Civic Intelligence

Bclf Ventures Inc.

990 • Fiscal year 2023 • EIN 04-3246552

Jan 01, 2023 to Dec 31, 2023 • Filed on Nov 12, 2024

Organization ProfileWWW.BLUEHUBCAPITAL.ORG
10 Malcolm X BoulevardBoston, MA 02119

(617) 427-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.62x

Higher debt load relative to assets than 78% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Liabilities / Revenue

96th percentile

8.73x

Higher debt load relative to revenue than 96% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Net Margin

66th percentile

9.0%

Higher net margin than 66% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Top Officer Pay

89th percentile

$1,089,108

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 18.6% of source-year revenue.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Asset Growth

6th percentile

-10%

Faster asset growth than 6% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Revenue Growth

13th percentile

-26%

Faster revenue growth than 13% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$82,525,458

Down $9,363,779 (-10%) from 2022

Net Assets

Up

$31,554,290

Up $970,927 (+3.2%) from 2022

Liabilities

Down

$50,971,168

Down $10,334,706 (-17%) from 2022

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin66th percentile

Revenue

Down

$5,841,242

Down $2,085,898 (-26%) from 2022

Expenses

Down

$5,315,539

Down $186,701 (-3.4%) from 2022

Net Income

Down

$525,703

Down $1,899,197 (-78%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $8,379,336Liabilities 2010: $3,920,470Net Assets 2010: $4,458,8662010Assets 2011: $9,194,481Liabilities 2011: $5,082,407Net Assets 2011: $4,112,0742011Assets 2012: $7,294,200Liabilities 2012: $5,320,315Net Assets 2012: $1,973,8852012Assets 2013: $47,272,854Liabilities 2013: $43,192,107Net Assets 2013: $4,080,7472013Assets 2014: $46,562,895Liabilities 2014: $41,268,736Net Assets 2014: $5,294,1592014Assets 2015: $65,016,508Liabilities 2015: $47,788,981Net Assets 2015: $17,227,5272015Assets 2016: $69,753,021Liabilities 2016: $51,225,288Net Assets 2016: $18,527,7332016Assets 2017: $92,616,996Liabilities 2017: $71,260,574Net Assets 2017: $21,356,4222017Assets 2018: $96,966,833Liabilities 2018: $75,468,042Net Assets 2018: $21,498,7912018Assets 2019: $107,082,477Liabilities 2019: $83,299,276Net Assets 2019: $23,783,2012019Assets 2020: $107,589,450Liabilities 2020: $80,887,893Net Assets 2020: $26,701,5572020Assets 2021: $104,642,516Liabilities 2021: $76,824,704Net Assets 2021: $27,817,8122021Assets 2022: $91,889,237Liabilities 2022: $61,305,874Net Assets 2022: $30,583,3632022Assets 2023: $82,525,458Liabilities 2023: $50,971,168Net Assets 2023: $31,554,2902023Assets 2024: $81,992,387Liabilities 2024: $49,435,189Net Assets 2024: $32,557,1982024

Highlighted filing

2023

Assets$82,525,458
Liabilities$50,971,168
Net Assets$31,554,290
Open 2023 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $1,356,2532010Revenue 2011: $1,341,002Expenses 2011: $1,687,794Net Income 2011: -$346,7922011Expenses 2012: $2,191,9032012Revenue 2013: $5,320,459Expenses 2013: $3,213,597Net Income 2013: $2,106,8622013Revenue 2014: $5,537,069Expenses 2014: $4,323,657Net Income 2014: $1,213,4122014Revenue 2015: $16,646,485Expenses 2015: $4,713,117Net Income 2015: $11,933,3682015Revenue 2016: $5,991,695Expenses 2016: $4,691,489Net Income 2016: $1,300,2062016Revenue 2017: $8,374,237Expenses 2017: $5,545,548Net Income 2017: $2,828,6892017Revenue 2018: $9,189,869Expenses 2018: $6,504,991Net Income 2018: $2,684,8782018Revenue 2019: $9,250,974Expenses 2019: $6,966,564Net Income 2019: $2,284,4102019Revenue 2020: $9,107,552Expenses 2020: $6,189,196Net Income 2020: $2,918,3562020Revenue 2021: $7,116,147Expenses 2021: $5,999,892Net Income 2021: $1,116,2552021Revenue 2022: $7,927,140Expenses 2022: $5,502,240Net Income 2022: $2,424,9002022Revenue 2023: $5,841,242Expenses 2023: $5,315,539Net Income 2023: $525,7032023Revenue 2024: $6,374,260Expenses 2024: $5,371,352Net Income 2024: $1,002,9082024

Highlighted filing

2023

Revenue$5,841,242
Expenses$5,315,539
Net Income$525,703
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Nov 12, 2024
Return Version
2023v5.1
Gross Receipts
$5,841,242
Mission and Program Overview

Mission

Community venture capital

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$60,914,579$57,490,317▼ $3,424,262
Cash and Non-Interest-Bearing Accounts$28,603,013$21,163,133▼ $7,439,880
Savings and Temporary Cash Investments$856,891$2,466,620▲ $1,609,729
Accounts Receivable$1,427,920$1,225,452▼ $202,468
Prepaid Expenses and Deferred Charges$86,834$90,553▲ $3,719
Total Assets$91,889,237$82,525,458▼ $9,363,779
Other Assets Total$0$89,383▲ $89,383
Liabilities
Mortgage Notes Payable Secured by Investment Property$61,163,303$50,812,765▼ $10,350,538
Other Liabilities$92,389$116,379▲ $23,990
Accounts Payable and Accrued Expenses$50,182$42,024▼ $8,158
Total Liabilities$61,305,874$50,971,168▼ $10,334,706
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$30,583,363$31,554,290▲ $970,927
Total Net Assets Fund Balance$30,583,363$31,554,290▲ $970,927
Total Liabilities and Net Assets / Fund Balance$91,889,237$82,525,458▼ $9,363,779

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$56,963,455--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elyse CherryCEO & Ex-officio Board MemberPT$190,498$233,071$423,569
Lisa ZappalaChief Financial OfficerPT$48,129$47,289$95,418
E Matthew GautieriSVP, ControllerPT$31,690$15,752$47,442
Dewitt JonesExecutive VP & Ex-officio--$9,826$9,826

Board Members and Trustees

NameTitle
Charles ClarkChairman of the Board
Edward Dugger IiiBoard Member
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Reese FaydeBoard Member
Victor R RiveraBoard Member
Rev James Walsh SjClerk of the Board
Sarah C LincolnTreasurer of the Board
Brenda LoyaChief Operating Officer
Kathryn MchughSVP, Commercial Lending
Michael NillesSVP, Commercial Lending, Team Leader
Andrew KohSVP, Operations

Highest Paid Contractors

ContractorServicesLocationCompensation
Dovenmuehle Mortgage INCMortgage Loan Servicing1 CORPORATE DRIVE SUITE 360, Lake Zurich, IL 60047$150,549
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,805,790
Investment Income
$853,489
Other Revenue
$181,963
Change in Net Assets
$525,703
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,206,526
Salaries, Compensation, and Employee Benefits$2,109,013
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,911,262--$1,911,262
Other Salaries and Wages$1,082,243$269,677-$1,351,920
Current Officers, Directors, Trustees, and Key Employees$408,425$45,381-$453,806
Advertising$300,283--$300,283
Fees for Services Other$86,929$155,927-$242,856
Other Employee Benefits$125,003$66,206-$191,209
Insurance$118,794$31,056-$149,850
Office Expenses$78,789$35,169-$113,958
Occupancy-$84,762-$84,762
Payroll Taxes$62,932$19,671-$82,603
All Other Expenses$12,299$21,933-$34,232
Fees for Services Accounting$10,900$22,125-$33,025
Pension Plan Contributions$25,914$3,561-$29,475
Depreciation Depletion-$28,085-$28,085
Other Expenses$25,735$2,347-$25,735
Fees for Services Legal$18,032--$18,032
Travel$4,820$12,869-$17,689
Conferences and Meetings$314$9,134-$9,448
Fees for Service Investment Mgmnt Fees-$2,238-$2,238
Total Functional Expenses$4,505,398$810,141$0$5,315,539
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliates$116,379
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The ceo, cfo, controller, and finance committee review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the organization's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the corporation's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bclf Ventures Inc
EIN
04-3246552
Phone
6174278600
Address
10 MALCOLM X BOULEVARD, BOSTON, MA 02119

Signing Officer

Name
Lisa Zappala
Title
Chief Financial Officer
Phone
6174278600
Signed
2024-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Zappala
Formed
1994
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
9
Employees
51
Volunteers
9

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Matthew Mcginnis CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Gain on bond payable redemption 745,224. Cumulative effect adjustment of asc topic 326 -300,000.”

FORM 990, PART XII, LINE 2C:

“The corporation has a committee that assumes responsibility for the oversight of the audit of its financial statements and selection of independent accountant, the process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statements regarding a tax position taken or expected to be taken in a tax return. The corporation has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at december 31, 2023. The corporation does not expect that the amounts of unrecognized tax benefits will change significantly within the next twelve-months.”

Raw XML AppendixShowing 400 of 958 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1181511
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1234690
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0582745
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1425997
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11326048
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12196576
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13318083
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14211464
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15278499
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16245536
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO & EX-OFFICIO BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP & EX-OFFICIO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt3CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP, CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP, COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP, OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP, COMMERCIAL LENDING, TEAM LEADER
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHIEF OPERATING OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05841242
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt031056
IRS990/InsuranceGrp/ProgramServicesAmt0118794
IRS990/InsuranceGrp/TotalAmt0149850
IRS990/InterestGrp/ProgramServicesAmt01911262
IRS990/InterestGrp/TotalAmt01911262
IRS990/InvestmentIncomeGrp/ExclusionAmt0853489
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0853489
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt060914579
IRS990/InvestmentsProgramRelatedGrp/EOYAmt057490317
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY VENTURE CAPITAL
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt061163303
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt050812765
IRS990/NetAssetsOrFundBalancesBOYAmt030583363
IRS990/NetAssetsOrFundBalancesEOYAmt031554290
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt030583363
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt031554290
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt084762
IRS990/OccupancyGrp/TotalAmt084762
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt035169
IRS990/OfficeExpensesGrp/ProgramServicesAmt078789
IRS990/OfficeExpensesGrp/TotalAmt0113958
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt089383
IRS990/OtherChangesInNetAssetsAmt0445224
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt066206
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0125003
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0191209
IRS990/OtherExpensesGrp/Desc0REPORTING EXPENSE
IRS990/OtherExpensesGrp/Desc1SHARE OF BCLF VENTURES
IRS990/OtherExpensesGrp/Desc2FILING FEES
IRS990/OtherExpensesGrp/Desc3FINANCING FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02347
IRS990/OtherExpensesGrp/ProgramServicesAmt0150549
IRS990/OtherExpensesGrp/ProgramServicesAmt158042
IRS990/OtherExpensesGrp/ProgramServicesAmt224133
IRS990/OtherExpensesGrp/ProgramServicesAmt325735
IRS990/OtherExpensesGrp/TotalAmt0150549
IRS990/OtherExpensesGrp/TotalAmt158042
IRS990/OtherExpensesGrp/TotalAmt226480
IRS990/OtherExpensesGrp/TotalAmt325735
IRS990/OtherLiabilitiesGrp/BOYAmt092389
IRS990/OtherLiabilitiesGrp/EOYAmt0116379
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0CREDIT LOSS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0181963
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0181963
IRS990/OtherRevenueTotalAmt0181963
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0269677
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01082243
IRS990/OtherSalariesAndWagesGrp/TotalAmt01351920
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt019671
IRS990/PayrollTaxesGrp/ProgramServicesAmt062932
IRS990/PayrollTaxesGrp/TotalAmt082603
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03561
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt025914
IRS990/PensionPlanContributionsGrp/TotalAmt029475
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt086834
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt090553
IRS990/PrincipalOfficerNm0LISA ZAPPALA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04329413
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1455765
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt220612
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04329413
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1455765
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220612
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ORGANIZATION'S DISREGARDED ENTITY, AURA MORTGAGE ADVISORS, ACTS AS A MORTGAGE BROKER/LENDER FOR LOW-INCOME PEOPLE AND COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt04389789
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt04967141
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01826265
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0236628
IRS990/PYOtherExpensesAmt03815806
IRS990/PYOtherRevenueAmt01247298
IRS990/PYProgramServiceRevenueAmt04616949
IRS990/PYRevenuesLessExpensesAmt02424900
IRS990/PYSalariesCompEmpBnftPaidAmt01686434
IRS990/PYTotalExpensesAmt05502240
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07927140
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0525703
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt020612
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0856891
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02466620
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0401802
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt0296961
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt0407719
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt0446598
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt0548113
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt02101193
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01826265
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01826265
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0853489
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0236628
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt010915
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0186293
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0128329
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01415654
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt04805790
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt04616949
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt05856549

Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$82,525,458
Liabilities
$50,971,168
Net assets
$31,554,290
Revenue
$5,841,242
Expenses
$5,315,539
Net income
$525,703
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.0$49.4$32.6$6.37$5.37$1.00
2023Detailed filing. Detailed filing data is available for this year.$82.5$51.0$31.6$5.84$5.32$0.53
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.9$61.3$30.6$7.93$5.50$2.42
2021Detailed filing. Detailed filing data is available for this year.$105$76.8$27.8$7.12$6.00$1.12
2020Detailed filing. Detailed filing data is available for this year.$108$80.9$26.7$9.11$6.19$2.92
2019Detailed filing. Detailed filing data is available for this year.$107$83.3$23.8$9.25$6.97$2.28
2018Detailed filing. Detailed filing data is available for this year.$97.0$75.5$21.5$9.19$6.50$2.68
2017Detailed filing. Detailed filing data is available for this year.$92.6$71.3$21.4$8.37$5.55$2.83
2016Detailed filing. Detailed filing data is available for this year.$69.8$51.2$18.5$5.99$4.69$1.30
2015Detailed filing. Detailed filing data is available for this year.$65.0$47.8$17.2$16.6$4.71$11.9
2014Detailed filing. Detailed filing data is available for this year.$46.6$41.3$5.29$5.54$4.32$1.21
2013Detailed filing. Detailed filing data is available for this year.$47.3$43.2$4.08$5.32$3.21$2.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.29$5.32$1.97$2.19
2011Summary only. Only limited summary data is available for this year.$9.19$5.08$4.11$1.34$1.69$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.38$3.92$4.46$1.36