Civic Intelligence

Bclf Ventures Inc.

990 • Fiscal year 2019 • EIN 04-3246552

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 04, 2020

Organization ProfileHTTPS:/BLUEHUBCAPITAL.ORG
10 Malcolm X BoulevardBoston, MA 02119

(617) 427-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.78x

Higher debt load relative to assets than 82% of similar nonprofits.

2019 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2019

Liabilities / Revenue

95th percentile

9.00x

Higher debt load relative to revenue than 95% of similar nonprofits.

2019 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2019

Net Margin

83rd percentile

25%

Higher net margin than 83% of similar nonprofits.

2019 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2019

Top Officer Pay

73rd percentile

$811,036

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 8.8% of source-year revenue.

2019 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2019

Asset Growth

69th percentile

10%

Faster asset growth than 69% of similar nonprofits.

2019 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2018 to 2019

Revenue Growth

37th percentile

0.7%

Faster revenue growth than 37% of similar nonprofits.

2019 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$107,082,477

Up $10,115,644 (+10%) from 2018

Net Assets

Up

$23,783,201

Up $2,284,410 (+11%) from 2018

Liabilities

Up

$83,299,276

Up $7,831,234 (+10%) from 2018

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin83rd percentile

Revenue

Up

$9,250,974

Up $61,105 (+0.7%) from 2018

Expenses

Up

$6,966,564

Up $461,573 (+7.1%) from 2018

Net Income

Down

$2,284,410

Down $400,468 (-15%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $8,379,336Liabilities 2010: $3,920,470Net Assets 2010: $4,458,8662010Assets 2011: $9,194,481Liabilities 2011: $5,082,407Net Assets 2011: $4,112,0742011Assets 2012: $7,294,200Liabilities 2012: $5,320,315Net Assets 2012: $1,973,8852012Assets 2013: $47,272,854Liabilities 2013: $43,192,107Net Assets 2013: $4,080,7472013Assets 2014: $46,562,895Liabilities 2014: $41,268,736Net Assets 2014: $5,294,1592014Assets 2015: $65,016,508Liabilities 2015: $47,788,981Net Assets 2015: $17,227,5272015Assets 2016: $69,753,021Liabilities 2016: $51,225,288Net Assets 2016: $18,527,7332016Assets 2017: $92,616,996Liabilities 2017: $71,260,574Net Assets 2017: $21,356,4222017Assets 2018: $96,966,833Liabilities 2018: $75,468,042Net Assets 2018: $21,498,7912018Assets 2019: $107,082,477Liabilities 2019: $83,299,276Net Assets 2019: $23,783,2012019Assets 2020: $107,589,450Liabilities 2020: $80,887,893Net Assets 2020: $26,701,5572020Assets 2021: $104,642,516Liabilities 2021: $76,824,704Net Assets 2021: $27,817,8122021Assets 2022: $91,889,237Liabilities 2022: $61,305,874Net Assets 2022: $30,583,3632022Assets 2023: $82,525,458Liabilities 2023: $50,971,168Net Assets 2023: $31,554,2902023Assets 2024: $81,992,387Liabilities 2024: $49,435,189Net Assets 2024: $32,557,1982024

Highlighted filing

2019

Assets$107,082,477
Liabilities$83,299,276
Net Assets$23,783,201
Open 2019 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $1,356,2532010Revenue 2011: $1,341,002Expenses 2011: $1,687,794Net Income 2011: -$346,7922011Expenses 2012: $2,191,9032012Revenue 2013: $5,320,459Expenses 2013: $3,213,597Net Income 2013: $2,106,8622013Revenue 2014: $5,537,069Expenses 2014: $4,323,657Net Income 2014: $1,213,4122014Revenue 2015: $16,646,485Expenses 2015: $4,713,117Net Income 2015: $11,933,3682015Revenue 2016: $5,991,695Expenses 2016: $4,691,489Net Income 2016: $1,300,2062016Revenue 2017: $8,374,237Expenses 2017: $5,545,548Net Income 2017: $2,828,6892017Revenue 2018: $9,189,869Expenses 2018: $6,504,991Net Income 2018: $2,684,8782018Revenue 2019: $9,250,974Expenses 2019: $6,966,564Net Income 2019: $2,284,4102019Revenue 2020: $9,107,552Expenses 2020: $6,189,196Net Income 2020: $2,918,3562020Revenue 2021: $7,116,147Expenses 2021: $5,999,892Net Income 2021: $1,116,2552021Revenue 2022: $7,927,140Expenses 2022: $5,502,240Net Income 2022: $2,424,9002022Revenue 2023: $5,841,242Expenses 2023: $5,315,539Net Income 2023: $525,7032023Revenue 2024: $6,374,260Expenses 2024: $5,371,352Net Income 2024: $1,002,9082024

Highlighted filing

2019

Revenue$9,250,974
Expenses$6,966,564
Net Income$2,284,410
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 4, 2020
Return Version
2019v5.1
Gross Receipts
$9,250,974
Mission and Program Overview

Mission

Community venture capital

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$81,902,005$94,440,072▲ $12,538,067
Cash and Non-Interest-Bearing Accounts$12,443,186$10,335,220▼ $2,107,966
Accounts Receivable$1,445,473$1,349,366▼ $96,107
Savings and Temporary Cash Investments$1,161,474$943,884▼ $217,590
Prepaid Expenses and Deferred Charges$14,695$13,935▼ $760
Total Assets$96,966,833$107,082,477▲ $10,115,644
Liabilities
Mortgage Notes Payable Secured by Investment Property$72,600,544$78,795,871▲ $6,195,327
Other Liabilities$2,628,673$4,295,687▲ $1,667,014
Accounts Payable and Accrued Expenses$238,825$207,718▼ $31,107
Total Liabilities$75,468,042$83,299,276▲ $7,831,234
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$21,498,791$23,783,201▲ $2,284,410
Total Net Assets Fund Balance$21,498,791$23,783,201▲ $2,284,410
Total Liabilities and Net Assets / Fund Balance$96,966,833$107,082,477▲ $10,115,644

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$94,084,811--
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elyse CherryPresident & Ex-officio BoaPT$130,559$102,752$233,311
Anne DepewGeneral Manager, SunPT$160,355$24,896$185,251
Lisa ZappalaChief Financial OfficerPT$28,490$10,749$39,239
E Matthew GautieriControllerPT$28,357$8,381$36,738

Board Members and Trustees

NameTitle
Charles ClarkChairman of the Board
Edward Dugger IiiBoard Member
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Reese FaydeBoard Member
Victor R RiveraBoard Member
Rev James Walsh SjClerk of the Board
Sarah C LincolnTreasurer of the Board
Dewitt JonesExecutive VP & Ex-officio
Kathryn MchughSenior Lender
Michael NillesSenior Lender
Sarah KittermanSenior Lender
Michelle VolpeSenior VP & Ex-officio Boa
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,956,713
Investment Income
$128,329
Other Revenue
$2,165,932
Change in Net Assets
$2,284,410
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,411,794
Salaries, Compensation, and Employee Benefits$2,554,770
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$2,793,186--$2,793,186
Other Salaries and Wages$1,218,315$626,289-$1,844,604
Office Expenses$283,249$842,449-$1,125,698
Current Officers, Directors, Trustees, and Key Employees$237,118$35,432-$272,550
Other Employee Benefits$174,976$81,309-$256,285
Payroll Taxes$70,960$32,595-$103,555
Advertising$61,012$28,712-$89,724
Fees for Services Other$58,450$29,894-$88,344
Pension Plan Contributions$51,890$25,886-$77,776
Fees for Services Legal$62,485--$62,485
Insurance$30,429$9,918-$40,347
Depreciation Depletion$25,734--$25,734
Fees for Services Accounting$13,025$962-$13,987
Travel$7,400--$7,400
Occupancy-$2,524-$2,524
Conferences and Meetings$2,079$171-$2,250
Other Expenses$13,489$1,467-$1,467
All Other Expenses$86$61-$147
Total Functional Expenses$5,242,668$1,723,896$0$6,966,564
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliates$4,295,687
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The ceo, cfo, controller, and finance committee review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the organization's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the corporation's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bclf Ventures Inc
EIN
04-3246552
Phone
6174278600
Address
10 MALCOLM X BOULEVARD, BOSTON, MA 02119

Signing Officer

Name
Lisa Zappala
Title
Chief Financial Officer
Phone
6174278600
Signed
2020-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Zappala
Formed
1994
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
9
Employees
57
Volunteers
9

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Thomas Washburn CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The corporation has a committee that assumes responsibility for the oversight of the audit of its financial statements and selection of independent accountant, the process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statements regarding a tax position taken or expected to be taken in a tax return. The corporation has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at december 31, 2019.”

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt9525137
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10344361
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11287200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12208193
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13181940
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14195132
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1543089
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16197972
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17181725
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt2CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT & EX-OFFICIO BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt10EXECUTIVE VP & EX-OFFICIO
IRS990/Form990PartVIISectionAGrp/TitleTxt11SENIOR VP & EX-OFFICIO BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SENIOR LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt15GENERAL MANAGER, SUN
IRS990/Form990PartVIISectionAGrp/TitleTxt16SENIOR LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR LENDER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt09250974
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt09918
IRS990/InsuranceGrp/ProgramServicesAmt030429
IRS990/InsuranceGrp/TotalAmt040347
IRS990/InterestGrp/ProgramServicesAmt02793186
IRS990/InterestGrp/TotalAmt02793186
IRS990/InvestmentIncomeGrp/ExclusionAmt0128329
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0128329
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt081902005
IRS990/InvestmentsProgramRelatedGrp/EOYAmt094440072
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY VENTURE CAPITAL
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt072600544
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt078795871
IRS990/NetAssetsOrFundBalancesBOYAmt021498791
IRS990/NetAssetsOrFundBalancesEOYAmt023783201
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt021498791
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt023783201
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt02524
IRS990/OccupancyGrp/TotalAmt02524
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0842449
IRS990/OfficeExpensesGrp/ProgramServicesAmt0283249
IRS990/OfficeExpensesGrp/TotalAmt01125698
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt081309
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0174976
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0256285
IRS990/OtherExpensesGrp/Desc0REPORTING EXPENSE
IRS990/OtherExpensesGrp/Desc1FILING FEES
IRS990/OtherExpensesGrp/Desc2STAFF DEVELOPMENT
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06195
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt132
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21467
IRS990/OtherExpensesGrp/ProgramServicesAmt0123218
IRS990/OtherExpensesGrp/ProgramServicesAmt115567
IRS990/OtherExpensesGrp/ProgramServicesAmt213489
IRS990/OtherExpensesGrp/TotalAmt0123218
IRS990/OtherExpensesGrp/TotalAmt121762
IRS990/OtherExpensesGrp/TotalAmt213521
IRS990/OtherExpensesGrp/TotalAmt31467
IRS990/OtherLiabilitiesGrp/BOYAmt02628673
IRS990/OtherLiabilitiesGrp/EOYAmt04295687
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0LOAN LOSS RECOVERIES
IRS990/OtherRevenueMiscGrp/Desc1SHARE OF BCLF VENTURES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02140458
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt125474
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02140458
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt125474
IRS990/OtherRevenueTotalAmt02165932
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0626289
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01218315
IRS990/OtherSalariesAndWagesGrp/TotalAmt01844604
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt032595
IRS990/PayrollTaxesGrp/ProgramServicesAmt070960
IRS990/PayrollTaxesGrp/TotalAmt0103555
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt025886
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt051890
IRS990/PensionPlanContributionsGrp/TotalAmt077776
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt014695
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013935
IRS990/PrincipalOfficerNm0LISA ZAPPALA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06142652
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1789061
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt225000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06142652
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1789061
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt225000
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ORGANIZATION'S DISREGARDED ENTITY, AURA MORTGAGE ADVISORS, ACTS AS A MORTGAGE BROKER/LENDER FOR LOW-INCOME PEOPLE AND COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt05185602
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt09072171
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01000000
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt044659
IRS990/PYOtherExpensesAmt04121044
IRS990/PYOtherRevenueAmt02031716
IRS990/PYProgramServiceRevenueAmt06113494
IRS990/PYRevenuesLessExpensesAmt02684878
IRS990/PYSalariesCompEmpBnftPaidAmt02383947
IRS990/PYTotalExpensesAmt06504991
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09189869
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt02284410
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt050474
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01161474
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0943884
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0548113
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt01553589
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt01288542
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt0424725
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt09957586
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt013772555
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01000000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01000000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt010800000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt012800000
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt096
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt096
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt06956713
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt06113494

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$107,082,477
Liabilities
$83,299,276
Net assets
$23,783,201
Revenue
$9,250,974
Expenses
$6,966,564
Net income
$2,284,410
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.0$49.4$32.6$6.37$5.37$1.00
2023Detailed filing. Detailed filing data is available for this year.$82.5$51.0$31.6$5.84$5.32$0.53
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.9$61.3$30.6$7.93$5.50$2.42
2021Detailed filing. Detailed filing data is available for this year.$105$76.8$27.8$7.12$6.00$1.12
2020Detailed filing. Detailed filing data is available for this year.$108$80.9$26.7$9.11$6.19$2.92
2019Detailed filing. Detailed filing data is available for this year.$107$83.3$23.8$9.25$6.97$2.28
2018Detailed filing. Detailed filing data is available for this year.$97.0$75.5$21.5$9.19$6.50$2.68
2017Detailed filing. Detailed filing data is available for this year.$92.6$71.3$21.4$8.37$5.55$2.83
2016Detailed filing. Detailed filing data is available for this year.$69.8$51.2$18.5$5.99$4.69$1.30
2015Detailed filing. Detailed filing data is available for this year.$65.0$47.8$17.2$16.6$4.71$11.9
2014Detailed filing. Detailed filing data is available for this year.$46.6$41.3$5.29$5.54$4.32$1.21
2013Detailed filing. Detailed filing data is available for this year.$47.3$43.2$4.08$5.32$3.21$2.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.29$5.32$1.97$2.19
2011Summary only. Only limited summary data is available for this year.$9.19$5.08$4.11$1.34$1.69$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.38$3.92$4.46$1.36