Civic Intelligence

Teachers Credit Union

990 • Fiscal year 2016 • EIN 39-0736227

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 24, 2017

Organization Profilewww.tcubeloit.org

View Organization Page

2315 Prairie AvenueBeloit, WI 53511

(608) 362-8983

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.85x

Higher debt load relative to assets than 42% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

83rd percentile

28.59x

Higher debt load relative to revenue than 83% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

31st percentile

2.0%

Higher net margin than 31% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

55th percentile

$74,350

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 11.6% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

33rd percentile

-0.0%

Faster asset growth than 33% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

48th percentile

2.4%

Faster revenue growth than 48% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Down

$21,478,654

Down $8,182 (-0.0%) from 2015

Net Assets

Up

$3,178,879

Up $12,574 (+0.4%) from 2015

Liabilities

Down

$18,299,775

Down $20,756 (-0.1%) from 2015

Revenue And Expenses
Liabilities / Revenue83rd percentileNet Margin31st percentile

Revenue

Up

$639,992

Up $15,045 (+2.4%) from 2015

Expenses

Up

$627,418

Up $12,890 (+2.1%) from 2015

Net Income

Up

$12,574

Up $2,155 (+21%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $16,585,373Liabilities 2010: $13,455,229Net Assets 2010: $3,130,1442010Assets 2011: $17,550,873Liabilities 2011: $14,415,395Net Assets 2011: $3,135,4782011Assets 2012: $17,687,957Liabilities 2012: $14,545,338Net Assets 2012: $3,142,6192012Assets 2013: $20,630,182Liabilities 2013: $17,478,529Net Assets 2013: $3,151,6532013Assets 2014: $20,048,682Liabilities 2014: $16,892,796Net Assets 2014: $3,155,8862014Assets 2015: $21,486,836Liabilities 2015: $18,320,531Net Assets 2015: $3,166,3052015Assets 2016: $21,478,654Liabilities 2016: $18,299,775Net Assets 2016: $3,178,8792016Assets 2017: $22,748,597Liabilities 2017: $19,535,501Net Assets 2017: $3,213,0962017Assets 2018: $23,927,644Liabilities 2018: $20,667,726Net Assets 2018: $3,259,9182018Assets 2019: $24,517,520Liabilities 2019: $21,176,734Net Assets 2019: $3,340,7862019Assets 2020: $29,004,796Liabilities 2020: $25,562,122Net Assets 2020: $3,442,6742020Assets 2021: $30,711,372Liabilities 2021: $27,218,268Net Assets 2021: $3,493,1042021Assets 2022: $32,637,898Liabilities 2022: $29,054,994Net Assets 2022: $3,582,9042022Assets 2023: $33,299,318Liabilities 2023: $29,384,921Net Assets 2023: $3,914,3972023Assets 2024: $37,764,079Liabilities 2024: $33,573,110Net Assets 2024: $4,190,9692024Assets 2025: $37,177,087Liabilities 2025: $32,733,630Net Assets 2025: $4,443,4572025

Highlighted filing

2016

Assets$21,478,654
Liabilities$18,299,775
Net Assets$3,178,879
Open 2016 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $655,6352010Expenses 2011: $586,3912011Revenue 2012: $592,570Expenses 2012: $585,429Net Income 2012: $7,1412012Revenue 2013: $585,454Expenses 2013: $576,420Net Income 2013: $9,0342013Revenue 2014: $603,614Expenses 2014: $599,381Net Income 2014: $4,2332014Revenue 2015: $624,947Expenses 2015: $614,528Net Income 2015: $10,4192015Revenue 2016: $639,992Expenses 2016: $627,418Net Income 2016: $12,5742016Revenue 2017: $676,732Expenses 2017: $642,515Net Income 2017: $34,2172017Revenue 2018: $798,528Expenses 2018: $751,706Net Income 2018: $46,8222018Revenue 2019: $880,649Expenses 2019: $799,781Net Income 2019: $80,8682019Revenue 2020: $843,032Expenses 2020: $741,144Net Income 2020: $101,8882020Revenue 2021: $842,368Expenses 2021: $791,938Net Income 2021: $50,4302021Revenue 2022: $910,623Expenses 2022: $820,823Net Income 2022: $89,8002022Revenue 2023: $1,349,459Expenses 2023: $1,017,966Net Income 2023: $331,4932023Revenue 2024: $1,710,868Expenses 2024: $1,434,296Net Income 2024: $276,5722024Revenue 2025: $1,908,193Expenses 2025: $1,655,705Net Income 2025: $252,4882025

Highlighted filing

2016

Revenue$639,992
Expenses$627,418
Net Income$12,574
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 24, 2017
Return Version
2016v3.0
Gross Receipts
$639,992
Mission and Program Overview

Mission

Teachers credit union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union's long-term financial stability.

Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit unions long-term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$13,000,836$13,695,127▲ $694,291
Other Notes and Loans Receivable, Net$6,610,938$6,782,459▲ $171,521
Rtn Earn Endowment Incm Other Fnds$3,166,305$3,178,879▲ $12,574
Cash and Non-Interest-Bearing Accounts$1,491,160$607,433▼ $883,727
Investments Program Related$159,923$174,481▲ $14,558
Land, Buildings, and Equipment, Net$151,502$172,810▲ $21,308
Prepaid Expenses and Deferred Charges$27,131$14,048▼ $13,083
Accounts Receivable$853$921▲ $68
Total Assets$21,486,836$21,478,654▼ $8,182
Other Assets Total$44,493$31,375▼ $13,118
Liabilities
Other Liabilities$18,283,951$18,255,162▼ $28,789
Accounts Payable and Accrued Expenses$36,273$44,312▲ $8,039
Deferred Revenue$307$301▼ $6
Total Liabilities$18,320,531$18,299,775▼ $20,756
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,166,305$3,178,879▲ $12,574
Total Liabilities and Net Assets / Fund Balance$21,486,836$21,478,654▼ $8,182

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$49,977$346,047$396,024
Buildings$70,389$246,620$317,009
Equipment$9,444$95,437$104,881
Land$43,000-$43,000
Investment Program Related Org$500--
Compensation and Service Providers
Top Officer Pay55th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy JacobsonPresidentCEOFT$70,126$4,224$74,350
Lisa WertzVP LendingFT$57,185$3,488$60,673
Terrance J McCannChairman-$490-$490
Robert LlorcaSecretary-$440-$440
Thomas MichelsVice Chairman-$98-$98
Henry ClementDirector-$40-$40

Board Members and Trustees

NameTitle
Bobby BeamonDirector
Evlynne OwensDirector
Karen KerrDirector
Thomas BraunreiterDirector
Arthur GurholtTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$476,687
Investment Income
$151,250
Other Revenue
$12,055
Change in Net Assets
$12,574
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$358,631
Salaries, Compensation, and Employee Benefits$268,787
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$128,379
Office Expenses---$119,367
Other Salaries and Wages---$104,129
Information Technology---$58,974
Other Expenses-$47,165-$47,165
Occupancy---$27,583
Depreciation Depletion---$25,756
Payroll Taxes---$19,026
Insurance---$18,013
Payments to Affiliates---$15,425
Pension Plan Contributions---$12,930
Advertising---$10,013
Fees for Services Accounting---$6,000
All Other Expenses---$5,195
Other Employee Benefits---$4,323
Conferences and Meetings---$3,532
Total Functional Expenses$0$0$0$627,418
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$18,252,613
Scorecard Reserve$2,535
Accrued Dividends$14
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.o8”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Management and the Board of Directors review the prepared 990 form before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“Annually, the CEO reviews employee, Board of Director, and their familysaccounts for conflicts of interest.”

CEO executive director top management comp Part VI line 15A

“The Wisconsin Leagues Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.”

Other officer or key employee compensation Part VI line 15B

“The Wisconsin Leagues Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.”

Governing documents etc available to public Part VI line 19

“Updated financial statement is posted monthly in our credit union lobby.”

Filing and Contact Details

Filer

Filer Name
Teachers Credit Union
EIN
39-0736227
Address
2315 Prairie Avenue, Beloit, WI 53511

Signing Officer

Name
Amy Jacobson
Title
PresidentCEO
Phone
6083628983
Signed
2017-04-24
Discuss with paid preparer
No

Organization Details

Principal Officer
Amy Jacobson
Formed
1934
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
7
Volunteers
9

Preparer

Firm
WCUL Services Corp
Address
N25W2313 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt247165
IRS990/OtherLiabilitiesGrp/BOYAmt018283951
IRS990/OtherLiabilitiesGrp/EOYAmt018255162
IRS990/OtherSalariesAndWagesGrp/TotalAmt0104129
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06610938
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06782459
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt015425
IRS990/PayrollTaxesGrp/TotalAmt019026
IRS990/PensionPlanContributionsGrp/TotalAmt012930
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt027131
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt014048
IRS990/PrincipalOfficerNm0Amy Jacobson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Fee
IRS990/ProgramServiceRevenueGrp/Desc2Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0332825
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1121909
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt29199
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt312754
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0332825
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1121909
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt29199
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt312754
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 2099 members at 12/31. During 2016, we opened 154 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0145240
IRS990/PYOtherExpensesAmt0354185
IRS990/PYOtherRevenueAmt011707
IRS990/PYProgramServiceRevenueAmt0468000
IRS990/PYRevenuesLessExpensesAmt010419
IRS990/PYSalariesCompEmpBnftPaidAmt0260343
IRS990/PYTotalExpensesAmt0614528
IRS990/PYTotalRevenueAmt0624947
IRS990/ReconcilationRevenueExpnssAmt012574
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt012055
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt012055
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03166305
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03178879
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013000836
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013695127
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt070389
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0246620
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0317009
IRS990ScheduleD/EquipmentGrp/BookValueAmt09444
IRS990ScheduleD/EquipmentGrp/DepreciationAmt095437
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0104881
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0173981
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1WISCUB
IRS990ScheduleD/LandGrp/BookValueAmt043000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt043000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt049977
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0346047
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0396024
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018252613
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt114
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22535
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Scorecard Reserve
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0172810
IRS990ScheduleD/TotalBookValueProgramRltdAmt0174481
IRS990ScheduleD/TotalLiabilityAmt018255162
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.o8
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management and the Board of Directors review the prepared 990 form before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Annually, the CEO reviews employee, Board of Director, and their familysaccounts for conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Wisconsin Leagues Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Wisconsin Leagues Compensations survey is reviewed for comparison & recommendation purposes with the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Updated financial statement is posted monthly in our credit union lobby.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt021486836
IRS990/TotalAssetsEOYAmt021478654
IRS990/TotalAssetsGrp/BOYAmt021486836
IRS990/TotalAssetsGrp/EOYAmt021478654
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0627418
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt018320531
IRS990/TotalLiabilitiesEOYAmt018299775
IRS990/TotalLiabilitiesGrp/BOYAmt018320531
IRS990/TotalLiabilitiesGrp/EOYAmt018299775
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03166305
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03178879
IRS990/TotalOtherCompensationAmt07712
IRS990/TotalProgramServiceRevenueAmt0476687
IRS990/TotalReportableCompFromOrgAmt0128379
IRS990/TotalRevenueGrp/ExclusionAmt0163305
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0476687
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0639992
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021486836
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt021478654
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.tcubeloit.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Amy Jacobson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PresidentCEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06083628983
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-04-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Teachers Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TEAC
ReturnHeader/Filer/EIN0390736227
ReturnHeader/Filer/USAddress/AddressLine1Txt02315 Prairie Avenue
ReturnHeader/Filer/USAddress/CityNm0Beloit
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053511
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId03922392017131m54ugmz
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02017-05-11
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt074.219.136.146
ReturnHeader/FilingSecurityInformation/IPDt02017-05-11
ReturnHeader/FilingSecurityInformation/IPTm017:52:20
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0N25W2313 Paul Rd Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pewaukee
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053072
ReturnHeader/PreparerPersonGrp/PhoneNum02625490200
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02017-05-11T17:33:07-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,478,654
Liabilities
$18,299,775
Net assets
$3,178,879
Revenue
$639,992
Expenses
$627,418
Net income
$12,574
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$37.2$32.7$4.44$1.91$1.66$0.25
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.8$33.6$4.19$1.71$1.43$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$29.4$3.91$1.35$1.02$0.33
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$32.6$29.1$3.58$0.91$0.82$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.7$27.2$3.49$0.84$0.79$0.05
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$29.0$25.6$3.44$0.84$0.74$0.10
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$24.5$21.2$3.34$0.88$0.80$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.9$20.7$3.26$0.80$0.75$0.05
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$22.7$19.5$3.21$0.68$0.64$0.03
2016Detailed filing. Detailed filing data is available for this year.$21.5$18.3$3.18$0.64$0.63$0.01
2015Detailed filing. Detailed filing data is available for this year.$21.5$18.3$3.17$0.62$0.61$0.01
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.0$16.9$3.16$0.60$0.60$0.00
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$20.6$17.5$3.15$0.59$0.58$0.01
2012Summary only. Only limited summary data is available for this year.$17.7$14.5$3.14$0.59$0.59$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$14.4$3.14$0.59
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$13.5$3.13$0.66