Civic Intelligence

First Trust Credit Union

990 • Fiscal year 2016 • EIN 35-1089892

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 11, 2017

Organization ProfileWWW.FIRSTTRUSTCU.COM

View Organization Page

950 E US Highway 20Michigan City, IN 46360

(219) 879-6161

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.90x

Higher debt load relative to assets than 53% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

56th percentile

19.02x

Higher debt load relative to revenue than 56% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

66th percentile

13%

Higher net margin than 66% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

20th percentile

$146,351

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 2.9% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

47th percentile

4.2%

Faster asset growth than 47% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

19th percentile

0.5%

Faster revenue growth than 19% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$105,297,890

Up $4,239,348 (+4.2%) from 2015

Net Assets

Up

$10,876,589

Up $665,674 (+6.5%) from 2015

Liabilities

Up

$94,421,301

Up $3,573,674 (+3.9%) from 2015

Revenue And Expenses
Liabilities / Revenue56th percentileNet Margin66th percentile

Revenue

Up

$4,963,392

Up $25,632 (+0.5%) from 2015

Expenses

Down

$4,297,718

Down $53,607 (-1.2%) from 2015

Net Income

Up

$665,674

Up $79,239 (+14%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $85,075,081Liabilities 2010: $76,800,971Net Assets 2010: $8,274,1102010Assets 2011: $86,808,877Liabilities 2011: $78,232,879Net Assets 2011: $8,575,9982011Assets 2012: $92,459,071Liabilities 2012: $83,705,868Net Assets 2012: $8,753,2032012Assets 2013: $93,819,907Liabilities 2013: $84,853,362Net Assets 2013: $8,966,5452013Assets 2014: $95,662,908Liabilities 2014: $86,038,428Net Assets 2014: $9,624,4802014Assets 2015: $101,058,542Liabilities 2015: $90,847,627Net Assets 2015: $10,210,9152015Assets 2016: $105,297,890Liabilities 2016: $94,421,301Net Assets 2016: $10,876,5892016Assets 2017: $109,845,845Liabilities 2017: $98,259,329Net Assets 2017: $11,586,5162017Assets 2018: $113,720,963Liabilities 2018: $100,985,503Net Assets 2018: $12,735,4602018Assets 2019: $120,561,536Liabilities 2019: $106,151,569Net Assets 2019: $14,409,9672019Assets 2020: $145,639,941Liabilities 2020: $130,504,940Net Assets 2020: $15,135,0012020Assets 2021: $164,833,432Liabilities 2021: $148,574,252Net Assets 2021: $16,259,1802021Assets 2022: $171,651,792Liabilities 2022: $154,111,751Net Assets 2022: $17,540,0412022Assets 2023: $160,830,490Liabilities 2023: $141,682,981Net Assets 2023: $19,147,5092023Assets 2024: $176,430,949Liabilities 2024: $154,965,850Net Assets 2024: $21,465,0992024

Highlighted filing

2016

Assets$105,297,890
Liabilities$94,421,301
Net Assets$10,876,589
Open 2016 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $5,578,8752010Expenses 2011: $4,913,6212011Expenses 2012: $4,742,1302012Revenue 2013: $4,860,515Expenses 2013: $4,647,173Net Income 2013: $213,3422013Revenue 2014: $4,989,492Expenses 2014: $4,331,557Net Income 2014: $657,9352014Revenue 2015: $4,937,760Expenses 2015: $4,351,325Net Income 2015: $586,4352015Revenue 2016: $4,963,392Expenses 2016: $4,297,718Net Income 2016: $665,6742016Revenue 2017: $5,001,001Expenses 2017: $4,291,074Net Income 2017: $709,9272017Revenue 2018: $5,604,639Expenses 2018: $4,455,695Net Income 2018: $1,148,9442018Revenue 2019: $6,359,641Expenses 2019: $4,685,134Net Income 2019: $1,674,5072019Revenue 2020: $5,692,292Expenses 2020: $4,967,258Net Income 2020: $725,0342020Revenue 2021: $5,720,255Expenses 2021: $4,596,075Net Income 2021: $1,124,1802021Revenue 2022: $6,159,987Expenses 2022: $4,879,126Net Income 2022: $1,280,8612022Revenue 2023: $7,024,551Expenses 2023: $5,398,512Net Income 2023: $1,626,0392023Revenue 2024: $8,677,754Expenses 2024: $6,360,165Net Income 2024: $2,317,5892024

Highlighted filing

2016

Revenue$4,963,392
Expenses$4,297,718
Net Income$665,674
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 11, 2017
Return Version
2016v3.0
Gross Receipts
$4,963,392
Mission and Program Overview

Mission

CREDIT UNION

The credit union anticipate and provide financial needs, wants, and goals for our member-owners, including various loans at reasonable rates and savings accounts with good return.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$51,766,377$60,203,323▲ $8,436,946
Other Notes and Loans Receivable, Net$33,918,428$32,937,018▼ $981,410
Rtn Earn Endowment Incm Other Fnds$7,398,214$7,881,325▲ $483,111
Savings and Temporary Cash Investments$7,445,828$3,437,500▼ $4,008,328
Pd in Cap Srpls Land Bldg Eqp Fund$2,812,701$2,995,264▲ $182,563
Land, Buildings, and Equipment, Net$2,936,761$2,985,103▲ $48,342
Cash and Non-Interest-Bearing Accounts$1,221,018$1,059,832▼ $161,186
Prepaid Expenses and Deferred Charges$172,212$128,040▼ $44,172
Receivables From Officers Etc$138,352$126,793▼ $11,559
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$101,058,542$105,297,890▲ $4,239,348
Other Assets Total$3,459,566$4,420,281▲ $960,715
Liabilities
Other Liabilities$90,710,945$94,226,679▲ $3,515,734
Accounts Payable and Accrued Expenses$136,682$194,622▲ $57,940
Total Liabilities$90,847,627$94,421,301▲ $3,573,674
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,210,915$10,876,589▲ $665,674
Total Liabilities and Net Assets / Fund Balance$101,058,542$105,297,890▲ $4,239,348

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,069,157$2,295,181$4,364,338
Equipment$289,101$1,129,382$1,418,483
Land$626,845-$626,845
Other Securities$50,000--
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kim KniolaCEOFT$146,351$146,351
Dan RajsicCFOFT$81,188$81,188

Board Members and Trustees

NameTitle
Bob TillemaChairman
Dennis KnaupVice Chair
Arnold BassBoard Member
Cynthia MontgomeryBoard Member
John HendersonBoard Member
Judy WrightDirector
Linda BechinskiSecretary
James MinkTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,119,242
Investment Income
$773,671
Other Revenue
$70,479
Change in Net Assets
$665,674
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,254,144
Salaries, Compensation, and Employee Benefits$2,043,574
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,628,701--$1,628,701
Depreciation Depletion$334,491--$334,491
Other Employee Benefits$245,852--$245,852
Occupancy$243,984--$243,984
Advertising$193,233--$193,233
Office Expenses$158,466--$158,466
Payroll Taxes$125,217--$125,217
All Other Expenses$110,887--$110,887
Interest$103,493--$103,493
Other Expenses$72,291--$72,291
Pension Plan Contributions$43,804--$43,804
Fees for Services Other$40,248--$40,248
Insurance$40,147--$40,147
Conferences and Meetings$36,960--$36,960
Total Functional Expenses$4,297,718$0$0$4,297,718
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$138,352$126,793▼ $11,559
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$94,223,264
Accrued Dividends$3,415
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals and their families who live or work in laporte, porter, jasper, newton, or pulaski counties are eligible for membership.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect the board of directors at the credit union annual meeting.”

Form 990, Part VI, Section B, Line 11B

“A completed form 990 is reviewed by the ceo prior to submitting to the internal revenue service.”

Form 990, Part VI, Section B, Line 15

“Compease is used to gather compensation comparatives from other similar institutions.”

Form 990, Part VI, Section C, Line 18

“The association makes organizing documents and recent form 990 available upon written request.”

Form 990, Part VI, Section C, Line 19

“The association makes organizing documents and recent form 990 available upon written request.”

Filing and Contact Details

Filer

Filer Name
First Trust Credit Union
EIN
35-1089892
Phone
2198796161
Address
950 E US HIGHWAY 20, MICHIGAN CITY, IN 46360

Signing Officer

Name
Kim Kniola
Title
CEO
Phone
2198796161
Signed
2017-04-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kim Kniola
Formed
1959
Legal Domicile
In
Voting Board Members
8
Independent Board Members
8
Employees
56
Volunteers
12

Preparer

Firm
Whitinger & Company LLC
Address
1100 W WHITE RIVER BLVD, MUNCIE, IN 47303-3776
Preparer
Terry D Brumley CPA
Phone
7652843384
Raw XML AppendixShowing 400 of 510 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PensionPlanContributionsGrp/TotalAmt043804
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0172212
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0128040
IRS990/PrincipalOfficerNm0KIM KNIOLA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522191
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND SERVICE INCOM
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02197323
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11921919
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02197323
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11921919
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0660373
IRS990/PYOtherExpensesAmt02282267
IRS990/PYOtherRevenueAmt022461
IRS990/PYProgramServiceRevenueAmt04254926
IRS990/PYRevenuesLessExpensesAmt0586435
IRS990/PYSalariesCompEmpBnftPaidAmt02069058
IRS990/PYTotalExpensesAmt04351325
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04937760
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0138352
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0126793
IRS990/ReconcilationRevenueExpnssAmt0665674
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07398214
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07881325
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07445828
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03437500
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02069157
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02295181
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04364338
IRS990ScheduleD/EquipmentGrp/BookValueAmt0289101
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01129382
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01418483
IRS990ScheduleD/LandGrp/BookValueAmt0626845
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0626845
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt094223264
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13415
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt059875711
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1136300
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt221312
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt360000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt460000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt550000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FEDERAL HOME LOAN BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PSCU CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CU ANSWERS
IRS990ScheduleD/OtherSecuritiesGrp/Desc4WESCO
IRS990ScheduleD/OtherSecuritiesGrp/Desc5EDOC
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02985103
IRS990ScheduleD/TotalBookValueSecuritiesAmt060203323
IRS990ScheduleD/TotalLiabilityAmt094226679
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt311915
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt454086
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt56590
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt611529
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt723980
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt912152
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt116541
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5CYCLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10SPLIT DOLLAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12SPLIT DOLLAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt210000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt325000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt475000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt516291
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt617200
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt715777
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt888800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt91000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1012152
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11750
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt126541
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ARNOLD BASS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JOHN HENDERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7JIM MINK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8JIM MINK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9BOB TILLEMA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11DAN RAJSIC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm12DAN RAJSIC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$105,297,890
Liabilities
$94,421,301
Net assets
$10,876,589
Revenue
$4,963,392
Expenses
$4,297,718
Net income
$665,674
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$176$155$21.5$8.68$6.36$2.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$142$19.1$7.02$5.40$1.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$172$154$17.5$6.16$4.88$1.28
2021Detailed filing. Detailed filing data is available for this year.$165$149$16.3$5.72$4.60$1.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$131$15.1$5.69$4.97$0.73
2019Detailed filing. Detailed filing data is available for this year.$121$106$14.4$6.36$4.69$1.67
2018Detailed filing. Detailed filing data is available for this year.$114$101$12.7$5.60$4.46$1.15
2017Detailed filing. Detailed filing data is available for this year.$110$98.3$11.6$5.00$4.29$0.71
2016Detailed filing. Detailed filing data is available for this year.$105$94.4$10.9$4.96$4.30$0.67
2015Detailed filing. Detailed filing data is available for this year.$101$90.8$10.2$4.94$4.35$0.59
2014Detailed filing. Detailed filing data is available for this year.$95.7$86.0$9.62$4.99$4.33$0.66
2013Detailed filing. Detailed filing data is available for this year.$93.8$84.9$8.97$4.86$4.65$0.21
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.5$83.7$8.75$4.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.8$78.2$8.58$4.91
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.1$76.8$8.27$5.58