017Summary only. Only limited summary data is available for this year.$110$100$10.1$4.14$3.45$0.69
2016Detailed filing. Detailed filing data is available for this year.$106$96.7$9.40$3.93$3.33$0.60
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$99.7$90.9$8.80$3.89$3.13$0.77
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.0$85.0$8.02$3.69$3.09$0.60
2013Detailed filing. Detailed filing data is available for this year.$87.7$80.3$7.38$3.61$2.94$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.4$75.5$6.82$2.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.7$68.7$6.06$3.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.4$65.8$5.62$3.55
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)14 • $100M-$250M nonprofits