Civic Intelligence

Duluth Teachers Credit Union

990 • Fiscal year 2012 • EIN 41-0226825

Jan 01, 2012 to Dec 31, 2012 • Filed on May 03, 2013

Organization Profilewww.dtcu.net

View Organization Page

11 W 2nd Street55802
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.92x

Higher debt load relative to assets than 84% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

88th percentile

10%

Faster asset growth than 88% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$82,360,355

Up $7,615,897 (+10%) from 2011

Net Assets

Up

$6,819,604

Up $757,260 (+12%) from 2011

Liabilities

Up

$75,540,751

Up $6,858,637 (+10.0%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$2,936,761

Down $378,334 (-11%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $71,425,360Liabilities 2010: $65,800,755Net Assets 2010: $5,624,6052010Assets 2011: $74,744,458Liabilities 2011: $68,682,114Net Assets 2011: $6,062,3442011Assets 2012: $82,360,355Liabilities 2012: $75,540,751Net Assets 2012: $6,819,6042012Assets 2013: $87,671,505Liabilities 2013: $80,287,629Net Assets 2013: $7,383,8762013Assets 2014: $92,981,372Liabilities 2014: $84,964,678Net Assets 2014: $8,016,6942014Assets 2015: $99,724,343Liabilities 2015: $90,926,647Net Assets 2015: $8,797,6962015Assets 2016: $106,117,103Liabilities 2016: $96,720,398Net Assets 2016: $9,396,7052016Assets 2017: $110,251,816Liabilities 2017: $100,168,517Net Assets 2017: $10,083,2992017Assets 2018: $112,172,759Liabilities 2018: $101,056,378Net Assets 2018: $11,116,3812018Assets 2019: $120,417,051Liabilities 2019: $108,325,985Net Assets 2019: $12,091,0662019Assets 2020: $137,140,807Liabilities 2020: $123,972,072Net Assets 2020: $13,168,7352020Assets 2021: $155,144,214Liabilities 2021: $141,131,247Net Assets 2021: $14,012,9672021Assets 2022: $152,867,431Liabilities 2022: $138,905,495Net Assets 2022: $13,961,9362022Assets 2023: $146,163,101Liabilities 2023: $130,292,859Net Assets 2023: $15,870,2422023

Highlighted filing

2012

Assets$82,360,355
Liabilities$75,540,751
Net Assets$6,819,604
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,554,7842010Expenses 2011: $3,315,0952011Expenses 2012: $2,936,7612012Revenue 2013: $3,609,557Expenses 2013: $2,941,644Net Income 2013: $667,9132013Revenue 2014: $3,687,295Expenses 2014: $3,085,296Net Income 2014: $601,9992014Revenue 2015: $3,894,847Expenses 2015: $3,128,927Net Income 2015: $765,9202015Revenue 2016: $3,929,691Expenses 2016: $3,331,216Net Income 2016: $598,4752016Revenue 2017: $4,139,411Expenses 2017: $3,447,293Net Income 2017: $692,1182017Revenue 2018: $4,592,855Expenses 2018: $3,569,241Net Income 2018: $1,023,6142018Revenue 2019: $5,063,368Expenses 2019: $4,104,278Net Income 2019: $959,0902019Revenue 2020: $4,999,363Expenses 2020: $3,925,350Net Income 2020: $1,074,0132020Revenue 2021: $5,158,658Expenses 2021: $4,112,578Net Income 2021: $1,046,0802021Revenue 2022: $5,734,343Expenses 2022: $4,585,398Net Income 2022: $1,148,9452022Revenue 2023: $6,824,977Expenses 2023: $5,353,089Net Income 2023: $1,471,8882023

Highlighted filing

2012

Revenue-
Expenses$2,936,761
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 3, 2013
Return Version
2012v2.0
Gross Receipts
$3,721,606
Mission and Program Overview

Mission

Credit Union Members save and borrow from each other.

Major Activities

Activity 2
Debit ATM card program expenses
Activity 3
Draft Account program expenses
Filing and Contact Details

Filer

EIN
41-0226825
Raw XML AppendixShowing 400 of 504 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0229664
IRS990/AccountsPayableAccruedExpenses/EOY0235892
IRS990/AccountsReceivable/BOY00
IRS990/AccountsReceivable/EOY00
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0Debit ATM card program expenses
IRS990/Activity3/Description0Draft Account program expenses
IRS990/ActivityOrMissionDescription0Provide financial services. Members save and borrow from each other.
IRS990/AddressPrincipalOfficerUS/AddressLine1011 W 2nd Street
IRS990/AddressPrincipalOfficerUS/City0Duluth
IRS990/AddressPrincipalOfficerUS/State0MN
IRS990/AddressPrincipalOfficerUS/ZIPCode055802
IRS990/Advertising/Total084487
IRS990/AllOtherContributions00
IRS990/AllOtherExpenses/Total010432
IRS990/AnnualDisclosureCoveredPersons01
IRS990/BenefitsPaidToMembersCY0159290
IRS990/BenefitsPaidToMembersPriorYear0240239
IRS990/BenefitsToMembers/Total0159290
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY0762255
IRS990/CashNonInterestBearing/EOY0715247
IRS990/ChangesToOrganizingDocs00
IRS990/CntrbtnsRprtdFundraisingEvents00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total0248628
IRS990/CompDisqualPersons/Total00
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther01
IRS990/ComplianceWithBackupWitholding00
IRS990/ConferencesMeetings/Total09991
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CostOfGoodsSold00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/Total0149612
IRS990/DescribedIn501C300
IRS990/Description0Loan Servicing and Visa Program Expenses
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FederatedCampaigns00
IRS990/FeesForServicesAccounting/Total016352
IRS990/FeesForServicesInvstMgmntFees/Total06829
IRS990/FeesForServicesLegal/Total08603
IRS990/FeesForServicesLobbying/Total00
IRS990/FeesForServicesManagement/Total06000
IRS990/FeesForServicesOther/Total07094
IRS990/FeesForServicesProfFundraising/Total00
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignGrants/Total00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek02
IRS990/Form990PartVIISectionA/AverageHoursPerWeek12
IRS990/Form990PartVIISectionA/AverageHoursPerWeek22
IRS990/Form990PartVIISectionA/AverageHoursPerWeek32
IRS990/Form990PartVIISectionA/AverageHoursPerWeek42
IRS990/Form990PartVIISectionA/AverageHoursPerWeek52
IRS990/Form990PartVIISectionA/AverageHoursPerWeek62
IRS990/Form990PartVIISectionA/AverageHoursPerWeek72
IRS990/Form990PartVIISectionA/AverageHoursPerWeek82
IRS990/Form990PartVIISectionA/AverageHoursPerWeek940
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1140
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated10
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated20
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated30
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated40
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated50
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated60
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated70
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated80
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated90
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated100
IRS990/Form990PartVIISectionA/HighestCompensatedEmployee0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/NamePerson0John Arola
IRS990/Form990PartVIISectionA/NamePerson1Donald Michels
IRS990/Form990PartVIISectionA/NamePerson2Allen Merry
IRS990/Form990PartVIISectionA/NamePerson3Gerald Allen
IRS990/Form990PartVIISectionA/NamePerson4Eddie Crawford
IRS990/Form990PartVIISectionA/NamePerson5Bill Crandall
IRS990/Form990PartVIISectionA/NamePerson6J Earl Grano
IRS990/Form990PartVIISectionA/NamePerson7Lisa Mitchell Krocak
IRS990/Form990PartVIISectionA/NamePerson8Jody LeBlanc
IRS990/Form990PartVIISectionA/NamePerson9Rick Lappi
IRS990/Form990PartVIISectionA/NamePerson10Lisa Herstad
IRS990/Form990PartVIISectionA/NamePerson11Lorenda Ingersoll
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/OtherCompensation110
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization9117433
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1069204
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1161991
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/Title0Board Chair
IRS990/Form990PartVIISectionA/Title1Vice Chair
IRS990/Form990PartVIISectionA/Title2Secretary
IRS990/Form990PartVIISectionA/Title3Board Member
IRS990/Form990PartVIISectionA/Title4Board Member
IRS990/Form990PartVIISectionA/Title5Board Member
IRS990/Form990PartVIISectionA/Title6Board Member
IRS990/Form990PartVIISectionA/Title7Board Member
IRS990/Form990PartVIISectionA/Title8Board Member
IRS990/Form990PartVIISectionA/Title9President
IRS990/Form990PartVIISectionA/Title10VP Operations
IRS990/Form990PartVIISectionA/Title11VP Lending
IRS990/Form990ProvidedToGoverningBody01
IRS990/Form990-TFiled01
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/FundraisingDirectExpenses00
IRS990/FundraisingEvents00
IRS990/GainOrLoss/Other00
IRS990/GainOrLoss/Securities00
IRS990/Gaming00
IRS990/GamingDirectExpenses00
IRS990/GovernmentGrants00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToDomesticIndividuals/Total00
IRS990/GrantsToDomesticOrgs/Total00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossAmountSalesAssets/Other00
IRS990/GrossAmountSalesAssets/Securities00
IRS990/GrossIncomeFundraisingEvents00
IRS990/GrossIncomeGaming00
IRS990/GrossReceipts03721606
IRS990/GrossRents/Personal00
IRS990/GrossRents/Real00
IRS990/GrossSalesOfInventory00
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IncomeFromInvestBondProceeds/ExclusionAmount00
IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome00
IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn00
IRS990/IncomeFromInvestBondProceeds/UnrelatedBusinessRevenue00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InformationTechnology/Total0188045
IRS990/InitialReturn0X
IRS990/Insurance/Total0114265
IRS990/IntangibleAssets/BOY00
IRS990/Interest/Total00
IRS990/InventoriesForSaleOrUse/BOY00
IRS990/InvestmentIncomeCurrentYear0185112
IRS990/InvestmentIncome/ExclusionAmount00
IRS990/InvestmentIncomePriorYear0211589
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0185112
IRS990/InvestmentIncome/TotalRevenueColumn0185112
IRS990/InvestmentIncome/UnrelatedBusinessRevenue00
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY03345741
IRS990/InvestmentsOtherSecurities/EOY05745188
IRS990/InvestmentsProgramRelated/BOY00
IRS990/InvestmentsPubTradedSecurities/BOY04728459
IRS990/InvestmentsPubTradedSecurities/EOY02824350
IRS990/LandBldgEquipmentAccumDeprec02125558
IRS990/LandBuildingsEquipmentBasis04442581
IRS990/LandBuildingsEquipmentBasisNet/BOY02426747
IRS990/LandBuildingsEquipmentBasisNet/EOY02317023
IRS990/LessCostOthBasisSalesExpenses/Other00
IRS990/LessCostOthBasisSalesExpenses/Securities00
IRS990/LessRentalExpenses/Personal00
IRS990/LessRentalExpenses/Real00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters01
IRS990/MaterialDiversionOrMisuse00
IRS990/MembershipDues00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0Credit Union Members save and borrow from each other.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0Rick Lappi
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY06062344
IRS990/NetAssetsOrFundBalancesEOY06819604
IRS990/NetGainOrLossInvestments/ExclusionAmount00
IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome00
IRS990/NetGainOrLossInvestments/TotalRevenueColumn00
IRS990/NetGainOrLossInvestments/UnrelatedBusinessRevenue00
IRS990/NetIncomeFromFundraisingEvents/ExclusionAmount00
IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn00
IRS990/NetIncomeFromFundraisingEvents/UnrelatedBusinessRevenue00
IRS990/NetIncomeFromGaming/ExclusionAmount00
IRS990/NetIncomeFromGaming/RelatedOrExemptFunctionIncome00
IRS990/NetIncomeFromGaming/TotalRevenueColumn00
IRS990/NetIncomeFromGaming/UnrelatedBusinessRevenue00
IRS990/NetIncomeOrLoss/ExclusionAmount00
IRS990/NetIncomeOrLoss/RelatedOrExemptFunctionIncome00
IRS990/NetIncomeOrLoss/TotalRevenueColumn00
IRS990/NetIncomeOrLoss/UnrelatedBusinessRevenue00
IRS990/NetRentalIncomeOrLoss/ExclusionAmount00
IRS990/NetRentalIncomeOrLoss/RelatedOrExemptFunctionIncome00
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn00
IRS990/NetRentalIncomeOrLoss/UnrelatedBusinessRevenue00
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NoncashContributions00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109601691
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K01
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees033
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0240153
IRS990/OfficeExpenses/Total0132328
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY01178449
IRS990/OtherAssetsTotal/EOY01211338
IRS990/OtherEmployeeBenefits/Total081535
IRS990/OtherExpensePriorYear01807588
IRS990/OtherExpensesCurrentYear01548153
IRS990/OtherExpenses/Description0Loan Servicing
IRS990/OtherExpenses/Description1Share Draft Expenses
IRS990/OtherExpenses/Description2Debit ATM Program Expenses
IRS990/OtherExpenses/Total0348879
IRS990/OtherExpenses/Total119400
IRS990/OtherExpenses/Total2192222
IRS990/OtherLiabilities/BOY068452450
IRS990/OtherLiabilities/EOY075304859
IRS990/OtherNotesLoansReceivableNet/BOY055293116
IRS990/OtherNotesLoansReceivableNet/EOY057855758
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total0779645
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY01631055
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY01631055
IRS990/PartialLiquidation00
IRS990/PaymentsToAffiliates/Total00
IRS990/PayrollTaxes/Total084888
IRS990/PensionPlanContributions/Total034622
IRS990/PledgesAndGrantsReceivable/BOY00
IRS990/PledgesAndGrantsReceivable/EOY00
IRS990/PoliciesReferenceChapters01
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY057135
IRS990/PrepaidExpensesDeferredCharges/EOY079659
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522130
IRS990/ProgramServiceRevenue/BusinessCode1522130
IRS990/ProgramServiceRevenue/BusinessCode2522130
IRS990/ProgramServiceRevenueCY03536494
IRS990/ProgramServiceRevenue/Description0Interest Income
IRS990/ProgramServiceRevenue/Description1Other Income
IRS990/ProgramServiceRevenue/Description2Fee Income
IRS990/ProgramServiceRevenue/ExclusionAmount00
IRS990/ProgramServiceRevenue/ExclusionAmount10
IRS990/ProgramServiceRevenue/ExclusionAmount20
IRS990/ProgramServiceRevenuePriorYear03537537
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome02803151
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1504049
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2207615
IRS990/ProgramServiceRevenue/TotalRevenueColumn02803151
IRS990/ProgramServiceRevenue/TotalRevenueColumn1504049
IRS990/ProgramServiceRevenue/TotalRevenueColumn2207615
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue00
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue10
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue20
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReceivablesFromDisqualPersons/BOY00
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/BOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
IRS990/ReconcilationDonatedServices00
IRS990/ReconcilationInvestExpenses00
IRS990/ReconcilationOtherChanges0-27585
IRS990/ReconcilationPriorAdjustment00
IRS990/ReconcilationRevenueExpenses0784845
IRS990/ReconciliationUnrealizedInvest00
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrganizations00
IRS990/RelatedOrgControlledEntity00
IRS990/RentalIncomeOrLoss/Personal00
IRS990/RentalIncomeOrLoss/Real00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities01
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY04431289
IRS990/RetainedEarningsEndowmentEtc/EOY05188549
IRS990/RevenuesLessExpensesCY0784845
IRS990/RevenuesLessExpensesPriorYear0434031
IRS990/RoyaltiesRevenue/ExclusionAmount00
IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome00
IRS990/RoyaltiesRevenue/TotalRevenueColumn00
IRS990/RoyaltiesRevenue/UnrelatedBusinessRevenue00
IRS990/Royalties/Total00
IRS990/SalariesEtcCurrentYear01229318
IRS990/SalariesEtcPriorYear01267268
IRS990/SavingsAndTempCashInvestments/BOY06952556
IRS990/SavingsAndTempCashInvestments/EOY011611792
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue0632825
IRS990ScheduleD/Buildings/Depreciation0243493
IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis0876318
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis00
IRS990ScheduleD/Equipment/BookValue0102251
IRS990ScheduleD/Equipment/Depreciation01492393
IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis01594644
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis00
IRS990ScheduleD/Land/BookValue01376397
IRS990ScheduleD/Land/InvestmentCostOrOtherBasis01376397
IRS990ScheduleD/Land/OtherCostOrOtherBasis00
IRS990ScheduleD/LeaseholdImprovements/BookValue0205550
IRS990ScheduleD/LeaseholdImprovements/Depreciation0389672
IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis0595222
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis00
IRS990ScheduleD/OtherLandBuildings/BookValue00
IRS990ScheduleD/OtherLandBuildings/Depreciation00
IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis00
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis00
IRS990ScheduleD/OtherLiabilities/Amount075304859
IRS990ScheduleD/OtherLiabilities/Description0Member Share Deposits
IRS990ScheduleD/OtherSecurities/BookValue05745188
IRS990ScheduleD/OtherSecurities/Description0certificates over 1 year term
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/TotalOfAmounts075304859
IRS990ScheduleD/TotalOfBookValueLandBuildings02317023
IRS990ScheduleD/TotalOfBookValueSecurities05745188
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0Credit Unions have members
IRS990ScheduleO/GeneralExplanation/Explanation1Credit union members elect directors at the annual business meeting of the Credit Union
IRS990ScheduleO/GeneralExplanation/Explanation2Review by CEO and governing body
IRS990ScheduleO/GeneralExplanation/Explanation3Supervisory Committee and Independent staff periodically conduct audits for compliance
IRS990ScheduleO/GeneralExplanation/Explanation4The Personnel Committee and Human Resource Manager propose the annual salary for the CEO. It is then approved by the Board of Directors. The Board Directors approve an overall salary increase for the staff. The CEO and Human Resource work together to determine amount of individual employee salary increases based on performance input from Managers.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$82,360,355
Liabilities
$75,540,751
Net assets
$6,819,604
Revenue
-
Expenses
$2,936,761
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$130$15.9$6.82$5.35$1.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$153$139$14.0$5.73$4.59$1.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$155$141$14.0$5.16$4.11$1.05
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$137$124$13.2$5.00$3.93$1.07
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$108$12.1$5.06$4.10$0.96
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$101$11.1$4.59$3.57$1.02
2017Summary only. Only limited summary data is available for this year.$110$100$10.1$4.14$3.45$0.69
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$106$96.7$9.40$3.93$3.33$0.60
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$99.7$90.9$8.80$3.89$3.13$0.77
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.0$85.0$8.02$3.69$3.09$0.60
2013Detailed filing. Detailed filing data is available for this year.$87.7$80.3$7.38$3.61$2.94$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.4$75.5$6.82$2.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.7$68.7$6.06$3.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.4$65.8$5.62$3.55
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2012 filings • 501(c)14 • $50M-$100M nonprofits