Civic Intelligence

Brotherhood Credit Union

EIN 04-1126132 • 501(c)14 • Lynn, MA

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Profile

Credit union member services

75 Market StreetLynn, MA 01901

brotherhoodcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

4th percentile

0.59x

Higher debt load relative to assets than 4% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

5th percentile

7.54x

Higher debt load relative to revenue than 5% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

99th percentile

49%

Higher net margin than 99% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

48th percentile

$232,127

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

73rd percentile

5.5%

Faster asset growth than 73% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

100th percentile

95%

Faster revenue growth than 100% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets4th percentile

Assets

Up

$118,019,736

Up $6,131,339 (+5.5%) from 2023

Liabilities

Up

$69,866,820

Up $1,548,921 (+2.3%) from 2023

Net Assets

Up

$48,152,916

Up $4,582,418 (+11%) from 2023

Operations
Liabilities / Revenue5th percentileNet Margin99th percentile

Revenue

Up

$9,260,444

Up $4,506,121 (+95%) from 2023

Expenses

Up

$4,678,026

Up $521,503 (+13%) from 2023

Net Income

Up

$4,582,418

Up $3,984,618 (+667%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth73rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $109,312,644Liabilities 2010: $72,868,879Net Assets 2010: $36,443,7652010Assets 2011: $109,506,129Liabilities 2011: $74,423,688Net Assets 2011: $35,082,4412011Assets 2012: $108,602,954Liabilities 2012: $71,747,342Net Assets 2012: $36,855,6122012Assets 2013: $108,195,492Liabilities 2013: $68,943,342Net Assets 2013: $39,252,1502013Assets 2014: $108,231,842Liabilities 2014: $67,901,085Net Assets 2014: $40,330,7572014Assets 2015: $106,974,678Liabilities 2015: $67,102,611Net Assets 2015: $39,872,0672015Assets 2016: $110,061,049Liabilities 2016: $68,238,377Net Assets 2016: $41,822,6722016Assets 2017: $109,819,786Liabilities 2017: $65,846,111Net Assets 2017: $43,973,6752017Assets 2018: $105,972,783Liabilities 2018: $64,649,542Net Assets 2018: $41,323,2412018Assets 2019: $108,574,290Liabilities 2019: $64,034,007Net Assets 2019: $44,540,2832019Assets 2020: $111,724,882Liabilities 2020: $70,123,497Net Assets 2020: $41,601,3852020Assets 2021: $116,425,943Liabilities 2021: $70,811,597Net Assets 2021: $45,614,3462021Assets 2022: $120,701,668Liabilities 2022: $77,570,077Net Assets 2022: $43,131,5912022Assets 2023: $111,888,397Liabilities 2023: $68,317,899Net Assets 2023: $43,570,4982023Assets 2024: $118,019,736Liabilities 2024: $69,866,820Net Assets 2024: $48,152,9162024

Highlighted filing

2024

Assets$118,019,736
Liabilities$69,866,820
Net Assets$48,152,916
Open 2024 Filing

Operations Trend

Revenue Growth100th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $3,309,2182010Expenses 2011: $3,098,4232011Revenue 2012: $2,929,501Expenses 2012: $2,873,342Net Income 2012: $56,1592012Revenue 2013: $2,795,505Expenses 2013: $2,740,948Net Income 2013: $54,5572013Revenue 2014: $2,848,825Expenses 2014: $2,789,580Net Income 2014: $59,2452014Revenue 2015: $2,911,953Expenses 2015: $2,825,369Net Income 2015: $86,5842015Revenue 2016: $2,843,456Expenses 2016: $2,813,444Net Income 2016: $30,0122016Revenue 2017: $2,847,667Expenses 2017: $2,775,973Net Income 2017: $71,6942017Revenue 2018: $3,115,961Expenses 2018: $2,893,695Net Income 2018: $222,2662018Revenue 2019: $3,315,721Expenses 2019: $3,237,024Net Income 2019: $78,6972019Revenue 2020: $301,182Expenses 2020: $3,240,080Net Income 2020: -$2,938,8982020Revenue 2021: $3,001,494Expenses 2021: $2,890,926Net Income 2021: $110,5682021Revenue 2022: $3,117,598Expenses 2022: $3,271,384Net Income 2022: -$153,7862022Revenue 2023: $4,754,323Expenses 2023: $4,156,523Net Income 2023: $597,8002023Revenue 2024: $9,260,444Expenses 2024: $4,678,026Net Income 2024: $4,582,4182024

Highlighted filing

2024

Revenue$9,260,444
Expenses$4,678,026
Net Income$4,582,418
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$118,019,736
Liabilities
$69,866,820
Net assets
$48,152,916
Revenue
$9,260,444
Expenses
$4,678,026
Net income
$4,582,418
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$118$69.9$48.2$9.26$4.68$4.58
2023Detailed filing. Detailed filing data is available for this year.$112$68.3$43.6$4.75$4.16$0.60
2022Detailed filing. Detailed filing data is available for this year.$121$77.6$43.1$3.12$3.27$0.15
2021Detailed filing. Detailed filing data is available for this year.$116$70.8$45.6$3.00$2.89$0.11
2020Detailed filing. Detailed filing data is available for this year.$112$70.1$41.6$0.30$3.24$2.94
2019Detailed filing. Detailed filing data is available for this year.$109$64.0$44.5$3.32$3.24$0.08
2018Detailed filing. Detailed filing data is available for this year.$106$64.6$41.3$3.12$2.89$0.22
2017Detailed filing. Detailed filing data is available for this year.$110$65.8$44.0$2.85$2.78$0.07
2016Detailed filing. Detailed filing data is available for this year.$110$68.2$41.8$2.84$2.81$0.03
2015Detailed filing. Detailed filing data is available for this year.$107$67.1$39.9$2.91$2.83$0.09
2014Detailed filing. Detailed filing data is available for this year.$108$67.9$40.3$2.85$2.79$0.06
2013Detailed filing. Detailed filing data is available for this year.$108$68.9$39.3$2.80$2.74$0.05
2012Summary only. Only limited summary data is available for this year.$109$71.7$36.9$2.93$2.87$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$110$74.4$35.1$3.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$72.9$36.4$3.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 15, 2025
Return Version
2024v5.0
Gross Receipts
$9,260,444
Mission and Program Overview

Mission

Credit union member services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$63,746,006$62,405,283▼ $1,340,723
Rtn Earn Endowment Incm Other Fnds$43,570,498$48,152,916▲ $4,582,418
Investments in Publicly Traded Securities$23,061,302$28,184,121▲ $5,122,819
Savings and Temporary Cash Investments$16,510,001$13,670,881▼ $2,839,120
Cash and Non-Interest-Bearing Accounts$4,428,230$9,865,586▲ $5,437,356
Investments Other Securities$1,745,587$1,607,798▼ $137,789
Land, Buildings, and Equipment, Net$813,612$780,595▼ $33,017
Prepaid Expenses and Deferred Charges$27,251$91,759▲ $64,508
Total Assets$111,888,397$118,019,736▲ $6,131,339
Other Assets Total$1,556,408$1,413,713▼ $142,695
Liabilities
Other Liabilities$64,259,536$68,735,739▲ $4,476,203
Unsecured Notes Loans Payable$2,900,000--
Accounts Payable and Accrued Expenses$723,768$698,766▼ $25,002
Escrow Account Liability$434,595$432,315▼ $2,280
Total Liabilities$68,317,899$69,866,820▲ $1,548,921
Net Assets / Fund Balance
Total Net Assets Fund Balance$43,570,498$48,152,916▲ $4,582,418
Total Liabilities and Net Assets / Fund Balance$111,888,397$118,019,736▲ $6,131,339

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$409,966$1,484,856$1,894,822
Other Land Buildings$279,554$726,259$1,005,813
Leasehold Improvements$42,075$108,030$150,105
Land$49,000-$49,000
Equipment-$42,221$42,221
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Adam H ShermanPresident/ceFT$193,185$38,942$232,127
Adam H ShermanPresident/CEO-$190,080$42,047$232,127
Marilyn DesimoneChief Oper OFT$160,767$29,603$190,370
Marilyn DesimoneChief Oper Officer-$159,017$31,353$190,370
James J ShermanAdvisoradminPT$7,000$350$7,350

Board Members and Trustees

NameTitle
Darren KleinDirector
Edward I ShadoffDirector
Howard FieldDirector
Jose Alas-ruizDirector
Michael CohenDirector
Scott SaganDirector
Richard KesselClerk
Martin ShumanTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCIt255 FISERV DRIVE, Brookfield, WI 53045$426,271
Pannos MarketingAdvertising Pr196 BRIDGE STREET, Manchester, NH 03104$178,453
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,687,433
Investment Income
$6,349,272
Other Revenue
$223,739
Change in Net Assets
$4,582,418
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,804,304
Salaries, Compensation, and Employee Benefits$1,873,722
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$1,273,943
Other Salaries and Wages---$1,010,338
Current Officers, Directors, Trustees, and Key Employees---$571,528
Information Technology---$446,391
Occupancy---$280,932
Advertising---$194,080
Other Employee Benefits---$129,641
All Other Expenses---$127,033
Payroll Taxes---$124,083
Depreciation Depletion---$115,767
Office Expenses---$55,447
Pension Plan Contributions---$38,132
Insurance---$34,133
Other Expenses---$32,387
Fees for Services Accounting---$22,750
Conferences and Meetings---$4,524
Fees for Services Legal---$4,301
Total Functional Expenses$0$0$0$4,678,026
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposit Accounts$68,710,911
Other Liabilities-suspense Accounts$24,828
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Darren klein james j. Sherman director advisor/dir nephew adam h. Sherman james j. Sherman president advisor/dir son”

Form 990, Page 6, Part VI, Line 6

“Persons who meet the requirements of the organizations's field of membership who hold at least one share of the capital.”

Form 990, Page 6, Part VI, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the incorporating documents, i.e. Bylaws are approved by the membership.”

Form 990, Page 6, Part VI, Line 11B

“The 990 and 990t are reviewed by the president, treasurer, and audit committee first. The board then reviews and votes to accept. Due to the timing of the preparation of the return, the review may be after the return is filed.”

Form 990, Page 6, Part VI, Line 15A

“Compensation for the ceo/top management is approved by the board. Any increase is noted in the minutes. A comparison of the industry is performed.”

Form 990, Page 6, Part VI, Line 15B

“Compensation for the ceo/top management is approved by the board. Any increase is noted in the minutes. A comparison of the industry is performed.”

Form 990, Page 6, Part VI, Line 19

“Information is posted in the credit union lobby and available upon request.”

Filing and Contact Details

Filer

Filer Name
Brotherhood Credit Union
EIN
04-1126132
Phone
7815985555
Address
75 MARKET STREET, LYNN, MA 01901

Signing Officer

Name
Adam H Sherman
Title
President/CEO
Phone
7815985555
Signed
2025-10-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Adam H Sherman
Formed
1934
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
8
Employees
30
Volunteers
8

Preparer

Firm
Mystic Accounting Group Llp
Address
PO BOX 397, MYSTIC, CT 06355
Preparer
Theodoros Poulopoulos
Phone
8605361040
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Board of directors who are volunteers and receive no compensation for their services.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”

Schedule D, Page 3, Part X

“The credit union follows fasb accounting standards codification 740-10, accounting for uncertainties in income taxes, and has evaluated its tax positions taken for all open years and has determined that there are no uncertain tax positions that qualify for either recognition or disclosure.”

Raw XML AppendixShowing 400 of 428 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/BOYAmt01556408
IRS990/OtherAssetsTotalGrp/EOYAmt01413713
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0129641
IRS990/OtherExpensesGrp/Desc0ELAN EXPENSE
IRS990/OtherExpensesGrp/Desc1SHARE DRAFT PROCESSING
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt0103613
IRS990/OtherExpensesGrp/TotalAmt176565
IRS990/OtherExpensesGrp/TotalAmt232438
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IRS990/OtherRevenueMiscGrp/BusinessCd0522100
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IRS990/OtherRevenueMiscGrp/Desc1SERVICE CHARGES AND FEES
IRS990/OtherRevenueMiscGrp/Desc2ATM FEES
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt062405283
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0124083
IRS990/PensionPlanContributionsGrp/TotalAmt038132
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt027251
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt091759
IRS990/PrincipalOfficerNm0ADAM H SHERMAN
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
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IRS990/PYOtherExpensesAmt02351407
IRS990/PYOtherRevenueAmt0236169
IRS990/PYProgramServiceRevenueAmt02467326
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IRS990/PYTotalExpensesAmt04156523
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IRS990/ReportLandBuildingEquipmentInd0true
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IRS990/ReportOtherLiabilitiesInd0true
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt048152916
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016510001
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013670881
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0409966
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01484856
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01894822
IRS990ScheduleD/EquipmentGrp/DepreciationAmt042221
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt042221
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt049000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt049000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt042075
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0108030
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0150105
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0279554
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0726259
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01005813
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt068710911
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt124828
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES-SUSPENSE ACCOUNTS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION FOLLOWS FASB ACCOUNTING STANDARDS CODIFICATION 740-10, ACCOUNTING FOR UNCERTAINTIES IN INCOME TAXES, AND HAS EVALUATED ITS TAX POSITIONS TAKEN FOR ALL OPEN YEARS AND HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0780595
IRS990ScheduleD/TotalLiabilityAmt068735739
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IRS990ScheduleJ/CompensationSurveyInd0X
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IRS990/ScheduleJRequiredInd0true
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1159017
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount03105
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount11750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt013522
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt111253
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt025420
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt118350
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ADAM H SHERMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1MARILYN DESIMONE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CHIEF OPER OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0232127
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1190370
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IRS990ScheduleJ/SubstantiationRequiredInd0true
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IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD OF DIRECTORS WHO ARE VOLUNTEERS AND RECEIVE NO COMPENSATION FOR THEIR SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DARREN KLEIN JAMES J. SHERMAN DIRECTOR ADVISOR/DIR NEPHEW ADAM H. SHERMAN JAMES J. SHERMAN PRESIDENT ADVISOR/DIR SON
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PERSONS WHO MEET THE REQUIREMENTS OF THE ORGANIZATIONS'S FIELD OF MEMBERSHIP WHO HOLD AT LEAST ONE SHARE OF THE CAPITAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH MEMBER HAS A VOTE AT THE ELECTION OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANY CHANGES TO THE INCORPORATING DOCUMENTS, I.E. BYLAWS ARE APPROVED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE 990 AND 990T ARE REVIEWED BY THE PRESIDENT, TREASURER, AND AUDIT COMMITTEE FIRST. THE BOARD THEN REVIEWS AND VOTES TO ACCEPT. DUE TO THE TIMING OF THE PREPARATION OF THE RETURN, THE REVIEW MAY BE AFTER THE RETURN IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMPENSATION FOR THE CEO/TOP MANAGEMENT IS APPROVED BY THE BOARD. ANY INCREASE IS NOTED IN THE MINUTES. A COMPARISON OF THE INDUSTRY IS PERFORMED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7COMPENSATION FOR THE CEO/TOP MANAGEMENT IS APPROVED BY THE BOARD. ANY INCREASE IS NOTED IN THE MINUTES. A COMPARISON OF THE INDUSTRY IS PERFORMED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8INFORMATION IS POSTED IN THE CREDIT UNION LOBBY AND AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalAssetsGrp/EOYAmt0118019736
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IRS990/TotalLiabilitiesGrp/BOYAmt068317899
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IRS990/USAddress/CityNm0LYNN
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IRS990/WebsiteAddressTxt0BROTHERHOODCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z

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