Civic Intelligence

Teachers Credit Union

990 • Fiscal year 2014 • EIN 39-0736227

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 17, 2015

Organization Profilewww.tcubeloit.org

View Organization Page

2315 Prairie AvenueBeloit, WI 53511

(608) 362-8983

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.84x

Higher debt load relative to assets than 37% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

82nd percentile

27.99x

Higher debt load relative to revenue than 82% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

27th percentile

0.7%

Higher net margin than 27% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

54th percentile

$72,296

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 12.0% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

16th percentile

-2.8%

Faster asset growth than 16% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

70th percentile

3.1%

Faster revenue growth than 70% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets37th percentile

Assets

Down

$20,048,682

Down $581,500 (-2.8%) from 2013

Net Assets

Up

$3,155,886

Up $4,233 (+0.1%) from 2013

Liabilities

Down

$16,892,796

Down $585,733 (-3.4%) from 2013

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin27th percentile

Revenue

Up

$603,614

Up $18,160 (+3.1%) from 2013

Expenses

Up

$599,381

Up $22,961 (+4.0%) from 2013

Net Income

Down

$4,233

Down $4,801 (-53%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $16,585,373Liabilities 2010: $13,455,229Net Assets 2010: $3,130,1442010Assets 2011: $17,550,873Liabilities 2011: $14,415,395Net Assets 2011: $3,135,4782011Assets 2012: $17,687,957Liabilities 2012: $14,545,338Net Assets 2012: $3,142,6192012Assets 2013: $20,630,182Liabilities 2013: $17,478,529Net Assets 2013: $3,151,6532013Assets 2014: $20,048,682Liabilities 2014: $16,892,796Net Assets 2014: $3,155,8862014Assets 2015: $21,486,836Liabilities 2015: $18,320,531Net Assets 2015: $3,166,3052015Assets 2016: $21,478,654Liabilities 2016: $18,299,775Net Assets 2016: $3,178,8792016Assets 2017: $22,748,597Liabilities 2017: $19,535,501Net Assets 2017: $3,213,0962017Assets 2018: $23,927,644Liabilities 2018: $20,667,726Net Assets 2018: $3,259,9182018Assets 2019: $24,517,520Liabilities 2019: $21,176,734Net Assets 2019: $3,340,7862019Assets 2020: $29,004,796Liabilities 2020: $25,562,122Net Assets 2020: $3,442,6742020Assets 2021: $30,711,372Liabilities 2021: $27,218,268Net Assets 2021: $3,493,1042021Assets 2022: $32,637,898Liabilities 2022: $29,054,994Net Assets 2022: $3,582,9042022Assets 2023: $33,299,318Liabilities 2023: $29,384,921Net Assets 2023: $3,914,3972023Assets 2024: $37,764,079Liabilities 2024: $33,573,110Net Assets 2024: $4,190,9692024Assets 2025: $37,177,087Liabilities 2025: $32,733,630Net Assets 2025: $4,443,4572025

Highlighted filing

2014

Assets$20,048,682
Liabilities$16,892,796
Net Assets$3,155,886
Open 2014 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $655,6352010Expenses 2011: $586,3912011Revenue 2012: $592,570Expenses 2012: $585,429Net Income 2012: $7,1412012Revenue 2013: $585,454Expenses 2013: $576,420Net Income 2013: $9,0342013Revenue 2014: $603,614Expenses 2014: $599,381Net Income 2014: $4,2332014Revenue 2015: $624,947Expenses 2015: $614,528Net Income 2015: $10,4192015Revenue 2016: $639,992Expenses 2016: $627,418Net Income 2016: $12,5742016Revenue 2017: $676,732Expenses 2017: $642,515Net Income 2017: $34,2172017Revenue 2018: $798,528Expenses 2018: $751,706Net Income 2018: $46,8222018Revenue 2019: $880,649Expenses 2019: $799,781Net Income 2019: $80,8682019Revenue 2020: $843,032Expenses 2020: $741,144Net Income 2020: $101,8882020Revenue 2021: $842,368Expenses 2021: $791,938Net Income 2021: $50,4302021Revenue 2022: $910,623Expenses 2022: $820,823Net Income 2022: $89,8002022Revenue 2023: $1,349,459Expenses 2023: $1,017,966Net Income 2023: $331,4932023Revenue 2024: $1,710,868Expenses 2024: $1,434,296Net Income 2024: $276,5722024Revenue 2025: $1,908,193Expenses 2025: $1,655,705Net Income 2025: $252,4882025

Highlighted filing

2014

Revenue$603,614
Expenses$599,381
Net Income$4,233
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 17, 2015
Return Version
2014v5.0
Gross Receipts
$603,614
Mission and Program Overview

Mission

Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit unions long-term financial stability.

Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintian the credit union's long-term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$12,954,263$13,496,548▲ $542,285
Other Notes and Loans Receivable, Net$5,764,283$5,842,434▲ $78,151
Rtn Earn Endowment Incm Other Fnds$3,151,653$3,155,886▲ $4,233
Cash and Non-Interest-Bearing Accounts$1,531,863$301,020▼ $1,230,843
Land, Buildings, and Equipment, Net$189,306$178,223▼ $11,083
Investments Program Related$139,112$160,380▲ $21,268
Prepaid Expenses and Deferred Charges$12,611$29,237▲ $16,626
Investments Other Securities$1,586--
Accounts Receivable$726$853▲ $127
Total Assets$20,630,182$20,048,682▼ $581,500
Other Assets Total$36,432$39,987▲ $3,555
Liabilities
Other Liabilities$17,466,658$16,604,372▼ $862,286
Mortgage Notes Payable Secured by Investment Property-$271,326-
Accounts Payable and Accrued Expenses$11,388$16,704▲ $5,316
Deferred Revenue$483$394▼ $89
Total Liabilities$17,478,529$16,892,796▼ $585,733
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,151,653$3,155,886▲ $4,233
Total Liabilities and Net Assets / Fund Balance$20,630,182$20,048,682▼ $581,500

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$38,451$308,509$346,960
Buildings$82,877$234,132$317,009
Equipment$13,895$87,794$101,689
Land$43,000-$43,000
Investment Program Related Org$500--
Compensation and Service Providers
Top Officer Pay54th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy JacobsonPresidentCEOFT$68,300$3,996$72,296
Lisa CochraneVP LendingFT$55,860$3,333$59,193
Terrance J McCannChairman-$539-$539
Mary HerrmannSecretary-$400-$400
Robert LlorcaDirector-$80-$80
Thomas MichelsVice Chairman-$49-$49

Board Members and Trustees

NameTitle
Bobby BeamonDirector
Evlynne OwensDirector
Karen KerrDirector
Mary Jane DanielsDirector
Arthur GurholtTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$468,248
Investment Income
$125,709
Other Revenue
$9,657
Change in Net Assets
$4,233
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$340,389
Salaries, Compensation, and Employee Benefits$258,992
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$125,228
Office Expenses---$120,964
Other Salaries and Wages---$97,637
Information Technology---$45,835
Depreciation Depletion---$34,211
Other Expenses-$32,534-$32,534
Occupancy---$29,964
Payroll Taxes---$18,574
Insurance---$17,174
Payments to Affiliates---$12,532
Pension Plan Contributions---$12,486
Conferences and Meetings---$7,731
Advertising---$6,772
All Other Expenses---$6,332
Fees for Services Accounting---$6,000
Other Employee Benefits---$5,067
Interest---$27
Total Functional Expenses$0$0$0$599,381
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$16,604,364
Accrued Dividends$8
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.o8”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Management and the Board of Directors review the prepared 990 form before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“Annually, the CEO reviews employee, Board of Director, and their family'saccounts for conflicts of interest.”

CEO executive director top management comp Part VI line 15A

“The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.”

Other officer or key employee compensation Part VI line 15B

“The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.”

Governing documents etc available to public Part VI line 19

“Updated financial statement is posted monthly in our credit union lobby.”

Filing and Contact Details

Filer

Filer Name
Teachers Credit Union
EIN
39-0736227
Address
2315 Prairie Avenue, Beloit, WI 53511

Signing Officer

Name
Amy R Jacobson
Title
PresidentCEO
Phone
6083628983
Signed
2015-08-17
Discuss with paid preparer
No

Organization Details

Principal Officer
Amy Jacobson
Formed
1934
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
8

Preparer

Firm
WCUL Services Corp
Address
N25W23131 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
Raw XML Appendix392 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt014959
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt15354
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt232534
IRS990/OtherExpensesGrp/TotalAmt014959
IRS990/OtherExpensesGrp/TotalAmt15354
IRS990/OtherExpensesGrp/TotalAmt232534
IRS990/OtherLiabilitiesGrp/BOYAmt017466658
IRS990/OtherLiabilitiesGrp/EOYAmt016604372
IRS990/OtherSalariesAndWagesGrp/TotalAmt097637
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05764283
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05842434
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt012532
IRS990/PayrollTaxesGrp/TotalAmt018574
IRS990/PensionPlanContributionsGrp/TotalAmt012486
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt012611
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt029237
IRS990/PrincipalOfficerNm0Amy Jacobson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0334408
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1118832
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt24305
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt310703
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0334408
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1118832
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt24305
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt310703
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 2164 members at 12/31. During 2014, we opened 150 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0118053
IRS990/PYOtherExpensesAmt0316414
IRS990/PYOtherRevenueAmt08263
IRS990/PYProgramServiceRevenueAmt0459138
IRS990/PYRevenuesLessExpensesAmt09034
IRS990/PYSalariesCompEmpBnftPaidAmt0260006
IRS990/PYTotalExpensesAmt0576420
IRS990/PYTotalRevenueAmt0585454
IRS990/ReconcilationRevenueExpnssAmt04233
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt09657
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt09657
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03151653
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03155886
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012954263
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013496548
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt082877
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0234132
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0317009
IRS990ScheduleD/EquipmentGrp/BookValueAmt013895
IRS990ScheduleD/EquipmentGrp/DepreciationAmt087794
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0101689
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0159880
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/LandGrp/BookValueAmt043000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt043000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt038451
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0308509
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0346960
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016604364
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt18
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0178223
IRS990ScheduleD/TotalBookValueProgramRltdAmt0160380
IRS990ScheduleD/TotalLiabilityAmt016604372
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.o8
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management and the Board of Directors review the prepared 990 form before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Annually, the CEO reviews employee, Board of Director, and their family'saccounts for conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Updated financial statement is posted monthly in our credit union lobby.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt020630182
IRS990/TotalAssetsEOYAmt020048682
IRS990/TotalAssetsGrp/BOYAmt020630182
IRS990/TotalAssetsGrp/EOYAmt020048682
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0599381
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017478529
IRS990/TotalLiabilitiesEOYAmt016892796
IRS990/TotalLiabilitiesGrp/BOYAmt017478529
IRS990/TotalLiabilitiesGrp/EOYAmt016892796
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03151653
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03155886
IRS990/TotalOtherCompensationAmt07329
IRS990/TotalProgramServiceRevenueAmt0468248
IRS990/TotalReportableCompFromOrgAmt0125228
IRS990/TotalRevenueGrp/ExclusionAmt0135366
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0468248
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0603614
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt020630182
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt020048682
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.tcubeloit.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Amy R Jacobson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PresidentCEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06083628983
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Teachers Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TEAC
ReturnHeader/Filer/EIN0390736227
ReturnHeader/Filer/USAddress/AddressLine1Txt02315 Prairie Avenue
ReturnHeader/Filer/USAddress/CityNm0Beloit
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053511
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02015-10-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02015-10-30T17:21:23-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,048,682
Liabilities
$16,892,796
Net assets
$3,155,886
Revenue
$603,614
Expenses
$599,381
Net income
$4,233
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$37.2$32.7$4.44$1.91$1.66$0.25
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.8$33.6$4.19$1.71$1.43$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$29.4$3.91$1.35$1.02$0.33
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$32.6$29.1$3.58$0.91$0.82$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.7$27.2$3.49$0.84$0.79$0.05
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$29.0$25.6$3.44$0.84$0.74$0.10
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$24.5$21.2$3.34$0.88$0.80$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.9$20.7$3.26$0.80$0.75$0.05
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$22.7$19.5$3.21$0.68$0.64$0.03
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$18.3$3.18$0.64$0.63$0.01
2015Detailed filing. Detailed filing data is available for this year.$21.5$18.3$3.17$0.62$0.61$0.01
2014Detailed filing. Detailed filing data is available for this year.$20.0$16.9$3.16$0.60$0.60$0.00
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$20.6$17.5$3.15$0.59$0.58$0.01
2012Summary only. Only limited summary data is available for this year.$17.7$14.5$3.14$0.59$0.59$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$14.4$3.14$0.59
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$13.5$3.13$0.66