Civic Intelligence

Duluth Teachers Credit Union

990 • Fiscal year 2010 • EIN 41-0226825

Jan 01, 2010 to Dec 31, 2010 • Filed on May 09, 2011

Organization Profilewww.dtcu.net

View Organization Page

11 W 2nd Street55802
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

2010 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets89th percentile

Assets

$71,425,360

No earlier filing loaded for comparison.

Net Assets

$5,624,605

No earlier filing loaded for comparison.

Liabilities

$65,800,755

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$3,554,784

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $71,425,360Liabilities 2010: $65,800,755Net Assets 2010: $5,624,6052010Assets 2011: $74,744,458Liabilities 2011: $68,682,114Net Assets 2011: $6,062,3442011Assets 2012: $82,360,355Liabilities 2012: $75,540,751Net Assets 2012: $6,819,6042012Assets 2013: $87,671,505Liabilities 2013: $80,287,629Net Assets 2013: $7,383,8762013Assets 2014: $92,981,372Liabilities 2014: $84,964,678Net Assets 2014: $8,016,6942014Assets 2015: $99,724,343Liabilities 2015: $90,926,647Net Assets 2015: $8,797,6962015Assets 2016: $106,117,103Liabilities 2016: $96,720,398Net Assets 2016: $9,396,7052016Assets 2017: $110,251,816Liabilities 2017: $100,168,517Net Assets 2017: $10,083,2992017Assets 2018: $112,172,759Liabilities 2018: $101,056,378Net Assets 2018: $11,116,3812018Assets 2019: $120,417,051Liabilities 2019: $108,325,985Net Assets 2019: $12,091,0662019Assets 2020: $137,140,807Liabilities 2020: $123,972,072Net Assets 2020: $13,168,7352020Assets 2021: $155,144,214Liabilities 2021: $141,131,247Net Assets 2021: $14,012,9672021Assets 2022: $152,867,431Liabilities 2022: $138,905,495Net Assets 2022: $13,961,9362022Assets 2023: $146,163,101Liabilities 2023: $130,292,859Net Assets 2023: $15,870,2422023

Highlighted filing

2010

Assets$71,425,360
Liabilities$65,800,755
Net Assets$5,624,605
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,554,7842010Expenses 2011: $3,315,0952011Expenses 2012: $2,936,7612012Revenue 2013: $3,609,557Expenses 2013: $2,941,644Net Income 2013: $667,9132013Revenue 2014: $3,687,295Expenses 2014: $3,085,296Net Income 2014: $601,9992014Revenue 2015: $3,894,847Expenses 2015: $3,128,927Net Income 2015: $765,9202015Revenue 2016: $3,929,691Expenses 2016: $3,331,216Net Income 2016: $598,4752016Revenue 2017: $4,139,411Expenses 2017: $3,447,293Net Income 2017: $692,1182017Revenue 2018: $4,592,855Expenses 2018: $3,569,241Net Income 2018: $1,023,6142018Revenue 2019: $5,063,368Expenses 2019: $4,104,278Net Income 2019: $959,0902019Revenue 2020: $4,999,363Expenses 2020: $3,925,350Net Income 2020: $1,074,0132020Revenue 2021: $5,158,658Expenses 2021: $4,112,578Net Income 2021: $1,046,0802021Revenue 2022: $5,734,343Expenses 2022: $4,585,398Net Income 2022: $1,148,9452022Revenue 2023: $6,824,977Expenses 2023: $5,353,089Net Income 2023: $1,471,8882023

Highlighted filing

2010

Revenue-
Expenses$3,554,784
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
May 9, 2011
Return Version
2010v3.2
Gross Receipts
$3,907,328
Mission and Program Overview

Mission

Credit Union Members save and borrow from each other.

Major Activities

Activity 2
Debit ATM card program
Activity 3
Draft account program expenses
Filing and Contact Details

Filer

EIN
41-0226825
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IRS990ScheduleO/GeneralExplanation/Explanation1Credit Union members elect directors at the Credit Unions annual business meeting
IRS990ScheduleO/GeneralExplanation/Explanation2Review by CEO and governing body
IRS990ScheduleO/GeneralExplanation/Explanation3Supervisory Committee and Independent staff periodically conduct audits for compliance
IRS990ScheduleO/GeneralExplanation/Explanation4The Personnel Committee and Human Resource Manager propose the annual salary for the CEO. It is then approved by the Board of Directors. The Board of Directors approve an overall salary increase for staff. The the CEO and Human Resource work together to determine amount of individual employee salary increases.
IRS990ScheduleO/GeneralExplanation/Explanation5Governing documents available upon request. Monthly Financial Statements are posted in each office.
IRS990ScheduleO/GeneralExplanation/Explanation6change in investment market values
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IRS990/StateLegalDomicile0MN
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBondLiabilities/BOY00
IRS990/TaxExemptBonds00

Document Assets

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Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$71,425,360
Liabilities
$65,800,755
Net assets
$5,624,605
Revenue
-
Expenses
$3,554,784
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$130$15.9$6.82$5.35$1.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$153$139$14.0$5.73$4.59$1.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$155$141$14.0$5.16$4.11$1.05
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$137$124$13.2$5.00$3.93$1.07
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$108$12.1$5.06$4.10$0.96
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$101$11.1$4.59$3.57$1.02
2017Summary only. Only limited summary data is available for this year.$110$100$10.1$4.14$3.45$0.69
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$106$96.7$9.40$3.93$3.33$0.60
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$99.7$90.9$8.80$3.89$3.13$0.77
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.0$85.0$8.02$3.69$3.09$0.60
2013Detailed filing. Detailed filing data is available for this year.$87.7$80.3$7.38$3.61$2.94$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.4$75.5$6.82$2.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.7$68.7$6.06$3.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.4$65.8$5.62$3.55