Civic Intelligence

Teachers Credit Union

990 • Fiscal year 2013 • EIN 39-0736227

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 23, 2014

Organization Profilewww.tcubeloit.org

View Organization Page

2315 Prairie AvenueBeloit, WI 53511

(608) 362-8983

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.85x

Higher debt load relative to assets than 37% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

86th percentile

29.85x

Higher debt load relative to revenue than 86% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

40th percentile

1.5%

Higher net margin than 40% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

56th percentile

$71,677

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 12.2% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

99th percentile

17%

Faster asset growth than 99% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

34th percentile

-1.2%

Faster revenue growth than 34% of similar nonprofits.

2013 filings • $10M-$25M nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$20,630,182

Up $2,942,225 (+17%) from 2012

Net Assets

Up

$3,151,653

Up $9,034 (+0.3%) from 2012

Liabilities

Up

$17,478,529

Up $2,933,191 (+20%) from 2012

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin40th percentile

Revenue

Down

$585,454

Down $7,116 (-1.2%) from 2012

Expenses

Down

$576,420

Down $9,009 (-1.5%) from 2012

Net Income

Up

$9,034

Up $1,893 (+27%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $16,585,373Liabilities 2010: $13,455,229Net Assets 2010: $3,130,1442010Assets 2011: $17,550,873Liabilities 2011: $14,415,395Net Assets 2011: $3,135,4782011Assets 2012: $17,687,957Liabilities 2012: $14,545,338Net Assets 2012: $3,142,6192012Assets 2013: $20,630,182Liabilities 2013: $17,478,529Net Assets 2013: $3,151,6532013Assets 2014: $20,048,682Liabilities 2014: $16,892,796Net Assets 2014: $3,155,8862014Assets 2015: $21,486,836Liabilities 2015: $18,320,531Net Assets 2015: $3,166,3052015Assets 2016: $21,478,654Liabilities 2016: $18,299,775Net Assets 2016: $3,178,8792016Assets 2017: $22,748,597Liabilities 2017: $19,535,501Net Assets 2017: $3,213,0962017Assets 2018: $23,927,644Liabilities 2018: $20,667,726Net Assets 2018: $3,259,9182018Assets 2019: $24,517,520Liabilities 2019: $21,176,734Net Assets 2019: $3,340,7862019Assets 2020: $29,004,796Liabilities 2020: $25,562,122Net Assets 2020: $3,442,6742020Assets 2021: $30,711,372Liabilities 2021: $27,218,268Net Assets 2021: $3,493,1042021Assets 2022: $32,637,898Liabilities 2022: $29,054,994Net Assets 2022: $3,582,9042022Assets 2023: $33,299,318Liabilities 2023: $29,384,921Net Assets 2023: $3,914,3972023Assets 2024: $37,764,079Liabilities 2024: $33,573,110Net Assets 2024: $4,190,9692024Assets 2025: $37,177,087Liabilities 2025: $32,733,630Net Assets 2025: $4,443,4572025

Highlighted filing

2013

Assets$20,630,182
Liabilities$17,478,529
Net Assets$3,151,653
Open 2013 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $655,6352010Expenses 2011: $586,3912011Revenue 2012: $592,570Expenses 2012: $585,429Net Income 2012: $7,1412012Revenue 2013: $585,454Expenses 2013: $576,420Net Income 2013: $9,0342013Revenue 2014: $603,614Expenses 2014: $599,381Net Income 2014: $4,2332014Revenue 2015: $624,947Expenses 2015: $614,528Net Income 2015: $10,4192015Revenue 2016: $639,992Expenses 2016: $627,418Net Income 2016: $12,5742016Revenue 2017: $676,732Expenses 2017: $642,515Net Income 2017: $34,2172017Revenue 2018: $798,528Expenses 2018: $751,706Net Income 2018: $46,8222018Revenue 2019: $880,649Expenses 2019: $799,781Net Income 2019: $80,8682019Revenue 2020: $843,032Expenses 2020: $741,144Net Income 2020: $101,8882020Revenue 2021: $842,368Expenses 2021: $791,938Net Income 2021: $50,4302021Revenue 2022: $910,623Expenses 2022: $820,823Net Income 2022: $89,8002022Revenue 2023: $1,349,459Expenses 2023: $1,017,966Net Income 2023: $331,4932023Revenue 2024: $1,710,868Expenses 2024: $1,434,296Net Income 2024: $276,5722024Revenue 2025: $1,908,193Expenses 2025: $1,655,705Net Income 2025: $252,4882025

Highlighted filing

2013

Revenue$585,454
Expenses$576,420
Net Income$9,034
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 23, 2014
Return Version
2013v3.1
Gross Receipts
$585,454
Mission and Program Overview

Mission

Teachers credit union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union's long-term financial stability.

Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintian the credit union's long-term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$10,762,982$12,954,263▲ $2,191,281
Other Notes and Loans Receivable, Net$5,465,072$5,764,283▲ $299,211
Rtn Earn Endowment Incm Other Fnds$3,142,619$3,151,653▲ $9,034
Cash and Non-Interest-Bearing Accounts$1,042,346$1,531,863▲ $489,517
Land, Buildings, and Equipment, Net$210,359$189,306▼ $21,053
Investments Program Related$137,969$139,112▲ $1,143
Prepaid Expenses and Deferred Charges$20,468$12,611▼ $7,857
Investments Other Securities$10,961$1,586▼ $9,375
Accounts Receivable$2,749$726▼ $2,023
Total Assets$17,687,957$20,630,182▲ $2,942,225
Other Assets Total$35,051$36,432▲ $1,381
Liabilities
Other Liabilities$14,531,328$17,466,658▲ $2,935,330
Accounts Payable and Accrued Expenses$13,363$11,388▼ $1,975
Deferred Revenue$647$483▼ $164
Total Liabilities$14,545,338$17,478,529▲ $2,933,191
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,142,619$3,151,653▲ $9,034
Total Liabilities and Net Assets / Fund Balance$17,687,957$20,630,182▲ $2,942,225

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$37,163$286,668$323,831
Buildings$90,505$231,882$322,387
Equipment$18,638$83,052$101,690
Land$43,000-$43,000
Investment Program Related Org$500--
Other Securities$1,586--
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy JacobsonPresidentCEOFT$68,100$3,577$71,677
Lisa CochraneVP LendingFT$55,660$3,308$58,968
Terrance J McCannChairman-$539-$539
Mary HerrmannSecretary-$440-$440
Thomas MichelsVice Chairman-$49-$49
Mary Jane DanielsDirector-$40-$40

Board Members and Trustees

NameTitle
Bobby BeamonDirector
Evlynne OwensDirector
Karen KerrDirector
Robert LlorcaDirector
Arthur GurholtTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$459,138
Investment Income
$118,053
Other Revenue
$8,263
Change in Net Assets
$9,034
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$316,414
Salaries, Compensation, and Employee Benefits$260,006
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$124,828
Office Expenses---$113,875
Other Salaries and Wages---$101,637
Information Technology---$39,662
Occupancy---$28,967
Depreciation Depletion---$28,851
Payroll Taxes---$17,848
Insurance---$16,131
Payments to Affiliates---$13,094
Other Expenses-$12,207-$12,207
Pension Plan Contributions---$11,548
Advertising---$8,147
Fees for Services Accounting---$6,900
Conferences and Meetings---$5,964
All Other Expenses---$5,099
Other Employee Benefits---$4,145
Interest---$2
Total Functional Expenses$0$0$0$576,420
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$17,466,632
Accrued Dividends$26
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.o8”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Management and the Board of Directors review the prepared 990 form before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“Annually, the CEO reviews employee, Board of Director, and their family'saccounts for conflicts of interest.”

CEO executive director top management comp Part VI line 15A

“The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.”

Other officer or key employee compensation Part VI line 15B

“The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.”

Governing documents etc available to public Part VI line 19

“Updated financial statement is posted monthly in our credit union lobby.”

Filing and Contact Details

Filer

EIN
39-0736227

Signing Officer

Name
Amy R Jacobson
Title
PresidentCEO
Phone
6083628983
Signed
2014-04-23
Discuss with paid preparer
No

Organization Details

Principal Officer
Amy Jacobson
Formed
1934
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
7

Preparer

Preparer
Cari Thompson
Phone
2625490200
Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt312207
IRS990/OtherExpensesGrp/TotalAmt015971
IRS990/OtherExpensesGrp/TotalAmt1-13167
IRS990/OtherExpensesGrp/TotalAmt234711
IRS990/OtherExpensesGrp/TotalAmt312207
IRS990/OtherLiabilitiesGrp/BOYAmt014531328
IRS990/OtherLiabilitiesGrp/EOYAmt017466658
IRS990/OtherSalariesAndWagesGrp/TotalAmt0101637
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05465072
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05764283
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt013094
IRS990/PayrollTaxesGrp/TotalAmt017848
IRS990/PensionPlanContributionsGrp/TotalAmt011548
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt020468
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt012611
IRS990/PrincipalOfficerNm0Amy Jacobson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0336142
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1109252
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt24057
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt39687
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0336142
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1109252
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt24057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt39687
IRS990/ProgSrvcAccomActy2Grp/Desc0We funded 272 loans during 2013. As of 12/31/13, we had 42 mortgages/home equity lines, and 508 consumer loans. We also had 284 credit card accounts with our members.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0118757
IRS990/PYOtherExpensesAmt0318369
IRS990/PYOtherRevenueAmt011971
IRS990/PYProgramServiceRevenueAmt0461842
IRS990/PYRevenuesLessExpensesAmt07141
IRS990/PYSalariesCompEmpBnftPaidAmt0267060
IRS990/PYTotalExpensesAmt0585429
IRS990/PYTotalRevenueAmt0592570
IRS990/ReconcilationRevenueExpnssAmt09034
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt08263
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt08263
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03142619
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03151653
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010762982
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012954263
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt090505
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0231882
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0322387
IRS990ScheduleD/EquipmentGrp/BookValueAmt018638
IRS990ScheduleD/EquipmentGrp/DepreciationAmt083052
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0101690
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0138612
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/LandGrp/BookValueAmt043000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt043000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt037163
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0286668
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0323831
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt017466632
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt126
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01586
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Govt National Mortgage Assn
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0189306
IRS990ScheduleD/TotalBookValueProgramRltdAmt0139112
IRS990ScheduleD/TotalBookValueSecuritiesAmt01586
IRS990ScheduleD/TotalLiabilityAmt017466658
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.o8
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management and the Board of Directors review the prepared 990 form before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Annually, the CEO reviews employee, Board of Director, and their family'saccounts for conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Wisconsin League's Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Updated financial statement is posted monthly in our credit union lobby.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt017687957
IRS990/TotalAssetsEOYAmt020630182
IRS990/TotalAssetsGrp/BOYAmt017687957
IRS990/TotalAssetsGrp/EOYAmt020630182
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0576420
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014545338
IRS990/TotalLiabilitiesEOYAmt017478529
IRS990/TotalLiabilitiesGrp/BOYAmt014545338
IRS990/TotalLiabilitiesGrp/EOYAmt017478529
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03142619
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03151653
IRS990/TotalOtherCompensationAmt06885
IRS990/TotalProgramServiceRevenueAmt0459138
IRS990/TotalReportableCompFromOrgAmt0124828
IRS990/TotalRevenueGrp/ExclusionAmt0126316
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0459138
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0585454
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017687957
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt020630182
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.tcubeloit.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Amy R Jacobson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PresidentCEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06083628983
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-23
ReturnHeader/Filer/BusinessName/BusinessNameLine10Teachers Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TEAC
ReturnHeader/Filer/EIN0390736227
ReturnHeader/Filer/USAddress/AddressLine102315 Prairie Avenue
ReturnHeader/Filer/USAddress/City0Beloit
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode053511
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02014-05-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02014-11-12T19:46:04-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,630,182
Liabilities
$17,478,529
Net assets
$3,151,653
Revenue
$585,454
Expenses
$576,420
Net income
$9,034
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$37.2$32.7$4.44$1.91$1.66$0.25
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.8$33.6$4.19$1.71$1.43$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$29.4$3.91$1.35$1.02$0.33
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$32.6$29.1$3.58$0.91$0.82$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.7$27.2$3.49$0.84$0.79$0.05
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$29.0$25.6$3.44$0.84$0.74$0.10
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$24.5$21.2$3.34$0.88$0.80$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.9$20.7$3.26$0.80$0.75$0.05
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$22.7$19.5$3.21$0.68$0.64$0.03
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$18.3$3.18$0.64$0.63$0.01
2015Detailed filing. Detailed filing data is available for this year.$21.5$18.3$3.17$0.62$0.61$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.0$16.9$3.16$0.60$0.60$0.00
2013Detailed filing. Detailed filing data is available for this year.$20.6$17.5$3.15$0.59$0.58$0.01
2012Summary only. Only limited summary data is available for this year.$17.7$14.5$3.14$0.59$0.59$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$14.4$3.14$0.59
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$13.5$3.13$0.66