Civic Intelligence

United Through Reading

EIN 33-0373000 • 501(c)3 • San Diego, CA

Profile

Together, we unite military families facing physical separation by facilitating the bonding experience of reading aloud.

1455 Frazee Road 500San Diego, CA 92108

www.unitedthroughreading.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

45th percentile

0.04x

Higher debt load relative to assets than 45% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

37th percentile

0.03x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

87th percentile

45%

Higher net margin than 87% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

90th percentile

47%

Faster asset growth than 90% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

74th percentile

27%

Faster revenue growth than 74% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Assets

Up

$2,719,770

Up $1,777,993 (+189%) from 2023

Liabilities

Down

$113,056

Down $5,963 (-5.0%) from 2023

Net Assets

Up

$2,606,714

Up $1,783,956 (+217%) from 2023

Revenue

Up

$3,989,567

Up $1,657,696 (+71%) from 2023

Expenses

Down

$2,212,602

Down $408,448 (-16%) from 2023

Net Income

Up

$1,776,965

Up $2,066,144 (+714%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2015: $632,699Liabilities 2015: $79,298Net Assets 2015: $553,4012015Assets 2016: $932,124Liabilities 2016: $275,102Net Assets 2016: $657,0222016Assets 2017: $869,117Liabilities 2017: $109,756Net Assets 2017: $759,3612017Assets 2018: $1,281,029Liabilities 2018: $145,028Net Assets 2018: $1,136,0012018Assets 2019: $1,050,529Liabilities 2019: $101,694Net Assets 2019: $948,8352019Assets 2020: $1,672,839Liabilities 2020: $378,652Net Assets 2020: $1,294,1872020Assets 2021: $1,933,982Liabilities 2021: $204,753Net Assets 2021: $1,729,2292021Assets 2022: $1,258,409Liabilities 2022: $155,796Net Assets 2022: $1,102,6132022Assets 2023: $941,777Liabilities 2023: $119,019Net Assets 2023: $822,7582023Assets 2024: $2,719,770Liabilities 2024: $113,056Net Assets 2024: $2,606,7142024

Highlighted filing

2024

Assets$2,719,770
Liabilities$113,056
Net Assets$2,606,714

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2015: $1,111,997Expenses 2015: $1,383,842Net Income 2015: -$271,8452015Revenue 2016: $1,384,674Expenses 2016: $1,284,519Net Income 2016: $100,1552016Revenue 2017: $1,436,586Expenses 2017: $1,341,911Net Income 2017: $94,6752017Revenue 2018: $2,091,789Expenses 2018: $1,710,944Net Income 2018: $380,8452018Revenue 2019: $1,706,028Expenses 2019: $1,901,418Net Income 2019: -$195,3902019Revenue 2020: $2,502,906Expenses 2020: $2,166,568Net Income 2020: $336,3382020Revenue 2021: $2,576,774Expenses 2021: $2,153,042Net Income 2021: $423,7322021Revenue 2022: $2,485,089Expenses 2022: $3,096,166Net Income 2022: -$611,0772022Revenue 2023: $2,331,871Expenses 2023: $2,621,050Net Income 2023: -$289,1792023Revenue 2024: $3,989,567Expenses 2024: $2,212,602Net Income 2024: $1,776,9652024

Highlighted filing

2024

Revenue$3,989,567
Expenses$2,212,602
Net Income$1,776,965

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 20, 2025
Return Version
2024v5.2
Gross Receipts
$4,059,562
Mission and Program Overview

Mission

United through reading unites military families facing physical separation by facilitating the bonding experience of reading aloud together.

United through reading strengthens military families' literacy, emotional bonds, and well-being through the power of reading together at every age, no matter the distance.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$260,149$1,329,738▲ $1,069,589
Cash and Non-Interest-Bearing Accounts$368,214$1,120,934▲ $752,720
Pledges and Grants Receivable$66,455$91,965▲ $25,510
Land, Buildings, and Equipment, Net$75,965$53,150▼ $22,815
Prepaid Expenses and Deferred Charges$16,675$29,333▲ $12,658
Investments in Publicly Traded Securities$67,713$958▼ $66,755
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$941,777$2,719,770▲ $1,777,993
Other Assets Total$86,606$93,692▲ $7,086
Liabilities
Accounts Payable and Accrued Expenses$119,019$113,056▼ $5,963
Total Liabilities$119,019$113,056▼ $5,963
Net Assets / Fund Balance
Net Assets With Donor Restrictions$458,141$1,563,857▲ $1,105,716
Net Assets Without Donor Restrictions$364,617$1,042,857▲ $678,240
Total Net Assets Fund Balance$822,758$2,606,714▲ $1,783,956
Total Liabilities and Net Assets / Fund Balance$941,777$2,719,770▲ $1,777,993

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$53,150$116,429$169,579
Other Land Buildings-$1,369$1,369

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$86,606-▲ $7,086-$93,692
2023$78,582-▲ $8,024-$86,606
2022$87,729-▼ $9,147-$78,582
2021$76,900-▲ $10,829-$87,729
2020$68,415-▲ $8,485-$76,900
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kurt SchwendSVP of Ops & TechFT$142,473$553$143,026
Jenna LangSVP DevelopmentFT$105,975$481$106,456
Sally Ann ZollCEOFT$104,275$315$104,590
Timothy FarrellCEOFT$85,417-$85,417

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$3,882,887
Program Service Revenue
$0
Investment Income
$2,000
Other Revenue
$104,680
All Other Contributions
$3,872,512
Change in Net Assets
$1,776,965

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Books and Publications-$210,377-
Other Non Cash Contri Table32$22,032Fair Market Value (FMV)
Total Noncash Contributions32$232,409-

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,989,472
Revenue Not Reported on Financial Statements
$95
Revenue Not Reported on Form 990
$41,652
Total Revenue per Audited Statements
$4,031,124
Total Revenue per Form 990
$3,989,567
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,365,445
Other Expenses$847,157
Total Fundraising Expense$186,953
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$965,087$82,216$128,135$1,175,438
Current Officers, Directors, Trustees, and Key Employees$152,006$9,500$28,501$190,007
All Other Expenses$109,108$106$160$109,374
Other Expenses$56,875-$18,032$56,875
Occupancy$43,956$3,328$4,993$52,277
Fees for Services Other$25,790$17,609$3,802$47,201
Travel$31,272--$31,272
Depreciation Depletion$22,815--$22,815
Office Expenses$15,110$686$2,148$17,944
Insurance$10,678$788$1,182$12,648
Total Functional Expenses$1,911,416$114,233$186,953$2,212,602

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,247,168
Expenses per Audited Statements$2,212,602
Total Expenses per Form 990$2,212,602
Expenses Not Reported on Form 990$34,566
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$174,675
Fundraising Direct Expenses$69,995
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Storybook Ball$185,050$174,675$32,566$142,109
Total Events$185,050$174,675$69,995$104,680
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

United through reading's committees do not act on behalf of the the governing body.

Form 990, Part VI, Section B, Line 11B

The Audit Committee reviews the Form 990. Once it is approved by the Audit Committee it is then submitted to the Board for final approval.

Form 990, Part VI, Section B, Line 12C

1. Each new Trustee is presented with the Conflict of Interest policy during the 3 to 4 hour Trustee orientation. After the orientation is over the Trustee is asked if he or she understands the policy and is asked to sign the Conflict of Interest statement.2. Annually, all Trustees review the Conflict of Interest policy and are asked to sign the Conflict of Interest statement for the following year. All statements are kept on file by United Through Reading.3. The Governance Committee is the committee within the Board that monitors any contracts/transactions that could potentially create a conflict of interest. Minutes from that committee's meetings will show discussion of conflict of interest.4. The officers and members of the Board are aware through the written Conflict of Interest policy, which is kept in their updated electronic handbook, and through verbal reminders at meetings of their obligation to reveal a conflict of interest if it exists. Board members recuse themselves and are required to physically leave any discussion or vote when a conflict of interest might exist. Chairs of committees and of the Board follow the written procedures provided by the Conflict of Interest policy.

Form 990, Part VI, Section B, Line 15B

All employees undergo an annual evaluation and salary adjustment based on market data. The CEO is reviewed by the board chair and salary adjustments are made by the board.

Form 990, Part VI, Section C, Line 19

The organization makes its audited financial statements, governing documents and policies available upon request. The organization posts its audited financial statements, annual report and irs determination letter on the united through reading website and guidestar.

Filing and Contact Details

Filer

Filer Name
United Through Reading
EIN
33-0373000
Phone
8584817323
Address
1455 FRAZEE ROAD 500, SAN DIEGO, CA 92108

Signing Officer

Name
Sally Zoll
Title
CEO
Signed
2025-10-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sally Zoll
Formed
1989
Legal Domicile
CA
Voting Board Members
20
Independent Board Members
19
Employees
22
Volunteers
625

Preparer

Firm
Leaf & Cole LLP
Address
2810 Camino Del Rio South Suite 200, San Diego, CA 92108
Preparer
Jenny Kikuno
Phone
6192947200
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 1 - Organization Mission

UTR has entered into an agreement with a PEO (professional employer organization) TriNet to establish a three-way relationship between UTR, our employees and the PEO. UTR and the PEO are co-employers, instead of the traditional employer company/employee relationship. The PEO takes responsibility for HR administration and compliance, for which it charges a service fee.

Form 990, Part V, Line 2A

The organization compensates employees through a peo. No w-2s are issued in the ein or name of united through reading.

Financial Statement Notes

Part V, Line 4: Intended uses of the endowment fund.

The endowment funds are in permanently restricted accounts where currently there is no use of the income or dividends from the funds. There is no intention of using the interest income until the fund balance increases.

Part X : FIN48 Footnote

The Organization is a public charity and is exempt from income taxes under Section 501(c)(3) of the Internal Revenue Code and Section 23701(d) of the California Revenue and Taxation Code. The Organization believes that it has appropriate support for any tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. The Organization is not a private foundation.The Organizations Return of Organization Exempt from Income Tax for the years ended December 31, 2024, 2023, 2022, and 2021 are subject to examination by the Internal Revenue Service and State taxing authorities, generally three to four years after the returns were filed.

Part XI, Line 2D: Other revenue amounts included in F/S but not included on form 990

Special event expenses $32672

Part XII, Line 2D: Other expenses and losses per audited F/S

Special event expenses $32672

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