Civic Intelligence

First Trust Credit Union

990 • Fiscal year 2015 • EIN 35-1089892

Jan 01, 2015 to Dec 31, 2015 • Filed on May 05, 2016

Organization ProfileWWW.FIRSTTRUSTCU.COM

View Organization Page

950 E US Highway 20Michigan City, IN 46360

(219) 879-6161

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.90x

Higher debt load relative to assets than 55% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

50th percentile

18.40x

Higher debt load relative to revenue than 50% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

55th percentile

12%

Higher net margin than 55% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

8th percentile

$121,640

Higher top officer pay than 8% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Asset Growth

59th percentile

5.6%

Faster asset growth than 59% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

19th percentile

-1.0%

Faster revenue growth than 19% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$101,058,542

Up $5,395,634 (+5.6%) from 2014

Net Assets

Up

$10,210,915

Up $586,435 (+6.1%) from 2014

Liabilities

Up

$90,847,627

Up $4,809,199 (+5.6%) from 2014

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin55th percentile

Revenue

Down

$4,937,760

Down $51,732 (-1.0%) from 2014

Expenses

Up

$4,351,325

Up $19,768 (+0.5%) from 2014

Net Income

Down

$586,435

Down $71,500 (-11%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $85,075,081Liabilities 2010: $76,800,971Net Assets 2010: $8,274,1102010Assets 2011: $86,808,877Liabilities 2011: $78,232,879Net Assets 2011: $8,575,9982011Assets 2012: $92,459,071Liabilities 2012: $83,705,868Net Assets 2012: $8,753,2032012Assets 2013: $93,819,907Liabilities 2013: $84,853,362Net Assets 2013: $8,966,5452013Assets 2014: $95,662,908Liabilities 2014: $86,038,428Net Assets 2014: $9,624,4802014Assets 2015: $101,058,542Liabilities 2015: $90,847,627Net Assets 2015: $10,210,9152015Assets 2016: $105,297,890Liabilities 2016: $94,421,301Net Assets 2016: $10,876,5892016Assets 2017: $109,845,845Liabilities 2017: $98,259,329Net Assets 2017: $11,586,5162017Assets 2018: $113,720,963Liabilities 2018: $100,985,503Net Assets 2018: $12,735,4602018Assets 2019: $120,561,536Liabilities 2019: $106,151,569Net Assets 2019: $14,409,9672019Assets 2020: $145,639,941Liabilities 2020: $130,504,940Net Assets 2020: $15,135,0012020Assets 2021: $164,833,432Liabilities 2021: $148,574,252Net Assets 2021: $16,259,1802021Assets 2022: $171,651,792Liabilities 2022: $154,111,751Net Assets 2022: $17,540,0412022Assets 2023: $160,830,490Liabilities 2023: $141,682,981Net Assets 2023: $19,147,5092023Assets 2024: $176,430,949Liabilities 2024: $154,965,850Net Assets 2024: $21,465,0992024

Highlighted filing

2015

Assets$101,058,542
Liabilities$90,847,627
Net Assets$10,210,915
Open 2015 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $5,578,8752010Expenses 2011: $4,913,6212011Expenses 2012: $4,742,1302012Revenue 2013: $4,860,515Expenses 2013: $4,647,173Net Income 2013: $213,3422013Revenue 2014: $4,989,492Expenses 2014: $4,331,557Net Income 2014: $657,9352014Revenue 2015: $4,937,760Expenses 2015: $4,351,325Net Income 2015: $586,4352015Revenue 2016: $4,963,392Expenses 2016: $4,297,718Net Income 2016: $665,6742016Revenue 2017: $5,001,001Expenses 2017: $4,291,074Net Income 2017: $709,9272017Revenue 2018: $5,604,639Expenses 2018: $4,455,695Net Income 2018: $1,148,9442018Revenue 2019: $6,359,641Expenses 2019: $4,685,134Net Income 2019: $1,674,5072019Revenue 2020: $5,692,292Expenses 2020: $4,967,258Net Income 2020: $725,0342020Revenue 2021: $5,720,255Expenses 2021: $4,596,075Net Income 2021: $1,124,1802021Revenue 2022: $6,159,987Expenses 2022: $4,879,126Net Income 2022: $1,280,8612022Revenue 2023: $7,024,551Expenses 2023: $5,398,512Net Income 2023: $1,626,0392023Revenue 2024: $8,677,754Expenses 2024: $6,360,165Net Income 2024: $2,317,5892024

Highlighted filing

2015

Revenue$4,937,760
Expenses$4,351,325
Net Income$586,435
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 5, 2016
Return Version
2015v2.1
Gross Receipts
$4,937,760
Mission and Program Overview

Mission

CREDIT UNION

The credit union anticipate and provide financial needs, wants, and goals for our member-owners, including various loans at reasonable rates and savings accounts with good return.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities-$51,766,377-
Other Notes and Loans Receivable, Net$34,885,080$33,918,428▼ $966,652
Savings and Temporary Cash Investments$51,425,078$7,445,828▼ $43,979,250
Rtn Earn Endowment Incm Other Fnds$7,057,544$7,398,214▲ $340,670
Land, Buildings, and Equipment, Net$3,128,338$2,936,761▼ $191,577
Pd in Cap Srpls Land Bldg Eqp Fund$2,566,936$2,812,701▲ $245,765
Investments Program Related$2,180,198--
Cash and Non-Interest-Bearing Accounts$2,472,126$1,221,018▼ $1,251,108
Prepaid Expenses and Deferred Charges$96,438$172,212▲ $75,774
Accounts Receivable$145,550--
Receivables From Officers Etc$141,801$138,352▼ $3,449
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$95,662,908$101,058,542▲ $5,395,634
Other Assets Total$1,188,299$3,459,566▲ $2,271,267
Liabilities
Other Liabilities$85,789,532$90,710,945▲ $4,921,413
Accounts Payable and Accrued Expenses$248,896$136,682▼ $112,214
Total Liabilities$86,038,428$90,847,627▲ $4,809,199
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,624,480$10,210,915▲ $586,435
Total Liabilities and Net Assets / Fund Balance$95,662,908$101,058,542▲ $5,395,634

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,006,606$2,111,199$4,117,805
Equipment$303,310$1,082,207$1,385,517
Land$626,845-$626,845
Other Securities$100--
Compensation and Service Providers
Top Officer Pay8th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kim KniolaCEOFT$121,640$121,640
Dan RajsicCFOFT$76,431$76,431

Board Members and Trustees

NameTitle
Bob TillemaChairman
Dennis KnaupVice Chair
Arnold BassBoard Member
Cynthia MontgomeryBoard Member
Linda BechinskiBoard Member
Judy WrightDirector
John HendersonSecretary
James MinkTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,254,926
Investment Income
$660,373
Other Revenue
$22,461
Change in Net Assets
$586,435
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,282,267
Salaries, Compensation, and Employee Benefits$2,069,058
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,431,224--$1,431,224
Depreciation Depletion$308,081--$308,081
Other Employee Benefits$257,954--$257,954
Occupancy$231,848--$231,848
Current Officers, Directors, Trustees, and Key Employees$198,071--$198,071
Advertising$195,734--$195,734
Office Expenses$151,312--$151,312
All Other Expenses$126,767--$126,767
Payroll Taxes$126,520--$126,520
Interest$104,731--$104,731
Other Expenses$85,352--$85,352
Pension Plan Contributions$55,289--$55,289
Conferences and Meetings$48,223--$48,223
Insurance$40,840--$40,840
Fees for Services Other$27,398--$27,398
Total Functional Expenses$4,351,325$0$0$4,351,325
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$141,801$138,352▼ $3,449
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$90,707,078
Accrued Dividends$3,867
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals and their families who live or work in laporte, porter, jasper, newton, or pulaski counties are eligible for membership.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect the board of directors at the credit union annual meeting.”

Form 990, Part VI, Section B, Line 11

“A completed form 990 is reviewed by the ceo prior to submitting to the internal revenue service.”

Form 990, Part VI, Section B, Line 15

“Compease is used to gather compensation comparatives from other similar institutions.”

Form 990, Part VI, Section C, Line 18

“The association makes organizing documents and recent form 990 available upon written request.”

Form 990, Part VI, Section C, Line 19

“The association makes organizing documents and recent form 990 available upon written request.”

Filing and Contact Details

Filer

Filer Name
First Trust Credit Union
EIN
35-1089892
Phone
2198796161
Address
950 E US HIGHWAY 20, MICHIGAN CITY, IN 46360

Signing Officer

Name
Kim Kniola
Title
CEO
Phone
2198796161
Signed
2016-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kim Kniola
Formed
1959
Legal Domicile
In
Voting Board Members
8
Independent Board Members
8
Employees
63
Volunteers
11

Preparer

Firm
Whitinger & Company LLC
Address
1100 W WHITE RIVER BLVD, MUNCIE, IN 47303-3776
Preparer
Terry D Brumley CPA
Phone
7652843384
Raw XML AppendixShowing 400 of 486 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt02812701
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt055289
IRS990/PensionPlanContributionsGrp/TotalAmt055289
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt096438
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0172212
IRS990/PrincipalOfficerNm0KIM KNIOLA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522191
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND SERVICE INCOM
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02234312
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12020614
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02234312
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12020614
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0521098
IRS990/PYOtherExpensesAmt02286033
IRS990/PYOtherRevenueAmt02345889
IRS990/PYProgramServiceRevenueAmt02122505
IRS990/PYRevenuesLessExpensesAmt0657935
IRS990/PYSalariesCompEmpBnftPaidAmt02045524
IRS990/PYTotalExpensesAmt04331557
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04989492
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0141801
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0138352
IRS990/ReconcilationRevenueExpnssAmt0586435
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07057544
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07398214
IRS990/SavingsAndTempCashInvstGrp/BOYAmt051425078
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07445828
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02006606
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02111199
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04117805
IRS990ScheduleD/EquipmentGrp/BookValueAmt0303310
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01082207
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01385517
IRS990ScheduleD/LandGrp/BookValueAmt0626845
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0626845
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt090707078
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13867
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt051347331
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1136300
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2100000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt312646
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt460000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt560000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt650000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt7100
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FEDERAL HOME LOAN BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CORPORATE ONE CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc3PSCU CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CU ANSWERS
IRS990ScheduleD/OtherSecuritiesGrp/Desc5WESCO
IRS990ScheduleD/OtherSecuritiesGrp/Desc6EDOC
IRS990ScheduleD/OtherSecuritiesGrp/Desc7OTHER
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd7C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02936761
IRS990ScheduleD/TotalBookValueSecuritiesAmt051766377
IRS990ScheduleD/TotalLiabilityAmt090710945
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11693
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt214574
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt361648
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt49891
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt514840
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt64080
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt731626
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5CYCLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt210000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt325000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt475000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt516291
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt617200
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt715777
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt888800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt91000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ARNOLD BASS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JOHN HENDERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6KIM KNIOLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7JIM MINK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8JIM MINK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9BOB TILLEMA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd91
IRS990ScheduleL/TotalBalanceDueAmt0138352
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INDIVIDUALS AND THEIR FAMILIES WHO LIVE OR WORK IN LAPORTE, PORTER, JASPER, NEWTON, OR PULASKI COUNTIES ARE ELIGIBLE FOR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS AT THE CREDIT UNION ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COMPLETED FORM 990 IS REVIEWED BY THE CEO PRIOR TO SUBMITTING TO THE INTERNAL REVENUE SERVICE.

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$101,058,542
Liabilities
$90,847,627
Net assets
$10,210,915
Revenue
$4,937,760
Expenses
$4,351,325
Net income
$586,435
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$176$155$21.5$8.68$6.36$2.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$142$19.1$7.02$5.40$1.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$172$154$17.5$6.16$4.88$1.28
2021Detailed filing. Detailed filing data is available for this year.$165$149$16.3$5.72$4.60$1.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$131$15.1$5.69$4.97$0.73
2019Detailed filing. Detailed filing data is available for this year.$121$106$14.4$6.36$4.69$1.67
2018Detailed filing. Detailed filing data is available for this year.$114$101$12.7$5.60$4.46$1.15
2017Detailed filing. Detailed filing data is available for this year.$110$98.3$11.6$5.00$4.29$0.71
2016Detailed filing. Detailed filing data is available for this year.$105$94.4$10.9$4.96$4.30$0.67
2015Detailed filing. Detailed filing data is available for this year.$101$90.8$10.2$4.94$4.35$0.59
2014Detailed filing. Detailed filing data is available for this year.$95.7$86.0$9.62$4.99$4.33$0.66
2013Detailed filing. Detailed filing data is available for this year.$93.8$84.9$8.97$4.86$4.65$0.21
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.5$83.7$8.75$4.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.8$78.2$8.58$4.91
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.1$76.8$8.27$5.58