Civic Intelligence

Teachers Credit Union

990 • Fiscal year 2018 • EIN 39-0736227

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 30, 2019

Organization Profilewww.tcubeloit.org

View Organization Page

2315 Prairie AvenueBeloit, WI 53511

(608) 362-8983

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.86x

Higher debt load relative to assets than 52% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

86th percentile

25.88x

Higher debt load relative to revenue than 86% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Net Margin

33rd percentile

5.9%

Higher net margin than 33% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

77th percentile

$96,994

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 12.1% of source-year revenue.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Asset Growth

86th percentile

5.2%

Faster asset growth than 86% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

91st percentile

18%

Faster revenue growth than 91% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$23,927,644

Up $1,179,047 (+5.2%) from 2017

Net Assets

Up

$3,259,918

Up $46,822 (+1.5%) from 2017

Liabilities

Up

$20,667,726

Up $1,132,225 (+5.8%) from 2017

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin33rd percentile

Revenue

Up

$798,528

Up $121,796 (+18%) from 2017

Expenses

Up

$751,706

Up $109,191 (+17%) from 2017

Net Income

Up

$46,822

Up $12,605 (+37%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $16,585,373Liabilities 2010: $13,455,229Net Assets 2010: $3,130,1442010Assets 2011: $17,550,873Liabilities 2011: $14,415,395Net Assets 2011: $3,135,4782011Assets 2012: $17,687,957Liabilities 2012: $14,545,338Net Assets 2012: $3,142,6192012Assets 2013: $20,630,182Liabilities 2013: $17,478,529Net Assets 2013: $3,151,6532013Assets 2014: $20,048,682Liabilities 2014: $16,892,796Net Assets 2014: $3,155,8862014Assets 2015: $21,486,836Liabilities 2015: $18,320,531Net Assets 2015: $3,166,3052015Assets 2016: $21,478,654Liabilities 2016: $18,299,775Net Assets 2016: $3,178,8792016Assets 2017: $22,748,597Liabilities 2017: $19,535,501Net Assets 2017: $3,213,0962017Assets 2018: $23,927,644Liabilities 2018: $20,667,726Net Assets 2018: $3,259,9182018Assets 2019: $24,517,520Liabilities 2019: $21,176,734Net Assets 2019: $3,340,7862019Assets 2020: $29,004,796Liabilities 2020: $25,562,122Net Assets 2020: $3,442,6742020Assets 2021: $30,711,372Liabilities 2021: $27,218,268Net Assets 2021: $3,493,1042021Assets 2022: $32,637,898Liabilities 2022: $29,054,994Net Assets 2022: $3,582,9042022Assets 2023: $33,299,318Liabilities 2023: $29,384,921Net Assets 2023: $3,914,3972023Assets 2024: $37,764,079Liabilities 2024: $33,573,110Net Assets 2024: $4,190,9692024Assets 2025: $37,177,087Liabilities 2025: $32,733,630Net Assets 2025: $4,443,4572025

Highlighted filing

2018

Assets$23,927,644
Liabilities$20,667,726
Net Assets$3,259,918
Open 2018 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $655,6352010Expenses 2011: $586,3912011Revenue 2012: $592,570Expenses 2012: $585,429Net Income 2012: $7,1412012Revenue 2013: $585,454Expenses 2013: $576,420Net Income 2013: $9,0342013Revenue 2014: $603,614Expenses 2014: $599,381Net Income 2014: $4,2332014Revenue 2015: $624,947Expenses 2015: $614,528Net Income 2015: $10,4192015Revenue 2016: $639,992Expenses 2016: $627,418Net Income 2016: $12,5742016Revenue 2017: $676,732Expenses 2017: $642,515Net Income 2017: $34,2172017Revenue 2018: $798,528Expenses 2018: $751,706Net Income 2018: $46,8222018Revenue 2019: $880,649Expenses 2019: $799,781Net Income 2019: $80,8682019Revenue 2020: $843,032Expenses 2020: $741,144Net Income 2020: $101,8882020Revenue 2021: $842,368Expenses 2021: $791,938Net Income 2021: $50,4302021Revenue 2022: $910,623Expenses 2022: $820,823Net Income 2022: $89,8002022Revenue 2023: $1,349,459Expenses 2023: $1,017,966Net Income 2023: $331,4932023Revenue 2024: $1,710,868Expenses 2024: $1,434,296Net Income 2024: $276,5722024Revenue 2025: $1,908,193Expenses 2025: $1,655,705Net Income 2025: $252,4882025

Highlighted filing

2018

Revenue$798,528
Expenses$751,706
Net Income$46,822
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 30, 2019
Return Version
2018v3.1
Gross Receipts
$798,528
Mission and Program Overview

Mission

Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit unions long-term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$13,473,031$14,316,987▲ $843,956
Other Notes and Loans Receivable, Net$7,298,808$8,841,191▲ $1,542,383
Rtn Earn Endowment Incm Other Fnds$3,213,096$3,259,918▲ $46,822
Cash and Non-Interest-Bearing Accounts$1,581,740$361,290▼ $1,220,450
Investments Program Related$173,413$193,811▲ $20,398
Land, Buildings, and Equipment, Net$157,718$144,956▼ $12,762
Prepaid Expenses and Deferred Charges$40,021$34,687▼ $5,334
Accounts Receivable$676$290▼ $386
Total Assets$22,748,597$23,927,644▲ $1,179,047
Other Assets Total$23,190$34,432▲ $11,242
Liabilities
Other Liabilities$19,488,883$20,637,914▲ $1,149,031
Accounts Payable and Accrued Expenses$46,222$29,453▼ $16,769
Deferred Revenue$396$359▼ $37
Total Liabilities$19,535,501$20,667,726▲ $1,132,225
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,213,096$3,259,918▲ $46,822
Total Liabilities and Net Assets / Fund Balance$22,748,597$23,927,644▲ $1,179,047

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$46,270$387,024$433,294
Buildings$55,686$262,298$317,984
Equipment-$105,904$105,904
Land$43,000-$43,000
Investment Program Related Org$500--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy JacobsonPresidentCEOFT$92,280$4,714$96,994
Lisa WertzVP LendingFT$59,014$3,502$62,516
Terrance J McCannChairman-$539-$539
Robert LlorcaSecretary-$360-$360
Henry ClementDirector-$120-$120
Thomas MichelsVice Chairman-$49-$49

Board Members and Trustees

NameTitle
Bobby BeamonDirector
Evlynne OwensDirector
Karen KerrDirector
Thomas BraunreiterDirector
Arthur GurholtTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,844
Program Service Revenue
$533,265
Investment Income
$251,714
Other Revenue
$10,705
All Other Contributions
$2,844
Change in Net Assets
$46,822
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$452,386
Salaries, Compensation, and Employee Benefits$299,320
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$158,309
Current Officers, Directors, Trustees, and Key Employees---$152,362
Other Salaries and Wages---$108,383
Other Expenses-$45,829-$45,829
Information Technology---$44,766
Advertising---$44,381
Depreciation Depletion---$43,936
Occupancy---$28,063
Insurance---$21,050
Payroll Taxes---$20,741
Payments to Affiliates---$13,279
Pension Plan Contributions---$13,180
All Other Expenses---$7,461
Fees for Services Accounting---$6,000
Conferences and Meetings---$5,217
Other Employee Benefits---$4,654
Total Functional Expenses$0$0$0$751,706
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$20,630,960
Scorecard Reserve$6,947
Accrued Dividends$7
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Management and the Board of Directors review the prepared 990 form before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“Annually, the CEO reviews employee, Board of Director, and family memberaccounts for conflicts of interest.”

CEO executive director top management comp Part VI line 15A

“The Wisconsin Leagues Compensations survey is reviewed for comparison and recommendation purposes with the Board of Directors.”

Other officer or key employee compensation Part VI line 15B

“The Wisconsin Leagues Compensations survey is reviewed for comparison and recommendation purposes with the Board of Directors.”

Governing documents etc available to public Part VI line 19

“Updated financial statement is posted monthly in our credit union lobby.”

Filing and Contact Details

Filer

Filer Name
Teachers Credit Union
EIN
39-0736227
Address
2315 Prairie Avenue, Beloit, WI 53511

Signing Officer

Name
Amy Jacobson
Title
PresidentCEO
Phone
6083628983
Signed
2019-04-30
Discuss with paid preparer
No

Organization Details

Principal Officer
Amy Jacobson
Formed
1934
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
8
Volunteers
9

Preparer

Firm
WCUL Services Corp
Address
1 E Main Street Suite 101, Madison, WI 53703
Preparer
Cari Thompson
Phone
6086404040
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IRS990/OtherLiabilitiesGrp/BOYAmt019488883
IRS990/OtherLiabilitiesGrp/EOYAmt020637914
IRS990/OtherSalariesAndWagesGrp/TotalAmt0108383
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07298808
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08841191
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt013279
IRS990/PayrollTaxesGrp/TotalAmt020741
IRS990/PensionPlanContributionsGrp/TotalAmt013180
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt040021
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt034687
IRS990/PrincipalOfficerNm0Amy Jacobson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0368557
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1134509
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt212041
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt318158
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0368557
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1134509
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt212041
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt318158
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 2083 members at 12/31. During 2018, we opened 217 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0184124
IRS990/PYOtherExpensesAmt0362622
IRS990/PYOtherRevenueAmt011507
IRS990/PYProgramServiceRevenueAmt0481101
IRS990/PYRevenuesLessExpensesAmt034217
IRS990/PYSalariesCompEmpBnftPaidAmt0279893
IRS990/PYTotalExpensesAmt0642515
IRS990/PYTotalRevenueAmt0676732
IRS990/ReconcilationRevenueExpnssAmt046822
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt010705
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt010705
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03213096
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03259918
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013473031
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014316987
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt055686
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0262298
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0317984
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0105904
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0105904
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0193311
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/LandGrp/BookValueAmt043000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt043000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt046270
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0387024
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0433294
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020630960
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt26947
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Scorecard Reserve
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0144956
IRS990ScheduleD/TotalBookValueProgramRltdAmt0193811
IRS990ScheduleD/TotalLiabilityAmt020637914
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management and the Board of Directors review the prepared 990 form before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Annually, the CEO reviews employee, Board of Director, and family memberaccounts for conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Wisconsin Leagues Compensations survey is reviewed for comparison and recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Wisconsin Leagues Compensations survey is reviewed for comparison and recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Updated financial statement is posted monthly in our credit union lobby.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt022748597
IRS990/TotalAssetsEOYAmt023927644
IRS990/TotalAssetsGrp/BOYAmt022748597
IRS990/TotalAssetsGrp/EOYAmt023927644
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt02844
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0751706
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt019535501
IRS990/TotalLiabilitiesEOYAmt020667726
IRS990/TotalLiabilitiesGrp/BOYAmt019535501
IRS990/TotalLiabilitiesGrp/EOYAmt020667726
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03213096
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03259918
IRS990/TotalOtherCompensationAmt08216
IRS990/TotalProgramServiceRevenueAmt0533265
IRS990/TotalReportableCompFromOrgAmt0152362
IRS990/TotalRevenueGrp/ExclusionAmt0262419
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0533265
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0798528
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022748597
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt023927644
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.tcubeloit.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Amy Jacobson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PresidentCEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06083628983
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-04-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Teachers Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TEAC
ReturnHeader/Filer/EIN0390736227
ReturnHeader/Filer/USAddress/AddressLine1Txt02315 Prairie Avenue
ReturnHeader/Filer/USAddress/CityNm0Beloit
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053511
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId03922392019135b1hudpk
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02019-05-15
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0128.92.120.210
ReturnHeader/FilingSecurityInformation/IPDt02019-05-15
ReturnHeader/FilingSecurityInformation/IPTm019:10:37
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01 E Main Street Suite 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Madison
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053703
ReturnHeader/PreparerPersonGrp/PhoneNum06086404040
ReturnHeader/PreparerPersonGrp/PreparationDt02019-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,927,644
Liabilities
$20,667,726
Net assets
$3,259,918
Revenue
$798,528
Expenses
$751,706
Net income
$46,822
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$37.2$32.7$4.44$1.91$1.66$0.25
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.8$33.6$4.19$1.71$1.43$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$29.4$3.91$1.35$1.02$0.33
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$32.6$29.1$3.58$0.91$0.82$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.7$27.2$3.49$0.84$0.79$0.05
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$29.0$25.6$3.44$0.84$0.74$0.10
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$24.5$21.2$3.34$0.88$0.80$0.08
2018Detailed filing. Detailed filing data is available for this year.$23.9$20.7$3.26$0.80$0.75$0.05
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$22.7$19.5$3.21$0.68$0.64$0.03
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$18.3$3.18$0.64$0.63$0.01
2015Detailed filing. Detailed filing data is available for this year.$21.5$18.3$3.17$0.62$0.61$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.0$16.9$3.16$0.60$0.60$0.00
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$20.6$17.5$3.15$0.59$0.58$0.01
2012Summary only. Only limited summary data is available for this year.$17.7$14.5$3.14$0.59$0.59$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$14.4$3.14$0.59
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$13.5$3.13$0.66