Civic Intelligence

First Trust Credit Union

990 • Fiscal year 2013 • EIN 35-1089892

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 10, 2014

Organization Profilewww.firsttrustcu.com

View Organization Page

950 E US Hwy 2046360

(219) 879-6161

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.90x

Higher debt load relative to assets than 66% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

40th percentile

17.46x

Higher debt load relative to revenue than 40% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

30th percentile

4.4%

Higher net margin than 30% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

60th percentile

$137,451

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 2.8% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

45th percentile

1.5%

Faster asset growth than 45% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$93,819,907

Up $1,360,836 (+1.5%) from 2012

Net Assets

Up

$8,966,545

Up $213,342 (+2.4%) from 2012

Liabilities

Up

$84,853,362

Up $1,147,494 (+1.4%) from 2012

Revenue And Expenses
Liabilities / Revenue40th percentileNet Margin30th percentile

Revenue

$4,860,515

No earlier filing loaded for comparison.

Expenses

Down

$4,647,173

Down $94,957 (-2.0%) from 2012

Net Income

$213,342

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $85,075,081Liabilities 2010: $76,800,971Net Assets 2010: $8,274,1102010Assets 2011: $86,808,877Liabilities 2011: $78,232,879Net Assets 2011: $8,575,9982011Assets 2012: $92,459,071Liabilities 2012: $83,705,868Net Assets 2012: $8,753,2032012Assets 2013: $93,819,907Liabilities 2013: $84,853,362Net Assets 2013: $8,966,5452013Assets 2014: $95,662,908Liabilities 2014: $86,038,428Net Assets 2014: $9,624,4802014Assets 2015: $101,058,542Liabilities 2015: $90,847,627Net Assets 2015: $10,210,9152015Assets 2016: $105,297,890Liabilities 2016: $94,421,301Net Assets 2016: $10,876,5892016Assets 2017: $109,845,845Liabilities 2017: $98,259,329Net Assets 2017: $11,586,5162017Assets 2018: $113,720,963Liabilities 2018: $100,985,503Net Assets 2018: $12,735,4602018Assets 2019: $120,561,536Liabilities 2019: $106,151,569Net Assets 2019: $14,409,9672019Assets 2020: $145,639,941Liabilities 2020: $130,504,940Net Assets 2020: $15,135,0012020Assets 2021: $164,833,432Liabilities 2021: $148,574,252Net Assets 2021: $16,259,1802021Assets 2022: $171,651,792Liabilities 2022: $154,111,751Net Assets 2022: $17,540,0412022Assets 2023: $160,830,490Liabilities 2023: $141,682,981Net Assets 2023: $19,147,5092023Assets 2024: $176,430,949Liabilities 2024: $154,965,850Net Assets 2024: $21,465,0992024

Highlighted filing

2013

Assets$93,819,907
Liabilities$84,853,362
Net Assets$8,966,545
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $5,578,8752010Expenses 2011: $4,913,6212011Expenses 2012: $4,742,1302012Revenue 2013: $4,860,515Expenses 2013: $4,647,173Net Income 2013: $213,3422013Revenue 2014: $4,989,492Expenses 2014: $4,331,557Net Income 2014: $657,9352014Revenue 2015: $4,937,760Expenses 2015: $4,351,325Net Income 2015: $586,4352015Revenue 2016: $4,963,392Expenses 2016: $4,297,718Net Income 2016: $665,6742016Revenue 2017: $5,001,001Expenses 2017: $4,291,074Net Income 2017: $709,9272017Revenue 2018: $5,604,639Expenses 2018: $4,455,695Net Income 2018: $1,148,9442018Revenue 2019: $6,359,641Expenses 2019: $4,685,134Net Income 2019: $1,674,5072019Revenue 2020: $5,692,292Expenses 2020: $4,967,258Net Income 2020: $725,0342020Revenue 2021: $5,720,255Expenses 2021: $4,596,075Net Income 2021: $1,124,1802021Revenue 2022: $6,159,987Expenses 2022: $4,879,126Net Income 2022: $1,280,8612022Revenue 2023: $7,024,551Expenses 2023: $5,398,512Net Income 2023: $1,626,0392023Revenue 2024: $8,677,754Expenses 2024: $6,360,165Net Income 2024: $2,317,5892024

Highlighted filing

2013

Revenue$4,860,515
Expenses$4,647,173
Net Income$213,342
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 10, 2014
Return Version
2013v3.1
Gross Receipts
$4,860,515
Mission and Program Overview

Mission

CREDIT UNION

Credit union anticipate and provide financial needs, wants, and goals for our member-owners, including various loans at reasonable rates and savings accounts with good return.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$48,573,787$49,038,819▲ $465,032
Other Notes and Loans Receivable, Net$36,777,731$35,539,222▼ $1,238,509
Rtn Earn Endowment Incm Other Fnds$8,753,203$8,966,545▲ $213,342
Land, Buildings, and Equipment, Net$2,263,010$3,131,528▲ $868,518
Investments Program Related$1,842,909$2,884,151▲ $1,041,242
Cash and Non-Interest-Bearing Accounts$1,045,454$1,532,849▲ $487,395
Accounts Receivable$171,291$158,136▼ $13,155
Receivables From Officers Etc$91,333$154,611▲ $63,278
Prepaid Expenses and Deferred Charges$100,235$83,913▼ $16,322
Total Assets$92,459,071$93,819,907▲ $1,360,836
Other Assets Total$1,593,321$1,296,678▼ $296,643
Liabilities
Other Liabilities$83,294,945$84,514,347▲ $1,219,402
Accounts Payable and Accrued Expenses$410,923$339,015▼ $71,908
Total Liabilities$83,705,868$84,853,362▲ $1,147,494
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,753,203$8,966,545▲ $213,342
Total Liabilities and Net Assets / Fund Balance$92,459,071$93,819,907▲ $1,360,836

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,201,045-$2,201,045
Land$656,400-$656,400
Equipment$250,072-$250,072
Other Land Buildings$24,011-$24,011
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kim KniolaCEOFT$117,439$20,012$137,451
Kim Kniola--$107,000$30,450$137,450
Dan RajsicCFOFT$68,899$10,891$79,790

Board Members and Trustees

NameTitle
Howard SmithChairperson
Bob TillemaVice-chairperson
Arnold BassBoard Member
David HildebrandBoard Member
David SobeckiBoard Member
Dennis KnaupBoard Member
Jean EwingBoard Member
Linda BechinskiBoard Member
John HendersonSecretary
James MinkTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,215,569
Investment Income
$415,937
Other Revenue
$2,229,009
Change in Net Assets
$213,342
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,579,902
Salaries, Compensation, and Employee Benefits$2,067,271
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,459,398--$1,459,398
All Other Expenses$459,133--$459,133
Depreciation Depletion$269,520--$269,520
Occupancy$249,728--$249,728
Information Technology$236,802--$236,802
Office Expenses$235,451--$235,451
Current Officers, Directors, Trustees, and Key Employees$217,241--$217,241
Other Employee Benefits$213,744--$213,744
Advertising$175,999--$175,999
Interest$141,238--$141,238
Payroll Taxes$138,986--$138,986
Fees for Services Other$102,728--$102,728
Other Expenses$62,177--$62,177
Insurance$46,393--$46,393
Pension Plan Contributions$37,902--$37,902
Conferences and Meetings$34,828--$34,828
Travel$14,562--$14,562
Fees for Services Legal$2,780--$2,780
Total Functional Expenses$4,647,173$0$0$4,647,173
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$91,333$154,611▲ $63,278
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share & Club Accounts$30,978,083
Money Market$27,539,730
Share Drafts$13,365,021
Certificates$10,843,555
Ira$1,715,319
Mortgage Escrow Accounts$72,639
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

“Arnold bass 3626 n. Cross trail laporte in 46350 linda bechinski 3613 n. Evergreen trl laporte in 46350 john henderson 1804 beulah vista valparaiso in 46383 david hildebrand 755 ransom road valparaiso in 46385 dennis knaup 7472 cider mill rd michigan city in 46360 howard smith 203 e. Jefferson ave. Laporte in 46350 david sobecki 102 golfview rd michigan city in 46360 bob tillema 41 s. Graham st. Wheatfield in 46392 jim mink 429 s. 450 e. Valparaiso in 46383 jean ewing 305 boyd circle michigan ci”

Filing and Contact Details

Filer

EIN
35-1089892
Phone
2198796161

Signing Officer

Name
Kim Kniola
Title
CEO
Phone
2198796161
Signed
2014-04-10
Discuss with paid preparer
Yes

Organization Details

Formed
1959
Legal Domicile
In
Voting Board Members
10
Independent Board Members
10
Employees
63
Volunteers
14

Preparer

Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Each member of the credit union is considered a shareholder”

Pt VI, Line 7A

“Members of the credit union elect the board of directors at the annual meeting”

Pt VI, Line 11B

“The ceo and cfo will review prior to filing and the board will review at next board meeting.”

Pt VI, Line 15A

“Compease is used to gather information from other credit unions to give average wages for employees”

Pt VI, Line 15B

“Compease is used to gather information from other credit unions to give average wages for employees”

Pt VI, Line 19

“Documents are available upon request.”

Form 990, Part IX, Line 24F

“Subscriptions 2946. 2946. Provision for loan loss 245155. 245155. Operating fees 28179. 28179. Cash over & short 187. 187. Annual meeting expense 4206. 4206. Association dues 22657. 22657. Ncua ins & stabilization exp 67911. 67911. Non-operating exp 87892. 87892.”

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IRS990/OtherEmployeeBenefitsGrp/TotalAmt0213744
IRS990/OtherExpensesGrp/Desc0CHARGE OFF ACCTS EXP
IRS990/OtherExpensesGrp/Desc1DONATIONS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXP
IRS990/OtherExpensesGrp/ProgramServicesAmt041173
IRS990/OtherExpensesGrp/ProgramServicesAmt16068
IRS990/OtherExpensesGrp/ProgramServicesAmt2501322
IRS990/OtherExpensesGrp/ProgramServicesAmt362177
IRS990/OtherExpensesGrp/TotalAmt041173
IRS990/OtherExpensesGrp/TotalAmt16068
IRS990/OtherExpensesGrp/TotalAmt2501322
IRS990/OtherExpensesGrp/TotalAmt362177
IRS990/OtherLiabilitiesGrp/BOYAmt083294945
IRS990/OtherLiabilitiesGrp/EOYAmt084514347
IRS990/OtherRevenueMiscGrp/BusinessCd0522190
IRS990/OtherRevenueMiscGrp/Desc0FEES AND SERVICE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02229009
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02229009
IRS990/OtherRevenueTotalAmt02229009
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01459398
IRS990/OtherSalariesAndWagesGrp/TotalAmt01459398
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt036777731
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt035539222
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt0138986
IRS990/PayrollTaxesGrp/TotalAmt0138986
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt037902
IRS990/PensionPlanContributionsGrp/TotalAmt037902
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0100235
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt083913
IRS990/PrincipalOfcrBusinessAddress/BusinessNameLine10KIM KNIOLA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522190
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02215569
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt04
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0411303
IRS990/PYOtherExpensesAmt02444719
IRS990/PYOtherRevenueAmt02150331
IRS990/PYProgramServiceRevenueAmt02357701
IRS990/PYRevenuesLessExpensesAmt0177205
IRS990/PYSalariesCompEmpBnftPaidAmt02297407
IRS990/PYTotalExpensesAmt04742130
IRS990/PYTotalRevenueAmt04919335
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt091333
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0154611
IRS990/ReconcilationRevenueExpnssAmt0213342
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08753203
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08966545
IRS990/SavingsAndTempCashInvstGrp/BOYAmt048573787
IRS990/SavingsAndTempCashInvstGrp/EOYAmt049038819
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02201045
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02201045
IRS990ScheduleD/EquipmentGrp/BookValueAmt0250072
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0250072
IRS990ScheduleD/LandGrp/BookValueAmt0656400
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0656400
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt024011
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt024011
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt030978083
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt127539730
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21715319
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt313365021
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt410843555
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt572639
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE & CLUB ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MORTGAGE ESCROW ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03131528
IRS990ScheduleD/TotalLiabilityAmt084514347
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0107000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount010439
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt03841
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05350
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt014661
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KIM KNIOLA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0137450
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt010326
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt16247
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt22500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt374293
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt411388
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt56700
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt640071
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt73086
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd16true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd17true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd16false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd17false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd15X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd16X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd17X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SHARE SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt121ST MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt14LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt15LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt16LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt17LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt117430
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt21000

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$93,819,907
Liabilities
$84,853,362
Net assets
$8,966,545
Revenue
$4,860,515
Expenses
$4,647,173
Net income
$213,342
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$176$155$21.5$8.68$6.36$2.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$142$19.1$7.02$5.40$1.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$172$154$17.5$6.16$4.88$1.28
2021Detailed filing. Detailed filing data is available for this year.$165$149$16.3$5.72$4.60$1.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$131$15.1$5.69$4.97$0.73
2019Detailed filing. Detailed filing data is available for this year.$121$106$14.4$6.36$4.69$1.67
2018Detailed filing. Detailed filing data is available for this year.$114$101$12.7$5.60$4.46$1.15
2017Detailed filing. Detailed filing data is available for this year.$110$98.3$11.6$5.00$4.29$0.71
2016Detailed filing. Detailed filing data is available for this year.$105$94.4$10.9$4.96$4.30$0.67
2015Detailed filing. Detailed filing data is available for this year.$101$90.8$10.2$4.94$4.35$0.59
2014Detailed filing. Detailed filing data is available for this year.$95.7$86.0$9.62$4.99$4.33$0.66
2013Detailed filing. Detailed filing data is available for this year.$93.8$84.9$8.97$4.86$4.65$0.21
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.5$83.7$8.75$4.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.8$78.2$8.58$4.91
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.1$76.8$8.27$5.58