Civic Intelligence

First Trust Credit Union

990 • Fiscal year 2014 • EIN 35-1089892

Jan 01, 2014 to Dec 31, 2014 • Filed on May 03, 2015

Organization Profilewww.firsttrustcu.com

View Organization Page

950 E US Hwy 20Michigan City, IN 46360

(219) 879-6161

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.90x

Higher debt load relative to assets than 62% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

38th percentile

17.24x

Higher debt load relative to revenue than 38% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

64th percentile

13%

Higher net margin than 64% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

59th percentile

$137,042

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

44th percentile

2.0%

Faster asset growth than 44% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

67th percentile

2.7%

Faster revenue growth than 67% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$95,662,908

Up $1,843,001 (+2.0%) from 2013

Net Assets

Up

$9,624,480

Up $657,935 (+7.3%) from 2013

Liabilities

Up

$86,038,428

Up $1,185,066 (+1.4%) from 2013

Revenue And Expenses
Liabilities / Revenue38th percentileNet Margin64th percentile

Revenue

Up

$4,989,492

Up $128,977 (+2.7%) from 2013

Expenses

Down

$4,331,557

Down $315,616 (-6.8%) from 2013

Net Income

Up

$657,935

Up $444,593 (+208%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $85,075,081Liabilities 2010: $76,800,971Net Assets 2010: $8,274,1102010Assets 2011: $86,808,877Liabilities 2011: $78,232,879Net Assets 2011: $8,575,9982011Assets 2012: $92,459,071Liabilities 2012: $83,705,868Net Assets 2012: $8,753,2032012Assets 2013: $93,819,907Liabilities 2013: $84,853,362Net Assets 2013: $8,966,5452013Assets 2014: $95,662,908Liabilities 2014: $86,038,428Net Assets 2014: $9,624,4802014Assets 2015: $101,058,542Liabilities 2015: $90,847,627Net Assets 2015: $10,210,9152015Assets 2016: $105,297,890Liabilities 2016: $94,421,301Net Assets 2016: $10,876,5892016Assets 2017: $109,845,845Liabilities 2017: $98,259,329Net Assets 2017: $11,586,5162017Assets 2018: $113,720,963Liabilities 2018: $100,985,503Net Assets 2018: $12,735,4602018Assets 2019: $120,561,536Liabilities 2019: $106,151,569Net Assets 2019: $14,409,9672019Assets 2020: $145,639,941Liabilities 2020: $130,504,940Net Assets 2020: $15,135,0012020Assets 2021: $164,833,432Liabilities 2021: $148,574,252Net Assets 2021: $16,259,1802021Assets 2022: $171,651,792Liabilities 2022: $154,111,751Net Assets 2022: $17,540,0412022Assets 2023: $160,830,490Liabilities 2023: $141,682,981Net Assets 2023: $19,147,5092023Assets 2024: $176,430,949Liabilities 2024: $154,965,850Net Assets 2024: $21,465,0992024

Highlighted filing

2014

Assets$95,662,908
Liabilities$86,038,428
Net Assets$9,624,480
Open 2014 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $5,578,8752010Expenses 2011: $4,913,6212011Expenses 2012: $4,742,1302012Revenue 2013: $4,860,515Expenses 2013: $4,647,173Net Income 2013: $213,3422013Revenue 2014: $4,989,492Expenses 2014: $4,331,557Net Income 2014: $657,9352014Revenue 2015: $4,937,760Expenses 2015: $4,351,325Net Income 2015: $586,4352015Revenue 2016: $4,963,392Expenses 2016: $4,297,718Net Income 2016: $665,6742016Revenue 2017: $5,001,001Expenses 2017: $4,291,074Net Income 2017: $709,9272017Revenue 2018: $5,604,639Expenses 2018: $4,455,695Net Income 2018: $1,148,9442018Revenue 2019: $6,359,641Expenses 2019: $4,685,134Net Income 2019: $1,674,5072019Revenue 2020: $5,692,292Expenses 2020: $4,967,258Net Income 2020: $725,0342020Revenue 2021: $5,720,255Expenses 2021: $4,596,075Net Income 2021: $1,124,1802021Revenue 2022: $6,159,987Expenses 2022: $4,879,126Net Income 2022: $1,280,8612022Revenue 2023: $7,024,551Expenses 2023: $5,398,512Net Income 2023: $1,626,0392023Revenue 2024: $8,677,754Expenses 2024: $6,360,165Net Income 2024: $2,317,5892024

Highlighted filing

2014

Revenue$4,989,492
Expenses$4,331,557
Net Income$657,935
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 3, 2015
Return Version
2014v5.0
Gross Receipts
$4,989,492
Mission and Program Overview

Mission

CREDIT UNION

Credit union anticipate and provide financial needs, wants, and goals for our member-owners, including various loans at reasonable rates and savings accounts with good return.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$49,038,819$51,425,078▲ $2,386,259
Other Notes and Loans Receivable, Net$35,539,222$34,885,080▼ $654,142
Rtn Earn Endowment Incm Other Fnds$8,966,545$9,624,480▲ $657,935
Land, Buildings, and Equipment, Net$3,131,528$3,128,338▼ $3,190
Cash and Non-Interest-Bearing Accounts$1,532,849$2,472,126▲ $939,277
Investments Program Related$2,884,151$2,180,198▼ $703,953
Accounts Receivable$158,136$145,550▼ $12,586
Receivables From Officers Etc$154,611$141,801▼ $12,810
Prepaid Expenses and Deferred Charges$83,913$96,438▲ $12,525
Total Assets$93,819,907$95,662,908▲ $1,843,001
Other Assets Total$1,296,678$1,188,299▼ $108,379
Liabilities
Other Liabilities$84,514,347$85,789,532▲ $1,275,185
Accounts Payable and Accrued Expenses$339,015$248,896▼ $90,119
Total Liabilities$84,853,362$86,038,428▲ $1,185,066
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,966,545$9,624,480▲ $657,935
Total Liabilities and Net Assets / Fund Balance$93,819,907$95,662,908▲ $1,843,001

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,120,825-$2,120,825
Land$658,377-$658,377
Equipment$333,317-$333,317
Other Land Buildings$15,819-$15,819
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kim KniolaCEOFT$120,137$16,905$137,042
Dan RajsicCFOFT$72,355$9,479$81,834

Board Members and Trustees

NameTitle
Bob TillemaChairman
Dennis KnaupVice Chairman
Arnold BassBoard Member
Jean EwingBoard Member
Judy WrightBoard Member
Linda BechinskiBoard Member
John HendersonSecretary
James MinkTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,122,505
Investment Income
$521,098
Other Revenue
$2,345,889
Change in Net Assets
$657,935
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,286,033
Salaries, Compensation, and Employee Benefits$2,045,524
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,448,376$0$0$1,448,376
Office Expenses$414,487$0$0$414,487
All Other Expenses$369,294$0$0$369,294
Depreciation Depletion$290,679$0$0$290,679
Occupancy$264,987$0$0$264,987
Current Officers, Directors, Trustees, and Key Employees$218,876$0$0$218,876
Other Employee Benefits$208,487$0$0$208,487
Advertising$188,167$0$0$188,167
Payroll Taxes$131,822$0$0$131,822
Interest$113,874$0$0$113,874
Fees for Services Other$98,725$0$0$98,725
Insurance$46,634$0$0$46,634
Pension Plan Contributions$37,963$0$0$37,963
Conferences and Meetings$33,226$0$0$33,226
Travel$12,320$0$0$12,320
Fees for Services Legal$2,820$0$0$2,820
Other Expenses$-15,245$0$0$-15,245
Total Functional Expenses$4,331,557$0$0$4,331,557
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$154,611$141,801▼ $12,810
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share & Club Accounts$34,459,437
Money Market$25,293,204
Share Drafts$14,657,724
Certificates$9,738,532
Ira$1,586,218
Mortgage Escrow Accounts$54,417
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

“Arnold bass 3626 n. Cross trail laporte in 46350 linda bechinski 3613 n. Evergreen trl laporte in 46350 john henderson 1804 beulah vista valparaiso in 46383 dennis knaup 7472 cider mill rd michigan city in 46360 bob tillema 41 s. Graham st. Wheatfield in 46392 jim mink 429 s. 450 e. Valparaiso in 46383 jean ewing 305 boyd circle michigan city in 46360 judy wright 1105 w. 10th st. Laporte in 46350”

Filing and Contact Details

Filer

Filer Name
First Trust Credit Union
EIN
35-1089892
Phone
2198796161
Address
950 E US HWY 20, MICHIGAN CITY, IN 46360

Signing Officer

Name
Kim Kniola
Title
CEO
Phone
2198796161
Signed
2015-05-03
Discuss with paid preparer
Yes

Organization Details

Formed
1959
Legal Domicile
In
Voting Board Members
8
Independent Board Members
8
Employees
61
Volunteers
12

Preparer

Firm
Homer Wilson & Co Ltd
Address
900 RIDGE ROAD SUITE S, MUNSTER, IN 46321-1727
Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Each member of the credit union is a shareholder”

Pt VI, Line 7A

“Members of the credit union elect the board of directors at the annual meeting”

Pt VI, Line 11B

“The ceo and cfo will review prior to filing and the board will review at next meeting”

Pt VI, Line 15A

“Compease is used to gather information from other credit unions to give average wages for employees”

Pt VI, Line 15B

“Compease is used to gather information from other credit unions to give average wages for employees”

Pt VI, Line 19

“Documents are available upon request”

Pt VI, Line 12C

“Interests that could give rise to conflicts are disclosed and reviewed annually”

Pt VI, Line 4

“The number of directors on the board was changed from 10 to 8”

Form 990, Part IX, Line 24F

“Subscriptions 3279. 3279. 0. 0. Provision for loan loss 191963. 191963. 0. 0. Operating fees 21058. 21058. 0. 0. Cash over & short -67. -67. 0. 0. Association dues 22899. 22899. 0. 0. Non-operating exp 93789. 93789. 0. 0. Bank service charge 36373. 36373. 0. 0.”

Raw XML AppendixShowing 400 of 529 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0414487
IRS990/OfficeExpensesGrp/TotalAmt0414487
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01296678
IRS990/OtherAssetsTotalGrp/EOYAmt01188299
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0208487
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0208487
IRS990/OtherExpensesGrp/Desc0CHARGE OFF ACCTS EXP
IRS990/OtherExpensesGrp/Desc1DONATIONS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXP
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt031422
IRS990/OtherExpensesGrp/ProgramServicesAmt15109
IRS990/OtherExpensesGrp/ProgramServicesAmt2429534
IRS990/OtherExpensesGrp/ProgramServicesAmt3-15245
IRS990/OtherExpensesGrp/TotalAmt031422
IRS990/OtherExpensesGrp/TotalAmt15109
IRS990/OtherExpensesGrp/TotalAmt2429534
IRS990/OtherExpensesGrp/TotalAmt3-15245
IRS990/OtherLiabilitiesGrp/BOYAmt084514347
IRS990/OtherLiabilitiesGrp/EOYAmt085789532
IRS990/OtherRevenueMiscGrp/BusinessCd0522190
IRS990/OtherRevenueMiscGrp/Desc0FEES AND SERVICE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02345889
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02345889
IRS990/OtherRevenueTotalAmt02345889
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01448376
IRS990/OtherSalariesAndWagesGrp/TotalAmt01448376
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt035539222
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt034885080
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0131822
IRS990/PayrollTaxesGrp/TotalAmt0131822
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt037963
IRS990/PensionPlanContributionsGrp/TotalAmt037963
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt083913
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt096438
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0KIM KNIOLA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522190
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02122505
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0415937
IRS990/PYOtherExpensesAmt02579902
IRS990/PYOtherRevenueAmt02229009
IRS990/PYProgramServiceRevenueAmt02215569
IRS990/PYRevenuesLessExpensesAmt0213342
IRS990/PYSalariesCompEmpBnftPaidAmt02067271
IRS990/PYTotalExpensesAmt04647173
IRS990/PYTotalRevenueAmt04860515
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0154611
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0141801
IRS990/ReconcilationRevenueExpnssAmt0657935
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08966545
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09624480
IRS990/SavingsAndTempCashInvstGrp/BOYAmt049038819
IRS990/SavingsAndTempCashInvstGrp/EOYAmt051425078
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02120825
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02120825
IRS990ScheduleD/EquipmentGrp/BookValueAmt0333317
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0333317
IRS990ScheduleD/LandGrp/BookValueAmt0658377
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0658377
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt015819
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt015819
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt034459437
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt125293204
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21586218
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt314657724
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt49738532
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt554417
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE & CLUB ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MORTGAGE ESCROW ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03128338
IRS990ScheduleD/TotalLiabilityAmt085789532
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04008
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt111437
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt267792
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt312939
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt47777
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt51873
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt635975
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SHARE SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7CYCLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt101ST MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt26800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt31000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt410000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt525000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt675000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt716291
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt815777
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt915000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1088800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt111000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ARNOLD BASS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JEAN EWING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JEAN EWING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3JOHN HENDERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4KIM KNIOLA

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$95,662,908
Liabilities
$86,038,428
Net assets
$9,624,480
Revenue
$4,989,492
Expenses
$4,331,557
Net income
$657,935
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$176$155$21.5$8.68$6.36$2.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$142$19.1$7.02$5.40$1.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$172$154$17.5$6.16$4.88$1.28
2021Detailed filing. Detailed filing data is available for this year.$165$149$16.3$5.72$4.60$1.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$131$15.1$5.69$4.97$0.73
2019Detailed filing. Detailed filing data is available for this year.$121$106$14.4$6.36$4.69$1.67
2018Detailed filing. Detailed filing data is available for this year.$114$101$12.7$5.60$4.46$1.15
2017Detailed filing. Detailed filing data is available for this year.$110$98.3$11.6$5.00$4.29$0.71
2016Detailed filing. Detailed filing data is available for this year.$105$94.4$10.9$4.96$4.30$0.67
2015Detailed filing. Detailed filing data is available for this year.$101$90.8$10.2$4.94$4.35$0.59
2014Detailed filing. Detailed filing data is available for this year.$95.7$86.0$9.62$4.99$4.33$0.66
2013Detailed filing. Detailed filing data is available for this year.$93.8$84.9$8.97$4.86$4.65$0.21
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.5$83.7$8.75$4.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.8$78.2$8.58$4.91
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.1$76.8$8.27$5.58