Civic Intelligence

First Trust Credit Union

EIN 35-1089892 • 501(c)14 • Michigan City, IN

View Organization Page

Profile

CREDIT UNION

950 E US Highway 20Michigan City, IN 46360

www.firsttrustcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.88x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

17.86x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

92nd percentile

27%

Higher net margin than 92% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

24th percentile

$183,297

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

90th percentile

9.7%

Faster asset growth than 90% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

24%

Faster revenue growth than 85% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets36th percentile

Assets

Up

$176,430,949

Up $15,600,459 (+9.7%) from 2023

Liabilities

Up

$154,965,850

Up $13,282,869 (+9.4%) from 2023

Net Assets

Up

$21,465,099

Up $2,317,590 (+12%) from 2023

Operations
Liabilities / Revenue79th percentileNet Margin92nd percentile

Revenue

Up

$8,677,754

Up $1,653,203 (+24%) from 2023

Expenses

Up

$6,360,165

Up $961,653 (+18%) from 2023

Net Income

Up

$2,317,589

Up $691,550 (+43%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $85,075,081Liabilities 2010: $76,800,971Net Assets 2010: $8,274,1102010Assets 2011: $86,808,877Liabilities 2011: $78,232,879Net Assets 2011: $8,575,9982011Assets 2012: $92,459,071Liabilities 2012: $83,705,868Net Assets 2012: $8,753,2032012Assets 2013: $93,819,907Liabilities 2013: $84,853,362Net Assets 2013: $8,966,5452013Assets 2014: $95,662,908Liabilities 2014: $86,038,428Net Assets 2014: $9,624,4802014Assets 2015: $101,058,542Liabilities 2015: $90,847,627Net Assets 2015: $10,210,9152015Assets 2016: $105,297,890Liabilities 2016: $94,421,301Net Assets 2016: $10,876,5892016Assets 2017: $109,845,845Liabilities 2017: $98,259,329Net Assets 2017: $11,586,5162017Assets 2018: $113,720,963Liabilities 2018: $100,985,503Net Assets 2018: $12,735,4602018Assets 2019: $120,561,536Liabilities 2019: $106,151,569Net Assets 2019: $14,409,9672019Assets 2020: $145,639,941Liabilities 2020: $130,504,940Net Assets 2020: $15,135,0012020Assets 2021: $164,833,432Liabilities 2021: $148,574,252Net Assets 2021: $16,259,1802021Assets 2022: $171,651,792Liabilities 2022: $154,111,751Net Assets 2022: $17,540,0412022Assets 2023: $160,830,490Liabilities 2023: $141,682,981Net Assets 2023: $19,147,5092023Assets 2024: $176,430,949Liabilities 2024: $154,965,850Net Assets 2024: $21,465,0992024

Highlighted filing

2024

Assets$176,430,949
Liabilities$154,965,850
Net Assets$21,465,099
Open 2024 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $5,578,8752010Expenses 2011: $4,913,6212011Expenses 2012: $4,742,1302012Revenue 2013: $4,860,515Expenses 2013: $4,647,173Net Income 2013: $213,3422013Revenue 2014: $4,989,492Expenses 2014: $4,331,557Net Income 2014: $657,9352014Revenue 2015: $4,937,760Expenses 2015: $4,351,325Net Income 2015: $586,4352015Revenue 2016: $4,963,392Expenses 2016: $4,297,718Net Income 2016: $665,6742016Revenue 2017: $5,001,001Expenses 2017: $4,291,074Net Income 2017: $709,9272017Revenue 2018: $5,604,639Expenses 2018: $4,455,695Net Income 2018: $1,148,9442018Revenue 2019: $6,359,641Expenses 2019: $4,685,134Net Income 2019: $1,674,5072019Revenue 2020: $5,692,292Expenses 2020: $4,967,258Net Income 2020: $725,0342020Revenue 2021: $5,720,255Expenses 2021: $4,596,075Net Income 2021: $1,124,1802021Revenue 2022: $6,159,987Expenses 2022: $4,879,126Net Income 2022: $1,280,8612022Revenue 2023: $7,024,551Expenses 2023: $5,398,512Net Income 2023: $1,626,0392023Revenue 2024: $8,677,754Expenses 2024: $6,360,165Net Income 2024: $2,317,5892024

Highlighted filing

2024

Revenue$8,677,754
Expenses$6,360,165
Net Income$2,317,589
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$176,430,949
Liabilities
$154,965,850
Net assets
$21,465,099
Revenue
$8,677,754
Expenses
$6,360,165
Net income
$2,317,589
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$176$155$21.5$8.68$6.36$2.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$142$19.1$7.02$5.40$1.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$172$154$17.5$6.16$4.88$1.28
2021Detailed filing. Detailed filing data is available for this year.$165$149$16.3$5.72$4.60$1.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$131$15.1$5.69$4.97$0.73
2019Detailed filing. Detailed filing data is available for this year.$121$106$14.4$6.36$4.69$1.67
2018Detailed filing. Detailed filing data is available for this year.$114$101$12.7$5.60$4.46$1.15
2017Detailed filing. Detailed filing data is available for this year.$110$98.3$11.6$5.00$4.29$0.71
2016Detailed filing. Detailed filing data is available for this year.$105$94.4$10.9$4.96$4.30$0.67
2015Detailed filing. Detailed filing data is available for this year.$101$90.8$10.2$4.94$4.35$0.59
2014Detailed filing. Detailed filing data is available for this year.$95.7$86.0$9.62$4.99$4.33$0.66
2013Detailed filing. Detailed filing data is available for this year.$93.8$84.9$8.97$4.86$4.65$0.21
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.5$83.7$8.75$4.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.8$78.2$8.58$4.91
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.1$76.8$8.27$5.58
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 5, 2025
Return Version
2024v5.1
Gross Receipts
$8,677,754
Mission and Program Overview

Mission

CREDIT UNION

The credit union anticipates and provides financial needs, wants, and goals for our member-owners, including various loans at reasonable rates and savings accounts with a good return.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$98,074,440$107,540,284▲ $9,465,844
Other Notes and Loans Receivable, Net$46,471,184$48,610,656▲ $2,139,472
Rtn Earn Endowment Incm Other Fnds$15,852,000$17,403,046▲ $1,551,046
Savings and Temporary Cash Investments$6,775,497$10,311,523▲ $3,536,026
Pd in Cap Srpls Land Bldg Eqp Fund$3,295,509$4,062,053▲ $766,544
Land, Buildings, and Equipment, Net$2,017,995$2,151,389▲ $133,394
Cash and Non-Interest-Bearing Accounts$1,148,867$847,738▼ $301,129
Prepaid Expenses and Deferred Charges$255,170$363,509▲ $108,339
Receivables From Officers Etc$249,169$216,554▼ $32,615
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$160,830,490$176,430,949▲ $15,600,459
Other Assets Total$5,838,168$6,389,296▲ $551,128
Liabilities
Other Liabilities$141,644,235$154,799,919▲ $13,155,684
Accounts Payable and Accrued Expenses$38,746$165,931▲ $127,185
Total Liabilities$141,682,981$154,965,850▲ $13,282,869
Net Assets / Fund Balance
Total Net Assets Fund Balance$19,147,509$21,465,099▲ $2,317,590
Total Liabilities and Net Assets / Fund Balance$160,830,490$176,430,949▲ $15,600,459

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,253,070$3,360,764$4,613,834
Equipment$271,474$1,423,770$1,695,244
Land$626,845-$626,845
Other Securities$50,000--
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kim KniolaCEOFT$183,297$183,297
Dan RajsicCFOFT$83,286$83,286

Board Members and Trustees

NameTitle
Bob TillemaChairman
James MinkTreasurer & Vice Chair
John HendersonBoard Member
Judy WrightBoard Member
Kathryn HarrowBoard Member
Pamela JenksBoard Member
Linda BechinskiSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,031,138
Investment Income
$3,577,728
Other Revenue
$68,888
Change in Net Assets
$2,317,589
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,955,635
Salaries, Compensation, and Employee Benefits$2,404,530
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,946,233--$1,946,233
Interest$1,373,149--$1,373,149
Other Employee Benefits$243,797--$243,797
Occupancy$241,690--$241,690
Depreciation Depletion$234,117--$234,117
Office Expenses$199,002--$199,002
Advertising$171,060--$171,060
Fees for Services Other$170,830--$170,830
Payroll Taxes$147,496--$147,496
All Other Expenses$89,020--$89,020
Pension Plan Contributions$67,004--$67,004
Insurance$61,192--$61,192
Other Expenses$38,660--$38,660
Conferences and Meetings$35,312--$35,312
Total Functional Expenses$6,360,165$0$0$6,360,165
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$249,169$216,554▼ $32,615
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$154,677,564
Accrued Dividends$122,355
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals and their families who live or work in laporte, porter, jasper, newton, or pulaski counties are eligible for membership.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect the board of directors at the credit union annual meeting.”

Form 990, Part VI, Section B, Line 11B

“A completed form 990 is reviewed by the ceo prior to submitting to the internal revenue service.”

Form 990, Part VI, Section B, Line 15

“Compease is used to gather compensation comparatives from other similar institutions.”

Form 990, Part VI, Section C, Line 18

“The association makes organizing documents and recent form 990 available upon written request.”

Form 990, Part VI, Section C, Line 19

“The association makes organizing documents and recent form 990 available upon written request.”

Filing and Contact Details

Filer

Filer Name
First Trust Credit Union
EIN
35-1089892
Phone
2198796161
Address
950 E US HIGHWAY 20, MICHIGAN CITY, IN 46360

Signing Officer

Name
Kim Kniola
Title
CEO
Phone
2198796161
Signed
2025-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kim Kniola
Formed
1959
Legal Domicile
In
Voting Board Members
7
Independent Board Members
7
Employees
45
Volunteers
0

Preparer

Firm
Whitinger & Company LLC
Address
1100 W WHITE RIVER BLVD, MUNCIE, IN 47303-3776
Preparer
Terry D Brumley CPA
Phone
7652843384
Raw XML AppendixShowing 400 of 538 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum02198796161
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0950 E US HIGHWAY 20
IRS990/BooksInCareOfDetail/USAddress/CityNm0MICHIGAN CITY
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IRS990/DepreciationDepletionGrp/ProgramServicesAmt0234117
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IRS990/Desc0FIRST TRUST CREDIT UNION OFFERS ITS MEMBERS LOW COST CONSUMER LOANS AND COMPETITIVE RATES ON REGULAR SAVINGS, CERTIFICATES OF DEPOSITS, IRA'S, MONEY MARKETS, AND CLUB ACCOUNTS,
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IRS990/Form990PartVIISectionAGrp/PersonNm3BOB TILLEMA
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt0243797
IRS990/OtherExpensesGrp/Desc0SHARE EXPENSES
IRS990/OtherExpensesGrp/Desc1EQUIPMENT EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3DUES
IRS990/OtherExpensesGrp/ProgramServicesAmt0797047
IRS990/OtherExpensesGrp/ProgramServicesAmt1465038
IRS990/OtherExpensesGrp/ProgramServicesAmt279518
IRS990/OtherExpensesGrp/ProgramServicesAmt338660
IRS990/OtherExpensesGrp/TotalAmt0797047
IRS990/OtherExpensesGrp/TotalAmt1465038
IRS990/OtherExpensesGrp/TotalAmt279518
IRS990/OtherExpensesGrp/TotalAmt338660
IRS990/OtherLiabilitiesGrp/BOYAmt0141644235
IRS990/OtherLiabilitiesGrp/EOYAmt0154799919
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER
IRS990/OtherRevenueMiscGrp/ExclusionAmt068888
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt068888
IRS990/OtherRevenueTotalAmt068888
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01946233
IRS990/OtherSalariesAndWagesGrp/TotalAmt01946233
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt046471184
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt048610656
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0147496
IRS990/PayrollTaxesGrp/TotalAmt0147496
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt03295509
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt04062053
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt067004
IRS990/PensionPlanContributionsGrp/TotalAmt067004
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0255170
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0363509
IRS990/PrincipalOfficerNm0KIM KNIOLA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522191
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND SERVICE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02767442
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12238368
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02767442
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12263696
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt025328
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02098311
IRS990/PYOtherExpensesAmt03082327
IRS990/PYOtherRevenueAmt0116902
IRS990/PYProgramServiceRevenueAmt04809338
IRS990/PYRevenuesLessExpensesAmt01626039
IRS990/PYSalariesCompEmpBnftPaidAmt02316185
IRS990/PYTotalExpensesAmt05398512
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07024551
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0249169
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0216554
IRS990/ReconcilationRevenueExpnssAmt02317589
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt015852000
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt017403046
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06775497
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010311523
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt03360764
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04613834
IRS990ScheduleD/EquipmentGrp/BookValueAmt0271474
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01423770
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01695244
IRS990ScheduleD/LandGrp/BookValueAmt0626845
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0626845
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0154677564
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1122355
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0107126701
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1171800
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt271783
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt360000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt460000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt550000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FEDERAL HOME LOAN BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PSCU CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CU ANSWERS
IRS990ScheduleD/OtherSecuritiesGrp/Desc4WESCO
IRS990ScheduleD/OtherSecuritiesGrp/Desc5EDOC
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02151389
IRS990ScheduleD/TotalBookValueSecuritiesAmt0107540284
IRS990ScheduleD/TotalLiabilityAmt0154799919
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0183297
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KIM KNIOLA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0A COMMITTEE OF THE BOARD USES COMPEASE TO GATHER COMPENSATION COMPARATIVES TO CREATE AN EMPLOYMENT CONTRACT THAT IS APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt251770
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt38681
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt661663
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt770340
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt89500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1214600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SPLIT DOLLAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6SPLIT DOLLAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt01000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt110000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt212152
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt318000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt41000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt52500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt66541

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