Liabilities / Assets
58th percentile
Higher debt load relative to assets than 58% of similar nonprofits.
EIN 39-0736227 • 501(c)14 • Beloit, WI
Profile
Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit unions long-term financial stability.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
58th percentile
Higher debt load relative to assets than 58% of similar nonprofits.
Liabilities / Revenue
60th percentile
Higher debt load relative to revenue than 60% of similar nonprofits.
Net Margin
60th percentile
Higher net margin than 60% of similar nonprofits.
Top Officer Pay
38th percentile
Higher top officer pay than 38% of similar nonprofits.
Top officer pay equals 5.5% of source-year revenue.
Asset Growth
32nd percentile
Faster asset growth than 32% of similar nonprofits.
Revenue Growth
60th percentile
Faster revenue growth than 60% of similar nonprofits.
Assets
Down$37,177,087
Down $586,992 (-1.6%) from 2024
Liabilities
Down$32,733,630
Down $839,480 (-2.5%) from 2024
Net Assets
Up$4,443,457
Up $252,488 (+6.0%) from 2024
Revenue
Up$1,908,193
Up $197,325 (+12%) from 2024
Expenses
Up$1,655,705
Up $221,409 (+15%) from 2024
Net Income
Down$252,488
Down $24,084 (-8.7%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Teachers credit union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union's long-term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $16,010,523 | $17,380,313 | ▲ $1,369,790 |
| Investments Program Related | $12,582,194 | $12,102,165 | ▼ $480,029 |
| Savings and Temporary Cash Investments | $8,241,281 | $6,428,991 | ▼ $1,812,290 |
| Rtn Earn Endowment Incm Other Fnds | $4,190,969 | $4,443,457 | ▲ $252,488 |
| Land, Buildings, and Equipment, Net | $261,744 | $436,607 | ▲ $174,863 |
| Cash and Non-Interest-Bearing Accounts | $247,094 | $345,741 | ▲ $98,647 |
| Prepaid Expenses and Deferred Charges | $43,331 | $44,579 | ▲ $1,248 |
| Total Assets | $37,764,079 | $37,177,087 | ▼ $586,992 |
| Other Assets Total | $377,912 | $438,691 | ▲ $60,779 |
| Liabilities | |||
| Other Liabilities | $33,500,236 | $32,656,547 | ▼ $843,689 |
| Accounts Payable and Accrued Expenses | $68,781 | $74,747 | ▲ $5,966 |
| Escrow Account Liability | $4,093 | $2,336 | ▼ $1,757 |
| Total Liabilities | $33,573,110 | $32,733,630 | ▼ $839,480 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,190,969 | $4,443,457 | ▲ $252,488 |
| Total Liabilities and Net Assets / Fund Balance | $37,764,079 | $37,177,087 | ▼ $586,992 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $318,745 | $346,828 | $665,573 |
| Equipment | $74,862 | $536,235 | $611,097 |
| Land | $43,000 | - | $43,000 |
| Investment Program Related Org | $500 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Amy Jacobson | President | FT | $98,266 | $5,774 | $104,040 |
| Lisa Wertz | Vice Preside | FT | $75,149 | $4,463 | $79,612 |
| Terrance Mccann | Chair | - | $588 | - | $588 |
| Susan Brunson | Secretary | - | $480 | - | $480 |
| Name | Title |
|---|---|
| Thomas Michels | Vice Chair |
| Bobby Beamon | Director |
| Evlynne Owens | Director |
| Henry Clement | Director |
| Karen Kerr | Director |
| Schatze Funk | Director |
| Arthur Gurholt | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Klobucar Construction Co | Remodeling | 3217 E TORTOISE LANE, Beloit, WI 53511 | $147,184 |
| Sharetc | Core Processor | 101 E WASHINGTON BLVD, Ft Wayne, IN 46802 | $126,573 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,193,153 |
| Salaries, Compensation, and Employee Benefits | $462,552 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Information Technology | - | - | - | $246,408 |
| Other Salaries and Wages | - | - | - | $228,099 |
| Office Expenses | - | - | - | $202,736 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $174,483 |
| Occupancy | - | - | - | $68,117 |
| Depreciation Depletion | - | - | - | $58,404 |
| Fees for Services Other | - | - | - | $56,442 |
| Advertising | - | - | - | $40,430 |
| Payroll Taxes | - | - | - | $31,854 |
| Other Expenses | - | - | - | $31,530 |
| Insurance | - | - | - | $22,987 |
| Pension Plan Contributions | - | - | - | $21,437 |
| Conferences and Meetings | - | - | - | $12,728 |
| Other Employee Benefits | - | - | - | $6,679 |
| Fees for Services Accounting | - | - | - | $6,395 |
| Fees for Services Legal | - | - | - | $6,025 |
| Interest | - | - | - | $184 |
| Total Functional Expenses | $0 | $0 | $0 | $1,655,705 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $32,658,883 |
| Escrow Accts to Bal Sheet Line 21 | $-2,336 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides the data to independent cpa who completes the return. Management and board of directors review the return for accuracy, and then authorizes cpa to e-file the approved return.”
“Annually, ceo reviews employees, board of directors, and their family member accounts for conflict of interest.”
“The board of directors reviews the wi league salary compensation survey as part of the process to determine compensation. The board formally approves the compensation for the president and the approval is noted in the board minutes.”
“The board of directors reviews the wi league salary compensation survey as part of the process to determine compensation. The board formally approves the compensation for all employees and the approval is noted in the board minutes.”
“Governing documents and conflict on interest policy are available upon request. Financial statements are posted in the credit union lobby.”
“Teachers credit union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union's long-term financial stability.”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 68781 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 74747 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TEACHERS CREDIT UNION IS A NOT-FOR-PROFIT MEMBER OWNED ORGANIZATION. OUR GOAL IS TO PROVIDE THE BEST POSSIBLE FINANCIAL SERVICES TO OUR MEMBERS AT COMPETITIVE RATES AND TO MAINTAIN THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 40430 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | AMY JACOBSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6083628983 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2315 PRAIRIE AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BELOIT |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53511 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 247094 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 345741 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 174483 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 12728 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 147184 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 126573 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 3217 E TORTOISE LANE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 101 E WASHINGTON BLVD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | BELOIT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | FT WAYNE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 53511 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 46802 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | KLOBUCAR CONSTRUCTION CO |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | SHARETC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | REMODELING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CORE PROCESSOR |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 827590 |
| IRS990/CYOtherExpensesAmt | 0 | 1193153 |
| IRS990/CYOtherRevenueAmt | 0 | 7909 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1072694 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 252488 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 462552 |
| IRS990/CYTotalExpensesAmt | 0 | 1655705 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1908193 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 58404 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 280 NEW DEPOSIT ACCOUNTS IN 2025. AS OF 12/31/25 WE HAD 2,192 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 4093 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 2336 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6395 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6025 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 56442 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 5774 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 4463 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | AMY JACOBSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LISA WERTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TERRANCE MCCANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SUSAN BRUNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BOBBY BEAMON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | HENRY CLEMENT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SCHATZE FUNK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ARTHUR GURHOLT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KAREN KERR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | THOMAS MICHELS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | EVLYNNE OWENS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 98266 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 75149 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 588 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1934 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1908193 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 246408 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 22987 |
| IRS990/InterestGrp/TotalAmt | 0 | 184 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 827590 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 827590 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 12582194 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 12102165 |
| IRS990/IRPDocumentCnt | 0 | 850 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 883063 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 261744 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 436607 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1319670 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TEACHERS CREDIT UNION IS A NOT-FOR-PROFIT MEMBER OWNED ORGANIZATION. OUR GOAL IS TO PROVIDE THE BEST POSSIBLE FINANCIAL SERVICES TO OUR MEMBERS AT COMPETITIVE RATES AND TO MAINTAIN THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4190969 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4443457 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 68117 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 202736 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 377912 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 438691 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 6679 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT LOSS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 440767 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 31530 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 33500236 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 32656547 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 228099 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 16010523 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17380313 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 31854 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 21437 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 43331 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 44579 |
| IRS990/PrincipalOfficerNm | 0 | AMY JACOBSON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 520000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER CHECK CASH FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 947466 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 92998 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 31850 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 947466 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 92998 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 31850 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 380 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 380 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 311 NEW LOANS TO OUR MEMBERS DURING 2025. AS OF 12/31/25 WE HAD 1,217 LOANS TO OUR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 693975 |
| IRS990/PYOtherExpensesAmt | 0 | 1017872 |
| IRS990/PYOtherRevenueAmt | 0 | 8545 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1008348 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 276572 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 416424 |
| IRS990/PYTotalExpensesAmt | 0 | 1434296 |
| IRS990/PYTotalRevenueAmt | 0 | 1710868 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 252488 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 7909 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 7909 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4190969 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4443457 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8241281 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6428991 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 318745 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 346828 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 665573 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 74862 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 536235 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 611097 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 12001000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 100000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 665 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 500 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS WITH MATURITY > 1 YEAR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CORPORATE CREDIT UNION CAPITAL ACCTS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CSCU/TRELLANCE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | WISCUB STOCK |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 43000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 43000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 32658883 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -2336 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ESCROW ACCTS TO BAL SHEET LINE 21 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 436607 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 12102165 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 32656547 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TEACHERS CREDIT UNION IS A NOT-FOR-PROFIT MEMBER OWNED ORGANIZATION. OUR GOAL IS TO PROVIDE THE BEST POSSIBLE FINANCIAL SERVICES TO OUR MEMBERS AT COMPETITIVE RATES AND TO MAINTAIN THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES THE DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT AND BOARD OF DIRECTORS REVIEW THE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ANNUALLY, CEO REVIEWS EMPLOYEES, BOARD OF DIRECTORS, AND THEIR FAMILY MEMBER ACCOUNTS FOR CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS REVIEWS THE WI LEAGUE SALARY COMPENSATION SURVEY AS PART OF THE PROCESS TO DETERMINE COMPENSATION. THE BOARD FORMALLY APPROVES THE COMPENSATION FOR THE PRESIDENT AND THE APPROVAL IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS REVIEWS THE WI LEAGUE SALARY COMPENSATION SURVEY AS PART OF THE PROCESS TO DETERMINE COMPENSATION. THE BOARD FORMALLY APPROVES THE COMPENSATION FOR ALL EMPLOYEES AND THE APPROVAL IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS AND CONFLICT ON INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 37764079 |
| IRS990/TotalAssetsEOYAmt | 0 | 37177087 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 37764079 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 37177087 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1655705 |
| IRS990/TotalGrossUBIAmt | 0 | 380 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 33573110 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 32733630 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 33573110 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 32733630 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4190969 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4443457 |
| IRS990/TotalOtherCompensationAmt | 0 | 10237 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1072694 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 174483 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 835499 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1072314 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1908193 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 380 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 37764079 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 37177087 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2315 PRAIRIE AVENUE |
| IRS990/USAddress/CityNm | 0 | BELOIT |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53511 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | TCUBELOIT.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | AMY JACOBSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6083628983 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TEACHERS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TEAC |
| ReturnHeader/Filer/EIN | 0 | 390736227 |
| ReturnHeader/Filer/PhoneNum | 0 | 6083628983 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2315 PRAIRIE AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BELOIT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53511 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461065712 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 1512 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LA CROSSE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 546021512 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6087920843 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2026-03-26T13:03:29-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
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